Last update: Oct 2026

Cost of Living Comparison Between Novara and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,483 in Novara, rent and utilities included – about $1,600 less a year. The total is higher in Novara despite lower rent and utilities.

72

Cost of Living Index in Novara
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Novara Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Novara

🇮🇹 Italy

$1,483

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Novara and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novara and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,483 in Novara versus $1,353 in Ubud, Bali.

Novara $1,483
Ubud, Bali $1,353

Estimated couple costs with rent: $2,293 in Novara versus $2,297 in Ubud, Bali.

Novara $2,293
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,103 in Novara versus $3,241 in Ubud, Bali.

Novara $3,103
Ubud, Bali $3,241

Living in Novara is roughly 10% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Novara 9% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$16.78 €14.92

$3.23 Rp 58.1K

419.50%

Three-Course Dinner for Two, Mid-Range

$56.6 €50.3

$34.88 Rp 627.8K

62.13%

Fast Food Meal (McDonalds, etc)

$10.25 €9.12

$5.70 Rp 102.5K

79.82%

Cappuccino

$1.74 €1.55

$2.62 Rp 47.1K

-33.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.46 €3.08

$1.72 Rp 31.0K

101.16%

Water (0.33 liter bottle)

$1.72 €1.53

$0.81 Rp 14.6K

112.35%

Local Beer (0.5 liter draught)

$5.57 €4.96

$2.65 Rp 47.7K

110.19%

Imported Beer (0.33 liter bottle)

$5.09 €4.52

$4.37 Rp 78.6K

16.48%

Milk (1 liter)

$1.39 €1.24

$1.57 Rp 28.3K

-11.46%

White Bread (500g)

$1.95 €1.74

$2.19 Rp 39.5K

-10.96%

Rice (white) (1kg)

$2.88 €2.56

$1.18 Rp 21.2K

144.07%

Eggs

$3.33 €2.96

$2.16 Rp 38.8K

54.17%

Local Cheese (1kg)

$11.40 €10.14

$17.65 Rp 317.7K

-35.41%

Chicken Fillets (1kg)

$8.76 €7.79

$3.78 Rp 68.0K

131.75%

Beef Round Steak (1kg)

$13.22 €11.76

$11.95 Rp 215.1K

10.63%

Apples (1kg)

$2.53 €2.25

$3.60 Rp 64.8K

-29.72%

Banana (1kg)

$1.65 €1.46

$1.59 Rp 28.6K

3.77%

Oranges (1kg)

$3.41 €3.04

$2.31 Rp 41.6K

47.62%

Tomato (1kg)

$2.16 €1.92

$1.91 Rp 34.3K

13.09%

Potato (1kg)

$1.94 €1.73

$1.78 Rp 32.1K

8.99%

Onion (1kg)

$1.14 €1.02

$2.33 Rp 41.9K

-51.07%

Lettuce (1 head)

$1.03 €0.91

$1.00 Rp 18.0K

3.00%

Water (1.5 liter bottle)

$0.75 €0.67

$0.53 Rp 9,509

41.51%

Cigarettes 20 Pack (Marlboro, Camel)

$6.23 €5.55

$2.29 Rp 41.1K

172.05%

Wine (Bottle)

$5.58 €4.96

$22.07 Rp 397.3K

-74.72%

Local Beer (0.5 liter bottle)

$1.84 €1.63

$2.35 Rp 42.2K

-21.70%

Imported Beer (0.33 liter bottle)

$2.28 €2.03

$2.98 Rp 53.6K

-23.49%

One-way Ticket (Public Transport)

$1.69 €1.51

$0.23 Rp 4,112

634.78%

Public Transport Monthly Pass (Regular Price)

$38.24 €34.01

$8.90 Rp 160.2K

329.66%

Taxi Start (Normal Tariff)

$4.36 €3.87

$0.47 Rp 8,466

827.66%

Taxi (Normal Tariff) (1km)

$1.20 €1.06

$0.43 Rp 7,737

179.07%

Taxi 1hour Waiting (Normal Tariff)

$34.82 €30.97

$5.47 Rp 98.4K

536.56%

Gasoline (1 liter)

$2.05 €1.82

$0.83 Rp 14.9K

146.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K €23.9K

$23.9K Rp 429.8M

12.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K €29.7K

$32.8K Rp 590.1M

1.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 €157

$80.0 Rp 1.4M

120.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.41 €9.26

$6.56 Rp 118.1K

58.69%

Internet (50+ Mbps, Unlimited Data)

$30.24 €26.90

$18.60 Rp 334.8K

62.58%

Gym Membership (Monthly)

$78.3 €69.6

$54.1 Rp 974.1K

44.64%

Tennis Court (1 Hour on Weekend)

$18.96 €16.86

$18.28 Rp 329.0K

3.72%

Cinema Ticket

$11.39 €10.13

$4.25 Rp 76.5K

168.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$517 €460

$493 Rp 8.9M

4.96%

International Primary School, 1 Child (Yearly)

$9,907 €8,813

$5,597 Rp 100.7M

77.01%

Jeans (Levis 501 Or Similar)

$124 €110

$45.58 Rp 820.4K

171.63%

Summer Dress (H&M, Zara, etc)

$34.03 €30.27

$34.96 Rp 629.4K

-2.66%

Sport Shoes (Adidas, Nike)

$55.5 €49.40

$77.7 Rp 1.4M

-28.55%

Men's Leather Business Shoes

$139 €123

$78.5 Rp 1.4M

76.45%

1-bedroom Apartment, City Center (Monthly)

$644 €573

$1,131 Rp 20.4M

-43.07%

1-bedroom Apartment, Outside City Center (Monthly)

$438 €389

$673 Rp 12.1M

-34.95%

3-bedroom Apartment, City Center (Monthly)

$1,048 €932

$3,613 Rp 65.0M

-71.00%

3-bedroom Apartment, Outside City Center (Monthly)

$784 €698

$1,702 Rp 30.6M

-53.91%

Buy Apartment in City Center (m2)

$2,850 €2,535

$2,717 Rp 48.9M

4.87%

Buy Apartment Outside City Center (m2)

$1,873 €1,666

$2,241 Rp 40.3M

-16.45%

Average Monthly Net Salary (After Tax)

$2,082 €1,852

$166 Rp 3.0M

1151.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.62

13.78

-73.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novara: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Novara

$438 29.5%

Ubud, Bali

$673 49.7% 53.7% $235

Groceries & Markets

Novara

$269 18.1%

Ubud, Bali

$287 21.2% 6.8% $18

Eating Out

Novara

$245 16.5%

Ubud, Bali

$106 7.9% 56.5% $138

Monthly Utilities & Internet

Novara

$217 14.6%

Ubud, Bali

$105 7.8% 51.6% $112

Clothing & Footwear

Novara

$158 10.7%

Ubud, Bali

$107 7.9% 32.7% $52

Sport & Entertainment

Novara

$101 6.8%

Ubud, Bali

$63 4.6% 38% $38

Getting Around

Novara

$55 3.7%

Ubud, Bali

$12 0.9% 77.5% $43

Cost Breakdown

A one-bedroom apartment in the center runs $644 in Novara and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Novara pays 1151% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Novara vs $35.00 in Ubud, Bali. Groceries flip the comparison at $269 vs $287, with Novara cheaper for home cooking.

Good to know

🇮🇹 Novara

🇮🇩 Ubud, Bali

🕒 Local time

07:39 7:39 AM

13:39 1:39 PM

6 h ahead of Novara

🌤 Weather

👥 Population

100,910

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 23, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Novara Ubud, Bali 11,980 km ≈ 15 h nonstop flight

From you

Novara
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novara vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Novara and Ubud, Bali differ by about 10% in total monthly costs ($1,483 vs $1,353 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1151% higher in Novara, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $644 in Novara versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $517 in Novara versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Novara pay roughly 7% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,353 in Ubud, Bali versus $1,483 in Novara, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Novara. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novara and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 10% less than in Novara. Beyond cost, consider language, visa policies, and how big the international community is in each city.