Cost of Living Comparison Between Ubud, Bali and Nova Gradiska Cost of Living Comparison Between Ubud, Bali and Nova Gradiska

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,603 in Nova Gradiska.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $2,436 in Nova Gradiska.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $3,270 in Nova Gradiska.

Living in Ubud, Bali costs roughly 14% less than in Nova Gradiska, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Nova Gradiska 19% above.

Meal at Budget Restaurant

$3.32 Rp 59.7K

$13.70 €12.05

-75.77%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 634.5K

$74.8 €65.7

-52.74%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.8K

$10.30 €9.06

-48.25%

Cappuccino

$2.75 Rp 49.5K

$2.42 €2.13

13.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.0K

$3.03 €2.67

-42.90%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$1.92 €1.69

-58.33%

Local Beer (0.5 liter draught)

$2.95 Rp 52.9K

$3.88 €3.41

-23.97%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.7K

$4.48 €3.94

-0.89%

Milk (1 liter)

$1.50 Rp 26.9K

$1.23 €1.08

21.95%

White Bread (500g)

$2.30 Rp 41.3K

$1.57 €1.38

46.50%

Rice (white) (1kg)

$1.10 Rp 19.7K

$3.49 €3.07

-68.48%

Eggs

$2.16 Rp 38.8K

$3.89 €3.42

-44.47%

Local Cheese (1kg)

$17.09 Rp 306.9K

$15.93 €14.00

7.28%

Chicken Fillets (1kg)

$3.88 Rp 69.6K

$10.28 €9.04

-62.26%

Beef Round Steak (1kg)

$11.92 Rp 214.0K

$14.64 €12.87

-18.58%

Apples (1kg)

$3.57 Rp 64.0K

$1.69 €1.48

111.24%

Banana (1kg)

$1.58 Rp 28.4K

$1.71 €1.50

-7.60%

Oranges (1kg)

$2.36 Rp 42.4K

$1.84 €1.62

28.26%

Tomato (1kg)

$1.97 Rp 35.3K

$2.60 €2.28

-24.23%

Potato (1kg)

$1.81 Rp 32.5K

$1.39 €1.22

30.22%

Onion (1kg)

$2.39 Rp 42.9K

$1.30 €1.14

83.85%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.39 €1.22

-26.62%

Water (1.5 liter bottle)

$0.49 Rp 8,825

$1.33 €1.17

-63.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.3K

$6.02 €5.29

-62.62%

Wine (Bottle)

$22.30 Rp 400.5K

$7.76 €6.82

187.37%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.5K

$1.61 €1.42

47.20%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.0K

$2.14 €1.88

35.51%

One-way Ticket (Public Transport)

$0.25 Rp 4,474

$1.84 €1.62

-86.41%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.6K

$47.11 €41.42

-81.85%

Taxi Start (Normal Tariff)

$0.44 Rp 7,936

$5.56 €4.89

-92.09%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,584

$1.44 €1.27

-70.83%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.7K

$27.91 €24.54

-79.72%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.83 €1.61

-55.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 426.3M

$26.8K €23.5K

-11.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 556.3M

$24.9K €21.9K

24.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$192 €169

-57.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.1K

$24.31 €21.37

-74.08%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 334.7K

$39.83 €35.02

-53.23%

Gym Membership (Monthly)

$54.7 Rp 982.9K

$47.34 €41.62

15.61%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.3K

$15.15 €13.32

21.78%

Cinema Ticket

$4.24 Rp 76.1K

$6.96 €6.12

-39.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$548 €482

-11.68%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.4M

$13.1K €11.5K

-57.24%

Jeans (Levis 501 Or Similar)

$45.77 Rp 822.0K

$98.8 €86.9

-53.66%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 641.0K

$42.44 €37.31

-15.90%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$105 €92.4

-25.53%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$114 €99.9

-29.48%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$722 €635

58.70%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$488 €429

38.84%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.9M

$1,331 €1,170

163.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.3M

$999 €878

69.05%

Buy Apartment in City Center (m2)

$2,788 Rp 50.1M

$4,218 €3,709

-33.90%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.5M

$2,456 €2,160

-8.12%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.73

269.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Nova Gradiska: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $722 in Nova Gradiska. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $75.0 in Nova Gradiska for a mid-range dinner for two. Groceries echo the gap at $286 vs $296 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nova Gradiska: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,062 in Ubud, Bali and $2,404 in Nova Gradiska to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,147 in Ubud, Bali versus $722 in Nova Gradiska. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $75.0 in Nova Gradiska. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,374 per month in Ubud, Bali versus $1,603 in Nova Gradiska – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,374 in Ubud, Bali versus $1,603 in Nova Gradiska, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nova Gradiska. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Nova Gradiska, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nova Gradiska are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 17% less than in Nova Gradiska. Beyond cost, consider language, visa policies, and how big the international community is in each city.