Cost of Living Comparison Between Nova Gradiska and Ubud, Bali Cost of Living Comparison Between Nova Gradiska and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,469 in Nova Gradiska versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $2,261 in Nova Gradiska versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,052 in Nova Gradiska versus $3,732 in Ubud, Bali.

Living in Nova Gradiska is roughly 2% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Nova Gradiska 10% above, Ubud, Bali 7% above.

Currency
🍽 Eating Out
Nova Gradiska
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.67 €10.85
$3.57 Rp 61.9K
254.90%
Three-Course Dinner for Two, Mid-Range
$69.9 €59.8
$32.58 Rp 564.7K
114.43%
Fast Food Meal (McDonalds, etc)
$10.47 €8.96
$5.07 Rp 87.8K
106.51%
Cappuccino
$2.25 €1.92
$2.83 Rp 49.0K
-20.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.53 €3.02
$1.34 Rp 23.2K
163.43%
Water (0.33 liter bottle)
$2.19 €1.88
$0.69 Rp 12.0K
217.39%
Local Beer (0.5 liter draught)
$4.39 €3.76
$2.99 Rp 51.8K
46.82%
Imported Beer (0.33 liter bottle)
$4.90 €4.20
$3.85 Rp 66.7K
27.27%
🛒 Groceries & Markets
Nova Gradiska
Ubud, Bali
Difference
Milk (1 liter)
$1.22 €1.05
$1.74 Rp 30.2K
-29.89%
White Bread (500g)
$1.54 €1.32
$2.54 Rp 44.0K
-39.37%
Rice (white) (1kg)
$4.08 €3.49
$1.19 Rp 20.6K
242.86%
Eggs
$3.59 €3.07
$2.43 Rp 42.0K
47.74%
Local Cheese (1kg)
$16.06 €13.75
$14.66 Rp 254.1K
9.55%
Chicken Fillets (1kg)
$10.88 €9.31
$4.18 Rp 72.4K
160.29%
Beef Round Steak (1kg)
$14.50 €12.41
$11.94 Rp 206.9K
21.44%
Apples (1kg)
$1.67 €1.43
$3.69 Rp 63.9K
-54.74%
Banana (1kg)
$1.74 €1.49
$1.61 Rp 27.8K
8.07%
Oranges (1kg)
$1.75 €1.50
$2.69 Rp 46.5K
-34.94%
Tomato (1kg)
$2.64 €2.26
$2.33 Rp 40.4K
13.30%
Potato (1kg)
$1.23 €1.05
$1.91 Rp 33.0K
-35.60%
Onion (1kg)
$1.32 €1.13
$2.19 Rp 37.9K
-39.73%
Lettuce (1 head)
$1.08 €0.93
$1.06 Rp 18.3K
1.89%
Water (1.5 liter bottle)
$1.23 €1.06
$0.72 Rp 12.5K
70.83%
Cigarettes 20 Pack (Marlboro, Camel)
$5.76 €4.93
$3.13 Rp 54.3K
84.03%
Wine (Bottle)
$8.53 €7.30
$23.49 Rp 407.1K
-63.69%
Local Beer (0.5 liter bottle)
$1.62 €1.39
$2.74 Rp 47.5K
-40.88%
Imported Beer (0.33 liter bottle)
$2.12 €1.81
$2.88 Rp 49.9K
-26.39%
🚌 Getting Around
Nova Gradiska
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.78 €1.53
$0.29 Rp 5,029
513.79%
Public Transport Monthly Pass (Regular Price)
$42.45 €36.34
$8.17 Rp 141.6K
419.58%
Taxi Start (Normal Tariff)
$3.15 €2.70
$0.45 Rp 7,863
600.00%
Taxi (Normal Tariff) (1km)
$1.38 €1.18
$0.42 Rp 7,305
228.57%
Taxi 1hour Waiting (Normal Tariff)
$9.07 €7.77
$6.16 Rp 106.7K
47.24%
Gasoline (1 liter)
$1.74 €1.49
$0.84 Rp 14.6K
107.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.6K €32.2K
$26.2K Rp 454.9M
43.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K €22.5K
$32.5K Rp 562.9M
-19.03%
🧾 Monthly Utilities & Internet
Nova Gradiska
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$189 €162
$78.4 Rp 1.4M
140.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.64 €19.38
$3.95 Rp 68.5K
473.16%
Internet (50+ Mbps, Unlimited Data)
$32.96 €28.22
$24.40 Rp 423.0K
35.08%
🎉 Sport & Entertainment
Nova Gradiska
Ubud, Bali
Difference
Gym Membership (Monthly)
$52.4 €44.88
$96.5 Rp 1.7M
-45.69%
Tennis Court (1 Hour on Weekend)
$14.51 €12.42
$6.35 Rp 110.0K
128.50%
Cinema Ticket
$9.18 €7.86
$4.04 Rp 70.0K
127.23%
🧸 Childcare & Education
Nova Gradiska
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$286 €244
$303 Rp 5.2M
-5.63%
International Primary School, 1 Child (Yearly)
$8,253 €7,065
$6,523 Rp 113.1M
26.53%
👕👟 Clothing & Footwear
Nova Gradiska
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$92.8 €79.4
$53.8 Rp 933.1K
72.33%
Summer Dress (H&M, Zara, etc)
$34.65 €29.66
$37.98 Rp 658.3K
-8.77%
Sport Shoes (Adidas, Nike)
$98.4 €84.2
$86.8 Rp 1.5M
13.36%
Men's Leather Business Shoes
$104 €89.4
$78.9 Rp 1.4M
32.42%
🏠 Accommodation & Living
Nova Gradiska
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$672 €575
$1,012 Rp 17.5M
-33.66%
1-bedroom Apartment, Outside City Center (Monthly)
$468 €401
$674 Rp 11.7M
-30.56%
3-bedroom Apartment, City Center (Monthly)
$1,029 €881
$3,390 Rp 58.8M
-69.65%
3-bedroom Apartment, Outside City Center (Monthly)
$785 €672
$2,098 Rp 36.4M
-62.59%
Buy Apartment in City Center (m2)
$4,082 €3,494
$2,985 Rp 51.7M
36.77%
Buy Apartment Outside City Center (m2)
$3,271 €2,800
$2,339 Rp 40.5M
39.86%
💵 Salaries & Financials
Nova Gradiska
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$173 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.63
13.28
-65.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nova Gradiska: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $672 in Nova Gradiska and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $70.0 in Nova Gradiska vs $33.00 in Ubud, Bali. Groceries flip the comparison at $298 vs $298, with Nova Gradiska cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nova Gradiska vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nova Gradiska?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 2% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,204 in Nova Gradiska and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Nova Gradiska and Ubud, Bali?
Rent for a central apartment: $672 in Nova Gradiska versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Nova Gradiska or Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $70.0 in Nova Gradiska. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Nova Gradiska vs Ubud, Bali?
All in, you'll spend $1,469 per month in Nova Gradiska versus $1,438 in Ubud, Bali – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for Nova Gradiska or Ubud, Bali?
At $1,438 in Ubud, Bali versus $1,469 in Nova Gradiska, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nova Gradiska. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Nova Gradiska or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Nova Gradiska, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nova Gradiska or Ubud, Bali?
Safety-wise, Nova Gradiska and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Nova Gradiska. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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