😐Monthly costs for one person with rent: $1,603 in Nova Gradiska versus $1,374 in Ubud, Bali.
😐Estimated couple costs with rent: $2,436 in Nova Gradiska versus $2,313 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,270 in Nova Gradiska versus $3,252 in Ubud, Bali.
🌍Living in Nova Gradiska is roughly 17% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Nova Gradiska19% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Nova Gradiska
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.70€12.05
$3.32Rp 59.7K
312.65%
Three-Course Dinner for Two, Mid-Range
$74.8€65.7
$35.33Rp 634.5K
111.60%
Fast Food Meal(McDonalds, etc)
$10.30€9.06
$5.33Rp 95.8K
93.25%
Cappuccino
$2.42€2.13
$2.75Rp 49.5K
-12.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.03€2.67
$1.73Rp 31.0K
75.14%
Water(0.33 liter bottle)
$1.92€1.69
$0.80Rp 14.3K
140.00%
Local Beer(0.5 liter draught)
$3.88€3.41
$2.95Rp 52.9K
31.53%
Imported Beer(0.33 liter bottle)
$4.48€3.94
$4.44Rp 79.7K
0.90%
🛒 Groceries & Markets
Nova Gradiska
Ubud, Bali
Difference
Milk(1 liter)
$1.23€1.08
$1.50Rp 26.9K
-18.00%
White Bread(500g)
$1.57€1.38
$2.30Rp 41.3K
-31.74%
Rice(white)(1kg)
$3.49€3.07
$1.10Rp 19.7K
217.27%
Eggs
$3.89€3.42
$2.16Rp 38.8K
80.09%
Local Cheese(1kg)
$15.93€14.00
$17.09Rp 306.9K
-6.79%
Chicken Fillets(1kg)
$10.28€9.04
$3.88Rp 69.6K
164.95%
Beef Round Steak(1kg)
$14.64€12.87
$11.92Rp 214.0K
22.82%
Apples(1kg)
$1.69€1.48
$3.57Rp 64.0K
-52.66%
Banana(1kg)
$1.71€1.50
$1.58Rp 28.4K
8.23%
Oranges(1kg)
$1.84€1.62
$2.36Rp 42.4K
-22.03%
Tomato(1kg)
$2.60€2.28
$1.97Rp 35.3K
31.98%
Potato(1kg)
$1.39€1.22
$1.81Rp 32.5K
-23.20%
Onion(1kg)
$1.30€1.14
$2.39Rp 42.9K
-45.61%
Lettuce(1 head)
$1.39€1.22
$1.02Rp 18.3K
36.27%
Water(1.5 liter bottle)
$1.33€1.17
$0.49Rp 8,825
171.43%
Cigarettes 20 Pack(Marlboro, Camel)
$6.02€5.29
$2.25Rp 40.3K
167.56%
Wine(Bottle)
$7.76€6.82
$22.30Rp 400.5K
-65.20%
Local Beer(0.5 liter bottle)
$1.61€1.42
$2.37Rp 42.5K
-32.07%
Imported Beer(0.33 liter bottle)
$2.14€1.88
$2.90Rp 52.0K
-26.21%
🚌 Getting Around
Nova Gradiska
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.84€1.62
$0.25Rp 4,474
636.00%
Public Transport Monthly Pass(Regular Price)
$47.11€41.42
$8.55Rp 153.6K
450.99%
Taxi Start(Normal Tariff)
$5.56€4.89
$0.44Rp 7,936
1163.64%
Taxi(Normal Tariff)(1km)
$1.44€1.27
$0.42Rp 7,584
242.86%
Taxi 1hour Waiting(Normal Tariff)
$27.91€24.54
$5.66Rp 101.7K
393.11%
Gasoline(1 liter)
$1.83€1.61
$0.81Rp 14.6K
125.93%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.8K€23.5K
$23.7KRp 426.3M
12.77%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K€21.9K
$31.0KRp 556.3M
-19.68%
🧾 Monthly Utilities & Internet
Nova Gradiska
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$192€169
$82.3Rp 1.5M
133.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$24.31€21.37
$6.30Rp 113.1K
285.87%
Internet(50+ Mbps, Unlimited Data)
$39.83€35.02
$18.63Rp 334.7K
113.79%
🎉 Sport & Entertainment
Nova Gradiska
Ubud, Bali
Difference
Gym Membership(Monthly)
$47.34€41.62
$54.7Rp 982.9K
-13.50%
Tennis Court(1 Hour on Weekend)
$15.15€13.32
$18.45Rp 331.3K
-17.89%
Cinema Ticket
$6.96€6.12
$4.24Rp 76.1K
64.15%
🧸 Childcare & Education
Nova Gradiska
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$548€482
$484Rp 8.7M
13.23%
International Primary School, 1 Child(Yearly)
$13.1K€11.5K
$5,590Rp 100.4M
133.86%
👕👟 Clothing & Footwear
Nova Gradiska
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$98.8€86.9
$45.77Rp 822.0K
115.82%
Summer Dress(H&M, Zara, etc)
$42.44€37.31
$35.69Rp 641.0K
18.91%
Sport Shoes(Adidas, Nike)
$105€92.4
$78.3Rp 1.4M
34.28%
Men's Leather Business Shoes
$114€99.9
$80.1Rp 1.4M
41.81%
🏠 Accommodation & Living
Nova Gradiska
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$722€635
$1,147Rp 20.6M
-36.99%
1-bedroom Apartment, Outside City Center(Monthly)
$488€429
$678Rp 12.2M
-27.97%
3-bedroom Apartment, City Center(Monthly)
$1,331€1,170
$3,504Rp 62.9M
-62.03%
3-bedroom Apartment, Outside City Center(Monthly)
$999€878
$1,688Rp 30.3M
-40.85%
Buy Apartment in City Center(m2)
$4,218€3,709
$2,788Rp 50.1M
51.29%
Buy Apartment Outside City Center(m2)
$2,456€2,160
$2,257Rp 40.5M
8.84%
💵 Salaries & Financials
Nova Gradiska
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$165Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.73
13.78
-72.93%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nova Gradiska: September 28, 2026
Last update for Ubud, Bali: September 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $722 in Nova Gradiska and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $75.0 in Nova Gradiska vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $296 vs $286 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nova Gradiska vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nova Gradiska?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 17% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,404 in Nova Gradiska and $2,062 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Nova Gradiska and Ubud, Bali?
Rent for a central apartment: $722 in Nova Gradiska versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Nova Gradiska or in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $75.0 in Nova Gradiska. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Nova Gradiska and in Ubud, Bali?
All in, you'll spend $1,603 per month in Nova Gradiska versus $1,374 in Ubud, Bali – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Nova Gradiska or in Ubud, Bali?
At $1,374 in Ubud, Bali versus $1,603 in Nova Gradiska, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nova Gradiska. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Nova Gradiska or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Nova Gradiska, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nova Gradiska or Ubud, Bali?
Safety-wise, Nova Gradiska and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 17% less than in Nova Gradiska. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Nova Gradiska vs other spots: cost of living compared