Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and North Bay

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,162 in North Bay, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
105

Cost of Living Index in North Bay
Learn more

North Bay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

North Bay

🇨🇦 Canada

$2,162

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in North Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in North Bay actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,162 in North Bay, rent included.

Ubud, Bali $1,349
North Bay $2,162

A couple spends around $2,305 per month in Ubud, Bali vs $3,060 in North Bay, rent included.

Ubud, Bali $2,305
North Bay $3,060

A family of three spends $3,261 per month in Ubud, Bali vs $3,957 in North Bay, rent included.

Ubud, Bali $3,261
North Bay $3,957

Ubud, Bali is about 38% cheaper than North Bay, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$17.83 CA$24.91

-81.38%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$77.4 CA$108

-53.94%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$10.73 CA$14.99

-48.46%

Cappuccino

$2.72 Rp 49.3K

$3.98 CA$5.57

-31.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.07 CA$2.90

-17.87%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.76 CA$2.45

-56.82%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.02 CA$7.02

-47.21%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$6.81 CA$9.51

-35.68%

Milk (1 liter)

$1.49 Rp 27.0K

$2.56 CA$3.57

-41.80%

White Bread (500g)

$2.28 Rp 41.2K

$2.72 CA$3.81

-16.18%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.24 CA$3.12

-46.88%

Eggs

$2.04 Rp 36.9K

$3.53 CA$4.93

-42.21%

Local Cheese (1kg)

$17.70 Rp 320.8K

$9.49 CA$13.27

86.51%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$11.32 CA$15.82

-65.02%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$12.37 CA$17.29

-1.46%

Apples (1kg)

$3.66 Rp 66.2K

$3.67 CA$5.13

-0.27%

Banana (1kg)

$1.52 Rp 27.5K

$1.22 CA$1.70

24.59%

Oranges (1kg)

$2.23 Rp 40.4K

$3.21 CA$4.49

-30.53%

Tomato (1kg)

$1.97 Rp 35.7K

$4.19 CA$5.86

-52.98%

Potato (1kg)

$1.85 Rp 33.5K

$1.85 CA$2.58

Onion (1kg)

$2.42 Rp 43.9K

$1.68 CA$2.34

44.05%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.24 CA$3.13

-55.80%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$1.26 CA$1.76

-59.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$14.46 CA$20.20

-84.65%

Wine (Bottle)

$22.24 Rp 403.0K

$14.26 CA$19.92

55.96%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.23 CA$3.12

1.35%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.46 CA$3.44

20.73%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$2.28 CA$3.18

-89.04%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$67.4 CA$94.1

-88.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$3.08 CA$4.31

-85.71%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.13 CA$1.58

-61.95%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$22.26 CA$31.11

-75.70%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.25 CA$1.75

-34.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$26.8K CA$37.5K

-11.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$21.5K CA$30.0K

47.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$124 CA$173

-36.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$32.74 CA$45.75

-80.30%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$48.00 CA$67.1

-61.29%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$24.94 CA$34.85

98.40%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$13.09 CA$18.29

-67.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$753 CA$1,052

-34.87%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$23.8K CA$33.2K

-76.15%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$44.70 CA$62.5

-0.13%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$18.18 CA$25.41

92.24%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$101 CA$141

-21.02%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$89.3 CA$125

-11.10%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,457 CA$2,036

-22.79%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,095 CA$1,530

-38.68%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,852 CA$2,587

92.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,475 CA$2,061

16.81%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,108 CA$4,343

-94.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.45

209.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for North Bay: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

North Bay

$1.1K 50.7% 63.1% $424

Groceries & Markets

Ubud, Bali

$288 21.4%

North Bay

$335 15.5% 16.2% $47

Eating Out

Ubud, Bali

$108 8%

North Bay

$277 12.8% 157% $169

Clothing & Footwear

Ubud, Bali

$108 8%

North Bay

$114 5.3% 6.1% $6.5

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

North Bay

$204 9.5% 96.4% $100

Sport & Entertainment

Ubud, Bali

$58 4.3%

North Bay

$51 2.4% 11.9% $6.9

Getting Around

Ubud, Bali

$11 0.9%

North Bay

$85 3.9% 646% $74

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,457 in North Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in North Bay are about 19 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $77 in North Bay. Monthly groceries follow the same trend: $288 vs $335 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 North Bay

🕒 Local time

08:10 8:10 AM

19:10 7:10 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

51,553

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali North Bay 15,580 km ≈ 20 h nonstop flight

From you

Ubud, Bali
North Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs North Bay: Cost of Living - Frequently Asked Questions

North Bay costs about 60% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,243 in North Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,457 in North Bay.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $753 in North Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,162 in North Bay. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, North Bay makes more sense. Both are solid long-term options with distinct trade-offs.