Cost of Living Comparison Between North Bay and Ubud, Bali Cost of Living Comparison Between North Bay and Ubud, Bali

Monthly Cost of Living

A single person spends $2,414 per month in North Bay vs $1,408 in Ubud, Bali, rent included.

A couple spends around $3,607 per month in North Bay vs $2,585 in Ubud, Bali, rent included.

A family of three spends $4,800 per month in North Bay vs $3,763 in Ubud, Bali, rent included.

North Bay costs about 71% more than Ubud, Bali, driven mainly by Groceries & Markets.

Both North Bay and Ubud, Bali sit above the global median – North Bay by 81%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
North Bay
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.88 CA$20.93
$3.45 Rp 62.1K
331.30%
Three-Course Dinner for Two, Mid-Range
$80.7 CA$114
$32.34 Rp 581.1K
149.51%
Fast Food Meal (McDonalds, etc)
$8.75 CA$12.31
$4.84 Rp 87.1K
80.79%
Cappuccino
$3.33 CA$4.68
$2.75 Rp 49.4K
21.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.05 CA$2.88
$1.38 Rp 24.9K
48.55%
Water (0.33 liter bottle)
$1.40 CA$1.96
$0.75 Rp 13.5K
86.67%
Local Beer (0.5 liter draught)
$5.11 CA$7.20
$2.99 Rp 53.8K
70.90%
Imported Beer (0.33 liter bottle)
$6.68 CA$9.40
$3.85 Rp 69.2K
73.51%
🛒 Groceries & Markets
North Bay
Ubud, Bali
Difference
Milk (1 liter)
$1.73 CA$2.44
$1.74 Rp 31.2K
-0.57%
White Bread (500g)
$2.26 CA$3.18
$2.46 Rp 44.2K
-8.13%
Rice (white) (1kg)
$6.70 CA$9.42
$1.17 Rp 21.0K
472.65%
Eggs
$3.28 CA$4.62
$2.43 Rp 43.7K
34.98%
Local Cheese (1kg)
$20.83 CA$29.31
$14.50 Rp 260.6K
43.66%
Chicken Fillets (1kg)
$17.93 CA$25.23
$4.35 Rp 78.2K
312.18%
Beef Round Steak (1kg)
$10.95 CA$15.41
$11.98 Rp 215.3K
-8.60%
Apples (1kg)
$4.41 CA$6.21
$3.72 Rp 66.8K
18.55%
Banana (1kg)
$1.41 CA$1.98
$1.63 Rp 29.2K
-13.50%
Oranges (1kg)
$3.69 CA$5.19
$2.74 Rp 49.3K
34.67%
Tomato (1kg)
$3.47 CA$4.89
$2.24 Rp 40.3K
54.91%
Potato (1kg)
$2.40 CA$3.38
$1.92 Rp 34.5K
25.00%
Onion (1kg)
$2.09 CA$2.95
$2.28 Rp 40.9K
-8.33%
Lettuce (1 head)
$2.86 CA$4.03
$1.06 Rp 19.1K
169.81%
Water (1.5 liter bottle)
$2.68 CA$3.76
$0.72 Rp 12.9K
272.22%
Cigarettes 20 Pack (Marlboro, Camel)
$13.07 CA$18.39
$3.29 Rp 59.0K
297.26%
Wine (Bottle)
$13.88 CA$19.52
$23.19 Rp 416.8K
-40.15%
Local Beer (0.5 liter bottle)
$2.58 CA$3.64
$2.78 Rp 49.9K
-7.19%
Imported Beer (0.33 liter bottle)
$3.34 CA$4.70
$2.73 Rp 49.1K
22.34%
🚌 Getting Around
North Bay
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.41 CA$3.39
$0.27 Rp 4,786
792.59%
Public Transport Monthly Pass (Regular Price)
$74.4 CA$105
$8.11 Rp 145.7K
817.63%
Taxi Start (Normal Tariff)
$4.23 CA$5.96
$0.48 Rp 8,675
781.25%
Taxi (Normal Tariff) (1km)
$1.11 CA$1.56
$0.42 Rp 7,545
164.29%
Taxi 1hour Waiting (Normal Tariff)
$26.16 CA$36.81
$6.22 Rp 111.8K
320.58%
Gasoline (1 liter)
$1.13 CA$1.59
$0.81 Rp 14.6K
39.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$35.0K
$26.6K Rp 478.2M
-6.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$27.9K
$32.2K Rp 578.5M
-38.51%
🧾 Monthly Utilities & Internet
North Bay
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$144 CA$203
$78.4 Rp 1.4M
83.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.28 CA$48.24
$4.07 Rp 73.1K
742.26%
Internet (50+ Mbps, Unlimited Data)
$60.2 CA$84.7
$24.33 Rp 437.1K
147.31%
🎉 Sport & Entertainment
North Bay
Ubud, Bali
Difference
Gym Membership (Monthly)
$25.04 CA$35.24
$98.6 Rp 1.8M
-74.61%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.9K
-
Cinema Ticket
$10.81 CA$15.21
$3.99 Rp 71.6K
170.93%
🧸 Childcare & Education
North Bay
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$917 CA$1,291
$305 Rp 5.5M
200.70%
International Primary School, 1 Child (Yearly)
$29.3K CA$41.2K
$6,642 Rp 119.4M
340.38%
👕👟 Clothing & Footwear
North Bay
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$44.76 CA$63.0
$54.1 Rp 972.9K
-17.33%
Summer Dress (H&M, Zara, etc)
$18.19 CA$25.59
$37.81 Rp 679.4K
-51.89%
Sport Shoes (Adidas, Nike)
$61.5 CA$86.6
$86.8 Rp 1.6M
-29.17%
Men's Leather Business Shoes
$80.3 CA$113
$76.4 Rp 1.4M
5.19%
🏠 Accommodation & Living
North Bay
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,354 CA$1,906
$992 Rp 17.8M
36.53%
1-bedroom Apartment, Outside City Center (Monthly)
$1,250 CA$1,759
$673 Rp 12.1M
85.77%
3-bedroom Apartment, City Center (Monthly)
$2,241 CA$3,153
$3,375 Rp 60.7M
-33.61%
3-bedroom Apartment, Outside City Center (Monthly)
$2,161 CA$3,041
$2,050 Rp 36.8M
5.41%
Buy Apartment in City Center (m2)
-
$2,805 Rp 50.4M
-
Buy Apartment Outside City Center (m2)
-
$2,227 Rp 40.0M
-
💵 Salaries & Financials
North Bay
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,041 CA$4,279
$167 Rp 3.0M
1721.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
13.28
-51.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for North Bay: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,354 in North Bay versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1721% higher in North Bay, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in North Bay versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $430 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
North Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, North Bay or Ubud, Bali?
North Bay costs about 71% more than Ubud, Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in North Bay and in Ubud, Bali?
For a comfortable life, plan on about $3,621 per month in North Bay and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, North Bay or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in North Bay compared to Ubud, Bali?
Public transport costs about 818% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in North Bay and in Ubud, Bali?
Kindergarten costs $917 per month in North Bay and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in North Bay or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in North Bay at $2,414. In Ubud, Bali it covers expenses comfortably, while in North Bay it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, North Bay or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $2,414 in North Bay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is North Bay compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to North Bay or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, North Bay makes more sense. Both are solid long-term options with distinct trade-offs.

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