Last update: Oct 2026

Cost of Living Comparison Between North Bay and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,162 in North Bay, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

105

Cost of Living Index in North Bay
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North Bay Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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North Bay

🇨🇦 Canada

$2,162

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in North Bay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in North Bay and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,162 per month in North Bay vs $1,349 in Ubud, Bali, rent included.

North Bay $2,162
Ubud, Bali $1,349

A couple spends around $3,060 per month in North Bay vs $2,305 in Ubud, Bali, rent included.

North Bay $3,060
Ubud, Bali $2,305

A family of three spends $3,957 per month in North Bay vs $3,261 in Ubud, Bali, rent included.

North Bay $3,957
Ubud, Bali $3,261

North Bay costs about 60% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.83 CA$24.91

$3.32 Rp 60.2K

437.05%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$108

$35.64 Rp 645.8K

117.12%

Fast Food Meal (McDonalds, etc)

$10.73 CA$14.99

$5.53 Rp 100.3K

94.03%

Cappuccino

$3.98 CA$5.57

$2.72 Rp 49.3K

46.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 CA$2.90

$1.70 Rp 30.8K

21.76%

Water (0.33 liter bottle)

$1.76 CA$2.45

$0.76 Rp 13.8K

131.58%

Local Beer (0.5 liter draught)

$5.02 CA$7.02

$2.65 Rp 48.1K

89.43%

Imported Beer (0.33 liter bottle)

$6.81 CA$9.51

$4.38 Rp 79.4K

55.48%

Milk (1 liter)

$2.56 CA$3.57

$1.49 Rp 27.0K

71.81%

White Bread (500g)

$2.72 CA$3.81

$2.28 Rp 41.2K

19.30%

Rice (white) (1kg)

$2.24 CA$3.12

$1.19 Rp 21.6K

88.24%

Eggs

$3.53 CA$4.93

$2.04 Rp 36.9K

73.04%

Local Cheese (1kg)

$9.49 CA$13.27

$17.70 Rp 320.8K

-46.38%

Chicken Fillets (1kg)

$11.32 CA$15.82

$3.96 Rp 71.8K

185.86%

Beef Round Steak (1kg)

$12.37 CA$17.29

$12.19 Rp 220.9K

1.48%

Apples (1kg)

$3.67 CA$5.13

$3.66 Rp 66.2K

0.27%

Banana (1kg)

$1.22 CA$1.70

$1.52 Rp 27.5K

-19.74%

Oranges (1kg)

$3.21 CA$4.49

$2.23 Rp 40.4K

43.95%

Tomato (1kg)

$4.19 CA$5.86

$1.97 Rp 35.7K

112.69%

Potato (1kg)

$1.85 CA$2.58

$1.85 Rp 33.5K

Onion (1kg)

$1.68 CA$2.34

$2.42 Rp 43.9K

-30.58%

Lettuce (1 head)

$2.24 CA$3.13

$0.99 Rp 17.9K

126.26%

Water (1.5 liter bottle)

$1.26 CA$1.76

$0.51 Rp 9,303

147.06%

Cigarettes 20 Pack (Marlboro, Camel)

$14.46 CA$20.20

$2.22 Rp 40.3K

551.35%

Wine (Bottle)

$14.26 CA$19.92

$22.24 Rp 403.0K

-35.88%

Local Beer (0.5 liter bottle)

$2.23 CA$3.12

$2.26 Rp 41.0K

-1.33%

Imported Beer (0.33 liter bottle)

$2.46 CA$3.44

$2.97 Rp 53.8K

-17.17%

One-way Ticket (Public Transport)

$2.28 CA$3.18

$0.25 Rp 4,548

812.00%

Public Transport Monthly Pass (Regular Price)

$67.4 CA$94.1

$7.82 Rp 141.8K

761.51%

Taxi Start (Normal Tariff)

$3.08 CA$4.31

$0.44 Rp 7,964

600.00%

Taxi (Normal Tariff) (1km)

$1.13 CA$1.58

$0.43 Rp 7,793

162.79%

Taxi 1hour Waiting (Normal Tariff)

$22.26 CA$31.11

$5.41 Rp 98.0K

311.46%

Gasoline (1 liter)

$1.25 CA$1.75

$0.82 Rp 14.9K

52.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K CA$37.5K

$23.8K Rp 432.0M

12.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K CA$30.0K

$31.7K Rp 575.3M

-32.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$173

$79.1 Rp 1.4M

56.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.74 CA$45.75

$6.45 Rp 116.8K

407.60%

Internet (50+ Mbps, Unlimited Data)

$48.00 CA$67.1

$18.58 Rp 336.7K

158.34%

Gym Membership (Monthly)

$24.94 CA$34.85

$49.48 Rp 896.7K

-49.60%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$13.09 CA$18.29

$4.27 Rp 77.4K

206.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$753 CA$1,052

$491 Rp 8.9M

53.54%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$5,674 Rp 102.8M

319.24%

Jeans (Levis 501 Or Similar)

$44.70 CA$62.5

$44.64 Rp 808.9K

0.13%

Summer Dress (H&M, Zara, etc)

$18.18 CA$25.41

$34.95 Rp 633.4K

-47.98%

Sport Shoes (Adidas, Nike)

$101 CA$141

$79.9 Rp 1.4M

26.61%

Men's Leather Business Shoes

$89.3 CA$125

$79.4 Rp 1.4M

12.49%

1-bedroom Apartment, City Center (Monthly)

$1,457 CA$2,036

$1,125 Rp 20.4M

29.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,095 CA$1,530

$671 Rp 12.2M

63.08%

3-bedroom Apartment, City Center (Monthly)

$1,852 CA$2,587

$3,565 Rp 64.6M

-48.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,475 CA$2,061

$1,723 Rp 31.2M

-14.39%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$3,108 CA$4,343

$164 Rp 3.0M

1796.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

13.78

-67.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for North Bay: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

North Bay

$1.1K 50.7%

Ubud, Bali

$672 49.8% 38.7% $424

Groceries & Markets

North Bay

$335 15.5%

Ubud, Bali

$288 21.4% 13.9% $47

Eating Out

North Bay

$277 12.8%

Ubud, Bali

$108 8% 61.1% $169

Monthly Utilities & Internet

North Bay

$204 9.5%

Ubud, Bali

$104 7.7% 49.1% $100

Clothing & Footwear

North Bay

$114 5.3%

Ubud, Bali

$108 8% 5.7% $6.5

Getting Around

North Bay

$85 3.9%

Ubud, Bali

$11 0.9% 86.6% $74

Sport & Entertainment

North Bay

$51 2.4%

Ubud, Bali

$58 4.3% 13.5% $6.9

Cost Breakdown

A central one-bedroom costs $1,457 in North Bay versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in North Bay are about 19 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77 in North Bay versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $335 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇦 North Bay

🇮🇩 Ubud, Bali

🕒 Local time

19:10 7:10 PM

08:10 8:10 AM

13 h ahead of North Bay

🌤 Weather

👥 Population

51,553

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Between locations

North Bay Ubud, Bali 15,580 km ≈ 20 h nonstop flight

From you

North Bay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

North Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

North Bay costs about 60% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,243 per month in North Bay and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,457 in North Bay.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $753 per month in North Bay and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,162 in North Bay and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, North Bay makes more sense. Both are solid long-term options with distinct trade-offs.