😐A single person spends $2,389 per month in North Bay vs $1,419 in Ubud, Bali, rent included.
😐A couple spends around $3,527 per month in North Bay vs $2,540 in Ubud, Bali, rent included.
😐A family of three spends $4,665 per month in North Bay vs $3,660 in Ubud, Bali, rent included.
😐North Bay costs about 68% more than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both North Bay and Ubud, Bali sit above the global median – North Bay by 78%, Ubud, Bali by 6%.
Currency
🍽 Eating Out
North Bay
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.44CA$19.99
$3.56Rp 63.7K
305.62%
Three-Course Dinner for Two, Mid-Range
$80.7CA$112
$32.73Rp 584.5K
146.62%
Fast Food Meal(McDonalds, etc)
$8.72CA$12.08
$4.95Rp 88.4K
76.16%
Cappuccino
$3.28CA$4.54
$2.71Rp 48.4K
21.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.01CA$2.79
$1.34Rp 24.0K
50.00%
Water(0.33 liter bottle)
$1.35CA$1.87
$0.70Rp 12.5K
92.86%
Local Beer(0.5 liter draught)
$5.23CA$7.24
$2.92Rp 52.1K
79.11%
Imported Beer(0.33 liter bottle)
$6.72CA$9.30
$3.96Rp 70.7K
69.70%
🛒 Groceries & Markets
North Bay
Ubud, Bali
Difference
Milk(1 liter)
$1.80CA$2.49
$1.81Rp 32.3K
-0.55%
White Bread(500g)
$2.34CA$3.24
$2.52Rp 45.0K
-7.14%
Rice(white)(1kg)
$6.78CA$9.39
$1.16Rp 20.7K
484.48%
Eggs
$3.34CA$4.62
$2.46Rp 43.9K
35.77%
Local Cheese(1kg)
$21.09CA$29.20
$14.71Rp 262.7K
43.37%
Chicken Fillets(1kg)
$18.30CA$25.34
$4.32Rp 77.1K
323.61%
Beef Round Steak(1kg)
$10.98CA$15.20
$12.14Rp 216.7K
-9.56%
Apples(1kg)
$4.43CA$6.13
$3.84Rp 68.6K
15.36%
Banana(1kg)
$1.45CA$2.00
$1.56Rp 27.8K
-7.05%
Oranges(1kg)
$3.65CA$5.05
$2.83Rp 50.6K
28.98%
Tomato(1kg)
$3.49CA$4.84
$2.33Rp 41.5K
49.79%
Potato(1kg)
$2.47CA$3.42
$1.91Rp 34.2K
29.32%
Onion(1kg)
$2.08CA$2.88
$2.20Rp 39.3K
-5.45%
Lettuce(1 head)
$2.88CA$3.98
$1.01Rp 18.1K
185.15%
Water(1.5 liter bottle)
$2.72CA$3.76
$0.78Rp 13.8K
248.72%
Cigarettes 20 Pack(Marlboro, Camel)
$13.47CA$18.65
$3.32Rp 59.2K
305.72%
Wine(Bottle)
$14.30CA$19.79
$23.74Rp 423.9K
-39.76%
Local Beer(0.5 liter bottle)
$2.54CA$3.52
$2.79Rp 49.8K
-8.96%
Imported Beer(0.33 liter bottle)
$3.40CA$4.71
$2.86Rp 51.1K
18.88%
🚌 Getting Around
North Bay
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.46CA$3.41
$0.27Rp 4,800
811.11%
Public Transport Monthly Pass(Regular Price)
$74.6CA$103
$8.03Rp 143.4K
829.27%
Taxi Start(Normal Tariff)
$4.10CA$5.67
$0.46Rp 8,150
791.30%
Taxi(Normal Tariff)(1km)
$1.06CA$1.47
$0.45Rp 8,037
135.56%
Taxi 1hour Waiting(Normal Tariff)
$25.37CA$35.12
$6.10Rp 108.9K
315.90%
Gasoline(1 liter)
$1.15CA$1.59
$0.79Rp 14.2K
45.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0KCA$34.6K
$26.1KRp 467.0M
-4.44%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2KCA$27.9K
$32.1KRp 573.6M
-37.21%
🧾 Monthly Utilities & Internet
North Bay
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$146CA$203
$79.9Rp 1.4M
83.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$33.65CA$46.59
$4.06Rp 72.6K
728.82%
Internet(50+ Mbps, Unlimited Data)
$59.8CA$82.8
$23.52Rp 420.0K
154.29%
🎉 Sport & Entertainment
North Bay
Ubud, Bali
Difference
Gym Membership(Monthly)
$25.34CA$35.09
$98.7Rp 1.8M
-74.33%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
$10.90CA$15.10
$4.15Rp 74.1K
162.65%
🧸 Childcare & Education
North Bay
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$909CA$1,259
$304Rp 5.4M
199.12%
International Primary School, 1 Child(Yearly)
$28.4KCA$39.3K
$6,613Rp 118.1M
329.36%
👕👟 Clothing & Footwear
North Bay
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$44.22CA$61.2
$55.5Rp 991.8K
-20.38%
Summer Dress(H&M, Zara, etc)
$18.24CA$25.25
$38.31Rp 684.1K
-52.39%
Sport Shoes(Adidas, Nike)
$60.8CA$84.2
$88.6Rp 1.6M
-31.34%
Men's Leather Business Shoes
$80.2CA$111
$77.9Rp 1.4M
3.03%
🏠 Accommodation & Living
North Bay
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,361CA$1,884
$1,006Rp 18.0M
35.21%
1-bedroom Apartment, Outside City Center(Monthly)
$1,252CA$1,734
$675Rp 12.1M
85.40%
3-bedroom Apartment, City Center(Monthly)
$2,323CA$3,217
$3,442Rp 61.5M
-32.50%
3-bedroom Apartment, Outside City Center(Monthly)
$2,164CA$2,997
$2,039Rp 36.4M
6.12%
Buy Apartment in City Center(m2)
-
$2,841Rp 50.7M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
North Bay
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,013CA$4,172
$165Rp 3.0M
1723.29%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.45
13.28
-51.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for North Bay: June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,361 in North Bay versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1723% higher in North Bay, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $81.0 in North Bay versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $436 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
North Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, North Bay or Ubud, Bali?
North Bay costs about 68% more than Ubud, Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in North Bay vs Ubud, Bali?
For a comfortable life, plan on about $3,583 per month in North Bay and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, North Bay or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in North Bay vs Ubud, Bali?
Public transport costs about 829% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in North Bay and Ubud, Bali?
Kindergarten costs $909 per month in North Bay and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in North Bay or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in North Bay at $2,389. In Ubud, Bali it covers expenses comfortably, while in North Bay it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, North Bay or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $2,389 in North Bay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is North Bay compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to North Bay or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, North Bay makes more sense. Both are solid long-term options with distinct trade-offs.