Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Norfolk

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,351 in Norfolk, rent and utilities included – about $11,800 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
113

Cost of Living Index in Norfolk
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Norfolk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Norfolk

🇬🇧 United Kingdom

$2,351

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Norfolk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Norfolk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,351 in Norfolk.

Ubud, Bali $1,368
Norfolk $2,351

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,303 in Norfolk.

Ubud, Bali $2,314
Norfolk $3,303

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $4,255 in Norfolk.

Ubud, Bali $3,260
Norfolk $4,255

Living in Ubud, Bali costs roughly 42% less than in Norfolk, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Norfolk 74% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$21.96 £16.47

-84.84%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$73.6 £55.2

-52.21%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$11.31 £8.48

-48.72%

Cappuccino

$2.73 Rp 49.1K

$4.89 £3.67

-44.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.80 £2.10

-41.43%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.62 £1.21

-48.77%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$6.66 £5.00

-59.46%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.24 £3.93

-17.94%

Milk (1 liter)

$1.50 Rp 27.1K

$1.67 £1.25

-10.18%

White Bread (500g)

$2.30 Rp 41.4K

$1.53 £1.15

50.33%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.15 £1.61

-45.12%

Eggs

$2.14 Rp 38.6K

$4.43 £3.33

-51.69%

Local Cheese (1kg)

$17.48 Rp 314.6K

$9.78 £7.34

78.73%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$8.70 £6.53

-53.68%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.67 £11.01

-16.63%

Apples (1kg)

$3.55 Rp 63.9K

$2.86 £2.14

24.13%

Banana (1kg)

$1.57 Rp 28.3K

$1.52 £1.14

3.29%

Oranges (1kg)

$2.24 Rp 40.2K

$2.93 £2.20

-23.55%

Tomato (1kg)

$1.93 Rp 34.7K

$4.52 £3.39

-57.30%

Potato (1kg)

$1.88 Rp 33.9K

$1.55 £1.16

21.29%

Onion (1kg)

$2.29 Rp 41.3K

$1.49 £1.12

53.69%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.15 £0.86

-13.91%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.76 £1.32

-69.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$23.56 £17.68

-90.32%

Wine (Bottle)

$23.01 Rp 414.2K

$10.58 £7.94

117.49%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.15 £2.36

-25.71%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.10 £2.33

-6.13%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.69 £2.02

-91.08%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$95.6 £71.8

-90.78%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.93 £2.95

-87.79%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.35 £1.01

-65.93%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$18.83 £14.13

-71.06%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.01 £1.51

-56.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$38.3K £28.7K

-35.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$40.2K £30.2K

-22.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$313 £235

-73.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$20.07 £15.06

-67.86%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$45.75 £34.32

-59.41%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$45.42 £34.08

22.90%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$11.98 £8.99

-63.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,260 £945

-60.87%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$12.3K £9,220

-53.19%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$115 £86.4

-59.91%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$50.1 £37.55

-29.42%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$113 £84.6

-29.88%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$105 £78.9

-25.44%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,105 £829

3.39%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$974 £731

-30.62%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,579 £1,185

121.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,347 £1,010

26.21%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$5,002 £3,753

-44.35%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,908 £2,932

-42.67%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,332 £1,749

-92.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.04

173.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Norfolk: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Norfolk

$974 41.4% 44.1% $298

Groceries & Markets

Ubud, Bali

$290 21.2%

Norfolk

$309 13.2% 6.5% $19

Eating Out

Ubud, Bali

$109 8%

Norfolk

$330 14% 203% $221

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Norfolk

$379 16.1% 251% $271

Clothing & Footwear

Ubud, Bali

$108 7.9%

Norfolk

$172 7.3% 60.3% $65

Sport & Entertainment

Ubud, Bali

$65 4.7%

Norfolk

$69 3% 7.4% $4.8

Getting Around

Ubud, Bali

$13 0.9%

Norfolk

$117 5% 833% $105

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,105 in Norfolk. Housing cost is often the main lever when comparing two cities.

Norfolk pays 1317% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $74.0 in Norfolk for a mid-range dinner for two. Groceries echo the gap at $290 vs $309 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Norfolk

🕒 Local time

23:18 11:18 PM

16:18 4:18 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

19,256

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Norfolk 12,380 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Norfolk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Norfolk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Norfolk differ by about 72% in total monthly costs ($1,368 vs $2,351 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1317% lower in Norfolk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,105 in Norfolk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $2,351 in Norfolk – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 984% less than in Norfolk. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $2,351 in Norfolk, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Norfolk. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Norfolk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 72% less than in Norfolk. Beyond cost, consider language, visa policies, and how big the international community is in each city.