Cost of Living Comparison Between Norfolk and Ubud, Bali Cost of Living Comparison Between Norfolk and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,404 in Norfolk versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,474 in Norfolk versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,544 in Norfolk versus $3,763 in Ubud, Bali.

Living in Norfolk is roughly 71% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Norfolk 80% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$22.87 £17.01

$3.45 Rp 62.0K

562.90%

Three-Course Dinner for Two, Mid-Range

$80.4 £59.8

$32.34 Rp 580.1K

148.52%

Fast Food Meal (McDonalds, etc)

$10.70 £7.96

$4.84 Rp 86.9K

121.07%

Cappuccino

$4.66 £3.47

$2.75 Rp 49.3K

69.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 £1.42

$1.38 Rp 24.8K

38.41%

Water (0.33 liter bottle)

$1.58 £1.18

$0.75 Rp 13.5K

110.67%

Local Beer (0.5 liter draught)

$5.52 £4.11

$2.99 Rp 53.7K

84.62%

Imported Beer (0.33 liter bottle)

$6.16 £4.58

$3.85 Rp 69.1K

60.00%

Milk (1 liter)

$1.61 £1.20

$1.74 Rp 31.1K

-7.47%

White Bread (500g)

$1.56 £1.16

$2.46 Rp 44.1K

-36.59%

Rice (white) (1kg)

$1.98 £1.47

$1.17 Rp 21.0K

69.23%

Eggs

$4.26 £3.17

$2.43 Rp 43.6K

75.31%

Local Cheese (1kg)

$9.67 £7.19

$14.50 Rp 260.2K

-33.31%

Chicken Fillets (1kg)

$7.72 £5.74

$4.35 Rp 78.0K

77.47%

Beef Round Steak (1kg)

$17.52 £13.03

$11.98 Rp 214.9K

46.24%

Apples (1kg)

$3.37 £2.51

$3.72 Rp 66.7K

-9.41%

Banana (1kg)

$2.07 £1.54

$1.63 Rp 29.2K

26.99%

Oranges (1kg)

$3.64 £2.71

$2.74 Rp 49.2K

32.85%

Tomato (1kg)

$2.55 £1.90

$2.24 Rp 40.2K

13.84%

Potato (1kg)

$1.74 £1.29

$1.92 Rp 34.4K

-9.37%

Onion (1kg)

$1.76 £1.31

$2.28 Rp 40.8K

-22.81%

Lettuce (1 head)

$0.89 £0.66

$1.06 Rp 19.1K

-16.04%

Water (1.5 liter bottle)

$1.81 £1.35

$0.72 Rp 12.9K

151.39%

Cigarettes 20 Pack (Marlboro, Camel)

$16.49 £12.26

$3.29 Rp 58.9K

401.22%

Wine (Bottle)

$10.93 £8.13

$23.19 Rp 416.1K

-52.87%

Local Beer (0.5 liter bottle)

$3.51 £2.61

$2.78 Rp 49.8K

26.26%

Imported Beer (0.33 liter bottle)

$3.21 £2.39

$2.73 Rp 49.0K

17.58%

One-way Ticket (Public Transport)

$3.38 £2.52

$0.27 Rp 4,778

1151.85%

Public Transport Monthly Pass (Regular Price)

$87.8 £65.3

$8.11 Rp 145.4K

982.00%

Taxi Start (Normal Tariff)

$4.64 £3.45

$0.48 Rp 8,659

866.67%

Taxi (Normal Tariff) (1km)

$1.51 £1.12

$0.42 Rp 7,532

259.52%

Taxi 1hour Waiting (Normal Tariff)

$23.27 £17.31

$6.22 Rp 111.6K

274.12%

Gasoline (1 liter)

$2.04 £1.52

$0.81 Rp 14.6K

151.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K £28.8K

$26.6K Rp 477.4M

45.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.1K £31.3K

$32.2K Rp 577.4M

30.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$340 £253

$78.4 Rp 1.4M

334.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.58 £13.08

$4.07 Rp 73.0K

331.94%

Internet (50+ Mbps, Unlimited Data)

$44.43 £33.05

$24.33 Rp 436.4K

82.61%

Gym Membership (Monthly)

$36.16 £26.89

$98.6 Rp 1.8M

-63.33%

Tennis Court (1 Hour on Weekend)

$13.60 £10.12

$6.34 Rp 113.7K

114.51%

Cinema Ticket

$12.31 £9.16

$3.99 Rp 71.5K

208.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,369 £1,018

$305 Rp 5.5M

348.73%

International Primary School, 1 Child (Yearly)

$12.4K £9,207

$6,642 Rp 119.2M

86.35%

Jeans (Levis 501 Or Similar)

$106 £79.2

$54.1 Rp 971.2K

96.58%

Summer Dress (H&M, Zara, etc)

$44.68 £33.24

$37.81 Rp 678.2K

18.17%

Sport Shoes (Adidas, Nike)

$70.0 £52.0

$86.8 Rp 1.6M

-19.45%

Men's Leather Business Shoes

$91.8 £68.2

$76.4 Rp 1.4M

20.17%

1-bedroom Apartment, City Center (Monthly)

$1,213 £902

$992 Rp 17.8M

22.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 £745

$673 Rp 12.1M

48.82%

3-bedroom Apartment, City Center (Monthly)

$1,997 £1,486

$3,375 Rp 60.5M

-40.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,710 £1,272

$2,050 Rp 36.8M

-16.58%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$2,380 £1,770

$167 Rp 3.0M

1325.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.28

-55.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Norfolk: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,213 in Norfolk and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Norfolk pays 1325% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Norfolk vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $313 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Norfolk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Norfolk and Ubud, Bali differ by about 71% in total monthly costs ($2,404 vs $1,408 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1325% higher in Norfolk, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,213 in Norfolk versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,404 per month in Norfolk versus $1,408 in Ubud, Bali – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 982% less than in Norfolk. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,408 in Ubud, Bali versus $2,404 in Norfolk, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Norfolk. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Norfolk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 71% less than in Norfolk. Beyond cost, consider language, visa policies, and how big the international community is in each city.