Last update: Oct 2026

Cost of Living Comparison Between Norfolk and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,351 in Norfolk, rent and utilities included – about $11,800 less a year. Rent and utilities account for about half of the difference.

113

Cost of Living Index in Norfolk
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Norfolk Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Norfolk

🇬🇧 United Kingdom

$2,351

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Norfolk and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Norfolk and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,351 in Norfolk versus $1,368 in Ubud, Bali.

Norfolk $2,351
Ubud, Bali $1,368

Estimated couple costs with rent: $3,303 in Norfolk versus $2,314 in Ubud, Bali.

Norfolk $3,303
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,255 in Norfolk versus $3,260 in Ubud, Bali.

Norfolk $4,255
Ubud, Bali $3,260

Living in Norfolk is roughly 72% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Norfolk 74% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$21.96 £16.47

$3.33 Rp 59.9K

559.46%

Three-Course Dinner for Two, Mid-Range

$73.6 £55.2

$35.18 Rp 633.2K

109.24%

Fast Food Meal (McDonalds, etc)

$11.31 £8.48

$5.80 Rp 104.5K

95.00%

Cappuccino

$4.89 £3.67

$2.73 Rp 49.1K

79.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 £2.10

$1.64 Rp 29.5K

70.73%

Water (0.33 liter bottle)

$1.62 £1.21

$0.83 Rp 15.0K

95.18%

Local Beer (0.5 liter draught)

$6.66 £5.00

$2.70 Rp 48.6K

146.67%

Imported Beer (0.33 liter bottle)

$5.24 £3.93

$4.30 Rp 77.4K

21.86%

Milk (1 liter)

$1.67 £1.25

$1.50 Rp 27.1K

11.33%

White Bread (500g)

$1.53 £1.15

$2.30 Rp 41.4K

-33.48%

Rice (white) (1kg)

$2.15 £1.61

$1.18 Rp 21.2K

82.20%

Eggs

$4.43 £3.33

$2.14 Rp 38.6K

107.01%

Local Cheese (1kg)

$9.78 £7.34

$17.48 Rp 314.6K

-44.05%

Chicken Fillets (1kg)

$8.70 £6.53

$4.03 Rp 72.5K

115.88%

Beef Round Steak (1kg)

$14.67 £11.01

$12.23 Rp 220.1K

19.95%

Apples (1kg)

$2.86 £2.14

$3.55 Rp 63.9K

-19.44%

Banana (1kg)

$1.52 £1.14

$1.57 Rp 28.3K

-3.18%

Oranges (1kg)

$2.93 £2.20

$2.24 Rp 40.2K

30.80%

Tomato (1kg)

$4.52 £3.39

$1.93 Rp 34.7K

134.20%

Potato (1kg)

$1.55 £1.16

$1.88 Rp 33.9K

-17.55%

Onion (1kg)

$1.49 £1.12

$2.29 Rp 41.3K

-34.93%

Lettuce (1 head)

$1.15 £0.86

$0.99 Rp 17.9K

16.16%

Water (1.5 liter bottle)

$1.76 £1.32

$0.53 Rp 9,475

232.08%

Cigarettes 20 Pack (Marlboro, Camel)

$23.56 £17.68

$2.28 Rp 41.1K

933.33%

Wine (Bottle)

$10.58 £7.94

$23.01 Rp 414.2K

-54.02%

Local Beer (0.5 liter bottle)

$3.15 £2.36

$2.34 Rp 42.2K

34.62%

Imported Beer (0.33 liter bottle)

$3.10 £2.33

$2.91 Rp 52.4K

6.53%

One-way Ticket (Public Transport)

$2.69 £2.02

$0.24 Rp 4,315

1020.83%

Public Transport Monthly Pass (Regular Price)

$95.6 £71.8

$8.82 Rp 158.7K

984.24%

Taxi Start (Normal Tariff)

$3.93 £2.95

$0.48 Rp 8,684

718.75%

Taxi (Normal Tariff) (1km)

$1.35 £1.01

$0.46 Rp 8,233

193.48%

Taxi 1hour Waiting (Normal Tariff)

$18.83 £14.13

$5.45 Rp 98.2K

245.50%

Gasoline (1 liter)

$2.01 £1.51

$0.88 Rp 15.9K

128.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K £28.7K

$24.6K Rp 442.2M

55.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K £30.2K

$31.2K Rp 561.4M

28.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$313 £235

$83.0 Rp 1.5M

277.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.07 £15.06

$6.45 Rp 116.0K

211.16%

Internet (50+ Mbps, Unlimited Data)

$45.75 £34.32

$18.57 Rp 334.2K

146.37%

Gym Membership (Monthly)

$45.42 £34.08

$55.8 Rp 1.0M

-18.63%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$11.98 £8.99

$4.38 Rp 78.9K

173.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,260 £945

$493 Rp 8.9M

155.57%

International Primary School, 1 Child (Yearly)

$12.3K £9,220

$5,754 Rp 103.6M

113.61%

Jeans (Levis 501 Or Similar)

$115 £86.4

$46.19 Rp 831.4K

149.45%

Summer Dress (H&M, Zara, etc)

$50.1 £37.55

$35.33 Rp 636.0K

41.69%

Sport Shoes (Adidas, Nike)

$113 £84.6

$79.1 Rp 1.4M

42.61%

Men's Leather Business Shoes

$105 £78.9

$78.4 Rp 1.4M

34.11%

1-bedroom Apartment, City Center (Monthly)

$1,105 £829

$1,142 Rp 20.6M

-3.28%

1-bedroom Apartment, Outside City Center (Monthly)

$974 £731

$676 Rp 12.2M

44.13%

3-bedroom Apartment, City Center (Monthly)

$1,579 £1,185

$3,503 Rp 63.1M

-54.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,347 £1,010

$1,700 Rp 30.6M

-20.77%

Buy Apartment in City Center (m2)

$5,002 £3,753

$2,784 Rp 50.1M

79.69%

Buy Apartment Outside City Center (m2)

$3,908 £2,932

$2,241 Rp 40.3M

74.43%

Average Monthly Net Salary (After Tax)

$2,332 £1,749

$165 Rp 3.0M

1316.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.04

13.78

-63.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Norfolk: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Norfolk

$974 41.4%

Ubud, Bali

$676 49.4% 30.6% $298

Monthly Utilities & Internet

Norfolk

$379 16.1%

Ubud, Bali

$108 7.9% 71.5% $271

Eating Out

Norfolk

$330 14%

Ubud, Bali

$109 8% 67% $221

Groceries & Markets

Norfolk

$309 13.2%

Ubud, Bali

$290 21.2% 6.1% $19

Clothing & Footwear

Norfolk

$172 7.3%

Ubud, Bali

$108 7.9% 37.6% $65

Getting Around

Norfolk

$117 5%

Ubud, Bali

$13 0.9% 89.3% $105

Sport & Entertainment

Norfolk

$69 3%

Ubud, Bali

$65 4.7% 6.9% $4.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,105 in Norfolk and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Norfolk pays 1317% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Norfolk vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $309 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 Norfolk

🇮🇩 Ubud, Bali

🕒 Local time

14:26 2:26 PM

21:26 9:26 PM

7 h ahead of Norfolk

🌤 Weather

👥 Population

19,256

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Norfolk Ubud, Bali 12,380 km ≈ 16 h nonstop flight

From you

Norfolk
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Norfolk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Norfolk and Ubud, Bali differ by about 72% in total monthly costs ($2,351 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1317% higher in Norfolk, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,105 in Norfolk versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,351 per month in Norfolk versus $1,368 in Ubud, Bali – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 984% less than in Norfolk. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $2,351 in Norfolk, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Norfolk. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Norfolk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 72% less than in Norfolk. Beyond cost, consider language, visa policies, and how big the international community is in each city.