Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nizwa

For one person, living is cheaper in Nizwa: $44.08 a month against $1,353 in Ubud, Bali, rent and utilities included – about $15,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Nizwa

🇴🇲 Oman

$44.08

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nizwa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nizwa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $44 in Nizwa.

Ubud, Bali $1,353
Nizwa $44

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $65 in Nizwa.

Ubud, Bali $2,297
Nizwa $65

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $86 in Nizwa.

Ubud, Bali $3,241
Nizwa $86

Living in Ubud, Bali is roughly 2970% more expensive than in Nizwa, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.23 Rp 58.5K

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 631.8K

Fast Food Meal (McDonalds, etc)

$5.70 Rp 103.2K

Cappuccino

$2.62 Rp 47.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.2K

$1.06 OMR 0.41

62.26%

Water (0.33 liter bottle)

$0.81 Rp 14.7K

$0.27 OMR 0.10

200.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.0K

Imported Beer (0.33 liter bottle)

$4.37 Rp 79.1K

Milk (1 liter)

$1.57 Rp 28.5K

White Bread (500g)

$2.19 Rp 39.7K

Rice (white) (1kg)

$1.18 Rp 21.3K

Eggs

$2.16 Rp 39.0K

Local Cheese (1kg)

$17.65 Rp 319.7K

Chicken Fillets (1kg)

$3.78 Rp 68.5K

Beef Round Steak (1kg)

$11.95 Rp 216.5K

Apples (1kg)

$3.60 Rp 65.3K

Banana (1kg)

$1.59 Rp 28.8K

Oranges (1kg)

$2.31 Rp 41.9K

Tomato (1kg)

$1.91 Rp 34.5K

Potato (1kg)

$1.78 Rp 32.3K

Onion (1kg)

$2.33 Rp 42.2K

Lettuce (1 head)

$1.00 Rp 18.1K

Water (1.5 liter bottle)

$0.53 Rp 9,570

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.4K

Wine (Bottle)

$22.07 Rp 399.9K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.5K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.9K

One-way Ticket (Public Transport)

$0.23 Rp 4,138

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 161.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,520

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,787

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 99.1K

Gasoline (1 liter)

$0.83 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 432.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 593.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.8K

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 337.0K

Gym Membership (Monthly)

$54.1 Rp 980.3K

$38.77 OMR 14.92

39.59%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 331.1K

Cinema Ticket

$4.25 Rp 77.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.4M

Jeans (Levis 501 Or Similar)

$45.58 Rp 825.6K

Summer Dress (H&M, Zara, etc)

$34.96 Rp 633.4K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.5M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.8M

Buy Apartment in City Center (m2)

$2,717 Rp 49.2M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Nizwa: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Nizwa

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Nizwa

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Nizwa

–

Eating Out

Ubud, Bali

$106 7.9%

Nizwa

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Nizwa

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Nizwa

–

Getting Around

Ubud, Bali

$12 0.9%

Nizwa

–

Good to know

🇮🇩 Ubud, Bali

🇴🇲 Nizwa

🕒 Local time

04:44 4:44 AM

00:44 12:44 AM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

700,000

💱 Currency

Indonesian Rupiah IDR Rp

Omani Rial OMR ر.ع.

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.93 EUR

1 OMR = 2.6 USD

1 OMR = 2.32 EUR

Exchange rates and currency converter

OMR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 18,115 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,283 IDR (100,000 IDR = 4.93 EUR).

Omani Rial exchange rates as of October 26, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.431 OMR (1 OMR = 2.32 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Nizwa 7,190 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Nizwa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nizwa: Cost of Living - Frequently Asked Questions

Nizwa is cheaper overall, especially in eating out and leisure. The 2970% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,030 in Ubud, Bali and $66 in Nizwa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

At $44 in Nizwa versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Nizwa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizwa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nizwa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.