Cost of Living Comparison Between Ubud, Bali and Nizwa Cost of Living Comparison Between Ubud, Bali and Nizwa

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $582 in Nizwa.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $787 in Nizwa.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $993 in Nizwa.

Living in Ubud, Bali is roughly 144% more expensive than Nizwa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Nizwa is 57% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$2.54 OMR 0.98

40.16%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$26.21 OMR 10.09

24.88%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$3.84 OMR 1.48

28.91%

Cappuccino

$2.71 Rp 48.9K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.87 OMR 0.33

54.02%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.27 OMR 0.10

159.26%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

Milk (1 liter)

$1.81 Rp 32.6K

$1.31 OMR 0.51

38.17%

White Bread (500g)

$2.52 Rp 45.4K

$1.27 OMR 0.49

98.43%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.77 OMR 0.68

-34.46%

Eggs

$2.46 Rp 44.4K

$2.13 OMR 0.82

15.49%

Local Cheese (1kg)

$14.71 Rp 265.3K

$3.83 OMR 1.47

284.07%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$8.02 OMR 3.09

-46.13%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

Apples (1kg)

$3.84 Rp 69.3K

$2.06 OMR 0.79

86.41%

Banana (1kg)

$1.56 Rp 28.1K

$1.28 OMR 0.49

21.88%

Oranges (1kg)

$2.83 Rp 51.1K

$1.31 OMR 0.50

116.03%

Tomato (1kg)

$2.33 Rp 41.9K

$1.32 OMR 0.51

76.52%

Potato (1kg)

$1.91 Rp 34.5K

$1.05 OMR 0.41

81.90%

Onion (1kg)

$2.20 Rp 39.7K

$1.06 OMR 0.41

107.55%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.50 OMR 0.19

102.00%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.82 OMR 0.31

-4.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

Wine (Bottle)

$23.74 Rp 428.0K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.27 Rp 4,848

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

Gasoline (1 liter)

$0.79 Rp 14.3K

$0.59 OMR 0.23

33.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$130 OMR 49.97

-38.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$64.1 OMR 24.68

-63.30%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

Cinema Ticket

$4.15 Rp 74.8K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$265 OMR 102

279.76%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$204 OMR 78.6

230.83%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$389 OMR 150

785.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$264 OMR 102

671.58%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,309 OMR 504

-87.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Nizwa: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $265 in Nizwa. Housing cost is often the main lever when comparing two cities.

Nizwa pays 692% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $26.00 in Nizwa for a mid-range dinner for two. Groceries echo the gap at $302 vs $140 per month, with Nizwa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nizwa: Cost of Living - Frequently Asked Questions

Nizwa is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Getting Around. The 144% gap adds up to real monthly savings that compound significantly over time.

On paper, Nizwa earns 692% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $265 in Nizwa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 116% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nizwa – a meal for two runs $26.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $582 in Nizwa versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Nizwa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizwa the clear choice for anyone on this budget.

For families, Nizwa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nizwa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizwa gentler on the wallet – expenses run 144% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.