🙂Monthly costs for one person with rent: $582 in Nizwa versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $787 in Nizwa versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $993 in Nizwa versus $3,660 in Ubud, Bali.
🙂Living in Nizwa costs roughly 59% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Nizwa is 57% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Nizwa
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.54OMR 0.98
$3.56Rp 64.3K
-28.65%
Three-Course Dinner for Two, Mid-Range
$26.21OMR 10.09
$32.73Rp 590.3K
-19.92%
Fast Food Meal(McDonalds, etc)
$3.84OMR 1.48
$4.95Rp 89.2K
-22.42%
Cappuccino
-
$2.71Rp 48.9K
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.87OMR 0.33
$1.34Rp 24.2K
-35.07%
Water(0.33 liter bottle)
$0.27OMR 0.10
$0.70Rp 12.6K
-61.43%
Local Beer(0.5 liter draught)
-
$2.92Rp 52.7K
-
Imported Beer(0.33 liter bottle)
-
$3.96Rp 71.4K
-
🛒 Groceries & Markets
Nizwa
Ubud, Bali
Difference
Milk(1 liter)
$1.31OMR 0.51
$1.81Rp 32.6K
-27.62%
White Bread(500g)
$1.27OMR 0.49
$2.52Rp 45.4K
-49.60%
Rice(white)(1kg)
$1.77OMR 0.68
$1.16Rp 20.9K
52.59%
Eggs
$2.13OMR 0.82
$2.46Rp 44.4K
-13.41%
Local Cheese(1kg)
$3.83OMR 1.47
$14.71Rp 265.3K
-73.96%
Chicken Fillets(1kg)
$8.02OMR 3.09
$4.32Rp 77.9K
85.65%
Beef Round Steak(1kg)
-
$12.14Rp 218.9K
-
Apples(1kg)
$2.06OMR 0.79
$3.84Rp 69.3K
-46.35%
Banana(1kg)
$1.28OMR 0.49
$1.56Rp 28.1K
-17.95%
Oranges(1kg)
$1.31OMR 0.50
$2.83Rp 51.1K
-53.71%
Tomato(1kg)
$1.32OMR 0.51
$2.33Rp 41.9K
-43.35%
Potato(1kg)
$1.05OMR 0.41
$1.91Rp 34.5K
-45.03%
Onion(1kg)
$1.06OMR 0.41
$2.20Rp 39.7K
-51.82%
Lettuce(1 head)
$0.50OMR 0.19
$1.01Rp 18.3K
-50.50%
Water(1.5 liter bottle)
$0.82OMR 0.31
$0.78Rp 14.0K
5.13%
Cigarettes 20 Pack(Marlboro, Camel)
-
$3.32Rp 59.8K
-
Wine(Bottle)
-
$23.74Rp 428.0K
-
Local Beer(0.5 liter bottle)
-
$2.79Rp 50.3K
-
Imported Beer(0.33 liter bottle)
-
$2.86Rp 51.6K
-
🚌 Getting Around
Nizwa
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,848
-
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 144.8K
-
Taxi Start(Normal Tariff)
-
$0.46Rp 8,230
-
Taxi(Normal Tariff)(1km)
-
$0.45Rp 8,116
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.10Rp 109.9K
-
Gasoline(1 liter)
$0.59OMR 0.23
$0.79Rp 14.3K
-25.32%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.1KRp 471.6M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.1KRp 579.2M
-
🧾 Monthly Utilities & Internet
Nizwa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$130OMR 49.97
$79.9Rp 1.4M
62.35%
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$4.06Rp 73.3K
-
Internet(50+ Mbps, Unlimited Data)
$64.1OMR 24.68
$23.52Rp 424.1K
172.49%
🎉 Sport & Entertainment
Nizwa
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.7Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 119.6K
-
Cinema Ticket
-
$4.15Rp 74.8K
-
🧸 Childcare & Education
Nizwa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$304Rp 5.5M
-
International Primary School, 1 Child(Yearly)
-
$6,613Rp 119.3M
-
👕👟 Clothing & Footwear
Nizwa
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
-
$55.5Rp 1.0M
-
Summer Dress(H&M, Zara, etc)
-
$38.31Rp 690.9K
-
Sport Shoes(Adidas, Nike)
-
$88.6Rp 1.6M
-
Men's Leather Business Shoes
-
$77.9Rp 1.4M
-
🏠 Accommodation & Living
Nizwa
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$265OMR 102
$1,006Rp 18.1M
-73.67%
1-bedroom Apartment, Outside City Center(Monthly)
$204OMR 78.6
$675Rp 12.2M
-69.77%
3-bedroom Apartment, City Center(Monthly)
$389OMR 150
$3,442Rp 62.1M
-88.71%
3-bedroom Apartment, Outside City Center(Monthly)
$264OMR 102
$2,039Rp 36.8M
-87.04%
Buy Apartment in City Center(m2)
-
$2,841Rp 51.2M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.8M
-
💵 Salaries & Financials
Nizwa
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,309OMR 504
$165Rp 3.0M
692.07%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.28
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nizwa: June 2, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $265 in Nizwa and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Nizwa pays 692% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $26.00 in Nizwa vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $140 vs $302 per month, with Nizwa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nizwa vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nizwa?
Nizwa is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Clothing & Footwear, Sport & Entertainment. The 144% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Nizwa or Ubud, Bali?
Nizwa pays 692% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Nizwa and Ubud, Bali?
Rent for a central apartment: $265 in Nizwa versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Nizwa and Ubud, Bali?
Supermarket bills run roughly 116% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Nizwa or Ubud, Bali?
Dining out is cheaper in Nizwa – a meal for two runs $26.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Nizwa or Ubud, Bali?
At $582 in Nizwa versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Nizwa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizwa the clear choice for anyone on this budget.
Is Nizwa or Ubud, Bali more family-friendly?
For families, Nizwa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nizwa or Ubud, Bali?
Safety-wise, Nizwa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nizwa gentler on the wallet – expenses run 144% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.