Cost of Living Comparison Between Ubud, Bali and Nizhnekamsk Cost of Living Comparison Between Ubud, Bali and Nizhnekamsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,037 in Nizhnekamsk.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,607 in Nizhnekamsk.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,177 in Nizhnekamsk.

Living in Ubud, Bali is roughly 32% more expensive than in Nizhnekamsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Nizhnekamsk is 24% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$9.44 ₽794

-63.56%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$35.55 ₽2,991

2.14%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.97 ₽671

-28.36%

Cappuccino

$2.67 Rp 47.4K

$2.77 ₽233

-3.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.11 ₽93.6

57.66%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.34 ₽28.53

155.88%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.36 ₽198

25.00%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.84 ₽239

59.15%

Milk (1 liter)

$1.62 Rp 28.7K

$1.16 ₽97.8

39.66%

White Bread (500g)

$2.33 Rp 41.3K

$1.02 ₽85.4

128.43%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.06 ₽174

-46.12%

Eggs

$2.20 Rp 39.0K

$1.42 ₽119

54.93%

Local Cheese (1kg)

$17.69 Rp 313.9K

$14.50 ₽1,220

22.00%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$3.58 ₽301

14.53%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$7.15 ₽601

70.35%

Apples (1kg)

$3.71 Rp 65.8K

$1.94 ₽163

91.24%

Banana (1kg)

$1.59 Rp 28.2K

$1.55 ₽131

2.58%

Oranges (1kg)

$2.28 Rp 40.5K

$1.70 ₽143

34.12%

Tomato (1kg)

$1.95 Rp 34.7K

$2.20 ₽185

-11.36%

Potato (1kg)

$1.91 Rp 33.8K

$0.69 ₽57.7

176.81%

Onion (1kg)

$2.33 Rp 41.4K

$0.48 ₽40.70

385.42%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.47 ₽123

-31.29%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.62 ₽52.5

-11.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$3.25 ₽274

-31.38%

Wine (Bottle)

$23.07 Rp 409.3K

$8.47 ₽713

172.37%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.70 ₽58.5

245.71%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.07 ₽174

44.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.54 ₽45.43

-50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$1.20 ₽101

-60.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.32 ₽27.01

34.37%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$5.17 ₽435

9.09%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.78 ₽65.4

2.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$35.5K ₽3.0M

-29.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$36.3K ₽3.1M

-12.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$150 ₽12.6K

-45.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$5.85 ₽493

10.94%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$8.00 ₽673

134.63%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$30.73 ₽2,585

85.06%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$26.04 ₽2,191

-28.07%

Cinema Ticket

$4.54 Rp 80.5K

$5.19 ₽437

-12.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$302 ₽25.4K

59.35%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$5,600 ₽471.2K

1.98%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$60.0 ₽5,044

-24.07%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$49.87 ₽4,196

-28.05%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$120 ₽10.1K

-33.25%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$143 ₽12.1K

-45.12%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$505 ₽42.5K

120.52%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$281 ₽23.7K

147.98%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$898 ₽75.5K

305.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$591 ₽49.7K

193.84%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,630 ₽221.3K

5.86%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,294 ₽108.8K

77.01%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.38

-38.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Nizhnekamsk: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $505 in Nizhnekamsk. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $36.00 in Nizhnekamsk. Groceries flip the comparison at $295 vs $196, with Nizhnekamsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nizhnekamsk: Cost of Living - Frequently Asked Questions

Nizhnekamsk wins on cost – living expenses run 32% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nizhnekamsk the obvious pick if budget is a priority.

You'd need roughly $2,052 in Ubud, Bali and $1,555 in Nizhnekamsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $505 in Nizhnekamsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $302 in Nizhnekamsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Nizhnekamsk – a meal for two runs $36.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,037 in Nizhnekamsk versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Nizhnekamsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizhnekamsk the clear choice for anyone on this budget.

Both work as nomad bases, but Nizhnekamsk delivers better value – similar infrastructure at $1,037 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nizhnekamsk hard to pass up.

Safety-wise, Ubud, Bali and Nizhnekamsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizhnekamsk gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.