Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Nizhnekamsk

For one person, living is cheaper in Nizhnekamsk: $1,100 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Nizhnekamsk
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Nizhnekamsk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Nizhnekamsk

🇷🇺 Russia

$1,100

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nizhnekamsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nizhnekamsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,100 in Nizhnekamsk.

Ubud, Bali $1,331
Nizhnekamsk $1,100

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,820 in Nizhnekamsk.

Ubud, Bali $2,255
Nizhnekamsk $1,820

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,541 in Nizhnekamsk.

Ubud, Bali $3,180
Nizhnekamsk $2,541

Living in Ubud, Bali is roughly 21% more expensive than in Nizhnekamsk, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Nizhnekamsk 19% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$9.59 ₽785

-64.75%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$49.13 ₽4,021

-29.47%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$6.70 ₽549

-16.87%

Cappuccino

$2.62 Rp 47.5K

$3.09 ₽253

-15.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.13 ₽92.4

36.28%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.38 ₽30.70

68.42%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.44 ₽200

9.43%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$2.88 ₽235

47.92%

Milk (1 liter)

$1.46 Rp 26.5K

$1.24 ₽101

17.74%

White Bread (500g)

$2.29 Rp 41.6K

$1.04 ₽85.2

120.19%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.16 ₽177

-48.61%

Eggs

$2.10 Rp 38.1K

$1.55 ₽127

35.48%

Local Cheese (1kg)

$15.94 Rp 289.2K

$14.15 ₽1,158

12.65%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$3.62 ₽296

7.18%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$15.98 ₽1,308

-28.66%

Apples (1kg)

$3.55 Rp 64.4K

$1.83 ₽150

93.99%

Banana (1kg)

$1.54 Rp 27.9K

$1.74 ₽142

-11.49%

Oranges (1kg)

$2.23 Rp 40.5K

$2.06 ₽169

8.25%

Tomato (1kg)

$1.97 Rp 35.8K

$3.26 ₽267

-39.57%

Potato (1kg)

$1.86 Rp 33.7K

$0.88 ₽72.2

111.36%

Onion (1kg)

$2.42 Rp 43.9K

$0.56 ₽45.45

332.14%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.10 ₽90.3

-7.27%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.72 ₽59.3

-27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.58 ₽293

-38.55%

Wine (Bottle)

$21.79 Rp 395.2K

$10.07 ₽824

116.39%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.82 ₽66.9

184.15%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.35 ₽111

120.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.47 ₽38.78

-46.81%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$27.55 ₽2,254

-70.34%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.20 ₽97.9

-63.33%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.33 ₽27.27

42.42%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$6.60 ₽540

-15.15%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.82 ₽66.9

1.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$53.6K ₽4.4M

-54.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$42.1K ₽3.4M

-24.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$152 ₽12.4K

-49.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$6.42 ₽526

-4.36%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$8.29 ₽678

128.23%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$39.03 ₽3,194

30.64%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$26.56 ₽2,173

-31.29%

Cinema Ticket

$4.38 Rp 79.5K

$5.91 ₽483

-25.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$342 ₽28.0K

43.86%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$5,889 ₽482.0K

107.52%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$55.0 ₽4,497

-17.83%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$58.6 ₽4,792

-40.42%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$169 ₽13.8K

-53.56%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$116 ₽9,521

-33.07%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$509 ₽41.6K

111.80%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$279 ₽22.8K

138.72%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$831 ₽68.0K

322.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$666 ₽54.5K

150.98%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,539 ₽207.8K

-7.84%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,447 ₽118.4K

54.58%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.86

-39.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Nizhnekamsk: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Nizhnekamsk

$279 25.3% 58.1% $386

Groceries & Markets

Ubud, Bali

$279 21%

Nizhnekamsk

$234 21.3% 16.3% $45

Clothing & Footwear

Ubud, Bali

$106 8%

Nizhnekamsk

$179 16.3% 68.7% $73

Eating Out

Ubud, Bali

$106 8%

Nizhnekamsk

$158 14.4% 49.3% $52

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Nizhnekamsk

$167 15.2% 62.5% $64

Sport & Entertainment

Ubud, Bali

$60 4.5%

Nizhnekamsk

$51 4.6% 14.9% $8.9

Getting Around

Ubud, Bali

$12 0.9%

Nizhnekamsk

$32 2.9% 170% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $509 in Nizhnekamsk. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $49 in Nizhnekamsk. Groceries flip the comparison at $279 vs $234, with Nizhnekamsk cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Nizhnekamsk

🕒 Local time

14:13 2:13 PM

09:13 9:13 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

240,097

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.84 RUB (100 RUB = 1.22 USD). 1 EUR = 92.13 RUB (100 RUB = 1.09 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Nizhnekamsk 9,190 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Nizhnekamsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nizhnekamsk: Cost of Living - Frequently Asked Questions

Nizhnekamsk wins on cost – living expenses run 17% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Nizhnekamsk the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,649 in Nizhnekamsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $509 in Nizhnekamsk. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 70% less than in Nizhnekamsk. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $342 in Nizhnekamsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Nizhnekamsk is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.