Cost of Living Comparison Between Ubud, Bali and Nizhnekamsk Cost of Living Comparison Between Ubud, Bali and Nizhnekamsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,002 in Nizhnekamsk.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,497 in Nizhnekamsk.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,992 in Nizhnekamsk.

Living in Ubud, Bali is roughly 39% more expensive than in Nizhnekamsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Nizhnekamsk is 25% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$9.20 ₽732

-61.20%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$21.20 ₽1,688

52.45%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.49 ₽517

-22.80%

Cappuccino

$2.82 Rp 51.0K

$2.04 ₽162

38.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.77 ₽61.4

75.32%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.55 ₽43.91

32.73%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.50 ₽119

95.33%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.81 ₽144

117.68%

Milk (1 liter)

$1.78 Rp 32.1K

$1.03 ₽82.1

72.82%

White Bread (500g)

$2.45 Rp 44.2K

$0.72 ₽57.4

240.28%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.49 ₽119

-22.82%

Eggs

$2.41 Rp 43.6K

$1.80 ₽143

33.89%

Local Cheese (1kg)

$14.33 Rp 258.7K

$10.50 ₽836

36.48%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$4.90 ₽390

-14.49%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$8.42 ₽670

43.23%

Apples (1kg)

$3.64 Rp 65.7K

$2.01 ₽160

81.09%

Banana (1kg)

$1.57 Rp 28.3K

$2.01 ₽160

-21.89%

Oranges (1kg)

$2.79 Rp 50.3K

$2.71 ₽215

2.95%

Tomato (1kg)

$2.24 Rp 40.5K

$3.03 ₽241

-26.07%

Potato (1kg)

$1.98 Rp 35.7K

$0.72 ₽57.3

175.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.81 ₽64.4

181.48%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.76 ₽140

-40.34%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.57 ₽45.63

38.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.02 ₽240

5.63%

Wine (Bottle)

$23.49 Rp 424.1K

$12.95 ₽1,030

81.39%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.93 ₽74.0

211.83%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.69 ₽135

63.31%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.49 ₽39.17

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.85 ₽148

-75.68%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.35 ₽28.12

31.43%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$7.04 ₽560

-13.78%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.76 ₽60.2

13.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$41.9K ₽3.3M

-36.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$48.5K ₽3.9M

-32.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$126 ₽9,995

-37.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$6.27 ₽499

-34.77%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$6.95 ₽553

243.17%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$35.07 ₽2,791

181.67%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$5.34 ₽425

-24.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$382 ₽30.4K

-22.12%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$5,093 ₽405.4K

29.62%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$77.2 ₽6,142

-30.76%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$38.96 ₽3,101

-2.18%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$128 ₽10.2K

-30.85%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$114 ₽9,043

-32.56%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$449 ₽35.8K

126.90%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$300 ₽23.9K

126.96%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$757 ₽60.3K

358.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$510 ₽40.6K

309.92%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,245 ₽178.7K

21.56%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,673 ₽133.1K

37.21%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

18.48

-28.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Nizhnekamsk: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $449 in Nizhnekamsk. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $21.00 in Nizhnekamsk for a mid-range dinner for two. Groceries echo the gap at $298 vs $212 per month, with Nizhnekamsk cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nizhnekamsk: Cost of Living - Frequently Asked Questions

Nizhnekamsk wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nizhnekamsk the obvious pick if budget is a priority.

You'd need roughly $2,088 in Ubud, Bali and $1,502 in Nizhnekamsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $449 in Nizhnekamsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $382 in Nizhnekamsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Nizhnekamsk – a meal for two runs $21.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,002 in Nizhnekamsk versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Nizhnekamsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizhnekamsk the clear choice for anyone on this budget.

Both work as nomad bases, but Nizhnekamsk delivers better value – similar infrastructure at $1,002 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nizhnekamsk hard to pass up.

Safety-wise, Ubud, Bali and Nizhnekamsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizhnekamsk gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.