Cost of Living Comparison Between Ubud, Bali and Nizhnekamsk Cost of Living Comparison Between Ubud, Bali and Nizhnekamsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $979 in Nizhnekamsk.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,468 in Nizhnekamsk.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,957 in Nizhnekamsk.

Living in Ubud, Bali is roughly 47% more expensive than Nizhnekamsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Nizhnekamsk is 27% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$8.98 ₽674

-60.24%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$21.45 ₽1,611

51.89%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.39 ₽480

-20.66%

Cappuccino

$2.83 Rp 49.0K

$1.95 ₽147

45.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.77 ₽58.1

74.03%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.56 ₽42.05

23.21%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.50 ₽113

99.33%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.73 ₽130

122.54%

Milk (1 liter)

$1.74 Rp 30.2K

$1.09 ₽81.9

59.63%

White Bread (500g)

$2.54 Rp 44.0K

$0.74 ₽55.7

243.24%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.46 ₽110

-18.49%

Eggs

$2.43 Rp 42.0K

$1.76 ₽132

38.07%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.34 ₽777

41.78%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.05 ₽379

-17.23%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$8.26 ₽621

44.55%

Apples (1kg)

$3.69 Rp 63.9K

$1.96 ₽147

88.27%

Banana (1kg)

$1.61 Rp 27.8K

$1.97 ₽148

-18.27%

Oranges (1kg)

$2.69 Rp 46.5K

$2.70 ₽203

-0.37%

Tomato (1kg)

$2.33 Rp 40.4K

$3.00 ₽225

-22.33%

Potato (1kg)

$1.91 Rp 33.0K

$0.72 ₽54.2

165.28%

Onion (1kg)

$2.19 Rp 37.9K

$0.85 ₽63.6

157.65%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.78 ₽134

-40.45%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.61 ₽45.93

18.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.99 ₽225

4.68%

Wine (Bottle)

$23.49 Rp 407.1K

$9.15 ₽687

156.72%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.95 ₽71.1

188.42%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.75 ₽131

64.57%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.50 ₽37.41

-42.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.86 ₽139

-75.81%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.36 ₽26.78

16.67%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.71 ₽504

-8.20%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.77 ₽57.6

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$41.7K ₽3.1M

-37.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$48.9K ₽3.7M

-33.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$127 ₽9,508

-38.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$6.35 ₽477

-37.80%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$7.03 ₽528

247.08%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$34.98 ₽2,627

175.99%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$5.47 ₽411

-26.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$384 ₽28.9K

-21.25%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$5,131 ₽385.4K

27.12%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$75.3 ₽5,654

-28.47%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$39.44 ₽2,962

-3.70%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$127 ₽9,516

-31.52%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$112 ₽8,426

-29.70%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$442 ₽33.2K

128.95%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$310 ₽23.3K

117.53%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$767 ₽57.6K

342.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$503 ₽37.8K

317.07%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,268 ₽170.3K

31.62%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,571 ₽118.0K

48.89%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

18.48

-28.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Nizhnekamsk: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $442 in Nizhnekamsk. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $21.00 in Nizhnekamsk for a mid-range dinner for two. Groceries echo the gap at $298 vs $205 per month, with Nizhnekamsk cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nizhnekamsk: Cost of Living - Frequently Asked Questions

Nizhnekamsk wins on cost – living expenses run 47% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nizhnekamsk the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $1,469 in Nizhnekamsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $442 in Nizhnekamsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $384 in Nizhnekamsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Nizhnekamsk – a meal for two runs $21.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $979 in Nizhnekamsk versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Nizhnekamsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizhnekamsk the clear choice for anyone on this budget.

Both work as nomad bases, but Nizhnekamsk delivers better value – similar infrastructure at $979 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nizhnekamsk hard to pass up.

Safety-wise, Ubud, Bali and Nizhnekamsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizhnekamsk gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.