Cost of Living Comparison Between Ubud, Bali and Ninove Cost of Living Comparison Between Ubud, Bali and Ninove

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $2,047 in Ninove.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $3,187 in Ninove.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $4,327 in Ninove.

Living in Ubud, Bali costs roughly 32% less than in Ninove, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Ninove 54% above.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$23.47 €20.21

-85.51%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$120 €103

-73.01%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$12.84 €11.05

-61.06%

Cappuccino

$2.82 Rp 50.0K

$4.22 €3.63

-33.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$3.34 €2.87

-58.68%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$3.06 €2.63

-76.14%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$5.34 €4.60

-44.19%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$4.50 €3.87

-11.78%

Milk (1 liter)

$1.79 Rp 31.8K

$1.36 €1.17

31.62%

White Bread (500g)

$2.46 Rp 43.7K

$2.09 €1.80

17.70%

Rice (white) (1kg)

$1.20 Rp 21.2K

$2.63 €2.27

-54.37%

Eggs

$2.39 Rp 42.3K

$3.96 €3.41

-39.65%

Local Cheese (1kg)

$14.40 Rp 255.1K

$17.56 €15.12

-18.00%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$11.69 €10.06

-63.39%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$21.10 €18.17

-43.98%

Apples (1kg)

$3.78 Rp 67.0K

$2.95 €2.54

28.14%

Banana (1kg)

$1.63 Rp 28.9K

$2.45 €2.11

-33.47%

Oranges (1kg)

$2.80 Rp 49.6K

$2.28 €1.96

22.81%

Tomato (1kg)

$2.26 Rp 40.0K

$3.46 €2.98

-34.68%

Potato (1kg)

$2.00 Rp 35.3K

$2.28 €1.96

-12.28%

Onion (1kg)

$2.21 Rp 39.2K

$2.44 €2.10

-9.43%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.40 €1.20

-23.57%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.82 €0.70

-7.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$12.62 €10.86

-75.20%

Wine (Bottle)

$23.81 Rp 421.9K

$9.46 €8.15

151.69%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.51 €1.30

88.08%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$1.93 €1.66

44.04%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$2.97 €2.56

-90.91%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$56.8 €48.93

-85.27%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$5.67 €4.89

-92.06%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$2.45 €2.11

-82.45%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$47.02 €40.49

-87.28%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.89 €1.63

-57.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$35.2K €30.3K

-26.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$33.4K €28.7K

-4.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$202 €174

-60.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$25.11 €21.63

-83.51%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$50.6 €43.57

-52.33%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$39.01 €33.59

150.58%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$16.87 €14.53

-60.64%

Cinema Ticket

$4.04 Rp 71.5K

$13.94 €12.00

-71.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$642 €553

-53.76%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$13.7K €11.8K

-51.72%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$81.7 €70.3

-32.50%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$49.09 €42.27

-21.55%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$114 €98.4

-24.59%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$234 €202

-66.75%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$916 €789

7.53%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$756 €651

-12.03%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$1,376 €1,185

150.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$1,086 €935

88.05%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$3,915 €3,371

-27.74%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$3,260 €2,807

-29.99%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.27

306.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Ninove: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $916 in Ninove. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $120 in Ninove for a mid-range dinner for two. Groceries echo the gap at $299 vs $349 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ninove: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 47% lower than in Ninove. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,091 in Ubud, Bali and $3,070 in Ninove to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $985 in Ubud, Bali versus $916 in Ninove. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Ninove. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $120 in Ninove. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,394 in Ubud, Bali versus $2,047 in Ninove, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ninove. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Ninove are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Ninove. Beyond cost, consider language, visa policies, and how big the international community is in each city.