Cost of Living Comparison Between Ubud, Bali and Ninove Cost of Living Comparison Between Ubud, Bali and Ninove

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,127 in Ninove.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,196 in Ninove.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $4,266 in Ninove.

Living in Ubud, Bali costs roughly 32% less than in Ninove, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Ninove 59% above.

Currency
🍽 Eating Out
Ubud, Bali
Ninove
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$22.74 €19.47
-84.30%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$119 €102
-72.72%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$12.66 €10.84
-59.95%
Cappuccino
$2.83 Rp 49.0K
$4.09 €3.50
-30.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$3.44 €2.94
-61.05%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$3.05 €2.61
-77.38%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$5.26 €4.50
-43.16%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$4.53 €3.88
-15.01%
🛒 Groceries & Markets
Ubud, Bali
Ninove
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.35 €1.16
28.89%
White Bread (500g)
$2.54 Rp 44.0K
$2.03 €1.74
25.12%
Rice (white) (1kg)
$1.19 Rp 20.6K
$2.73 €2.33
-56.41%
Eggs
$2.43 Rp 42.0K
$3.98 €3.41
-38.94%
Local Cheese (1kg)
$14.66 Rp 254.1K
$17.74 €15.19
-17.36%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$11.97 €10.25
-65.08%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$21.08 €18.04
-43.36%
Apples (1kg)
$3.69 Rp 63.9K
$2.83 €2.42
30.39%
Banana (1kg)
$1.61 Rp 27.8K
$2.42 €2.07
-33.47%
Oranges (1kg)
$2.69 Rp 46.5K
$2.38 €2.03
13.03%
Tomato (1kg)
$2.33 Rp 40.4K
$3.45 €2.95
-32.46%
Potato (1kg)
$1.91 Rp 33.0K
$2.34 €2.00
-18.38%
Onion (1kg)
$2.19 Rp 37.9K
$2.33 €2.00
-6.01%
Lettuce (1 head)
$1.06 Rp 18.3K
$1.41 €1.20
-24.82%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.83 €0.71
-13.25%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$12.68 €10.86
-75.32%
Wine (Bottle)
$23.49 Rp 407.1K
$9.32 €7.97
152.04%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$1.53 €1.31
79.08%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$1.92 €1.64
50.00%
🚌 Getting Around
Ubud, Bali
Ninove
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$2.97 €2.54
-90.24%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$56.2 €48.09
-85.46%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$5.65 €4.84
-92.04%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$2.53 €2.17
-83.40%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$46.20 €39.54
-86.67%
Gasoline (1 liter)
$0.84 Rp 14.6K
$1.81 €1.55
-53.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$36.2K €31.0K
-27.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$32.7K €28.0K
-0.69%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ninove
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$204 €174
-61.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$24.92 €21.34
-84.15%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$50.8 €43.45
-51.94%
🎉 Sport & Entertainment
Ubud, Bali
Ninove
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$38.40 €32.87
151.41%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$16.84 €14.42
-62.29%
Cinema Ticket
$4.04 Rp 70.0K
$14.07 €12.04
-71.29%
🧸 Childcare & Education
Ubud, Bali
Ninove
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$635 €544
-52.36%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$13.7K €11.7K
-52.48%
👕👟 Clothing & Footwear
Ubud, Bali
Ninove
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$82.0 €70.2
-34.33%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$49.28 €42.18
-22.93%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$115 €98.6
-24.70%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$232 €199
-66.07%
🏠 Accommodation & Living
Ubud, Bali
Ninove
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$901 €771
12.37%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$747 €640
-9.74%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$1,381 €1,182
145.52%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$1,120 €959
87.26%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$3,716 €3,181
-19.68%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$2,669 €2,285
-12.35%
💵 Salaries & Financials
Ubud, Bali
Ninove
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.27
306.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Ninove: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $901 in Ninove. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $119 in Ninove for a mid-range dinner for two. Groceries echo the gap at $298 vs $350 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Ninove: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Ninove?
Ubud, Bali wins on cost – living expenses run 48% lower than in Ninove. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Ninove?
You'd need roughly $2,158 in Ubud, Bali and $3,190 in Ninove to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Ninove?
Rent for a central apartment: $1,012 in Ubud, Bali versus $901 in Ninove. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Ninove?
Supermarket bills run roughly 17% higher in Ninove. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali vs Ninove?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $119 in Ninove. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Ninove?
At $1,438 in Ubud, Bali versus $2,127 in Ninove, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ninove. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Ninove?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Ninove?
Safety-wise, Ubud, Bali and Ninove are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Ninove. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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