Cost of Living Comparison Between Ninove and Ubud, Bali Cost of Living Comparison Between Ninove and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,129 in Ninove versus $1,379 in Ubud, Bali.

Estimated couple costs with rent: $3,240 in Ninove versus $2,363 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,352 in Ninove versus $3,347 in Ubud, Bali.

Living in Ninove is roughly 54% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Ninove 55% above, Ubud, Bali 1% above.

Currency
🍽 Eating Out
Ninove
Ubud, Bali
Difference
Meal at Budget Restaurant
$22.70 €19.42
$3.31 Rp 58.9K
585.80%
Three-Course Dinner for Two, Mid-Range
$104 €89.0
$39.08 Rp 694.5K
166.17%
Fast Food Meal (McDonalds, etc)
$14.12 €12.08
$5.62 Rp 99.8K
151.25%
Cappuccino
$4.45 €3.81
$2.64 Rp 46.9K
68.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.25 €2.78
$1.58 Rp 28.2K
105.70%
Water (0.33 liter bottle)
$3.00 €2.56
$0.71 Rp 12.6K
322.54%
Local Beer (0.5 liter draught)
$5.68 €4.86
$2.73 Rp 48.5K
108.06%
Imported Beer (0.33 liter bottle)
$6.23 €5.33
$4.32 Rp 76.8K
44.21%
🛒 Groceries & Markets
Ninove
Ubud, Bali
Difference
Milk (1 liter)
$1.39 €1.19
$1.54 Rp 27.4K
-9.74%
White Bread (500g)
$2.12 €1.82
$2.30 Rp 40.8K
-7.83%
Rice (white) (1kg)
$2.20 €1.89
$1.03 Rp 18.3K
113.59%
Eggs
$3.94 €3.37
$2.12 Rp 37.7K
85.85%
Local Cheese (1kg)
$18.08 €15.47
$17.30 Rp 307.5K
4.51%
Chicken Fillets (1kg)
$12.30 €10.52
$4.03 Rp 71.6K
205.21%
Beef Round Steak (1kg)
$21.22 €18.15
$12.42 Rp 220.8K
70.85%
Apples (1kg)
$2.85 €2.43
$3.70 Rp 65.7K
-22.97%
Banana (1kg)
$2.51 €2.15
$1.62 Rp 28.7K
54.94%
Oranges (1kg)
$2.65 €2.27
$2.27 Rp 40.3K
16.74%
Tomato (1kg)
$3.52 €3.01
$1.99 Rp 35.4K
76.88%
Potato (1kg)
$2.38 €2.04
$1.83 Rp 32.5K
30.05%
Onion (1kg)
$2.04 €1.75
$2.25 Rp 40.1K
-9.33%
Lettuce (1 head)
$1.61 €1.37
$1.04 Rp 18.6K
54.81%
Water (1.5 liter bottle)
$1.05 €0.90
$0.56 Rp 10.0K
87.50%
Cigarettes 20 Pack (Marlboro, Camel)
$13.08 €11.19
$2.22 Rp 39.5K
489.19%
Wine (Bottle)
$9.34 €7.99
$23.22 Rp 412.7K
-59.78%
Local Beer (0.5 liter bottle)
$1.45 €1.24
$2.39 Rp 42.5K
-39.33%
Imported Beer (0.33 liter bottle)
$2.16 €1.85
$2.87 Rp 51.1K
-24.74%
🚌 Getting Around
Ninove
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.15 €2.69
$0.25 Rp 4,416
1160.00%
Public Transport Monthly Pass (Regular Price)
$65.0 €55.6
$7.17 Rp 127.4K
806.28%
Taxi Start (Normal Tariff)
$5.95 €5.09
$0.46 Rp 8,163
1193.48%
Taxi (Normal Tariff) (1km)
$2.73 €2.33
$0.46 Rp 8,235
493.48%
Taxi 1hour Waiting (Normal Tariff)
$46.81 €40.04
$5.70 Rp 101.2K
721.23%
Gasoline (1 liter)
$1.89 €1.62
$0.76 Rp 13.6K
148.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K €30.9K
$24.6K Rp 436.7M
47.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.8K €29.8K
$31.0K Rp 551.5M
12.21%
🧾 Monthly Utilities & Internet
Ninove
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$205 €175
$82.2 Rp 1.5M
149.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.16 €18.96
$6.33 Rp 112.5K
250.08%
Internet (50+ Mbps, Unlimited Data)
$50.4 €43.14
$18.54 Rp 329.6K
172.01%
🎉 Sport & Entertainment
Ninove
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.30 €32.76
$56.1 Rp 996.2K
-31.67%
Tennis Court (1 Hour on Weekend)
$20.85 €17.84
$18.41 Rp 327.2K
13.25%
Cinema Ticket
$14.06 €12.02
$4.26 Rp 75.8K
230.05%
🧸 Childcare & Education
Ninove
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$795 €680
$489 Rp 8.7M
62.41%
International Primary School, 1 Child (Yearly)
$33.9K €29.0K
$5,793 Rp 103.0M
485.39%
👕👟 Clothing & Footwear
Ninove
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$79.8 €68.3
$45.98 Rp 817.3K
73.53%
Summer Dress (H&M, Zara, etc)
$52.0 €44.46
$35.86 Rp 637.4K
44.95%
Sport Shoes (Adidas, Nike)
$106 €91.0
$79.5 Rp 1.4M
33.79%
Men's Leather Business Shoes
$176 €150
$80.9 Rp 1.4M
116.88%
🏠 Accommodation & Living
Ninove
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$963 €824
$1,144 Rp 20.3M
-15.82%
1-bedroom Apartment, Outside City Center (Monthly)
$853 €730
$692 Rp 12.3M
23.32%
3-bedroom Apartment, City Center (Monthly)
$1,403 €1,200
$3,532 Rp 62.8M
-60.27%
3-bedroom Apartment, Outside City Center (Monthly)
$1,209 €1,034
$1,709 Rp 30.4M
-29.29%
Buy Apartment in City Center (m2)
$4,748 €4,062
$2,785 Rp 49.5M
70.52%
Buy Apartment Outside City Center (m2)
$3,189 €2,728
$2,261 Rp 40.2M
41.01%
💵 Salaries & Financials
Ninove
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$169 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.46
13.78
-74.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ninove: August 17, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $963 in Ninove and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $104 in Ninove vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $357 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ninove vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ninove or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 54% lower than in Ninove. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ninove and in Ubud, Bali?
You'd need roughly $3,194 in Ninove and $2,069 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ninove compared to Ubud, Bali?
Rent for a central apartment: $963 in Ninove versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ninove or in Ubud, Bali?
Supermarket bills run roughly 22% higher in Ninove. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ninove and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $104 in Ninove. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ninove or in Ubud, Bali?
At $1,379 in Ubud, Bali versus $2,129 in Ninove, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ninove. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ninove or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,379 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ninove compared to Ubud, Bali?
Safety-wise, Ninove and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 54% less than in Ninove. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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