😐Monthly costs for one person with rent: $2,047 in Ninove versus $1,394 in Ubud, Bali.
😐Estimated couple costs with rent: $3,187 in Ninove versus $2,551 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,327 in Ninove versus $3,708 in Ubud, Bali.
😐Living in Ninove is roughly 47% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ninove54% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Ninove
Ubud, Bali
Difference
Meal at Budget Restaurant
$23.47€20.21
$3.40Rp 60.2K
590.29%
Three-Course Dinner for Two, Mid-Range
$120€103
$32.38Rp 573.6K
270.54%
Fast Food Meal(McDonalds, etc)
$12.84€11.05
$5.00Rp 88.6K
156.80%
Cappuccino
$4.22€3.63
$2.82Rp 50.0K
49.65%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.34€2.87
$1.38Rp 24.4K
142.03%
Water(0.33 liter bottle)
$3.06€2.63
$0.73Rp 13.0K
319.18%
Local Beer(0.5 liter draught)
$5.34€4.60
$2.98Rp 52.8K
79.19%
Imported Beer(0.33 liter bottle)
$4.50€3.87
$3.97Rp 70.3K
13.35%
🛒 Groceries & Markets
Ninove
Ubud, Bali
Difference
Milk(1 liter)
$1.36€1.17
$1.79Rp 31.8K
-24.02%
White Bread(500g)
$2.09€1.80
$2.46Rp 43.7K
-15.04%
Rice(white)(1kg)
$2.63€2.27
$1.20Rp 21.2K
119.17%
Eggs
$3.96€3.41
$2.39Rp 42.3K
65.69%
Local Cheese(1kg)
$17.56€15.12
$14.40Rp 255.1K
21.94%
Chicken Fillets(1kg)
$11.69€10.06
$4.28Rp 75.9K
173.13%
Beef Round Steak(1kg)
$21.10€18.17
$11.82Rp 209.4K
78.51%
Apples(1kg)
$2.95€2.54
$3.78Rp 67.0K
-21.96%
Banana(1kg)
$2.45€2.11
$1.63Rp 28.9K
50.31%
Oranges(1kg)
$2.28€1.96
$2.80Rp 49.6K
-18.57%
Tomato(1kg)
$3.46€2.98
$2.26Rp 40.0K
53.10%
Potato(1kg)
$2.28€1.96
$2.00Rp 35.3K
14.00%
Onion(1kg)
$2.44€2.10
$2.21Rp 39.2K
10.41%
Lettuce(1 head)
$1.40€1.20
$1.07Rp 18.9K
30.84%
Water(1.5 liter bottle)
$0.82€0.70
$0.76Rp 13.5K
7.89%
Cigarettes 20 Pack(Marlboro, Camel)
$12.62€10.86
$3.13Rp 55.4K
303.19%
Wine(Bottle)
$9.46€8.15
$23.81Rp 421.9K
-60.27%
Local Beer(0.5 liter bottle)
$1.51€1.30
$2.84Rp 50.3K
-46.83%
Imported Beer(0.33 liter bottle)
$1.93€1.66
$2.78Rp 49.2K
-30.58%
🚌 Getting Around
Ninove
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.97€2.56
$0.27Rp 4,726
1000.00%
Public Transport Monthly Pass(Regular Price)
$56.8€48.93
$8.37Rp 148.2K
578.85%
Taxi Start(Normal Tariff)
$5.67€4.89
$0.45Rp 8,034
1160.00%
Taxi(Normal Tariff)(1km)
$2.45€2.11
$0.43Rp 7,578
469.77%
Taxi 1hour Waiting(Normal Tariff)
$47.02€40.49
$5.98Rp 105.9K
686.29%
Gasoline(1 liter)
$1.89€1.63
$0.80Rp 14.2K
136.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2K€30.3K
$25.8KRp 457.2M
36.53%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.4K€28.7K
$31.8KRp 563.4M
4.98%
🧾 Monthly Utilities & Internet
Ninove
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$202€174
$80.7Rp 1.4M
150.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.11€21.63
$4.14Rp 73.3K
506.52%
Internet(50+ Mbps, Unlimited Data)
$50.6€43.57
$24.12Rp 427.2K
109.78%
🎉 Sport & Entertainment
Ninove
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.01€33.59
$97.8Rp 1.7M
-60.09%
Tennis Court(1 Hour on Weekend)
$16.87€14.53
$6.64Rp 117.7K
154.07%
Cinema Ticket
$13.94€12.00
$4.04Rp 71.5K
245.05%
🧸 Childcare & Education
Ninove
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$642€553
$297Rp 5.3M
116.28%
International Primary School, 1 Child(Yearly)
$13.7K€11.8K
$6,590Rp 116.7M
107.14%
👕👟 Clothing & Footwear
Ninove
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$81.7€70.3
$55.1Rp 976.8K
48.15%
Summer Dress(H&M, Zara, etc)
$49.09€42.27
$38.51Rp 682.1K
27.47%
Sport Shoes(Adidas, Nike)
$114€98.4
$86.1Rp 1.5M
32.60%
Men's Leather Business Shoes
$234€202
$78.0Rp 1.4M
200.73%
🏠 Accommodation & Living
Ninove
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$916€789
$985Rp 17.5M
-7.00%
1-bedroom Apartment, Outside City Center(Monthly)
$756€651
$665Rp 11.8M
13.68%
3-bedroom Apartment, City Center(Monthly)
$1,376€1,185
$3,446Rp 61.0M
-60.08%
3-bedroom Apartment, Outside City Center(Monthly)
$1,086€935
$2,042Rp 36.2M
-46.82%
Buy Apartment in City Center(m2)
$3,915€3,371
$2,829Rp 50.1M
38.38%
Buy Apartment Outside City Center(m2)
$3,260€2,807
$2,282Rp 40.4M
42.85%
💵 Salaries & Financials
Ninove
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$169Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.27
13.28
-75.38%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ninove: June 16, 2026
Last update for Ubud, Bali: June 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $916 in Ninove and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $120 in Ninove vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $349 vs $299 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ninove vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ninove or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 47% lower than in Ninove. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ninove vs Ubud, Bali?
You'd need roughly $3,070 in Ninove and $2,091 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ninove vs Ubud, Bali?
Rent for a central apartment: $916 in Ninove versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ninove or Ubud, Bali?
Supermarket bills run roughly 16% higher in Ninove. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ninove vs Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $120 in Ninove. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ninove or Ubud, Bali?
At $1,394 in Ubud, Bali versus $2,047 in Ninove, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ninove. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ninove or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ninove compared to Ubud, Bali?
Safety-wise, Ninove and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Ninove. Beyond cost, consider language, visa policies, and how big the international community is in each city.