Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Niagara Falls, NY

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,300 in Niagara Falls, NY, rent and utilities included – about $11,400 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
112

Cost of Living Index in Niagara Falls, NY
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Niagara Falls, NY Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Niagara Falls, NY

🇺🇸 United States

$2,300

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Niagara Falls, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Niagara Falls, NY actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,300 in Niagara Falls, NY, rent included.

Ubud, Bali $1,353
Niagara Falls, NY $2,300

A couple spends around $2,297 per month in Ubud, Bali vs $3,277 in Niagara Falls, NY, rent included.

Ubud, Bali $2,297
Niagara Falls, NY $3,277

A family of three spends $3,241 per month in Ubud, Bali vs $4,253 in Niagara Falls, NY, rent included.

Ubud, Bali $3,241
Niagara Falls, NY $4,253

Ubud, Bali is about 41% cheaper than Niagara Falls, NY, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Niagara Falls, NY sit above the global median – Ubud, Bali by 0%, Niagara Falls, NY by 70%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$22.45 $22.45

-85.61%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$94.7 $94.7

-63.16%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.18 $12.18

-53.20%

Cappuccino

$2.62 Rp 47.1K

$5.93 $5.93

-55.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.75 $2.75

-37.45%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.03 $2.03

-60.10%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$7.00 $7.00

-62.14%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$7.33 $7.33

-40.38%

Milk (1 liter)

$1.57 Rp 28.3K

$0.95 $0.95

65.26%

White Bread (500g)

$2.19 Rp 39.5K

$3.39 $3.39

-35.40%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.37 $4.37

-73.00%

Eggs

$2.16 Rp 38.8K

$4.04 $4.04

-46.53%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.97 $10.97

60.89%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.72 $9.72

-61.11%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$16.09 $16.09

-25.73%

Apples (1kg)

$3.60 Rp 64.8K

$6.48 $6.48

-44.44%

Banana (1kg)

$1.59 Rp 28.6K

$1.50 $1.50

6.00%

Oranges (1kg)

$2.31 Rp 41.6K

$5.28 $5.28

-56.25%

Tomato (1kg)

$1.91 Rp 34.3K

$7.09 $7.09

-73.06%

Potato (1kg)

$1.78 Rp 32.1K

$2.99 $2.99

-40.47%

Onion (1kg)

$2.33 Rp 41.9K

$3.85 $3.85

-39.48%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.61 $2.61

-61.69%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.44 $2.44

-78.28%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$15.05 $15.05

-84.78%

Wine (Bottle)

$22.07 Rp 397.3K

$15.19 $15.19

45.29%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.04 $2.04

15.20%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$4.03 $4.03

-26.05%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.48 $2.48

-90.73%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$56.1 $56.1

-84.12%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.84 $3.84

-87.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.18 $2.18

-80.28%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$29.66 $29.66

-81.56%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.10 $1.10

-24.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$31.0K $31.0K

-23.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$26.3K $26.3K

24.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$232 $232

-65.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$52.7 $52.7

-87.55%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$73.2 $73.2

-74.58%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$39.36 $39.36

37.50%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$14.89 $14.89

-71.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,514 $1,514

-67.47%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$17.9K $17.9K

-68.70%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$53.1 $53.1

-14.19%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$45.10 $45.10

-22.48%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$95.1 $95.1

-18.23%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$113 $113

-30.38%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,036 $1,036

9.24%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$889 $889

-24.28%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,436 $1,436

151.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,097 $1,097

55.14%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,897 $1,897

43.21%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,895 $1,895

18.26%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,603 $1,603

-89.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.52

111.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Niagara Falls, NY: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Niagara Falls, NY

$889 38.6% 32.1% $216

Groceries & Markets

Ubud, Bali

$287 21.2%

Niagara Falls, NY

$410 17.8% 42.7% $123

Clothing & Footwear

Ubud, Bali

$107 7.9%

Niagara Falls, NY

$138 6% 29.3% $31

Eating Out

Ubud, Bali

$106 7.9%

Niagara Falls, NY

$356 15.5% 235% $250

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Niagara Falls, NY

$358 15.6% 241% $253

Sport & Entertainment

Ubud, Bali

$63 4.6%

Niagara Falls, NY

$69 3% 10.4% $6.5

Getting Around

Ubud, Bali

$12 0.9%

Niagara Falls, NY

$81 3.5% 550% $68

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,036 in Niagara Falls, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 864% higher in Niagara Falls, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $95.0 in Niagara Falls, NY. Monthly groceries follow the same trend: $287 vs $410 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Niagara Falls, NY

🕒 Local time

13:21 1:21 PM

01:21 1:21 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

48,671

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Niagara Falls, NY 15,920 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Niagara Falls, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Niagara Falls, NY: Cost of Living - Frequently Asked Questions

Yes – Niagara Falls, NY is pricier by about 70%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,451 in Niagara Falls, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 43% more in Niagara Falls, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $95.0 in Niagara Falls, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Niagara Falls, NY at $2,300. In Ubud, Bali it covers expenses comfortably, while in Niagara Falls, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Niagara Falls, NY makes more sense. Both are solid long-term options with distinct trade-offs.