Cost of Living Comparison Between Niagara Falls, NY and Ubud, Bali Cost of Living Comparison Between Niagara Falls, NY and Ubud, Bali

Monthly Cost of Living

A single person spends $2,715 per month in Niagara Falls, NY vs $1,395 in Ubud, Bali, rent included.

A couple spends around $4,023 per month in Niagara Falls, NY vs $2,559 in Ubud, Bali, rent included.

A family of three spends $5,331 per month in Niagara Falls, NY vs $3,724 in Ubud, Bali, rent included.

Niagara Falls, NY costs about 95% more than Ubud, Bali, driven mainly by Eating Out.

Both Niagara Falls, NY and Ubud, Bali sit above the global median – Niagara Falls, NY by 102%, Ubud, Bali by 4%.

Meal at Budget Restaurant

$24.52 $24.52

$3.48 Rp 59.7K

604.60%

Three-Course Dinner for Two, Mid-Range

$96.4 $96.4

$32.88 Rp 564.0K

193.07%

Fast Food Meal (McDonalds, etc)

$11.77 $11.77

$5.09 Rp 87.3K

131.24%

Cappuccino

$5.47 $5.47

$2.75 Rp 47.1K

98.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$1.38 Rp 23.7K

92.03%

Water (0.33 liter bottle)

$2.04 $2.04

$0.71 Rp 12.2K

187.32%

Local Beer (0.5 liter draught)

$6.73 $6.73

$2.88 Rp 49.4K

133.68%

Imported Beer (0.33 liter bottle)

$7.35 $7.35

$3.87 Rp 66.4K

89.92%

Milk (1 liter)

$0.93 $0.93

$1.79 Rp 30.7K

-48.04%

White Bread (500g)

$3.94 $3.94

$2.45 Rp 42.0K

60.82%

Rice (white) (1kg)

$4.79 $4.79

$1.21 Rp 20.7K

295.87%

Eggs

$3.93 $3.93

$2.39 Rp 40.9K

64.44%

Local Cheese (1kg)

$13.03 $13.03

$14.70 Rp 252.1K

-11.36%

Chicken Fillets (1kg)

$8.56 $8.56

$4.24 Rp 72.7K

101.89%

Beef Round Steak (1kg)

$12.10 $12.10

$12.08 Rp 207.1K

0.17%

Apples (1kg)

$5.80 $5.80

$3.66 Rp 62.9K

58.47%

Banana (1kg)

$1.63 $1.63

$1.61 Rp 27.6K

1.24%

Oranges (1kg)

$5.36 $5.36

$2.72 Rp 46.6K

97.06%

Tomato (1kg)

$6.05 $6.05

$2.27 Rp 39.0K

166.52%

Potato (1kg)

$4.06 $4.06

$1.90 Rp 32.6K

113.68%

Onion (1kg)

$4.02 $4.02

$2.30 Rp 39.4K

74.78%

Lettuce (1 head)

$2.50 $2.50

$1.02 Rp 17.4K

145.10%

Water (1.5 liter bottle)

$2.43 $2.43

$0.78 Rp 13.4K

211.54%

Cigarettes 20 Pack (Marlboro, Camel)

$12.86 $12.86

$3.24 Rp 55.7K

296.91%

Wine (Bottle)

$14.91 $14.91

$24.06 Rp 412.7K

-38.03%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.84 Rp 48.7K

-40.14%

Imported Beer (0.33 liter bottle)

$4.81 $4.81

$2.79 Rp 47.8K

72.40%

One-way Ticket (Public Transport)

$2.45 $2.45

$0.27 Rp 4,610

807.41%

Public Transport Monthly Pass (Regular Price)

$55.6 $55.6

$8.24 Rp 141.4K

574.64%

Taxi Start (Normal Tariff)

$3.93 $3.93

$0.45 Rp 7,708

773.33%

Taxi (Normal Tariff) (1km)

$2.28 $2.28

$0.43 Rp 7,305

430.23%

Taxi 1hour Waiting (Normal Tariff)

$29.54 $29.54

$6.02 Rp 103.3K

390.70%

Gasoline (1 liter)

$0.89 $0.89

$0.86 Rp 14.7K

3.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$26.1K Rp 447.1M

10.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K $24.0K

$31.7K Rp 543.7M

-24.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 $237

$78.3 Rp 1.3M

202.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.34 $46.34

$4.00 Rp 68.5K

1058.50%

Internet (50+ Mbps, Unlimited Data)

$75.8 $75.8

$24.35 Rp 417.7K

211.29%

Gym Membership (Monthly)

$42.58 $42.58

$95.8 Rp 1.6M

-55.54%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$14.81 $14.81

$4.01 Rp 68.7K

269.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$906 $906

$302 Rp 5.2M

200.25%

International Primary School, 1 Child (Yearly)

$17.8K $17.8K

$6,545 Rp 112.3M

171.90%

Jeans (Levis 501 Or Similar)

$45.70 $45.70

$53.4 Rp 916.3K

-14.45%

Summer Dress (H&M, Zara, etc)

$46.89 $46.89

$38.55 Rp 661.2K

21.63%

Sport Shoes (Adidas, Nike)

$97.9 $97.9

$89.1 Rp 1.5M

9.92%

Men's Leather Business Shoes

$115 $115

$78.9 Rp 1.4M

45.97%

1-bedroom Apartment, City Center (Monthly)

$1,033 $1,033

$1,016 Rp 17.4M

1.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,340 $1,340

$672 Rp 11.5M

99.29%

3-bedroom Apartment, City Center (Monthly)

$1,433 $1,433

$3,368 Rp 57.8M

-57.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,220 $2,220

$2,108 Rp 36.2M

5.33%

Buy Apartment in City Center (m2)

$1,894 $1,894

$3,001 Rp 51.5M

-36.89%

Buy Apartment Outside City Center (m2)

$1,914 $1,914

$2,337 Rp 40.1M

-18.09%

Average Monthly Net Salary (After Tax)

$1,572 $1,572

$178 Rp 3.0M

785.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

13.28

-51.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niagara Falls, NY: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A central one-bedroom costs $1,033 in Niagara Falls, NY versus $1,016 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 786% higher in Niagara Falls, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $96 in Niagara Falls, NY versus $33 in Ubud, Bali. Monthly groceries follow the same trend: $400 vs $300 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niagara Falls, NY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Niagara Falls, NY is pricier by about 95%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,072 per month in Niagara Falls, NY and $2,092 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 33% more in Niagara Falls, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $96.0 in Niagara Falls, NY and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,395, than in Niagara Falls, NY at $2,715. In Ubud, Bali it covers expenses comfortably, while in Niagara Falls, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Niagara Falls, NY makes more sense. Both are solid long-term options with distinct trade-offs.