Cost of Living Comparison Between Ubud, Bali and Nea Smyrni Cost of Living Comparison Between Ubud, Bali and Nea Smyrni

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,394 in Nea Smyrni.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,067 in Nea Smyrni.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,741 in Nea Smyrni.

Living in Ubud, Bali is roughly 1% more expensive than Nea Smyrni, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Nea Smyrni 4% above.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$11.70 €10.14

-69.49%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$55.1 €47.75

-41.01%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$8.54 €7.40

-43.09%

Cappuccino

$2.75 Rp 49.8K

$3.85 €3.34

-28.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$1.65 €1.43

-20.00%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.59 €0.51

18.64%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$4.56 €3.95

-36.18%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$4.77 €4.13

-20.55%

Milk (1 liter)

$1.71 Rp 31.0K

$1.74 €1.51

-1.72%

White Bread (500g)

$2.47 Rp 44.9K

$1.33 €1.15

85.71%

Rice (white) (1kg)

$1.20 Rp 21.8K

$2.29 €1.99

-47.60%

Eggs

$2.44 Rp 44.3K

$4.02 €3.48

-39.30%

Local Cheese (1kg)

$14.38 Rp 260.9K

$11.21 €9.71

28.28%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$9.05 €7.85

-52.38%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$14.09 €12.21

-13.34%

Apples (1kg)

$3.68 Rp 66.8K

$2.20 €1.91

67.27%

Banana (1kg)

$1.55 Rp 28.1K

$2.15 €1.86

-27.91%

Oranges (1kg)

$2.79 Rp 50.5K

$1.56 €1.35

78.85%

Tomato (1kg)

$2.33 Rp 42.3K

$2.30 €1.99

1.30%

Potato (1kg)

$1.97 Rp 35.7K

$1.21 €1.05

62.81%

Onion (1kg)

$2.31 Rp 41.9K

$1.16 €1.00

99.14%

Lettuce (1 head)

$1.06 Rp 19.3K

$0.95 €0.82

11.58%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$1.01 €0.87

-27.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$5.68 €4.92

-42.25%

Wine (Bottle)

$22.79 Rp 413.4K

$6.46 €5.60

252.79%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$2.05 €1.78

37.07%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$2.86 €2.48

-2.80%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

$1.60 €1.39

-81.88%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

$45.95 €39.82

-82.46%

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$4.11 €3.56

-89.05%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$11.68 €10.13

-46.58%

Gasoline (1 liter)

$0.85 Rp 15.4K

$2.15 €1.87

-60.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$28.7K €24.9K

-9.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$25.4K €22.0K

24.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$213 €185

-62.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$21.61 €18.73

-81.21%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$33.00 €28.60

-26.00%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$49.12 €42.58

98.84%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

$26.46 €22.93

-75.62%

Cinema Ticket

$4.04 Rp 73.3K

$9.30 €8.06

-56.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$521 €451

-41.63%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$6,471 €5,608

2.32%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$64.2 €55.7

-15.58%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$32.58 €28.23

19.03%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$66.9 €58.0

28.74%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$106 €92.2

-27.95%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$494 €428

99.64%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$396 €343

66.14%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$789 €684

326.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$625 €542

230.30%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

$3,177 €2,753

-13.70%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

$2,257 €1,956

-1.29%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.42

200.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Nea Smyrni: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $494 in Nea Smyrni. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $55.0 in Nea Smyrni. Groceries flip the comparison at $297 vs $269, with Nea Smyrni cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nea Smyrni: Cost of Living - Frequently Asked Questions

Nea Smyrni wins on cost – living expenses run 1% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nea Smyrni the obvious pick if budget is a priority.

You'd need roughly $2,106 in Ubud, Bali and $2,091 in Nea Smyrni to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $494 in Nea Smyrni. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nea Smyrni – a meal for two runs $55.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,394 in Nea Smyrni versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Nea Smyrni but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nea Smyrni the clear choice for anyone on this budget.

Both work as nomad bases, but Nea Smyrni delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nea Smyrni hard to pass up.

Safety-wise, Ubud, Bali and Nea Smyrni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nea Smyrni gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.