Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nea Smyrni

For one person, living costs are similar in Ubud, Bali and in Nea Smyrni: $1,349 and $1,355 a month, rent and utilities included.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
68

Cost of Living Index in Nea Smyrni
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Nea Smyrni Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Nea Smyrni

🇬🇷 Greece

$1,355

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nea Smyrni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nea Smyrni actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,355 in Nea Smyrni.

Ubud, Bali $1,349
Nea Smyrni $1,355

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,141 in Nea Smyrni.

Ubud, Bali $2,305
Nea Smyrni $2,141

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,926 in Nea Smyrni.

Ubud, Bali $3,261
Nea Smyrni $2,926

Monthly costs are close between Ubud, Bali and Nea Smyrni; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$11.30 €10.16

-70.62%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$59.3 €53.3

-39.87%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$8.81 €7.92

-37.23%

Cappuccino

$2.72 Rp 49.0K

$4.17 €3.75

-34.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.35 €2.11

-27.66%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$0.54 €0.49

40.74%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$4.41 €3.96

-39.91%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$4.92 €4.42

-10.98%

Milk (1 liter)

$1.49 Rp 26.9K

$1.59 €1.43

-6.29%

White Bread (500g)

$2.28 Rp 41.0K

$1.36 €1.22

67.65%

Rice (white) (1kg)

$1.19 Rp 21.5K

$2.55 €2.29

-53.33%

Eggs

$2.04 Rp 36.7K

$4.85 €4.35

-57.94%

Local Cheese (1kg)

$17.70 Rp 319.1K

$12.11 €10.88

46.16%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$10.17 €9.14

-61.06%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$15.62 €14.04

-21.96%

Apples (1kg)

$3.66 Rp 65.9K

$2.22 €2.00

64.86%

Banana (1kg)

$1.52 Rp 27.4K

$2.10 €1.89

-27.62%

Oranges (1kg)

$2.23 Rp 40.2K

$1.41 €1.27

58.16%

Tomato (1kg)

$1.97 Rp 35.6K

$2.11 €1.89

-6.64%

Potato (1kg)

$1.85 Rp 33.3K

$1.08 €0.97

71.30%

Onion (1kg)

$2.42 Rp 43.7K

$1.14 €1.02

112.28%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.87 €0.78

13.79%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$0.84 €0.75

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$5.24 €4.71

-57.63%

Wine (Bottle)

$22.24 Rp 400.9K

$7.15 €6.43

211.05%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.79 €1.61

26.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.27 €2.04

30.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$1.32 €1.18

-81.06%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$53.6 €48.17

-85.41%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$4.56 €4.09

-90.35%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.02 €0.92

-57.84%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$16.93 €15.21

-68.04%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.25 €2.02

-63.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$27.6K €24.8K

-13.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$24.2K €21.8K

31.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$200 €179

-60.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$24.98 €22.44

-74.18%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$30.75 €27.63

-39.58%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$49.63 €44.59

-0.30%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$26.27 €23.60

-32.81%

Cinema Ticket

$4.27 Rp 77.0K

$9.51 €8.55

-55.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$467 €420

5.05%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$4,701 €4,224

20.69%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$82.0 €73.7

-45.59%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$38.74 €34.81

-9.78%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$82.5 €74.2

-3.20%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$109 €97.6

-26.88%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$496 €446

126.81%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$332 €298

102.17%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$724 €650

392.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$654 €587

163.66%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$2,766 €2,486

-1.26%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$1,821 €1,636

25.43%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.38

214.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Nea Smyrni: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Nea Smyrni

$332 24.5% 50.5% $339

Groceries & Markets

Ubud, Bali

$288 21.4%

Nea Smyrni

$280 20.7% 3% $8.6

Eating Out

Ubud, Bali

$108 8%

Nea Smyrni

$210 15.5% 95.4% $103

Clothing & Footwear

Ubud, Bali

$108 8%

Nea Smyrni

$140 10.4% 30.6% $33

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Nea Smyrni

$255 18.8% 145% $151

Sport & Entertainment

Ubud, Bali

$58 4.3%

Nea Smyrni

$69 5.1% 18.3% $11

Getting Around

Ubud, Bali

$11 0.9%

Nea Smyrni

$69 5.1% 500% $57

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $496 in Nea Smyrni. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $59 in Nea Smyrni. Groceries flip the comparison at $288 vs $280, with Nea Smyrni cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Nea Smyrni

🕒 Local time

17:30 5:30 PM

11:30 11:30 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

73,076

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Nea Smyrni 10,720 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Nea Smyrni

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nea Smyrni: Cost of Living - Frequently Asked Questions

You’d need roughly $2,023 in Ubud, Bali and $2,033 in Nea Smyrni to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $496 in Nea Smyrni. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $467 in Nea Smyrni. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $59 in Nea Smyrni. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nea Smyrni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.