Cost of Living Comparison Between Nea Smyrni and Ubud, Bali Cost of Living Comparison Between Nea Smyrni and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,360 in Nea Smyrni versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $2,081 in Nea Smyrni versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,803 in Nea Smyrni versus $3,778 in Ubud, Bali.

Living in Nea Smyrni costs roughly 3% less than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Nea Smyrni 2% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Nea Smyrni
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.48 €10.09
$3.43 Rp 61.5K
234.69%
Three-Course Dinner for Two, Mid-Range
$55.6 €48.86
$31.97 Rp 573.3K
73.85%
Fast Food Meal (McDonalds, etc)
$8.54 €7.51
$5.05 Rp 90.6K
69.11%
Cappuccino
$3.86 €3.39
$2.71 Rp 48.7K
42.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.60 €1.41
$1.39 Rp 24.9K
15.11%
Water (0.33 liter bottle)
$0.59 €0.52
$0.74 Rp 13.3K
-20.27%
Local Beer (0.5 liter draught)
$4.69 €4.12
$2.89 Rp 51.9K
62.28%
Imported Beer (0.33 liter bottle)
$4.58 €4.03
$3.79 Rp 68.0K
20.84%
🛒 Groceries & Markets
Nea Smyrni
Ubud, Bali
Difference
Milk (1 liter)
$1.73 €1.52
$1.79 Rp 32.2K
-3.35%
White Bread (500g)
$1.33 €1.17
$2.51 Rp 44.9K
-47.01%
Rice (white) (1kg)
$2.22 €1.95
$1.21 Rp 21.8K
83.47%
Eggs
$4.04 €3.56
$2.37 Rp 42.5K
70.46%
Local Cheese (1kg)
$11.09 €9.75
$14.43 Rp 258.8K
-23.15%
Chicken Fillets (1kg)
$8.75 €7.70
$4.15 Rp 74.4K
110.84%
Beef Round Steak (1kg)
$14.17 €12.46
$12.11 Rp 217.3K
17.01%
Apples (1kg)
$2.25 €1.98
$3.77 Rp 67.6K
-40.32%
Banana (1kg)
$2.25 €1.98
$1.63 Rp 29.2K
38.04%
Oranges (1kg)
$1.58 €1.39
$2.71 Rp 48.5K
-41.70%
Tomato (1kg)
$2.39 €2.10
$2.26 Rp 40.5K
5.75%
Potato (1kg)
$1.28 €1.12
$1.93 Rp 34.5K
-33.68%
Onion (1kg)
$1.18 €1.03
$2.19 Rp 39.3K
-46.12%
Lettuce (1 head)
$0.97 €0.85
$1.02 Rp 18.3K
-4.90%
Water (1.5 liter bottle)
$1.05 €0.93
$0.72 Rp 12.8K
45.83%
Cigarettes 20 Pack (Marlboro, Camel)
$5.56 €4.89
$3.18 Rp 57.1K
74.84%
Wine (Bottle)
$7.02 €6.18
$23.84 Rp 427.5K
-70.55%
Local Beer (0.5 liter bottle)
$2.09 €1.83
$2.77 Rp 49.8K
-24.55%
Imported Beer (0.33 liter bottle)
$2.94 €2.58
$2.75 Rp 49.3K
6.91%
🚌 Getting Around
Nea Smyrni
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.58 €1.39
$0.27 Rp 4,794
485.19%
Public Transport Monthly Pass (Regular Price)
$46.14 €40.56
$8.20 Rp 147.0K
462.68%
Taxi Start (Normal Tariff)
$4.13 €3.63
$0.48 Rp 8,668
760.42%
Taxi (Normal Tariff) (1km)
-
$0.42 Rp 7,557
-
Taxi 1hour Waiting (Normal Tariff)
$11.56 €10.16
$6.03 Rp 108.1K
91.71%
Gasoline (1 liter)
$2.14 €1.88
$0.82 Rp 14.7K
160.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K €25.4K
$26.6K Rp 476.4M
8.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K €21.8K
$32.2K Rp 577.6M
-22.99%
🧾 Monthly Utilities & Internet
Nea Smyrni
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$215 €189
$78.3 Rp 1.4M
174.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.85 €19.21
$3.91 Rp 70.2K
458.82%
Internet (50+ Mbps, Unlimited Data)
$33.66 €29.59
$23.91 Rp 428.9K
40.78%
🎉 Sport & Entertainment
Nea Smyrni
Ubud, Bali
Difference
Gym Membership (Monthly)
$48.04 €42.23
$96.2 Rp 1.7M
-50.05%
Tennis Court (1 Hour on Weekend)
$26.55 €23.34
$6.53 Rp 117.0K
306.58%
Cinema Ticket
$9.40 €8.26
$4.01 Rp 72.0K
134.41%
🧸 Childcare & Education
Nea Smyrni
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$512 €450
$303 Rp 5.4M
69.26%
International Primary School, 1 Child (Yearly)
$6,353 €5,585
$6,551 Rp 117.5M
-3.02%
👕👟 Clothing & Footwear
Nea Smyrni
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$65.9 €57.9
$55.3 Rp 992.0K
19.11%
Summer Dress (H&M, Zara, etc)
$32.36 €28.45
$38.32 Rp 687.3K
-15.55%
Sport Shoes (Adidas, Nike)
$67.6 €59.5
$88.5 Rp 1.6M
-23.56%
Men's Leather Business Shoes
$106 €93.5
$76.7 Rp 1.4M
38.55%
🏠 Accommodation & Living
Nea Smyrni
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$493 €433
$986 Rp 17.7M
-49.99%
1-bedroom Apartment, Outside City Center (Monthly)
$386 €340
$682 Rp 12.2M
-43.34%
3-bedroom Apartment, City Center (Monthly)
$779 €685
$3,420 Rp 61.3M
-77.22%
3-bedroom Apartment, Outside City Center (Monthly)
$627 €551
$2,075 Rp 37.2M
-69.79%
Buy Apartment in City Center (m2)
$3,212 €2,824
$2,762 Rp 49.5M
16.28%
Buy Apartment Outside City Center (m2)
$2,372 €2,085
$2,243 Rp 40.2M
5.74%
💵 Salaries & Financials
Nea Smyrni
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$169 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.42
13.28
-66.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nea Smyrni: July 19, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $493 in Nea Smyrni and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $56.0 in Nea Smyrni vs $32.00 in Ubud, Bali. Groceries flip the comparison at $271 vs $298, with Nea Smyrni cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nea Smyrni vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Nea Smyrni or Ubud, Bali?
Nea Smyrni wins on cost – living expenses run 3% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nea Smyrni the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Nea Smyrni and in Ubud, Bali?
You'd need roughly $2,040 in Nea Smyrni and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Nea Smyrni compared to Ubud, Bali?
Rent for a central apartment: $493 in Nea Smyrni versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Nea Smyrni or in Ubud, Bali?
Supermarket bills run roughly 10% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Nea Smyrni and in Ubud, Bali?
Dining out is cheaper in Nea Smyrni – a meal for two runs $56.0 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Nea Smyrni or in Ubud, Bali?
At $1,360 in Nea Smyrni versus $1,397 in Ubud, Bali, a $1,000 budget is realistic in Nea Smyrni but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nea Smyrni the clear choice for anyone on this budget.
Which city is better for digital nomads, Nea Smyrni or Ubud, Bali?
Both work as nomad bases, but Nea Smyrni delivers better value – similar infrastructure at $1,360 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nea Smyrni hard to pass up.
How safe is Nea Smyrni compared to Ubud, Bali?
Safety-wise, Nea Smyrni and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Nea Smyrni gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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