Cost of Living Comparison Between Ubud, Bali and Ndola Cost of Living Comparison Between Ubud, Bali and Ndola

😐 Solo nomad: Ubud, Bali is 45.8% more expensive than Ndola without rent, and 91.9% more expensive with rent.
😐 Family of 3: Ubud, Bali is 37.2% more expensive than Ndola without rent, and 35.3% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Ndola
Difference
Meal at Budget Restaurant
$3.48 Rp 59.7K
$7.34 ZMW 140
-52.59%
Three-Course Dinner for Two, Mid-Range
$32.88 Rp 563.6K
$24.63 ZMW 471
33.50%
Fast Food Meal (McDonalds, etc)
$5.09 Rp 87.3K
$3.69 ZMW 70.6
37.94%
Cappuccino
$2.75 Rp 47.1K
$1.94 ZMW 37.06
41.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 23.7K
$0.38 ZMW 7.23
263.16%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$0.19 ZMW 3.69
273.68%
Local Beer (0.5 liter draught)
$2.88 Rp 49.3K
$0.95 ZMW 18.15
203.16%
Imported Beer (0.33 liter bottle)
$3.87 Rp 66.3K
$1.78 ZMW 33.97
117.42%
🛒 Groceries & Markets
Ubud, Bali
Ndola
Difference
Milk (1 liter)
$1.79 Rp 30.7K
$1.25 ZMW 23.88
43.20%
White Bread (500g)
$2.45 Rp 41.9K
$0.74 ZMW 14.12
231.08%
Rice (white) (1kg)
$1.21 Rp 20.7K
$1.64 ZMW 31.35
-26.22%
Eggs
$2.39 Rp 40.9K
$1.33 ZMW 25.41
79.70%
Local Cheese (1kg)
$14.70 Rp 252.0K
$7.67 ZMW 147
91.66%
Chicken Fillets (1kg)
$4.24 Rp 72.7K
$3.92 ZMW 75.0
8.16%
Beef Round Steak (1kg)
$12.08 Rp 207.0K
$4.74 ZMW 90.6
154.85%
Apples (1kg)
$3.66 Rp 62.8K
$1.23 ZMW 23.53
197.56%
Banana (1kg)
$1.61 Rp 27.5K
$1.59 ZMW 30.41
1.26%
Oranges (1kg)
$2.72 Rp 46.6K
$2.76 ZMW 52.7
-1.45%
Tomato (1kg)
$2.27 Rp 38.9K
$1.16 ZMW 22.25
95.69%
Potato (1kg)
$1.90 Rp 32.6K
$1.90 ZMW 36.28
-
Onion (1kg)
$2.30 Rp 39.4K
$1.34 ZMW 25.59
71.64%
Lettuce (1 head)
$1.02 Rp 17.4K
$0.93 ZMW 17.83
9.68%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$0.51 ZMW 9.82
52.94%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 Rp 55.6K
$2.44 ZMW 46.62
32.79%
Wine (Bottle)
$24.06 Rp 412.4K
$8.06 ZMW 154
198.51%
Local Beer (0.5 liter bottle)
$2.84 Rp 48.7K
$1.14 ZMW 21.86
149.12%
Imported Beer (0.33 liter bottle)
$2.79 Rp 47.8K
$1.51 ZMW 28.98
84.77%
🚌 Getting Around
Ubud, Bali
Ndola
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,607
$0.53 ZMW 10.12
-49.06%
Public Transport Monthly Pass (Regular Price)
$8.24 Rp 141.3K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,702
$1.85 ZMW 35.36
-75.68%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,300
-
-
Taxi 1hour Waiting (Normal Tariff)
$6.02 Rp 103.2K
$9.40 ZMW 180
-35.96%
Gasoline (1 liter)
$0.86 Rp 14.7K
$1.20 ZMW 22.93
-28.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 446.8M
$8,004 ZMW 153.1K
225.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 543.3M
$29.0K ZMW 554.6K
9.34%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ndola
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.3M
$91.7 ZMW 1,755
-14.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.00 Rp 68.5K
$36.09 ZMW 690
-88.92%
Internet (50+ Mbps, Unlimited Data)
$24.35 Rp 417.5K
$124 ZMW 2,380
-80.42%
🎉 Sport & Entertainment
Ubud, Bali
Ndola
Difference
Gym Membership (Monthly)
$95.8 Rp 1.6M
-
-
Tennis Court (1 Hour on Weekend)
$6.46 Rp 110.7K
-
-
Cinema Ticket
$4.01 Rp 68.7K
$4.09 ZMW 78.3
-1.96%
🧸 Childcare & Education
Ubud, Bali
Ndola
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 Rp 5.2M
$175 ZMW 3,340
72.74%
International Primary School, 1 Child (Yearly)
$6,545 Rp 112.2M
$9,561 ZMW 182.9K
-31.55%
👕👟 Clothing & Footwear
Ubud, Bali
Ndola
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 915.7K
$19.13 ZMW 366
179.25%
Summer Dress (H&M, Zara, etc)
$38.55 Rp 660.8K
$16.97 ZMW 325
127.17%
Sport Shoes (Adidas, Nike)
$89.1 Rp 1.5M
$84.2 ZMW 1,610
5.81%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$73.7 ZMW 1,410
7.01%
🏠 Accommodation & Living
Ubud, Bali
Ndola
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 Rp 17.4M
$129 ZMW 2,459
690.42%
1-bedroom Apartment, Outside City Center (Monthly)
$672 Rp 11.5M
$110 ZMW 2,103
511.58%
3-bedroom Apartment, City Center (Monthly)
$3,368 Rp 57.7M
$268 ZMW 5,125
1157.42%
3-bedroom Apartment, Outside City Center (Monthly)
$2,108 Rp 36.1M
$1,481 ZMW 28.3K
42.31%
Buy Apartment in City Center (m2)
$3,001 Rp 51.4M
-
-
Buy Apartment Outside City Center (m2)
$2,337 Rp 40.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Ndola
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$592 ZMW 11.3K
-70.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
25
-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Ndola: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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