Cost of Living Comparison Between Ubud, Bali and Navsari Cost of Living Comparison Between Ubud, Bali and Navsari

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $387 in Navsari, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $616 in Navsari, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $845 in Navsari, rent included.

Ubud, Bali costs about 263% more than Navsari, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Navsari is 71% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Navsari
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$3.40 ₹324
5.00%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$11.77 ₹1,120
176.13%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$3.96 ₹377
22.73%
Cappuccino
$2.75 Rp 49.2K
$1.78 ₹169
54.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.43 ₹40.93
206.98%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.16 ₹15.27
337.50%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$2.42 ₹230
20.25%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$3.34 ₹317
13.47%
🛒 Groceries & Markets
Ubud, Bali
Navsari
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.70 ₹66.4
144.29%
White Bread (500g)
$2.47 Rp 44.3K
$0.48 ₹45.77
414.58%
Rice (white) (1kg)
$1.20 Rp 21.5K
$0.73 ₹69.1
64.38%
Eggs
$2.44 Rp 43.8K
$1.01 ₹96.5
141.58%
Local Cheese (1kg)
$14.38 Rp 257.7K
$5.12 ₹486
180.86%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$3.18 ₹303
35.53%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
-
-
Apples (1kg)
$3.68 Rp 66.0K
$1.44 ₹137
155.56%
Banana (1kg)
$1.55 Rp 27.8K
$0.64 ₹60.8
142.19%
Oranges (1kg)
$2.79 Rp 49.9K
$0.91 ₹86.4
206.59%
Tomato (1kg)
$2.33 Rp 41.8K
$0.39 ₹36.85
497.44%
Potato (1kg)
$1.97 Rp 35.3K
$0.31 ₹29.77
535.48%
Onion (1kg)
$2.31 Rp 41.4K
$0.31 ₹29.14
645.16%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.53 ₹50.7
100.00%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.32 ₹30.28
128.13%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$3.79 ₹360
-13.46%
Wine (Bottle)
$22.79 Rp 408.4K
$7.77 ₹739
193.31%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.78 ₹169
57.87%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.73 ₹259
1.83%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.22 ₹402
-
🚌 Getting Around
Ubud, Bali
Navsari
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.30 ₹28.83
-3.33%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$8.82 ₹838
-8.62%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.34 ₹32.35
32.35%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
-
-
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$1.15 ₹109
442.61%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.15 ₹109
-26.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$11.6K ₹1.1M
123.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$21.4K ₹2.0M
47.67%
🧾 Monthly Utilities & Internet
Ubud, Bali
Navsari
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$37.94 ₹3,608
112.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$3.34 ₹318
21.56%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$7.32 ₹696
233.61%
🎉 Sport & Entertainment
Ubud, Bali
Navsari
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$15.94 ₹1,516
512.74%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$7.16 ₹681
-9.92%
Cinema Ticket
$4.04 Rp 72.4K
$2.94 ₹280
37.41%
🧸 Childcare & Education
Ubud, Bali
Navsari
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$49.53 ₹4,711
513.83%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$1,289 ₹122.5K
413.83%
👕👟 Clothing & Footwear
Ubud, Bali
Navsari
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$22.84 ₹2,172
137.43%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$18.32 ₹1,742
111.68%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$42.87 ₹4,077
100.93%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$34.28 ₹3,260
123.66%
🏠 Accommodation & Living
Ubud, Bali
Navsari
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$124 ₹11.8K
695.54%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$75.3 ₹7,157
774.24%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$270 ₹25.7K
1149.25%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$182 ₹17.3K
1034.15%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$982 ₹93.4K
179.12%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$510 ₹48.5K
337.11%
💵 Salaries & Financials
Ubud, Bali
Navsari
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$266 ₹25.3K
-38.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
9.02
47.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Navsari: June 9, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $124 in Navsari. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 63% higher in Navsari, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $12.00 in Navsari. Monthly groceries follow the same trend: $297 vs $104 – making Navsari the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Navsari: Cost of Living - Frequently Asked Questions
Is Navsari cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 263%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $581 in Navsari. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Navsari, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or Navsari?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $12.00 in Navsari. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali vs Navsari?
Monthly expenses with rent come to $1,404 in Ubud, Bali and $387 in Navsari. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for Ubud, Bali or Navsari?
A $1,500 monthly budget goes further in Navsari, where all-in costs run around $387, than in Ubud, Bali at $1,404. In Navsari it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Navsari more family-friendly?
Families tend to lean toward Navsari – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Navsari?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Navsari. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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