Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Navsari

For one person, living is cheaper in Navsari: $384 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
19

Cost of Living Index in Navsari
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Navsari Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Navsari

🇮🇳 India

$384

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Navsari

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Navsari actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $384 in Navsari, rent included.

Ubud, Bali $1,368
Navsari $384

A couple spends around $2,314 per month in Ubud, Bali vs $609 in Navsari, rent included.

Ubud, Bali $2,314
Navsari $609

A family of three spends $3,260 per month in Ubud, Bali vs $834 in Navsari, rent included.

Ubud, Bali $3,260
Navsari $834

Ubud, Bali costs about 256% more than Navsari, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Navsari is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$3.09 ₹293

7.77%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$10.47 ₹994

236.01%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$4.21 ₹400

37.77%

Cappuccino

$2.73 Rp 49.1K

$1.76 ₹168

55.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.51 ₹48.69

221.57%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.19 ₹18.49

336.84%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.33 ₹221

15.88%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.33 ₹316

29.13%

Milk (1 liter)

$1.50 Rp 27.1K

$0.66 ₹62.8

127.27%

White Bread (500g)

$2.30 Rp 41.4K

$0.43 ₹40.87

434.88%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.78 ₹73.9

51.28%

Eggs

$2.14 Rp 38.6K

$1.09 ₹104

96.33%

Local Cheese (1kg)

$17.48 Rp 314.6K

$4.38 ₹416

299.09%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.18 ₹302

26.73%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

$1.94 ₹184

82.99%

Banana (1kg)

$1.57 Rp 28.3K

$0.89 ₹84.2

76.40%

Oranges (1kg)

$2.24 Rp 40.2K

$1.30 ₹123

72.31%

Tomato (1kg)

$1.93 Rp 34.7K

$0.58 ₹55.3

232.76%

Potato (1kg)

$1.88 Rp 33.9K

$0.35 ₹33.70

437.14%

Onion (1kg)

$2.29 Rp 41.3K

$0.43 ₹41.08

432.56%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.45 ₹42.71

120.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.37 ₹35.21

43.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.88 ₹463

-53.28%

Wine (Bottle)

$23.01 Rp 414.2K

$7.48 ₹711

207.62%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.46 ₹139

60.27%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.74 ₹260

6.20%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.00 ₹379

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.25 ₹24.20

-4.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$6.88 ₹653

28.20%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.50 ₹47.85

-4.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.22 ₹20.90

109.09%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.02 ₹97.3

434.31%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.08 ₹102

-18.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$10.7K ₹1.0M

130.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$18.3K ₹1.7M

70.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$36.42 ₹3,459

127.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.59 ₹341

79.67%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$6.55 ₹622

183.51%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$13.79 ₹1,310

304.79%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$6.98 ₹663

159.46%

Cinema Ticket

$4.38 Rp 78.9K

$2.94 ₹279

48.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$33.32 ₹3,164

1379.56%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$922 ₹87.5K

524.12%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$19.38 ₹1,840

138.34%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$16.75 ₹1,590

110.93%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$39.03 ₹3,706

102.64%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$31.87 ₹3,026

145.97%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$121 ₹11.5K

840.81%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$74.2 ₹7,046

810.70%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$258 ₹24.5K

1257.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$172 ₹16.3K

890.11%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$952 ₹90.4K

192.33%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$526 ₹50.0K

325.73%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$265 ₹25.1K

-37.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.8

56.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Navsari: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Navsari

$74 19.3% 89% $601

Groceries & Markets

Ubud, Bali

$290 21.2%

Navsari

$107 27.7% 63.3% $184

Eating Out

Ubud, Bali

$109 8%

Navsari

$80 20.7% 26.8% $29

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Navsari

$47 12.1% 56.9% $61

Clothing & Footwear

Ubud, Bali

$108 7.9%

Navsari

$48 12.5% 55.2% $59

Sport & Entertainment

Ubud, Bali

$65 4.7%

Navsari

$20 5.1% 69.5% $45

Getting Around

Ubud, Bali

$13 0.9%

Navsari

$9.5 2.5% 24.3% $3.1

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $121 in Navsari. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Navsari, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $10.00 in Navsari. Monthly groceries follow the same trend: $290 vs $106 – making Navsari the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Navsari

🕒 Local time

07:29 7:29 AM

04:59 4:59 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

161,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,268 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Navsari 5,670 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Navsari

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Navsari: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 256%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $576 in Navsari. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navsari, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $10.00 in Navsari. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $384 in Navsari. That's a gap of about 256%.

A $1,500 monthly budget goes further in Navsari, where all-in costs run around $384, than in Ubud, Bali at $1,368. In Navsari it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Navsari – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navsari. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.