Cost of Living Comparison Between Ubud, Bali and Navsari Cost of Living Comparison Between Ubud, Bali and Navsari

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $399 in Navsari, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $626 in Navsari, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $853 in Navsari, rent included.

Ubud, Bali costs about 261% more than Navsari, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Navsari is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$3.52 ₹333

1.42%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$11.54 ₹1,092

182.32%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$3.96 ₹375

28.03%

Cappuccino

$2.83 Rp 48.8K

$1.71 ₹162

65.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$0.43 ₹40.73

211.63%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.16 ₹15.41

331.25%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$2.43 ₹230

23.05%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$3.46 ₹327

11.27%

Milk (1 liter)

$1.74 Rp 30.1K

$0.68 ₹64.5

155.88%

White Bread (500g)

$2.54 Rp 43.8K

$0.48 ₹45.22

429.17%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.69 ₹65.7

72.46%

Eggs

$2.43 Rp 41.9K

$0.94 ₹89.2

158.51%

Local Cheese (1kg)

$14.66 Rp 253.2K

$4.93 ₹466

197.36%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$3.08 ₹292

35.71%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

Apples (1kg)

$3.69 Rp 63.6K

$1.43 ₹135

158.04%

Banana (1kg)

$1.61 Rp 27.7K

$0.60 ₹56.8

168.33%

Oranges (1kg)

$2.69 Rp 46.4K

$0.94 ₹88.9

186.17%

Tomato (1kg)

$2.33 Rp 40.2K

$0.38 ₹36.01

513.16%

Potato (1kg)

$1.91 Rp 32.9K

$0.31 ₹29.71

516.13%

Onion (1kg)

$2.19 Rp 37.7K

$0.31 ₹29.25

606.45%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.57 ₹54.2

85.96%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.31 ₹29.74

132.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$3.78 ₹358

-17.20%

Wine (Bottle)

$23.49 Rp 405.6K

$7.81 ₹739

200.77%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$1.82 ₹172

50.55%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$2.76 ₹261

4.35%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.20 ₹398

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$0.30 ₹28.54

-3.33%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$8.98 ₹850

-9.02%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$0.34 ₹32.32

32.35%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$1.13 ₹107

445.13%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.13 ₹107

-25.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$11.8K ₹1.1M

122.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$21.7K ₹2.1M

49.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$37.85 ₹3,582

107.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$3.34 ₹316

18.26%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$7.23 ₹684

237.48%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$15.71 ₹1,486

514.51%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$6.90 ₹653

-7.97%

Cinema Ticket

$4.04 Rp 69.7K

$2.83 ₹268

42.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$48.80 ₹4,618

520.14%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$1,293 ₹122.3K

404.57%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$22.77 ₹2,154

136.45%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$18.00 ₹1,703

111.00%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$42.89 ₹4,058

102.28%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$34.38 ₹3,254

129.38%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$126 ₹12.0K

700.24%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$76.6 ₹7,247

780.60%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$277 ₹26.2K

1121.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$184 ₹17.4K

1043.20%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$959 ₹90.8K

211.08%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$528 ₹50.0K

343.09%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$269 ₹25.4K

-35.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.02

47.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Navsari: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $126 in Navsari. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Navsari, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $12.00 in Navsari. Monthly groceries follow the same trend: $298 vs $103 – making Navsari the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Navsari: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 261%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $598 in Navsari. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navsari, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $12.00 in Navsari. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $399 in Navsari. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Navsari, where all-in costs run around $399, than in Ubud, Bali at $1,438. In Navsari it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Navsari – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navsari. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.