Cost of Living Comparison Between Ubud, Bali and Navsari Cost of Living Comparison Between Ubud, Bali and Navsari

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $382 in Navsari, rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $617 in Navsari, rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $852 in Navsari, rent included.

Ubud, Bali costs about 261% more than Navsari, driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while Navsari is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$3.05 ₹292

8.52%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$10.62 ₹1,017

267.98%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$4.22 ₹404

33.18%

Cappuccino

$2.64 Rp 46.9K

$1.82 ₹174

45.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.51 ₹48.97

209.80%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.22 ₹20.83

222.73%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$2.48 ₹237

10.08%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$3.08 ₹295

40.26%

Milk (1 liter)

$1.54 Rp 27.4K

$0.64 ₹60.8

140.63%

White Bread (500g)

$2.30 Rp 40.8K

$0.44 ₹42.37

422.73%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.72 ₹68.7

43.06%

Eggs

$2.12 Rp 37.7K

$1.08 ₹104

96.30%

Local Cheese (1kg)

$17.30 Rp 307.5K

$4.42 ₹423

291.40%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$3.60 ₹345

11.94%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

Apples (1kg)

$3.70 Rp 65.7K

$2.08 ₹199

77.88%

Banana (1kg)

$1.62 Rp 28.7K

$0.88 ₹84.2

84.09%

Oranges (1kg)

$2.27 Rp 40.3K

$1.22 ₹117

86.07%

Tomato (1kg)

$1.99 Rp 35.4K

$0.54 ₹51.8

268.52%

Potato (1kg)

$1.83 Rp 32.5K

$0.34 ₹32.82

438.24%

Onion (1kg)

$2.25 Rp 40.1K

$0.40 ₹38.46

462.50%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.48 ₹45.96

116.67%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.35 ₹33.18

60.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$4.91 ₹470

-54.79%

Wine (Bottle)

$23.22 Rp 412.7K

$7.63 ₹730

204.33%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.53 ₹146

56.21%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.73 ₹262

5.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.95 ₹378

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.24 ₹22.60

4.17%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$6.79 ₹650

5.60%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$0.38 ₹36.25

21.05%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.20 ₹19.09

130.00%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$1.02 ₹98.0

458.82%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.11 ₹106

-31.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$10.3K ₹982.2K

139.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$18.6K ₹1.8M

66.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$37.16 ₹3,556

121.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$3.68 ₹352

72.01%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$6.48 ₹620

186.11%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$14.45 ₹1,383

287.89%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$7.21 ₹690

155.34%

Cinema Ticket

$4.26 Rp 75.8K

$2.81 ₹269

51.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$33.34 ₹3,190

1367.49%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$868 ₹83.1K

567.42%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$22.45 ₹2,148

104.81%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$17.03 ₹1,630

110.57%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$39.47 ₹3,777

101.47%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$31.63 ₹3,027

155.86%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$119 ₹11.4K

862.46%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$73.0 ₹6,987

847.79%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$266 ₹25.5K

1226.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$171 ₹16.4K

896.69%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$965 ₹92.4K

188.51%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$518 ₹49.6K

336.29%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$259 ₹24.8K

-34.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.68

58.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Navsari: August 15, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $119 in Navsari. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Navsari, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $11.00 in Navsari. Monthly groceries follow the same trend: $293 vs $109 – making Navsari the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Navsari: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 261%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $573 in Navsari. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navsari, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $11.00 in Navsari. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,379 in Ubud, Bali and $382 in Navsari. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Navsari, where all-in costs run around $382, than in Ubud, Bali at $1,379. In Navsari it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Navsari – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navsari. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.