Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nashville, TN

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,847 in Nashville, TN, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Nashville, TN
🇺🇸 United States
$2,847
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nashville, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nashville, TN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,847 in Nashville, TN.

  • Ubud, Bali $1,368
  • Nashville, TN $2,847

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $4,247 in Nashville, TN.

  • Ubud, Bali $2,314
  • Nashville, TN $4,247

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $5,647 in Nashville, TN.

  • Ubud, Bali $3,260
  • Nashville, TN $5,647

Living in Ubud, Bali costs roughly 52% less than in Nashville, TN, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Nashville, TN 111% above.

Currency
🍽 Eating Out
Ubud, Bali
Nashville, TN
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$18.45 $18.45
-81.95%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$84.1 $84.1
-58.19%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$12.21 $12.21
-52.50%
Cappuccino
$2.73 Rp 49.1K
$6.61 $6.61
-58.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$2.88 $2.88
-43.06%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$2.43 $2.43
-65.84%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$6.91 $6.91
-60.93%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$7.98 $7.98
-46.12%
🛒 Groceries & Markets
Ubud, Bali
Nashville, TN
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$1.14 $1.14
31.58%
White Bread (500g)
$2.30 Rp 41.4K
$3.93 $3.93
-41.48%
Rice (white) (1kg)
$1.18 Rp 21.2K
$3.96 $3.96
-70.20%
Eggs
$2.14 Rp 38.6K
$4.31 $4.31
-50.35%
Local Cheese (1kg)
$17.48 Rp 314.6K
$12.91 $12.91
35.40%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$14.24 $14.24
-71.70%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$18.32 $18.32
-33.24%
Apples (1kg)
$3.55 Rp 63.9K
$5.69 $5.69
-37.61%
Banana (1kg)
$1.57 Rp 28.3K
$1.52 $1.52
3.29%
Oranges (1kg)
$2.24 Rp 40.2K
$4.23 $4.23
-47.04%
Tomato (1kg)
$1.93 Rp 34.7K
$5.08 $5.08
-62.01%
Potato (1kg)
$1.88 Rp 33.9K
$2.59 $2.59
-27.41%
Onion (1kg)
$2.29 Rp 41.3K
$3.02 $3.02
-24.17%
Lettuce (1 head)
$0.99 Rp 17.9K
$2.26 $2.26
-56.19%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$2.33 $2.33
-77.25%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$10.39 $10.39
-78.06%
Wine (Bottle)
$23.01 Rp 414.2K
$15.51 $15.51
48.36%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$2.37 $2.37
-1.27%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$4.66 $4.66
-37.55%
🚌 Getting Around
Ubud, Bali
Nashville, TN
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$2.03 $2.03
-88.18%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$64.7 $64.7
-86.36%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$5.09 $5.09
-90.57%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$1.59 $1.59
-71.07%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$20.80 $20.80
-73.80%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.00 $1.00
-12.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$36.7K $36.7K
-33.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$27.1K $27.1K
15.19%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nashville, TN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$232 $232
-64.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$74.0 $74.0
-91.28%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$74.8 $74.8
-75.18%
🎉 Sport & Entertainment
Ubud, Bali
Nashville, TN
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$55.2 $55.2
1.20%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$14.44 $14.44
25.42%
Cinema Ticket
$4.38 Rp 78.9K
$14.87 $14.87
-70.54%
🧸 Childcare & Education
Ubud, Bali
Nashville, TN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,475 $1,475
-66.58%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$30.9K $30.9K
-81.41%
👕👟 Clothing & Footwear
Ubud, Bali
Nashville, TN
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$55.5 $55.5
-16.77%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$43.06 $43.06
-17.95%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$91.7 $91.7
-13.74%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$139 $139
-43.48%
🏠 Accommodation & Living
Ubud, Bali
Nashville, TN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$1,999 $1,999
-42.85%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$1,380 $1,380
-51.05%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$4,438 $4,438
-21.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$2,422 $2,422
-29.82%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$8,035 $8,035
-65.35%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,673 $2,673
-16.19%
💵 Salaries & Financials
Ubud, Bali
Nashville, TN
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$4,645 $4,645
-96.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.55
110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Nashville, TN: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Nashville, TN
$1.4K 104% $705
Groceries & Markets
Ubud, Bali
$290
Nashville, TN
$432 48.6% $141
Eating Out
Ubud, Bali
$109
Nashville, TN
$335 208% $227
Monthly Utilities & Internet
Ubud, Bali
$108
Nashville, TN
$381 252% $272
Clothing & Footwear
Ubud, Bali
$108
Nashville, TN
$148 37.6% $40
Sport & Entertainment
Ubud, Bali
$65
Nashville, TN
$85 31.5% $20
Getting Around
Ubud, Bali
$13
Nashville, TN
$86 584% $73

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,999 in Nashville, TN. Housing cost is often the main lever when comparing two cities.

Nashville, TN pays 2723% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $84.0 in Nashville, TN for a mid-range dinner for two. Groceries echo the gap at $290 vs $432 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Nashville, TN
🕒 Local time
04:30 4:30 AM
15:30 3:30 PM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
689,447
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Nashville, TN 16,220 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Nashville, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nashville, TN: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Nashville, TN?
Ubud, Bali and Nashville, TN differ by about 108% in total monthly costs ($1,368 vs $2,847 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 2723% lower in Nashville, TN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Nashville, TN?
Rent for a central apartment: $1,142 in Ubud, Bali versus $1,999 in Nashville, TN. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Nashville, TN?
Childcare runs $493 in Ubud, Bali versus $1,475 in Nashville, TN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 49% higher in Nashville, TN. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $1,000 per month?
At $1,368 in Ubud, Bali versus $2,847 in Nashville, TN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nashville, TN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Nashville, TN?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Nashville, TN safer for residents?
Safety-wise, Ubud, Bali and Nashville, TN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Nashville, TN?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 108% less than in Nashville, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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