Last update: Oct 2026

Cost of Living Comparison Between Nashville, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,847 in Nashville, TN, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Nashville, TN
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Nashville, TN Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nashville, TN

🇺🇸 United States

$2,847

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Nashville, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nashville, TN and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,847 in Nashville, TN versus $1,368 in Ubud, Bali.

Nashville, TN $2,847
Ubud, Bali $1,368

Estimated couple costs with rent: $4,247 in Nashville, TN versus $2,314 in Ubud, Bali.

Nashville, TN $4,247
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,647 in Nashville, TN versus $3,260 in Ubud, Bali.

Nashville, TN $5,647
Ubud, Bali $3,260

Living in Nashville, TN is roughly 108% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Nashville, TN 111% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$18.45 $18.45

$3.33 Rp 59.9K

454.05%

Three-Course Dinner for Two, Mid-Range

$84.1 $84.1

$35.18 Rp 633.2K

139.17%

Fast Food Meal (McDonalds, etc)

$12.21 $12.21

$5.80 Rp 104.5K

110.52%

Cappuccino

$6.61 $6.61

$2.73 Rp 49.1K

142.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$1.64 Rp 29.5K

75.61%

Water (0.33 liter bottle)

$2.43 $2.43

$0.83 Rp 15.0K

192.77%

Local Beer (0.5 liter draught)

$6.91 $6.91

$2.70 Rp 48.6K

155.93%

Imported Beer (0.33 liter bottle)

$7.98 $7.98

$4.30 Rp 77.4K

85.58%

Milk (1 liter)

$1.14 $1.14

$1.50 Rp 27.1K

-24.00%

White Bread (500g)

$3.93 $3.93

$2.30 Rp 41.4K

70.87%

Rice (white) (1kg)

$3.96 $3.96

$1.18 Rp 21.2K

235.59%

Eggs

$4.31 $4.31

$2.14 Rp 38.6K

101.40%

Local Cheese (1kg)

$12.91 $12.91

$17.48 Rp 314.6K

-26.14%

Chicken Fillets (1kg)

$14.24 $14.24

$4.03 Rp 72.5K

253.35%

Beef Round Steak (1kg)

$18.32 $18.32

$12.23 Rp 220.1K

49.80%

Apples (1kg)

$5.69 $5.69

$3.55 Rp 63.9K

60.28%

Banana (1kg)

$1.52 $1.52

$1.57 Rp 28.3K

-3.18%

Oranges (1kg)

$4.23 $4.23

$2.24 Rp 40.2K

88.84%

Tomato (1kg)

$5.08 $5.08

$1.93 Rp 34.7K

163.21%

Potato (1kg)

$2.59 $2.59

$1.88 Rp 33.9K

37.77%

Onion (1kg)

$3.02 $3.02

$2.29 Rp 41.3K

31.88%

Lettuce (1 head)

$2.26 $2.26

$0.99 Rp 17.9K

128.28%

Water (1.5 liter bottle)

$2.33 $2.33

$0.53 Rp 9,475

339.62%

Cigarettes 20 Pack (Marlboro, Camel)

$10.39 $10.39

$2.28 Rp 41.1K

355.70%

Wine (Bottle)

$15.51 $15.51

$23.01 Rp 414.2K

-32.59%

Local Beer (0.5 liter bottle)

$2.37 $2.37

$2.34 Rp 42.2K

1.28%

Imported Beer (0.33 liter bottle)

$4.66 $4.66

$2.91 Rp 52.4K

60.14%

One-way Ticket (Public Transport)

$2.03 $2.03

$0.24 Rp 4,315

745.83%

Public Transport Monthly Pass (Regular Price)

$64.7 $64.7

$8.82 Rp 158.7K

633.11%

Taxi Start (Normal Tariff)

$5.09 $5.09

$0.48 Rp 8,684

960.42%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$0.46 Rp 8,233

245.65%

Taxi 1hour Waiting (Normal Tariff)

$20.80 $20.80

$5.45 Rp 98.2K

281.65%

Gasoline (1 liter)

$1.00 $1.00

$0.88 Rp 15.9K

13.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$24.6K Rp 442.2M

49.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$31.2K Rp 561.4M

-13.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$83.0 Rp 1.5M

179.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.0 $74.0

$6.45 Rp 116.0K

1047.44%

Internet (50+ Mbps, Unlimited Data)

$74.8 $74.8

$18.57 Rp 334.2K

302.96%

Gym Membership (Monthly)

$55.2 $55.2

$55.8 Rp 1.0M

-1.18%

Tennis Court (1 Hour on Weekend)

$14.44 $14.44

$18.11 Rp 326.0K

-20.27%

Cinema Ticket

$14.87 $14.87

$4.38 Rp 78.9K

239.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,475 $1,475

$493 Rp 8.9M

199.25%

International Primary School, 1 Child (Yearly)

$30.9K $30.9K

$5,754 Rp 103.6M

437.86%

Jeans (Levis 501 Or Similar)

$55.5 $55.5

$46.19 Rp 831.4K

20.16%

Summer Dress (H&M, Zara, etc)

$43.06 $43.06

$35.33 Rp 636.0K

21.88%

Sport Shoes (Adidas, Nike)

$91.7 $91.7

$79.1 Rp 1.4M

15.93%

Men's Leather Business Shoes

$139 $139

$78.4 Rp 1.4M

76.94%

1-bedroom Apartment, City Center (Monthly)

$1,999 $1,999

$1,142 Rp 20.6M

74.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,380 $1,380

$676 Rp 12.2M

104.29%

3-bedroom Apartment, City Center (Monthly)

$4,438 $4,438

$3,503 Rp 63.1M

26.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,422 $2,422

$1,700 Rp 30.6M

42.49%

Buy Apartment in City Center (m2)

$8,035 $8,035

$2,784 Rp 50.1M

188.61%

Buy Apartment Outside City Center (m2)

$2,673 $2,673

$2,241 Rp 40.3M

19.32%

Average Monthly Net Salary (After Tax)

$4,645 $4,645

$165 Rp 3.0M

2722.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

13.78

-52.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nashville, TN: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nashville, TN

$1.4K 48.5%

Ubud, Bali

$676 49.4% 51% $705

Groceries & Markets

Nashville, TN

$432 15.2%

Ubud, Bali

$290 21.2% 32.7% $141

Monthly Utilities & Internet

Nashville, TN

$381 13.4%

Ubud, Bali

$108 7.9% 71.6% $272

Eating Out

Nashville, TN

$335 11.8%

Ubud, Bali

$109 8% 67.6% $227

Clothing & Footwear

Nashville, TN

$148 5.2%

Ubud, Bali

$108 7.9% 27.3% $40

Getting Around

Nashville, TN

$86 3%

Ubud, Bali

$13 0.9% 85.4% $73

Sport & Entertainment

Nashville, TN

$85 3%

Ubud, Bali

$65 4.7% 23.9% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,999 in Nashville, TN and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nashville, TN pays 2723% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Nashville, TN vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $432 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Nashville, TN

🇮🇩 Ubud, Bali

🕒 Local time

14:36 2:36 PM

03:36 3:36 AM

13 h ahead of Nashville, TN

🌤 Weather

👥 Population

689,447

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Between locations

Nashville, TN Ubud, Bali 16,220 km ≈ 21 h nonstop flight

From you

Nashville, TN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nashville, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nashville, TN and Ubud, Bali differ by about 108% in total monthly costs ($2,847 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2723% higher in Nashville, TN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,999 in Nashville, TN versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,475 in Nashville, TN versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 49% higher in Nashville, TN. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $2,847 in Nashville, TN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nashville, TN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nashville, TN and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 108% less than in Nashville, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.