Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Narvik

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,530 in Narvik, rent and utilities included – about $14,200 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
121

Cost of Living Index in Narvik
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Narvik Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Narvik

🇳🇴 Norway

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Narvik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Narvik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,530 in Narvik.

Ubud, Bali $1,349
Narvik $2,530

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,868 in Narvik.

Ubud, Bali $2,305
Narvik $3,868

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,205 in Narvik.

Ubud, Bali $3,261
Narvik $5,205

Living in Ubud, Bali costs roughly 47% less than in Narvik, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$32.33 NOK 298

-89.73%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$96.1 NOK 886

-62.92%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$16.33 NOK 151

-66.14%

Cappuccino

$2.72 Rp 49.3K

$4.91 NOK 45.22

-44.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.00 NOK 27.62

-43.33%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.87 NOK 26.45

-73.52%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$11.76 NOK 108

-77.47%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$12.36 NOK 114

-64.56%

Milk (1 liter)

$1.49 Rp 27.0K

$2.59 NOK 23.90

-42.47%

White Bread (500g)

$2.28 Rp 41.3K

$3.34 NOK 30.75

-31.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.71 NOK 24.97

-56.09%

Eggs

$2.04 Rp 36.9K

$5.24 NOK 48.33

-61.07%

Local Cheese (1kg)

$17.70 Rp 321.1K

$12.24 NOK 113

44.61%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$14.93 NOK 138

-73.48%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$23.20 NOK 214

-47.46%

Apples (1kg)

$3.66 Rp 66.3K

$4.01 NOK 37.00

-8.73%

Banana (1kg)

$1.52 Rp 27.5K

$2.20 NOK 20.26

-30.91%

Oranges (1kg)

$2.23 Rp 40.4K

$4.86 NOK 44.77

-54.12%

Tomato (1kg)

$1.97 Rp 35.8K

$4.49 NOK 41.34

-56.12%

Potato (1kg)

$1.85 Rp 33.5K

$2.65 NOK 24.46

-30.19%

Onion (1kg)

$2.42 Rp 44.0K

$5.00 NOK 46.07

-51.60%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.97 NOK 27.40

-66.67%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.13 NOK 19.63

-76.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$16.63 NOK 153

-86.65%

Wine (Bottle)

$22.24 Rp 403.4K

$17.47 NOK 161

27.30%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.52 NOK 32.40

-35.80%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.84 NOK 35.39

-22.66%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$4.66 NOK 42.98

-94.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$92.8 NOK 855

-91.57%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$16.25 NOK 150

-97.29%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$2.19 NOK 20.17

-80.37%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$54.6 NOK 503

-90.08%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.43 NOK 22.43

-66.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$41.5K NOK 382.4K

-42.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$38.0K NOK 350.1K

-16.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$267 NOK 2,459

-70.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$50.6 NOK 466

-87.25%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$86.3 NOK 795

-78.47%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$56.6 NOK 522

-12.58%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$26.50 NOK 244

-33.40%

Cinema Ticket

$4.27 Rp 77.5K

$18.00 NOK 166

-76.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$317 NOK 2,918

54.96%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$7,842 NOK 72.3K

-27.65%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$128 NOK 1,177

-65.05%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$35.69 NOK 329

-2.07%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$143 NOK 1,319

-44.18%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$170 NOK 1,570

-53.39%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$942 NOK 8,687

19.35%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$745 NOK 6,863

-9.82%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,668 NOK 15.4K

113.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,264 NOK 11.7K

36.31%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$5,411 NOK 49.9K

-49.52%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$4,898 NOK 45.1K

-53.37%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,630 NOK 33.5K

-95.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.01

175.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Narvik: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Narvik

$745 29.4% 10.9% $73

Groceries & Markets

Ubud, Bali

$288 21.4%

Narvik

$463 18.3% 60.4% $174

Eating Out

Ubud, Bali

$108 8%

Narvik

$474 18.7% 340% $366

Clothing & Footwear

Ubud, Bali

$108 8%

Narvik

$215 8.5% 99.6% $107

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Narvik

$404 16% 288% $300

Sport & Entertainment

Ubud, Bali

$58 4.3%

Narvik

$93 3.7% 59.6% $35

Getting Around

Ubud, Bali

$11 0.9%

Narvik

$139 5.5% 1114% $127

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $942 in Narvik. Housing cost is often the main lever when comparing two cities.

Narvik pays about 22 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $96 in Narvik for a mid-range dinner for two. Groceries echo the gap at $288 vs $463 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Narvik

🕒 Local time

14:08 2:08 PM

07:08 7:08 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,183

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.85 USD

100 NOK = 9.72 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of November 2, 2026: 1 USD = 9.22 NOK (1 NOK = 0.108 USD). 1 EUR = 10.29 NOK (100 NOK = 9.72 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Narvik 11,210 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Narvik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narvik: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 47% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $942 in Narvik. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,530 in Narvik – Ubud, Bali is about 47% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 92% less than in Narvik. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Narvik are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Narvik on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.