Cost of Living Comparison Between Ubud, Bali and Narvik Cost of Living Comparison Between Ubud, Bali and Narvik

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,281 in Narvik.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,445 in Narvik.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $4,609 in Narvik.

Living in Ubud, Bali costs roughly 37% less than in Narvik, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Narvik 70% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$20.04 NOK 187

-82.19%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$92.2 NOK 860

-64.68%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$15.01 NOK 140

-66.22%

Cappuccino

$2.83 Rp 49.0K

$5.45 NOK 50.8

-48.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.54 NOK 23.71

-47.24%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$2.56 NOK 23.82

-73.05%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$11.00 NOK 102

-72.82%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$11.20 NOK 104

-65.63%

Milk (1 liter)

$1.74 Rp 30.2K

$2.39 NOK 22.25

-27.20%

White Bread (500g)

$2.54 Rp 44.0K

$3.30 NOK 30.77

-23.03%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.48 NOK 23.12

-52.02%

Eggs

$2.43 Rp 42.0K

$4.81 NOK 44.80

-49.48%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.42 NOK 106

28.37%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$15.34 NOK 143

-72.75%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$21.71 NOK 202

-45.00%

Apples (1kg)

$3.69 Rp 63.9K

$3.28 NOK 30.59

12.50%

Banana (1kg)

$1.61 Rp 27.8K

$2.06 NOK 19.20

-21.84%

Oranges (1kg)

$2.69 Rp 46.5K

$3.55 NOK 33.12

-24.23%

Tomato (1kg)

$2.33 Rp 40.4K

$4.24 NOK 39.54

-45.05%

Potato (1kg)

$1.91 Rp 33.0K

$2.49 NOK 23.24

-23.29%

Onion (1kg)

$2.19 Rp 37.9K

$3.63 NOK 33.86

-39.67%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.73 NOK 25.45

-61.17%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.76 NOK 16.45

-59.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$15.26 NOK 142

-79.49%

Wine (Bottle)

$23.49 Rp 407.1K

$19.75 NOK 184

18.94%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$3.34 NOK 31.12

-17.96%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.52 NOK 32.84

-18.18%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$5.16 NOK 48.11

-94.38%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$85.5 NOK 797

-90.44%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$12.90 NOK 120

-96.51%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.38 NOK 12.91

-69.57%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$51.2 NOK 477

-87.97%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.08 NOK 19.43

-59.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$30.2K NOK 281.5K

-13.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$30.9K NOK 288.2K

5.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$250 NOK 2,332

-68.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$48.29 NOK 450

-91.82%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$75.7 NOK 705

-67.76%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$55.0 NOK 512

75.66%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$25.69 NOK 239

-75.28%

Cinema Ticket

$4.04 Rp 70.0K

$17.03 NOK 159

-76.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$335 NOK 3,123

-9.68%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$7,159 NOK 66.7K

-8.89%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$90.7 NOK 845

-40.61%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$33.34 NOK 311

13.92%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$132 NOK 1,233

-34.40%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$136 NOK 1,264

-41.87%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$938 NOK 8,738

7.96%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$694 NOK 6,465

-2.77%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,557 NOK 14.5K

117.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$1,174 NOK 10.9K

78.71%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$5,382 NOK 50.2K

-44.54%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$4,879 NOK 45.5K

-52.06%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$3,657 NOK 34.1K

-95.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.27

211.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Narvik: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $938 in Narvik. Housing cost is often the main lever when comparing two cities.

Narvik pays 2012% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $92.0 in Narvik for a mid-range dinner for two. Groceries echo the gap at $298 vs $436 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narvik: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 59% gap adds up to real monthly savings that compound significantly over time.

On paper, Narvik earns 2012% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $938 in Narvik. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $2,281 in Narvik – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 946% less than in Narvik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,438 in Ubud, Bali versus $2,281 in Narvik, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Narvik. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Narvik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Narvik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Narvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.