Cost of Living Comparison Between Ubud, Bali and Narvik Cost of Living Comparison Between Ubud, Bali and Narvik

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,282 in Narvik.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $3,472 in Narvik.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $4,663 in Narvik.

Living in Ubud, Bali costs roughly 38% less than in Narvik, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Narvik 70% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$20.26 NOK 192

-82.38%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$89.9 NOK 853

-63.83%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$15.34 NOK 146

-68.32%

Cappuccino

$2.75 Rp 49.2K

$5.64 NOK 53.5

-51.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.50 NOK 23.72

-47.20%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.46 NOK 23.39

-71.54%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$11.30 NOK 107

-74.25%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$10.94 NOK 104

-65.36%

Milk (1 liter)

$1.71 Rp 30.6K

$2.49 NOK 23.66

-31.33%

White Bread (500g)

$2.47 Rp 44.3K

$3.22 NOK 30.53

-23.29%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.51 NOK 23.87

-52.19%

Eggs

$2.44 Rp 43.8K

$5.01 NOK 47.58

-51.30%

Local Cheese (1kg)

$14.38 Rp 257.7K

$11.60 NOK 110

23.97%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$15.21 NOK 144

-71.66%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$22.29 NOK 212

-45.22%

Apples (1kg)

$3.68 Rp 66.0K

$3.43 NOK 32.54

7.29%

Banana (1kg)

$1.55 Rp 27.8K

$1.98 NOK 18.77

-21.72%

Oranges (1kg)

$2.79 Rp 49.9K

$3.62 NOK 34.34

-22.93%

Tomato (1kg)

$2.33 Rp 41.8K

$4.32 NOK 41.00

-46.06%

Potato (1kg)

$1.97 Rp 35.3K

$2.46 NOK 23.32

-19.92%

Onion (1kg)

$2.31 Rp 41.4K

$3.61 NOK 34.27

-36.01%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.73 NOK 25.95

-61.17%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.76 NOK 16.67

-58.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$14.74 NOK 140

-77.75%

Wine (Bottle)

$22.79 Rp 408.4K

$19.10 NOK 181

19.32%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$3.49 NOK 33.12

-19.48%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.64 NOK 34.55

-23.63%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$5.02 NOK 47.66

-94.22%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$84.3 NOK 800

-90.44%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$12.90 NOK 122

-96.51%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.38 NOK 13.08

-67.39%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$50.9 NOK 483

-87.74%

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.18 NOK 20.64

-61.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$29.8K NOK 283.0K

-12.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$30.0K NOK 284.6K

5.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$253 NOK 2,399

-68.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$47.87 NOK 454

-91.52%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$76.0 NOK 722

-67.89%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$53.1 NOK 504

84.07%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$25.25 NOK 240

-74.46%

Cinema Ticket

$4.04 Rp 72.4K

$16.76 NOK 159

-75.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$329 NOK 3,123

-7.59%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,227 NOK 68.6K

-8.39%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$88.8 NOK 843

-38.94%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$32.39 NOK 307

19.73%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$132 NOK 1,255

-34.84%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$136 NOK 1,287

-43.45%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$933 NOK 8,857

5.62%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$692 NOK 6,568

-4.91%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,569 NOK 14.9K

114.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,184 NOK 11.2K

74.41%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$5,236 NOK 49.7K

-47.65%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$4,701 NOK 44.6K

-52.61%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$3,636 NOK 34.5K

-95.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.27

211.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Narvik: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $933 in Narvik. Housing cost is often the main lever when comparing two cities.

Narvik pays 2125% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $90.0 in Narvik for a mid-range dinner for two. Groceries echo the gap at $297 vs $440 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narvik: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 62% gap adds up to real monthly savings that compound significantly over time.

On paper, Narvik earns 2125% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $933 in Narvik. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $2,282 in Narvik – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 946% less than in Narvik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,404 in Ubud, Bali versus $2,282 in Narvik, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Narvik. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Narvik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Narvik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Narvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.