Cost of Living Comparison Between Narvik and Ubud, Bali Cost of Living Comparison Between Narvik and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,529 in Narvik versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $3,902 in Narvik versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,276 in Narvik versus $3,327 in Ubud, Bali.

Living in Narvik is roughly 85% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Narvik 85% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$32.77 NOK 309

$3.44 Rp 60.9K

852.62%

Three-Course Dinner for Two, Mid-Range

$94.8 NOK 893

$36.31 Rp 643.0K

161.03%

Fast Food Meal (McDonalds, etc)

$15.78 NOK 149

$5.71 Rp 101.0K

176.36%

Cappuccino

$5.11 NOK 48.15

$2.67 Rp 47.3K

91.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 NOK 28.25

$1.75 Rp 31.0K

71.43%

Water (0.33 liter bottle)

$2.89 NOK 27.21

$0.87 Rp 15.4K

232.18%

Local Beer (0.5 liter draught)

$11.84 NOK 112

$2.95 Rp 52.3K

301.36%

Imported Beer (0.33 liter bottle)

$12.26 NOK 116

$4.52 Rp 80.0K

171.24%

Milk (1 liter)

$2.52 NOK 23.75

$1.62 Rp 28.7K

55.56%

White Bread (500g)

$3.37 NOK 31.79

$2.33 Rp 41.3K

44.64%

Rice (white) (1kg)

$2.72 NOK 25.63

$1.11 Rp 19.6K

145.05%

Eggs

$5.38 NOK 50.7

$2.20 Rp 39.0K

144.55%

Local Cheese (1kg)

$11.98 NOK 113

$17.69 Rp 313.3K

-32.28%

Chicken Fillets (1kg)

$15.25 NOK 144

$4.10 Rp 72.5K

271.95%

Beef Round Steak (1kg)

$23.46 NOK 221

$12.18 Rp 215.6K

92.61%

Apples (1kg)

$3.82 NOK 36.00

$3.71 Rp 65.6K

2.96%

Banana (1kg)

$2.09 NOK 19.68

$1.59 Rp 28.1K

31.45%

Oranges (1kg)

$4.87 NOK 45.85

$2.28 Rp 40.4K

113.60%

Tomato (1kg)

$4.47 NOK 42.08

$1.95 Rp 34.6K

129.23%

Potato (1kg)

$2.66 NOK 25.05

$1.91 Rp 33.7K

39.27%

Onion (1kg)

$4.84 NOK 45.60

$2.33 Rp 41.3K

107.73%

Lettuce (1 head)

$2.97 NOK 27.95

$1.01 Rp 17.8K

194.06%

Water (1.5 liter bottle)

$2.24 NOK 21.15

$0.55 Rp 9,773

307.27%

Cigarettes 20 Pack (Marlboro, Camel)

$16.43 NOK 155

$2.23 Rp 39.5K

636.77%

Wine (Bottle)

$16.14 NOK 152

$23.07 Rp 408.6K

-30.04%

Local Beer (0.5 liter bottle)

$3.47 NOK 32.71

$2.42 Rp 42.8K

43.39%

Imported Beer (0.33 liter bottle)

$3.83 NOK 36.13

$3.00 Rp 53.1K

27.67%

One-way Ticket (Public Transport)

$4.62 NOK 43.57

$0.27 Rp 4,814

1611.11%

Public Transport Monthly Pass (Regular Price)

$92.7 NOK 873

$8.98 Rp 159.1K

931.74%

Taxi Start (Normal Tariff)

$15.91 NOK 150

$0.48 Rp 8,566

3214.58%

Taxi (Normal Tariff) (1km)

$2.08 NOK 19.59

$0.43 Rp 7,679

383.72%

Taxi 1hour Waiting (Normal Tariff)

$54.6 NOK 514

$5.64 Rp 99.9K

867.38%

Gasoline (1 liter)

$2.22 NOK 20.89

$0.80 Rp 14.2K

177.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K NOK 381.4K

$24.9K Rp 441.7M

62.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K NOK 364.9K

$31.7K Rp 561.5M

22.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 NOK 2,454

$81.5 Rp 1.4M

219.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.4 NOK 484

$6.49 Rp 115.0K

691.37%

Internet (50+ Mbps, Unlimited Data)

$85.2 NOK 803

$18.77 Rp 332.4K

354.02%

Gym Membership (Monthly)

$56.6 NOK 534

$56.9 Rp 1.0M

-0.42%

Tennis Court (1 Hour on Weekend)

$27.16 NOK 256

$18.73 Rp 331.7K

45.01%

Cinema Ticket

$17.37 NOK 164

$4.54 Rp 80.4K

282.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$320 NOK 3,017

$481 Rp 8.5M

-33.39%

International Primary School, 1 Child (Yearly)

$7,707 NOK 72.6K

$5,711 Rp 101.1M

34.95%

Jeans (Levis 501 Or Similar)

$126 NOK 1,190

$45.52 Rp 806.0K

177.46%

Summer Dress (H&M, Zara, etc)

$35.09 NOK 331

$35.88 Rp 635.4K

-2.20%

Sport Shoes (Adidas, Nike)

$143 NOK 1,352

$80.4 Rp 1.4M

78.47%

Men's Leather Business Shoes

$168 NOK 1,584

$78.7 Rp 1.4M

113.65%

1-bedroom Apartment, City Center (Monthly)

$930 NOK 8,766

$1,115 Rp 19.7M

-16.53%

1-bedroom Apartment, Outside City Center (Monthly)

$745 NOK 7,019

$698 Rp 12.4M

6.77%

3-bedroom Apartment, City Center (Monthly)

$1,670 NOK 15.7K

$3,637 Rp 64.4M

-54.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,229 NOK 11.6K

$1,737 Rp 30.8M

-29.28%

Buy Apartment in City Center (m2)

$5,415 NOK 51.0K

$2,784 Rp 49.3M

94.48%

Buy Apartment Outside City Center (m2)

$4,789 NOK 45.1K

$2,290 Rp 40.5M

109.14%

Average Monthly Net Salary (After Tax)

$3,580 NOK 33.7K

$168 Rp 3.0M

2031.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

13.78

-63.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Narvik: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $930 in Narvik and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Narvik pays 2031% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $95.0 in Narvik vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $461 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Narvik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Groceries & Markets, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 85% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2031% higher in Narvik, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $930 in Narvik versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,529 per month in Narvik versus $1,368 in Ubud, Bali – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 932% less than in Narvik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $2,529 in Narvik, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Narvik. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Narvik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Narvik and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 85% less than in Narvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.