Last update: Oct 2026

Cost of Living Comparison Between Narvik and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,530 in Narvik, rent and utilities included – about $14,200 less a year. Other living expenses account for most of the difference.

121

Cost of Living Index in Narvik
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Narvik Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Narvik

🇳🇴 Norway

$2,530

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Narvik and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Narvik and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Narvik versus $1,349 in Ubud, Bali.

Narvik $2,530
Ubud, Bali $1,349

Estimated couple costs with rent: $3,868 in Narvik versus $2,305 in Ubud, Bali.

Narvik $3,868
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,205 in Narvik versus $3,261 in Ubud, Bali.

Narvik $5,205
Ubud, Bali $3,261

Living in Narvik is roughly 88% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$32.33 NOK 297

$3.32 Rp 60.2K

873.80%

Three-Course Dinner for Two, Mid-Range

$96.1 NOK 883

$35.64 Rp 645.8K

169.70%

Fast Food Meal (McDonalds, etc)

$16.33 NOK 150

$5.53 Rp 100.3K

195.30%

Cappuccino

$4.91 NOK 45.08

$2.72 Rp 49.3K

80.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 NOK 27.53

$1.70 Rp 30.8K

76.47%

Water (0.33 liter bottle)

$2.87 NOK 26.36

$0.76 Rp 13.8K

277.63%

Local Beer (0.5 liter draught)

$11.76 NOK 108

$2.65 Rp 48.1K

343.77%

Imported Beer (0.33 liter bottle)

$12.36 NOK 114

$4.38 Rp 79.4K

182.19%

Milk (1 liter)

$2.59 NOK 23.83

$1.49 Rp 27.0K

73.83%

White Bread (500g)

$3.34 NOK 30.65

$2.28 Rp 41.2K

46.49%

Rice (white) (1kg)

$2.71 NOK 24.89

$1.19 Rp 21.6K

127.73%

Eggs

$5.24 NOK 48.17

$2.04 Rp 36.9K

156.86%

Local Cheese (1kg)

$12.24 NOK 113

$17.70 Rp 320.8K

-30.85%

Chicken Fillets (1kg)

$14.93 NOK 137

$3.96 Rp 71.8K

277.02%

Beef Round Steak (1kg)

$23.20 NOK 213

$12.19 Rp 220.9K

90.32%

Apples (1kg)

$4.01 NOK 36.89

$3.66 Rp 66.2K

9.56%

Banana (1kg)

$2.20 NOK 20.19

$1.52 Rp 27.5K

44.74%

Oranges (1kg)

$4.86 NOK 44.62

$2.23 Rp 40.4K

117.94%

Tomato (1kg)

$4.49 NOK 41.21

$1.97 Rp 35.7K

127.92%

Potato (1kg)

$2.65 NOK 24.38

$1.85 Rp 33.5K

43.24%

Onion (1kg)

$5.00 NOK 45.92

$2.42 Rp 43.9K

106.61%

Lettuce (1 head)

$2.97 NOK 27.31

$0.99 Rp 17.9K

200.00%

Water (1.5 liter bottle)

$2.13 NOK 19.57

$0.51 Rp 9,303

317.65%

Cigarettes 20 Pack (Marlboro, Camel)

$16.63 NOK 153

$2.22 Rp 40.3K

649.10%

Wine (Bottle)

$17.47 NOK 160

$22.24 Rp 403.0K

-21.45%

Local Beer (0.5 liter bottle)

$3.52 NOK 32.30

$2.26 Rp 41.0K

55.75%

Imported Beer (0.33 liter bottle)

$3.84 NOK 35.27

$2.97 Rp 53.8K

29.29%

One-way Ticket (Public Transport)

$4.66 NOK 42.84

$0.25 Rp 4,548

1764.00%

Public Transport Monthly Pass (Regular Price)

$92.8 NOK 852

$7.82 Rp 141.8K

1086.45%

Taxi Start (Normal Tariff)

$16.25 NOK 149

$0.44 Rp 7,964

3593.18%

Taxi (Normal Tariff) (1km)

$2.19 NOK 20.10

$0.43 Rp 7,793

409.30%

Taxi 1hour Waiting (Normal Tariff)

$54.6 NOK 501

$5.41 Rp 98.0K

908.32%

Gasoline (1 liter)

$2.43 NOK 22.35

$0.82 Rp 14.9K

196.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.5K NOK 381.2K

$23.8K Rp 432.0M

74.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K NOK 348.9K

$31.7K Rp 575.3M

19.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$267 NOK 2,451

$79.1 Rp 1.4M

237.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.6 NOK 465

$6.45 Rp 116.8K

684.34%

Internet (50+ Mbps, Unlimited Data)

$86.3 NOK 793

$18.58 Rp 336.7K

364.37%

Gym Membership (Monthly)

$56.6 NOK 520

$49.48 Rp 896.7K

14.39%

Tennis Court (1 Hour on Weekend)

$26.50 NOK 243

$17.65 Rp 319.8K

50.14%

Cinema Ticket

$18.00 NOK 165

$4.27 Rp 77.4K

321.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$317 NOK 2,908

$491 Rp 8.9M

-35.47%

International Primary School, 1 Child (Yearly)

$7,842 NOK 72.0K

$5,674 Rp 102.8M

38.21%

Jeans (Levis 501 Or Similar)

$128 NOK 1,173

$44.64 Rp 808.9K

186.09%

Summer Dress (H&M, Zara, etc)

$35.69 NOK 328

$34.95 Rp 633.4K

2.12%

Sport Shoes (Adidas, Nike)

$143 NOK 1,315

$79.9 Rp 1.4M

79.16%

Men's Leather Business Shoes

$170 NOK 1,565

$79.4 Rp 1.4M

114.53%

1-bedroom Apartment, City Center (Monthly)

$942 NOK 8,659

$1,125 Rp 20.4M

-16.21%

1-bedroom Apartment, Outside City Center (Monthly)

$745 NOK 6,841

$671 Rp 12.2M

10.88%

3-bedroom Apartment, City Center (Monthly)

$1,668 NOK 15.3K

$3,565 Rp 64.6M

-53.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,264 NOK 11.6K

$1,723 Rp 31.2M

-26.64%

Buy Apartment in City Center (m2)

$5,411 NOK 49.7K

$2,732 Rp 49.5M

98.10%

Buy Apartment Outside City Center (m2)

$4,898 NOK 45.0K

$2,284 Rp 41.4M

114.45%

Average Monthly Net Salary (After Tax)

$3,630 NOK 33.4K

$164 Rp 3.0M

2115.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

13.78

-63.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Narvik: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Narvik

$745 29.4%

Ubud, Bali

$672 49.8% 9.8% $73

Eating Out

Narvik

$474 18.7%

Ubud, Bali

$108 8% 77.3% $366

Groceries & Markets

Narvik

$463 18.3%

Ubud, Bali

$288 21.4% 37.7% $174

Monthly Utilities & Internet

Narvik

$404 16%

Ubud, Bali

$104 7.7% 74.2% $300

Clothing & Footwear

Narvik

$215 8.5%

Ubud, Bali

$108 8% 49.9% $107

Getting Around

Narvik

$139 5.5%

Ubud, Bali

$11 0.9% 91.8% $127

Sport & Entertainment

Narvik

$93 3.7%

Ubud, Bali

$58 4.3% 37.3% $35

Cost Breakdown

A one-bedroom apartment in the center runs $942 in Narvik and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Narvik pays about 22 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $96 in Narvik vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $463 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇴 Narvik

🇮🇩 Ubud, Bali

🕒 Local time

00:18 12:18 AM

07:18 7:18 AM

7 h ahead of Narvik

🌤 Weather

👥 Population

14,183

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.88 USD

100 NOK = 9.75 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of November 1, 2026: 1 USD = 9.19 NOK (1 NOK = 0.109 USD). 1 EUR = 10.26 NOK (100 NOK = 9.75 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Narvik Ubud, Bali 11,210 km ≈ 15 h nonstop flight

From you

Narvik
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Narvik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 47% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Narvik is about 22 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $942 in Narvik versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,530 per month in Narvik versus $1,349 in Ubud, Bali – Ubud, Bali is about 47% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 92% less than in Narvik. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Narvik and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Narvik on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.