Cost of Living Comparison Between Narvik and Ubud, Bali Cost of Living Comparison Between Narvik and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,282 in Narvik versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $3,472 in Narvik versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,663 in Narvik versus $3,694 in Ubud, Bali.

Living in Narvik is roughly 62% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Narvik 70% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$20.26 NOK 192

$3.57 Rp 64.0K

467.51%

Three-Course Dinner for Two, Mid-Range

$89.9 NOK 853

$32.50 Rp 582.3K

176.46%

Fast Food Meal (McDonalds, etc)

$15.34 NOK 146

$4.86 Rp 87.1K

215.64%

Cappuccino

$5.64 NOK 53.5

$2.75 Rp 49.2K

105.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 NOK 23.72

$1.32 Rp 23.7K

89.39%

Water (0.33 liter bottle)

$2.46 NOK 23.39

$0.70 Rp 12.6K

251.43%

Local Beer (0.5 liter draught)

$11.30 NOK 107

$2.91 Rp 52.2K

288.32%

Imported Beer (0.33 liter bottle)

$10.94 NOK 104

$3.79 Rp 68.0K

188.65%

Milk (1 liter)

$2.49 NOK 23.66

$1.71 Rp 30.6K

45.61%

White Bread (500g)

$3.22 NOK 30.53

$2.47 Rp 44.3K

30.36%

Rice (white) (1kg)

$2.51 NOK 23.87

$1.20 Rp 21.5K

109.17%

Eggs

$5.01 NOK 47.58

$2.44 Rp 43.8K

105.33%

Local Cheese (1kg)

$11.60 NOK 110

$14.38 Rp 257.7K

-19.33%

Chicken Fillets (1kg)

$15.21 NOK 144

$4.31 Rp 77.1K

252.90%

Beef Round Steak (1kg)

$22.29 NOK 212

$12.21 Rp 218.7K

82.56%

Apples (1kg)

$3.43 NOK 32.54

$3.68 Rp 66.0K

-6.79%

Banana (1kg)

$1.98 NOK 18.77

$1.55 Rp 27.8K

27.74%

Oranges (1kg)

$3.62 NOK 34.34

$2.79 Rp 49.9K

29.75%

Tomato (1kg)

$4.32 NOK 41.00

$2.33 Rp 41.8K

85.41%

Potato (1kg)

$2.46 NOK 23.32

$1.97 Rp 35.3K

24.87%

Onion (1kg)

$3.61 NOK 34.27

$2.31 Rp 41.4K

56.28%

Lettuce (1 head)

$2.73 NOK 25.95

$1.06 Rp 19.1K

157.55%

Water (1.5 liter bottle)

$1.76 NOK 16.67

$0.73 Rp 13.1K

141.10%

Cigarettes 20 Pack (Marlboro, Camel)

$14.74 NOK 140

$3.28 Rp 58.8K

349.39%

Wine (Bottle)

$19.10 NOK 181

$22.79 Rp 408.4K

-16.19%

Local Beer (0.5 liter bottle)

$3.49 NOK 33.12

$2.81 Rp 50.3K

24.20%

Imported Beer (0.33 liter bottle)

$3.64 NOK 34.55

$2.78 Rp 49.9K

30.94%

One-way Ticket (Public Transport)

$5.02 NOK 47.66

$0.29 Rp 5,217

1631.03%

Public Transport Monthly Pass (Regular Price)

$84.3 NOK 800

$8.06 Rp 144.4K

946.15%

Taxi Start (Normal Tariff)

$12.90 NOK 122

$0.45 Rp 8,047

2766.67%

Taxi (Normal Tariff) (1km)

$1.38 NOK 13.08

$0.45 Rp 8,094

206.67%

Taxi 1hour Waiting (Normal Tariff)

$50.9 NOK 483

$6.24 Rp 111.7K

715.38%

Gasoline (1 liter)

$2.18 NOK 20.64

$0.85 Rp 15.2K

156.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K NOK 283.0K

$26.0K Rp 465.4M

14.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K NOK 284.6K

$31.7K Rp 567.2M

-5.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$253 NOK 2,399

$80.8 Rp 1.4M

213.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.87 NOK 454

$4.06 Rp 72.7K

1079.06%

Internet (50+ Mbps, Unlimited Data)

$76.0 NOK 722

$24.42 Rp 437.6K

211.38%

Gym Membership (Monthly)

$53.1 NOK 504

$97.7 Rp 1.7M

-45.67%

Tennis Court (1 Hour on Weekend)

$25.25 NOK 240

$6.45 Rp 115.5K

291.47%

Cinema Ticket

$16.76 NOK 159

$4.04 Rp 72.4K

314.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 NOK 3,123

$304 Rp 5.4M

8.22%

International Primary School, 1 Child (Yearly)

$7,227 NOK 68.6K

$6,621 Rp 118.6M

9.16%

Jeans (Levis 501 Or Similar)

$88.8 NOK 843

$54.2 Rp 971.7K

63.77%

Summer Dress (H&M, Zara, etc)

$32.39 NOK 307

$38.78 Rp 694.7K

-16.48%

Sport Shoes (Adidas, Nike)

$132 NOK 1,255

$86.1 Rp 1.5M

53.46%

Men's Leather Business Shoes

$136 NOK 1,287

$76.7 Rp 1.4M

76.82%

1-bedroom Apartment, City Center (Monthly)

$933 NOK 8,857

$986 Rp 17.7M

-5.32%

1-bedroom Apartment, Outside City Center (Monthly)

$692 NOK 6,568

$658 Rp 11.8M

5.16%

3-bedroom Apartment, City Center (Monthly)

$1,569 NOK 14.9K

$3,369 Rp 60.4M

-53.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,184 NOK 11.2K

$2,066 Rp 37.0M

-42.66%

Buy Apartment in City Center (m2)

$5,236 NOK 49.7K

$2,741 Rp 49.1M

91.00%

Buy Apartment Outside City Center (m2)

$4,701 NOK 44.6K

$2,228 Rp 39.9M

111.02%

Average Monthly Net Salary (After Tax)

$3,636 NOK 34.5K

$163 Rp 2.9M

2124.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

13.28

-67.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Narvik: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $933 in Narvik and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Narvik pays 2125% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Narvik vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $440 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Narvik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 62% gap adds up to real monthly savings that compound significantly over time.

Narvik pays 2125% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $933 in Narvik versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,282 per month in Narvik versus $1,404 in Ubud, Bali – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 946% less than in Narvik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,404 in Ubud, Bali versus $2,282 in Narvik, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Narvik. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Narvik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Narvik and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Narvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.