Cost of Living Comparison Between Narvik and Ubud, Bali Cost of Living Comparison Between Narvik and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,304 in Narvik versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $3,451 in Narvik versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,597 in Narvik versus $3,723 in Ubud, Bali.

Living in Narvik is roughly 66% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Narvik 73% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$20.19 NOK 191

$3.57 Rp 64.3K

465.55%

Three-Course Dinner for Two, Mid-Range

$91.7 NOK 867

$32.32 Rp 581.4K

183.60%

Fast Food Meal (McDonalds, etc)

$15.00 NOK 142

$5.01 Rp 90.1K

199.40%

Cappuccino

$5.58 NOK 52.8

$2.82 Rp 50.8K

97.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 NOK 23.68

$1.35 Rp 24.3K

85.19%

Water (0.33 liter bottle)

$2.45 NOK 23.21

$0.73 Rp 13.1K

235.62%

Local Beer (0.5 liter draught)

$11.03 NOK 104

$2.93 Rp 52.8K

276.45%

Imported Beer (0.33 liter bottle)

$10.91 NOK 103

$3.94 Rp 70.8K

176.90%

Milk (1 liter)

$2.41 NOK 22.79

$1.78 Rp 32.0K

35.39%

White Bread (500g)

$3.22 NOK 30.43

$2.45 Rp 44.1K

31.43%

Rice (white) (1kg)

$2.54 NOK 24.05

$1.15 Rp 20.7K

120.87%

Eggs

$4.93 NOK 46.61

$2.41 Rp 43.4K

104.56%

Local Cheese (1kg)

$11.28 NOK 107

$14.33 Rp 257.8K

-21.28%

Chicken Fillets (1kg)

$15.14 NOK 143

$4.19 Rp 75.3K

261.34%

Beef Round Steak (1kg)

$21.66 NOK 205

$12.06 Rp 216.9K

79.60%

Apples (1kg)

$3.43 NOK 32.46

$3.64 Rp 65.4K

-5.77%

Banana (1kg)

$2.03 NOK 19.24

$1.57 Rp 28.2K

29.30%

Oranges (1kg)

$3.70 NOK 34.99

$2.79 Rp 50.1K

32.62%

Tomato (1kg)

$4.25 NOK 40.26

$2.24 Rp 40.3K

89.73%

Potato (1kg)

$2.42 NOK 22.88

$1.98 Rp 35.6K

22.22%

Onion (1kg)

$3.51 NOK 33.25

$2.28 Rp 41.0K

53.95%

Lettuce (1 head)

$2.65 NOK 25.10

$1.05 Rp 19.0K

152.38%

Water (1.5 liter bottle)

$1.76 NOK 16.69

$0.79 Rp 14.2K

122.78%

Cigarettes 20 Pack (Marlboro, Camel)

$14.75 NOK 140

$3.19 Rp 57.4K

362.38%

Wine (Bottle)

$18.61 NOK 176

$23.49 Rp 422.6K

-20.77%

Local Beer (0.5 liter bottle)

$3.46 NOK 32.73

$2.90 Rp 52.1K

19.31%

Imported Beer (0.33 liter bottle)

$3.55 NOK 33.62

$2.76 Rp 49.6K

28.62%

One-way Ticket (Public Transport)

$5.04 NOK 47.66

$0.27 Rp 4,796

1766.67%

Public Transport Monthly Pass (Regular Price)

$85.9 NOK 813

$8.37 Rp 150.5K

926.16%

Taxi Start (Normal Tariff)

$12.74 NOK 121

$0.45 Rp 8,138

2731.11%

Taxi (Normal Tariff) (1km)

$1.38 NOK 13.05

$0.46 Rp 8,269

200.00%

Taxi 1hour Waiting (Normal Tariff)

$50.7 NOK 479

$6.07 Rp 109.2K

734.76%

Gasoline (1 liter)

$2.08 NOK 19.66

$0.86 Rp 15.6K

141.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K NOK 286.9K

$26.6K Rp 478.3M

14.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K NOK 284.8K

$32.5K Rp 585.6M

-7.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 NOK 2,353

$79.0 Rp 1.4M

214.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.54 NOK 450

$4.09 Rp 73.6K

1062.35%

Internet (50+ Mbps, Unlimited Data)

$75.7 NOK 716

$23.85 Rp 429.0K

217.19%

Gym Membership (Monthly)

$53.3 NOK 504

$98.8 Rp 1.8M

-46.04%

Tennis Court (1 Hour on Weekend)

$25.78 NOK 244

$6.35 Rp 114.3K

305.98%

Cinema Ticket

$16.77 NOK 159

$4.01 Rp 72.1K

318.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$336 NOK 3,180

$297 Rp 5.3M

13.07%

International Primary School, 1 Child (Yearly)

$7,144 NOK 67.6K

$6,602 Rp 118.8M

8.21%

Jeans (Levis 501 Or Similar)

$89.8 NOK 850

$53.4 Rp 961.1K

68.09%

Summer Dress (H&M, Zara, etc)

$32.25 NOK 305

$38.11 Rp 685.7K

-15.38%

Sport Shoes (Adidas, Nike)

$133 NOK 1,257

$88.7 Rp 1.6M

49.84%

Men's Leather Business Shoes

$135 NOK 1,279

$76.6 Rp 1.4M

76.42%

1-bedroom Apartment, City Center (Monthly)

$926 NOK 8,763

$1,020 Rp 18.3M

-9.19%

1-bedroom Apartment, Outside City Center (Monthly)

$705 NOK 6,667

$680 Rp 12.2M

3.57%

3-bedroom Apartment, City Center (Monthly)

$1,579 NOK 14.9K

$3,469 Rp 62.4M

-54.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,199 NOK 11.3K

$2,090 Rp 37.6M

-42.65%

Buy Apartment in City Center (m2)

$5,190 NOK 49.1K

$2,729 Rp 49.1M

90.17%

Buy Apartment Outside City Center (m2)

$4,714 NOK 44.6K

$2,295 Rp 41.3M

105.35%

Average Monthly Net Salary (After Tax)

$3,525 NOK 33.4K

$164 Rp 2.9M

2053.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

13.28

-67.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Narvik: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $926 in Narvik and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Narvik pays 2054% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Narvik vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $434 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Narvik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 66% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2054% higher in Narvik, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $926 in Narvik versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,304 per month in Narvik versus $1,392 in Ubud, Bali – a 66% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 926% less than in Narvik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,392 in Ubud, Bali versus $2,304 in Narvik, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Narvik. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Narvik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Narvik and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Narvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.