Cost of Living Comparison Between Ubud, Bali and Narva Cost of Living Comparison Between Ubud, Bali and Narva

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,380 in Narva, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,147 in Narva, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,913 in Narva, rent included.

Ubud, Bali costs about 2% more than Narva, driven mainly by Eating Out.

Both Ubud, Bali and Narva sit above the global median – Ubud, Bali by 5%, Narva by 3%.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$16.18 €14.16

-78.68%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$79.7 €69.7

-59.40%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$9.35 €8.18

-48.24%

Cappuccino

$2.75 Rp 49.3K

$3.67 €3.21

-25.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.12 €1.85

-34.91%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.70 €1.48

-55.88%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$4.44 €3.89

-32.66%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$3.53 €3.09

9.07%

Milk (1 liter)

$1.74 Rp 31.1K

$0.91 €0.80

91.21%

White Bread (500g)

$2.46 Rp 44.1K

$1.24 €1.08

98.39%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.50 €2.18

-53.20%

Eggs

$2.43 Rp 43.6K

$2.50 €2.19

-2.80%

Local Cheese (1kg)

$14.50 Rp 260.2K

$12.99 €11.37

11.62%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$9.33 €8.17

-53.38%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$23.70 €20.73

-49.45%

Apples (1kg)

$3.72 Rp 66.7K

$2.07 €1.81

79.71%

Banana (1kg)

$1.63 Rp 29.2K

$1.48 €1.30

10.14%

Oranges (1kg)

$2.74 Rp 49.2K

$2.79 €2.44

-1.79%

Tomato (1kg)

$2.24 Rp 40.2K

$2.93 €2.56

-23.55%

Potato (1kg)

$1.92 Rp 34.4K

$1.03 €0.90

86.41%

Onion (1kg)

$2.28 Rp 40.8K

$1.00 €0.88

128.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.03 €1.78

-47.78%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.03 €0.90

-30.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$6.43 €5.63

-48.83%

Wine (Bottle)

$23.19 Rp 416.1K

$9.14 €8.00

153.72%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.93 €1.69

44.04%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.36 €2.06

15.68%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$1.13 €0.99

-76.11%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$23.58 €20.63

-65.61%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$4.12 €3.60

-88.35%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.86 €0.75

-51.16%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$17.63 €15.43

-64.72%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.95 €1.71

-58.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$30.7K €26.9K

-13.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$33.7K €29.5K

-4.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$272 €238

-71.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$17.28 €15.11

-76.45%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$24.16 €21.14

0.70%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$43.23 €37.82

128.11%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$23.27 €20.36

-72.75%

Cinema Ticket

$3.99 Rp 71.5K

$9.82 €8.59

-59.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$321 €281

-5.02%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$8,034 €7,029

-17.32%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$89.7 €78.5

-39.66%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$41.15 €36.01

-8.12%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$93.6 €81.9

-7.18%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$143 €126

-46.79%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$264 €231

275.41%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$247 €216

172.77%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$556 €486

507.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$366 €320

459.89%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,081 €946

159.47%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$942 €824

136.47%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,436 €1,256

-88.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.1

160.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Narva: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $264 in Narva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 760% higher in Narva, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $80.0 in Narva. Monthly groceries follow the same trend: $297 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narva: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $1,380 in Narva – roughly 2% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,070 in Narva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Narva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $80.0 in Narva. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Narva, where all-in costs run around $1,380, than in Ubud, Bali at $1,408. In Narva it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,380 in Narva to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Narva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.