Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Narva

For one person, living costs are similar in Ubud, Bali and in Narva: $1,368 and $1,349 a month, rent and utilities included.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
66

Cost of Living Index in Narva
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Narva Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Narva

🇪🇪 Estonia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Narva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Narva actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,349 in Narva, rent included.

Ubud, Bali $1,368
Narva $1,349

A couple spends around $2,314 per month in Ubud, Bali vs $2,117 in Narva, rent included.

Ubud, Bali $2,314
Narva $2,117

A family of three spends $3,260 per month in Ubud, Bali vs $2,885 in Narva, rent included.

Ubud, Bali $3,260
Narva $2,885

Ubud, Bali costs about 1% more than Narva, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Narva sit above the global median – Ubud, Bali by 1%, Narva by 0%.

Meal at Budget Restaurant

$3.33 Rp 59.7K

$15.85 €14.14

-78.99%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 630.8K

$77.0 €68.7

-54.31%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.1K

$8.74 €7.80

-33.64%

Cappuccino

$2.73 Rp 48.9K

$3.74 €3.33

-27.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$1.88 €1.68

-12.77%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$1.57 €1.40

-47.13%

Local Beer (0.5 liter draught)

$2.70 Rp 48.4K

$5.15 €4.59

-47.57%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.1K

$3.48 €3.10

23.56%

Milk (1 liter)

$1.50 Rp 27.0K

$1.04 €0.93

44.23%

White Bread (500g)

$2.30 Rp 41.2K

$1.34 €1.19

71.64%

Rice (white) (1kg)

$1.18 Rp 21.1K

$3.00 €2.67

-60.67%

Eggs

$2.14 Rp 38.5K

$2.48 €2.21

-13.71%

Local Cheese (1kg)

$17.48 Rp 313.4K

$11.10 €9.90

57.48%

Chicken Fillets (1kg)

$4.03 Rp 72.3K

$9.09 €8.11

-55.67%

Beef Round Steak (1kg)

$12.23 Rp 219.3K

$26.17 €23.34

-53.27%

Apples (1kg)

$3.55 Rp 63.6K

$2.23 €1.99

59.19%

Banana (1kg)

$1.57 Rp 28.2K

$1.40 €1.25

12.14%

Oranges (1kg)

$2.24 Rp 40.1K

$2.60 €2.32

-13.85%

Tomato (1kg)

$1.93 Rp 34.6K

$2.96 €2.64

-34.80%

Potato (1kg)

$1.88 Rp 33.8K

$0.78 €0.70

141.03%

Onion (1kg)

$2.29 Rp 41.1K

$0.77 €0.68

197.40%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.10 €1.87

-52.86%

Water (1.5 liter bottle)

$0.53 Rp 9,439

$0.89 €0.80

-40.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.0K

$6.34 €5.65

-64.04%

Wine (Bottle)

$23.01 Rp 412.6K

$10.02 €8.93

129.64%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.0K

$1.88 €1.68

24.47%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.2K

$2.07 €1.85

40.58%

One-way Ticket (Public Transport)

$0.24 Rp 4,299

$1.47 €1.31

-83.67%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.1K

$21.95 €19.58

-59.82%

Taxi Start (Normal Tariff)

$0.48 Rp 8,651

$3.95 €3.53

-87.85%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,202

$1.13 €1.01

-59.29%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.8K

$16.89 €15.07

-67.73%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.92 €1.72

-54.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 440.5M

$28.3K €25.2K

-13.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 559.3M

$32.3K €28.8K

-3.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$265 €236

-68.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.6K

$14.20 €12.67

-54.58%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 332.9K

$28.52 €25.44

-34.89%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$42.66 €38.06

30.85%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.7K

$22.30 €19.89

-18.79%

Cinema Ticket

$4.38 Rp 78.6K

$9.25 €8.25

-52.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$263 €235

87.28%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.2M

$7,897 €7,044

-27.14%

Jeans (Levis 501 Or Similar)

$46.19 Rp 828.3K

$84.7 €75.6

-45.47%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 633.6K

$50.2 €44.74

-29.57%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$93.1 €83.0

-15.05%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$135 €120

-41.74%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.5M

$281 €251

306.41%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$231 €206

192.39%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.8M

$536 €478

553.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.5M

$389 €347

336.93%

Buy Apartment in City Center (m2)

$2,784 Rp 49.9M

$1,082 €965

157.22%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$911 €813

145.84%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,421 €1,267

-88.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.44

300.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Narva: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Narva

$231 17.1% 65.8% $445

Groceries & Markets

Ubud, Bali

$290 21.2%

Narva

$304 22.6% 4.8% $14

Eating Out

Ubud, Bali

$109 8%

Narva

$244 18.1% 125% $136

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Narva

$307 22.8% 184% $199

Clothing & Footwear

Ubud, Bali

$108 7.9%

Narva

$163 12.1% 51.7% $56

Sport & Entertainment

Ubud, Bali

$65 4.7%

Narva

$61 4.5% 5.3% $3.4

Getting Around

Ubud, Bali

$13 0.9%

Narva

$37 2.8% 198% $25

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $281 in Narva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 764% higher in Narva, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $77.0 in Narva. Monthly groceries follow the same trend: $290 vs $304 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇪🇪 Narva

🕒 Local time

06:50 6:50 AM

01:50 1:50 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

53,424

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.58 USD

100,000 IDR = 4.97 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 15, 2026: 1 USD = 17,932 IDR (100,000 IDR = 5.58 USD). 1 EUR = 20,103 IDR (100,000 IDR = 4.97 EUR).

Euro exchange rates as of October 15, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Narva 10,660 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Narva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narva: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,349 in Narva – roughly 1% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,023 in Narva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Narva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 5% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $77.0 in Narva. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Narva, where all-in costs run around $1,349, than in Ubud, Bali at $1,368. In Narva it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Narva to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Narva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.