Cost of Living Comparison Between Narva and Ubud, Bali Cost of Living Comparison Between Narva and Ubud, Bali

Monthly Cost of Living

A single person spends $1,391 per month in Narva vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,169 per month in Narva vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,947 per month in Narva vs $3,273 in Ubud, Bali, rent included.

Narva and Ubud, Bali have comparable living costs – the differences are in the details.

Both Narva and Ubud, Bali sit above the global median – Narva by 1%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$16.30 €14.07

$3.37 Rp 59.9K

383.68%

Three-Course Dinner for Two, Mid-Range

$81.5 €70.4

$38.59 Rp 685.5K

111.30%

Fast Food Meal (McDonalds, etc)

$9.40 €8.11

$5.52 Rp 98.1K

70.29%

Cappuccino

$3.93 €3.40

$2.64 Rp 47.0K

48.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 €1.62

$1.67 Rp 29.7K

12.57%

Water (0.33 liter bottle)

$1.67 €1.44

$0.77 Rp 13.7K

116.88%

Local Beer (0.5 liter draught)

$5.13 €4.42

$2.63 Rp 46.8K

95.06%

Imported Beer (0.33 liter bottle)

$3.67 €3.16

$4.28 Rp 76.1K

-14.25%

Milk (1 liter)

$1.09 €0.94

$1.55 Rp 27.5K

-29.68%

White Bread (500g)

$1.40 €1.21

$2.22 Rp 39.5K

-36.94%

Rice (white) (1kg)

$3.08 €2.66

$1.13 Rp 20.0K

172.57%

Eggs

$2.68 €2.32

$2.09 Rp 37.1K

28.23%

Local Cheese (1kg)

$11.48 €9.91

$17.39 Rp 309.0K

-33.99%

Chicken Fillets (1kg)

$9.74 €8.41

$3.87 Rp 68.7K

151.68%

Beef Round Steak (1kg)

$26.32 €22.71

$12.55 Rp 222.9K

109.72%

Apples (1kg)

$2.37 €2.05

$3.62 Rp 64.2K

-34.53%

Banana (1kg)

$1.46 €1.26

$1.56 Rp 27.7K

-6.41%

Oranges (1kg)

$2.80 €2.42

$2.35 Rp 41.8K

19.15%

Tomato (1kg)

$3.06 €2.64

$2.06 Rp 36.5K

48.54%

Potato (1kg)

$0.86 €0.74

$1.90 Rp 33.7K

-54.74%

Onion (1kg)

$0.81 €0.70

$2.34 Rp 41.5K

-65.38%

Lettuce (1 head)

$2.07 €1.78

$1.03 Rp 18.3K

100.97%

Water (1.5 liter bottle)

$0.94 €0.81

$0.55 Rp 9,854

70.91%

Cigarettes 20 Pack (Marlboro, Camel)

$6.72 €5.80

$2.25 Rp 40.0K

198.67%

Wine (Bottle)

$10.32 €8.90

$23.81 Rp 422.9K

-56.66%

Local Beer (0.5 liter bottle)

$1.97 €1.70

$2.31 Rp 41.1K

-14.72%

Imported Beer (0.33 liter bottle)

$2.23 €1.93

$2.80 Rp 49.8K

-20.36%

One-way Ticket (Public Transport)

$1.55 €1.34

$0.27 Rp 4,839

474.07%

Public Transport Monthly Pass (Regular Price)

$23.58 €20.35

$8.66 Rp 153.9K

172.29%

Taxi Start (Normal Tariff)

$4.18 €3.60

$0.48 Rp 8,554

770.83%

Taxi (Normal Tariff) (1km)

$1.18 €1.02

$0.45 Rp 7,924

162.22%

Taxi 1hour Waiting (Normal Tariff)

$17.21 €14.85

$5.72 Rp 101.6K

200.87%

Gasoline (1 liter)

$1.95 €1.68

$0.76 Rp 13.5K

156.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K €25.1K

$24.5K Rp 434.9M

18.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K €28.1K

$32.1K Rp 570.6M

1.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$275 €237

$83.6 Rp 1.5M

228.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.10 €13.03

$6.46 Rp 114.7K

133.75%

Internet (50+ Mbps, Unlimited Data)

$29.65 €25.58

$18.99 Rp 337.4K

56.13%

Gym Membership (Monthly)

$44.69 €38.57

$56.0 Rp 994.4K

-20.15%

Tennis Court (1 Hour on Weekend)

$23.52 €20.30

$18.62 Rp 330.7K

26.32%

Cinema Ticket

$10.04 €8.66

$4.28 Rp 76.1K

134.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$280 €242

$487 Rp 8.6M

-42.40%

International Primary School, 1 Child (Yearly)

$8,220 €7,093

$5,856 Rp 104.0M

40.38%

Jeans (Levis 501 Or Similar)

$87.6 €75.6

$45.56 Rp 809.3K

92.16%

Summer Dress (H&M, Zara, etc)

$53.7 €46.34

$36.38 Rp 646.3K

47.64%

Sport Shoes (Adidas, Nike)

$99.7 €86.1

$82.0 Rp 1.5M

21.68%

Men's Leather Business Shoes

$137 €119

$80.4 Rp 1.4M

70.86%

1-bedroom Apartment, City Center (Monthly)

$290 €250

$1,117 Rp 19.8M

-74.07%

1-bedroom Apartment, Outside City Center (Monthly)

$242 €209

$701 Rp 12.5M

-65.51%

3-bedroom Apartment, City Center (Monthly)

$554 €478

$3,537 Rp 62.8M

-84.33%

3-bedroom Apartment, Outside City Center (Monthly)

$402 €347

$1,762 Rp 31.3M

-77.19%

Buy Apartment in City Center (m2)

$1,104 €952

$2,826 Rp 50.2M

-60.95%

Buy Apartment Outside City Center (m2)

$951 €821

$2,292 Rp 40.7M

-58.49%

Average Monthly Net Salary (After Tax)

$1,442 €1,245

$170 Rp 3.0M

749.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Narva: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $290 in Narva versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 749% higher in Narva. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Narva versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $316 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Narva vs Ubud, Bali: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,086 per month in Narva and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Narva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $82.0 in Narva and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 172% less in Narva. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Narva, where all-in costs run around $1,391, than in Ubud, Bali at $1,396. In Narva it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,391 in Narva to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Narva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.