Last update: Oct 2026

Cost of Living Comparison Between Narva and Ubud, Bali

For one person, living costs are similar in Narva and in Ubud, Bali: $1,349 and $1,368 a month, rent and utilities included.

Narva
🇪🇪 Estonia
$1,349
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Narva and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Narva and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,349 per month in Narva vs $1,368 in Ubud, Bali, rent included.

  • Narva $1,349
  • Ubud, Bali $1,368

A couple spends around $2,117 per month in Narva vs $2,314 in Ubud, Bali, rent included.

  • Narva $2,117
  • Ubud, Bali $2,314

A family of three spends $2,885 per month in Narva vs $3,260 in Ubud, Bali, rent included.

  • Narva $2,885
  • Ubud, Bali $3,260

Narva is about 1% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Narva and Ubud, Bali sit above the global median – Narva by 0%, Ubud, Bali by 1%.

Currency
🍽 Eating Out
Narva
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.85 €14.10
$3.33 Rp 59.9K
375.98%
Three-Course Dinner for Two, Mid-Range
$77.0 €68.5
$35.18 Rp 633.2K
118.85%
Fast Food Meal (McDonalds, etc)
$8.74 €7.78
$5.80 Rp 104.5K
50.69%
Cappuccino
$3.74 €3.32
$2.73 Rp 49.1K
37.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.88 €1.67
$1.64 Rp 29.5K
14.63%
Water (0.33 liter bottle)
$1.57 €1.40
$0.83 Rp 15.0K
89.16%
Local Beer (0.5 liter draught)
$5.15 €4.58
$2.70 Rp 48.6K
90.74%
Imported Beer (0.33 liter bottle)
$3.48 €3.09
$4.30 Rp 77.4K
-19.07%
🛒 Groceries & Markets
Narva
Ubud, Bali
Difference
Milk (1 liter)
$1.04 €0.92
$1.50 Rp 27.1K
-30.67%
White Bread (500g)
$1.34 €1.19
$2.30 Rp 41.4K
-41.74%
Rice (white) (1kg)
$3.00 €2.66
$1.18 Rp 21.2K
154.24%
Eggs
$2.48 €2.20
$2.14 Rp 38.6K
15.89%
Local Cheese (1kg)
$11.10 €9.87
$17.48 Rp 314.6K
-36.50%
Chicken Fillets (1kg)
$9.09 €8.09
$4.03 Rp 72.5K
125.56%
Beef Round Steak (1kg)
$26.17 €23.28
$12.23 Rp 220.1K
113.98%
Apples (1kg)
$2.23 €1.98
$3.55 Rp 63.9K
-37.18%
Banana (1kg)
$1.40 €1.25
$1.57 Rp 28.3K
-10.83%
Oranges (1kg)
$2.60 €2.31
$2.24 Rp 40.2K
16.07%
Tomato (1kg)
$2.96 €2.64
$1.93 Rp 34.7K
53.37%
Potato (1kg)
$0.78 €0.69
$1.88 Rp 33.9K
-58.51%
Onion (1kg)
$0.77 €0.68
$2.29 Rp 41.3K
-66.38%
Lettuce (1 head)
$2.10 €1.87
$0.99 Rp 17.9K
112.12%
Water (1.5 liter bottle)
$0.89 €0.79
$0.53 Rp 9,475
67.92%
Cigarettes 20 Pack (Marlboro, Camel)
$6.34 €5.64
$2.28 Rp 41.1K
178.07%
Wine (Bottle)
$10.02 €8.91
$23.01 Rp 414.2K
-56.45%
Local Beer (0.5 liter bottle)
$1.88 €1.67
$2.34 Rp 42.2K
-19.66%
Imported Beer (0.33 liter bottle)
$2.07 €1.84
$2.91 Rp 52.4K
-28.87%
🚌 Getting Around
Narva
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.47 €1.31
$0.24 Rp 4,315
512.50%
Public Transport Monthly Pass (Regular Price)
$21.95 €19.52
$8.82 Rp 158.7K
148.87%
Taxi Start (Normal Tariff)
$3.95 €3.52
$0.48 Rp 8,684
722.92%
Taxi (Normal Tariff) (1km)
$1.13 €1.01
$0.46 Rp 8,233
145.65%
Taxi 1hour Waiting (Normal Tariff)
$16.89 €15.03
$5.45 Rp 98.2K
209.91%
Gasoline (1 liter)
$1.92 €1.71
$0.88 Rp 15.9K
118.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K €25.1K
$24.6K Rp 442.2M
15.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.3K €28.8K
$31.2K Rp 561.4M
3.67%
🧾 Monthly Utilities & Internet
Narva
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$265 €235
$83.0 Rp 1.5M
218.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.20 €12.63
$6.45 Rp 116.0K
120.16%
Internet (50+ Mbps, Unlimited Data)
$28.52 €25.36
$18.57 Rp 334.2K
53.58%
🎉 Sport & Entertainment
Narva
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.66 €37.95
$55.8 Rp 1.0M
-23.58%
Tennis Court (1 Hour on Weekend)
$22.30 €19.84
$18.11 Rp 326.0K
23.14%
Cinema Ticket
$9.25 €8.23
$4.38 Rp 78.9K
111.19%
🧸 Childcare & Education
Narva
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$263 €234
$493 Rp 8.9M
-46.61%
International Primary School, 1 Child (Yearly)
$7,897 €7,024
$5,754 Rp 103.6M
37.25%
👕👟 Clothing & Footwear
Narva
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$84.7 €75.3
$46.19 Rp 831.4K
83.37%
Summer Dress (H&M, Zara, etc)
$50.2 €44.62
$35.33 Rp 636.0K
41.98%
Sport Shoes (Adidas, Nike)
$93.1 €82.8
$79.1 Rp 1.4M
17.71%
Men's Leather Business Shoes
$135 €120
$78.4 Rp 1.4M
71.64%
🏠 Accommodation & Living
Narva
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$281 €250
$1,142 Rp 20.6M
-75.39%
1-bedroom Apartment, Outside City Center (Monthly)
$231 €206
$676 Rp 12.2M
-65.80%
3-bedroom Apartment, City Center (Monthly)
$536 €477
$3,503 Rp 63.1M
-84.70%
3-bedroom Apartment, Outside City Center (Monthly)
$389 €346
$1,700 Rp 30.6M
-77.11%
Buy Apartment in City Center (m2)
$1,082 €963
$2,784 Rp 50.1M
-61.12%
Buy Apartment Outside City Center (m2)
$911 €811
$2,241 Rp 40.3M
-59.32%
💵 Salaries & Financials
Narva
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,421 €1,264
$165 Rp 3.0M
763.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.44
13.78
-75.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Narva: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Narva
$307
Ubud, Bali
$108 64.8% $199
Groceries & Markets
Narva
$304
Ubud, Bali
$290 4.5% $14
Eating Out
Narva
$244
Ubud, Bali
$109 55.5% $136
Accommodation & Living
Narva
$231
Ubud, Bali
$676 192% $445
Clothing & Footwear
Narva
$163
Ubud, Bali
$108 34.1% $56
Sport & Entertainment
Narva
$61
Ubud, Bali
$65 5.6% $3.4
Getting Around
Narva
$37
Ubud, Bali
$13 66.5% $25

Cost Breakdown

A central one-bedroom costs $281 in Narva versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 764% higher in Narva, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $77.0 in Narva versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $304 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇪🇪 Narva
🇮🇩 Ubud, Bali
🕒 Local time
22:36 10:36 PM
03:36 3:36 AM
5 h ahead of Narva
🌤 Weather
👥 Population
53,424
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Narva Ubud, Bali 10,660 km ≈ 14 h nonstop flight
From you
  • Narva
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Narva vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Narva and in Ubud, Bali compare overall?
Monthly costs with rent: $1,349 in Narva, $1,368 in Ubud, Bali – roughly 1% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Narva compared to Ubud, Bali?
For a comfortable life, plan on about $2,023 per month in Narva and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Narva and Ubud, Bali?
Rent is clearly cheaper in Narva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 5% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $77.0 in Narva and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Narva, where all-in costs run around $1,349, than in Ubud, Bali at $1,368. In Narva it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Narva and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Narva to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Narva or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Narva and Ubud, Bali?
If budget matters most, go with Narva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

Narva vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?