Cost of Living Comparison Between Ubud, Bali and Narayangarh, Chitwan Cost of Living Comparison Between Ubud, Bali and Narayangarh, Chitwan

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $415 in Narayangarh, Chitwan.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $661 in Narayangarh, Chitwan.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $907 in Narayangarh, Chitwan.

Living in Ubud, Bali is roughly 240% more expensive than in Narayangarh, Chitwan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Narayangarh, Chitwan is 69% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$1.87 NPR 288

84.49%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$8.92 NPR 1,376

262.56%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.78 NPR 891

-16.26%

Cappuccino

$2.75 Rp 49.4K

$0.76 NPR 118

261.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.50 NPR 76.5

176.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.15 NPR 23.01

400.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.62 NPR 249

84.57%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.03 NPR 313

89.66%

Milk (1 liter)

$1.74 Rp 31.2K

$0.76 NPR 118

128.95%

White Bread (500g)

$2.46 Rp 44.2K

$0.56 NPR 86.3

339.29%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.00 NPR 154

17.00%

Eggs

$2.43 Rp 43.7K

$1.27 NPR 196

91.34%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.74 NPR 1,348

65.90%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.13 NPR 482

38.98%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$6.14 NPR 946

95.11%

Apples (1kg)

$3.72 Rp 66.8K

$2.20 NPR 339

69.09%

Banana (1kg)

$1.63 Rp 29.2K

$1.05 NPR 162

55.24%

Oranges (1kg)

$2.74 Rp 49.3K

$1.19 NPR 184

130.25%

Tomato (1kg)

$2.24 Rp 40.3K

$0.65 NPR 101

244.62%

Potato (1kg)

$1.92 Rp 34.5K

$0.38 NPR 59.2

405.26%

Onion (1kg)

$2.28 Rp 40.9K

$0.71 NPR 110

221.13%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.49 NPR 75.7

116.33%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.27 NPR 42.06

166.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.88 NPR 445

14.24%

Wine (Bottle)

$23.19 Rp 416.8K

$8.65 NPR 1,333

168.09%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.29 NPR 354

21.40%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.25 NPR 501

-16.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.22 NPR 33.76

22.73%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.20 NPR 339

-78.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.11 NPR 171

-62.16%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$3.62 NPR 558

71.82%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.22 NPR 188

-33.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$32.1K NPR 4.9M

-16.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$41.2K NPR 6.3M

-21.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$33.51 NPR 5,168

133.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$4.85 NPR 748

-16.08%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$9.37 NPR 1,445

159.66%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$18.45 NPR 2,846

434.47%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$3.23 NPR 498

23.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$90.5 NPR 14.0K

237.16%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,823 NPR 589.5K

73.75%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$24.80 NPR 3,824

118.31%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$28.49 NPR 4,393

32.71%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$57.5 NPR 8,863

51.10%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$39.91 NPR 6,155

91.31%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$104 NPR 16.1K

851.10%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$64.7 NPR 9,979

939.61%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$206 NPR 31.7K

1541.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$145 NPR 22.4K

1310.52%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.08

9.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Narayangarh, Chitwan: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $104 in Narayangarh, Chitwan. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $9.00 in Narayangarh, Chitwan for a mid-range dinner for two. Groceries echo the gap at $297 vs $151 per month, with Narayangarh, Chitwan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narayangarh, Chitwan: Cost of Living - Frequently Asked Questions

Narayangarh, Chitwan wins on cost – living expenses run 240% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Narayangarh, Chitwan the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $622 in Narayangarh, Chitwan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $104 in Narayangarh, Chitwan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 97% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $415 in Narayangarh, Chitwan – a 240% gap that adds up to real savings over time for anyone picking the cheaper option.

At $415 in Narayangarh, Chitwan versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Narayangarh, Chitwan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Narayangarh, Chitwan the clear choice for anyone on this budget.

Both work as nomad bases, but Narayangarh, Chitwan delivers better value – similar infrastructure at $415 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Narayangarh, Chitwan hard to pass up.

Safety-wise, Ubud, Bali and Narayangarh, Chitwan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Narayangarh, Chitwan gentler on the wallet – expenses run 240% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.