Cost of Living Comparison Between Ubud, Bali and Narayangarh, Chitwan Cost of Living Comparison Between Ubud, Bali and Narayangarh, Chitwan

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $418 in Narayangarh, Chitwan.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $663 in Narayangarh, Chitwan.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $909 in Narayangarh, Chitwan.

Living in Ubud, Bali is roughly 240% more expensive than Narayangarh, Chitwan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Narayangarh, Chitwan is 69% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$1.85 NPR 282

92.43%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$9.20 NPR 1,400

255.76%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.00 NPR 913

-17.50%

Cappuccino

$2.71 Rp 48.4K

$0.74 NPR 113

266.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.53 NPR 80.3

152.83%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.17 NPR 26.37

311.76%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.65 NPR 252

76.97%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.10 NPR 320

88.57%

Milk (1 liter)

$1.81 Rp 32.3K

$0.70 NPR 106

158.57%

White Bread (500g)

$2.52 Rp 45.0K

$0.60 NPR 90.7

320.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.95 NPR 145

22.11%

Eggs

$2.46 Rp 43.9K

$1.29 NPR 197

90.70%

Local Cheese (1kg)

$14.71 Rp 262.7K

$9.01 NPR 1,372

63.26%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$3.13 NPR 477

38.02%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$6.15 NPR 936

97.40%

Apples (1kg)

$3.84 Rp 68.6K

$2.24 NPR 341

71.43%

Banana (1kg)

$1.56 Rp 27.8K

$1.10 NPR 167

41.82%

Oranges (1kg)

$2.83 Rp 50.6K

$1.19 NPR 181

137.82%

Tomato (1kg)

$2.33 Rp 41.5K

$0.65 NPR 99.0

258.46%

Potato (1kg)

$1.91 Rp 34.2K

$0.41 NPR 62.5

365.85%

Onion (1kg)

$2.20 Rp 39.3K

$0.72 NPR 109

205.56%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.49 NPR 74.1

106.12%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.25 NPR 37.94

212.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.87 NPR 437

15.68%

Wine (Bottle)

$23.74 Rp 423.9K

$8.00 NPR 1,217

196.75%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$2.26 NPR 344

23.45%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$3.31 NPR 504

-13.60%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.18 NPR 27.13

50.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$2.22 NPR 338

-79.28%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.06 NPR 161

-57.55%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$3.60 NPR 548

69.44%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.26 NPR 192

-37.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$32.6K NPR 5.0M

-19.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$40.4K NPR 6.2M

-20.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$32.98 NPR 5,020

142.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$4.83 NPR 736

-15.94%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$9.41 NPR 1,432

149.95%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$18.25 NPR 2,778

440.82%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$3.37 NPR 513

23.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$93.0 NPR 14.1K

226.98%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,761 NPR 572.4K

75.85%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$24.43 NPR 3,718

127.34%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$28.49 NPR 4,337

34.47%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$58.1 NPR 8,844

52.50%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$39.70 NPR 6,042

96.15%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$105 NPR 15.9K

863.09%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$63.8 NPR 9,710

958.68%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$206 NPR 31.4K

1567.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$146 NPR 22.3K

1292.58%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.08

9.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Narayangarh, Chitwan: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $105 in Narayangarh, Chitwan. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $9.00 in Narayangarh, Chitwan for a mid-range dinner for two. Groceries echo the gap at $302 vs $150 per month, with Narayangarh, Chitwan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narayangarh, Chitwan: Cost of Living - Frequently Asked Questions

Narayangarh, Chitwan wins on cost – living expenses run 240% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Narayangarh, Chitwan the obvious pick if budget is a priority.

You'd need roughly $2,129 in Ubud, Bali and $627 in Narayangarh, Chitwan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $105 in Narayangarh, Chitwan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 101% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,419 per month in Ubud, Bali versus $418 in Narayangarh, Chitwan – a 240% gap that adds up to real savings over time for anyone picking the cheaper option.

At $418 in Narayangarh, Chitwan versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Narayangarh, Chitwan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Narayangarh, Chitwan the clear choice for anyone on this budget.

Both work as nomad bases, but Narayangarh, Chitwan delivers better value – similar infrastructure at $418 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Narayangarh, Chitwan hard to pass up.

Safety-wise, Ubud, Bali and Narayangarh, Chitwan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Narayangarh, Chitwan gentler on the wallet – expenses run 240% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.