Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Narayangarh, Chitwan

For one person, living is cheaper in Narayangarh, Chitwan: $351 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
17

Cost of Living Index in Narayangarh, Chitwan
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Narayangarh, Chitwan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Narayangarh, Chitwan

🇳🇵 Nepal

$351

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Narayangarh, Chitwan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Narayangarh, Chitwan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $351 in Narayangarh, Chitwan.

Ubud, Bali $1,368
Narayangarh, Chitwan $351

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $552 in Narayangarh, Chitwan.

Ubud, Bali $2,314
Narayangarh, Chitwan $552

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $753 in Narayangarh, Chitwan.

Ubud, Bali $3,260
Narayangarh, Chitwan $753

Living in Ubud, Bali is roughly 290% more expensive than in Narayangarh, Chitwan, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Narayangarh, Chitwan is 74% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$1.98 NPR 301

68.18%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$10.07 NPR 1,531

249.35%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$5.10 NPR 775

13.73%

Cappuccino

$2.73 Rp 49.1K

$1.55 NPR 235

76.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.51 NPR 77.2

221.57%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.14 NPR 21.90

492.86%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.01 NPR 306

34.33%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.27 NPR 344

89.43%

Milk (1 liter)

$1.50 Rp 27.1K

$0.77 NPR 117

94.81%

White Bread (500g)

$2.30 Rp 41.4K

$0.59 NPR 89.4

289.83%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.64 NPR 97.1

84.37%

Eggs

$2.14 Rp 38.6K

$1.72 NPR 261

24.42%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.16 NPR 1,087

144.13%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.04 NPR 463

32.57%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$6.05 NPR 919

102.15%

Apples (1kg)

$3.55 Rp 63.9K

$2.07 NPR 314

71.50%

Banana (1kg)

$1.57 Rp 28.3K

$0.82 NPR 124

91.46%

Oranges (1kg)

$2.24 Rp 40.2K

$1.40 NPR 213

60.00%

Tomato (1kg)

$1.93 Rp 34.7K

$0.57 NPR 87.1

238.60%

Potato (1kg)

$1.88 Rp 33.9K

$0.38 NPR 57.1

394.74%

Onion (1kg)

$2.29 Rp 41.3K

$0.50 NPR 76.6

358.00%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.45 NPR 68.6

120.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.24 NPR 36.68

120.83%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$1.93 NPR 293

18.13%

Wine (Bottle)

$23.01 Rp 414.2K

$8.04 NPR 1,222

186.19%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.20 NPR 334

6.36%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.99 NPR 455

-2.68%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.84 NPR 280

-73.91%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.15 NPR 174

-60.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$3.31 NPR 503

64.65%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.34 NPR 204

-34.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$29.3K NPR 4.4M

-16.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$35.5K NPR 5.4M

-12.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$31.57 NPR 4,796

162.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.49 NPR 530

84.81%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$8.98 NPR 1,365

106.79%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$19.96 NPR 3,033

179.66%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$2.96 NPR 450

47.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$64.8 NPR 9,838

661.37%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$5,571 NPR 846.5K

3.27%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$25.46 NPR 3,869

81.42%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$26.80 NPR 4,072

31.83%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$62.9 NPR 9,552

25.80%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$28.64 NPR 4,352

173.71%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.72

41.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Narayangarh, Chitwan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Narayangarh, Chitwan

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Narayangarh, Chitwan

$141 40.4% 51.3% $149

Eating Out

Ubud, Bali

$109 8%

Narayangarh, Chitwan

$67 19.1% 38.5% $42

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Narayangarh, Chitwan

$44 12.6% 59.2% $64

Clothing & Footwear

Ubud, Bali

$108 7.9%

Narayangarh, Chitwan

$65 18.5% 39.8% $43

Sport & Entertainment

Ubud, Bali

$65 4.7%

Narayangarh, Chitwan

$26 7.4% 59.9% $39

Getting Around

Ubud, Bali

$13 0.9%

Narayangarh, Chitwan

$7.6 * 2.2% 39.6% $5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $10.00 in Narayangarh, Chitwan for a mid-range dinner for two. Groceries echo the gap at $290 vs $141 per month, with Narayangarh, Chitwan cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇵 Narayangarh, Chitwan

🕒 Local time

15:39 3:39 PM

13:24 1:24 PM

2 h 15 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Nepalese Rupee NPR रु

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Nepalese Rupee exchange rates as of October 20, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Narayangarh, Chitwan 5,220 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Narayangarh, Chitwan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narayangarh, Chitwan: Cost of Living - Frequently Asked Questions

Narayangarh, Chitwan wins on cost – living expenses run 290% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Narayangarh, Chitwan the obvious pick if budget is a priority.

You'd need roughly $2,051 in Ubud, Bali and $526 in Narayangarh, Chitwan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 105% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $351 in Narayangarh, Chitwan – a 290% gap that adds up to real savings over time for anyone picking the cheaper option.

At $351 in Narayangarh, Chitwan versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Narayangarh, Chitwan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Narayangarh, Chitwan the clear choice for anyone on this budget.

Both work as nomad bases, but Narayangarh, Chitwan delivers better value – similar infrastructure at $351 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Narayangarh, Chitwan hard to pass up.

Safety-wise, Ubud, Bali and Narayangarh, Chitwan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Narayangarh, Chitwan gentler on the wallet – expenses run 290% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.