Cost of Living Comparison Between Ubud, Bali and Narayangarh, Chitwan Cost of Living Comparison Between Ubud, Bali and Narayangarh, Chitwan

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $338 in Narayangarh, Chitwan.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $535 in Narayangarh, Chitwan.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $732 in Narayangarh, Chitwan.

Living in Ubud, Bali is roughly 313% more expensive than in Narayangarh, Chitwan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Narayangarh, Chitwan is 75% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$2.00 NPR 303

68.50%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$9.69 NPR 1,465

298.25%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$5.12 NPR 775

7.81%

Cappuccino

$2.64 Rp 46.6K

$1.61 NPR 243

63.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.61 NPR 92.1

173.77%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.13 NPR 20.17

492.31%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.96 NPR 296

34.18%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.25 NPR 340

90.22%

Milk (1 liter)

$1.55 Rp 27.3K

$0.76 NPR 116

103.95%

White Bread (500g)

$2.22 Rp 39.2K

$0.58 NPR 88.4

282.76%

Rice (white) (1kg)

$1.13 Rp 19.8K

$0.67 NPR 102

68.66%

Eggs

$2.09 Rp 36.8K

$1.69 NPR 255

23.67%

Local Cheese (1kg)

$17.39 Rp 306.6K

$7.34 NPR 1,110

136.92%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.42 NPR 517

13.16%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$5.49 NPR 831

128.60%

Apples (1kg)

$3.62 Rp 63.8K

$2.06 NPR 312

75.73%

Banana (1kg)

$1.56 Rp 27.5K

$0.80 NPR 121

95.00%

Oranges (1kg)

$2.35 Rp 41.5K

$1.39 NPR 211

69.06%

Tomato (1kg)

$2.06 Rp 36.2K

$0.54 NPR 82.2

281.48%

Potato (1kg)

$1.90 Rp 33.5K

$0.38 NPR 57.2

400.00%

Onion (1kg)

$2.34 Rp 41.2K

$0.55 NPR 82.6

325.45%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.46 NPR 68.9

123.91%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.25 NPR 37.86

120.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$1.93 NPR 291

16.58%

Wine (Bottle)

$23.81 Rp 419.7K

$7.87 NPR 1,191

202.54%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$2.32 NPR 351

-0.43%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.97 NPR 449

-5.72%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$2.01 NPR 304

-76.12%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$1.34 NPR 203

-66.42%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$3.25 NPR 492

76.00%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.35 NPR 204

-43.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$29.7K NPR 4.5M

-17.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$36.3K NPR 5.5M

-11.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$31.49 NPR 4,764

165.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$3.40 NPR 514

90.00%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$8.01 NPR 1,212

137.08%

Gym Membership (Monthly)

$56.0 Rp 986.8K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$2.88 NPR 436

48.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$65.3 NPR 9,883

644.71%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$4,846 NPR 733.1K

20.84%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$27.01 NPR 4,087

68.68%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$28.89 NPR 4,371

25.93%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$67.2 NPR 10.2K

21.95%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$29.85 NPR 4,516

169.35%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.72

41.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Narayangarh, Chitwan: August 31, 2026

Cost Breakdown

Dining out: $39.00 in Ubud, Bali vs $10.00 in Narayangarh, Chitwan for a mid-range dinner for two. Groceries echo the gap at $293 vs $142 per month, with Narayangarh, Chitwan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narayangarh, Chitwan: Cost of Living - Frequently Asked Questions

Narayangarh, Chitwan wins on cost – living expenses run 313% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Narayangarh, Chitwan the obvious pick if budget is a priority.

You'd need roughly $2,095 in Ubud, Bali and $507 in Narayangarh, Chitwan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 106% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,396 per month in Ubud, Bali versus $338 in Narayangarh, Chitwan – a 313% gap that adds up to real savings over time for anyone picking the cheaper option.

At $338 in Narayangarh, Chitwan versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Narayangarh, Chitwan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Narayangarh, Chitwan the clear choice for anyone on this budget.

Both work as nomad bases, but Narayangarh, Chitwan delivers better value – similar infrastructure at $338 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Narayangarh, Chitwan hard to pass up.

Safety-wise, Ubud, Bali and Narayangarh, Chitwan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Narayangarh, Chitwan gentler on the wallet – expenses run 313% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.