Cost of Living Comparison Between Narayangarh, Chitwan and Ubud, Bali Cost of Living Comparison Between Narayangarh, Chitwan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $415 in Narayangarh, Chitwan versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $661 in Narayangarh, Chitwan versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $907 in Narayangarh, Chitwan versus $3,763 in Ubud, Bali.

Living in Narayangarh, Chitwan costs roughly 71% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Narayangarh, Chitwan is 69% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Narayangarh, Chitwan
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.87 NPR 287
$3.45 Rp 62.0K
-45.80%
Three-Course Dinner for Two, Mid-Range
$8.92 NPR 1,371
$32.34 Rp 580.1K
-72.42%
Fast Food Meal (McDonalds, etc)
$5.78 NPR 888
$4.84 Rp 86.9K
19.42%
Cappuccino
$0.76 NPR 117
$2.75 Rp 49.3K
-72.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.50 NPR 76.2
$1.38 Rp 24.8K
-63.77%
Water (0.33 liter bottle)
$0.15 NPR 22.92
$0.75 Rp 13.5K
-80.00%
Local Beer (0.5 liter draught)
$1.62 NPR 248
$2.99 Rp 53.7K
-45.82%
Imported Beer (0.33 liter bottle)
$2.03 NPR 312
$3.85 Rp 69.1K
-47.27%
🛒 Groceries & Markets
Narayangarh, Chitwan
Ubud, Bali
Difference
Milk (1 liter)
$0.76 NPR 117
$1.74 Rp 31.1K
-56.32%
White Bread (500g)
$0.56 NPR 86.0
$2.46 Rp 44.1K
-77.24%
Rice (white) (1kg)
$1.00 NPR 154
$1.17 Rp 21.0K
-14.53%
Eggs
$1.27 NPR 195
$2.43 Rp 43.6K
-47.74%
Local Cheese (1kg)
$8.74 NPR 1,343
$14.50 Rp 260.2K
-39.72%
Chicken Fillets (1kg)
$3.13 NPR 480
$4.35 Rp 78.0K
-28.05%
Beef Round Steak (1kg)
$6.14 NPR 942
$11.98 Rp 214.9K
-48.75%
Apples (1kg)
$2.20 NPR 337
$3.72 Rp 66.7K
-40.86%
Banana (1kg)
$1.05 NPR 161
$1.63 Rp 29.2K
-35.58%
Oranges (1kg)
$1.19 NPR 183
$2.74 Rp 49.2K
-56.57%
Tomato (1kg)
$0.65 NPR 101
$2.24 Rp 40.2K
-70.98%
Potato (1kg)
$0.38 NPR 58.9
$1.92 Rp 34.4K
-80.21%
Onion (1kg)
$0.71 NPR 110
$2.28 Rp 40.8K
-68.86%
Lettuce (1 head)
$0.49 NPR 75.4
$1.06 Rp 19.1K
-53.77%
Water (1.5 liter bottle)
$0.27 NPR 41.89
$0.72 Rp 12.9K
-62.50%
Cigarettes 20 Pack (Marlboro, Camel)
$2.88 NPR 443
$3.29 Rp 58.9K
-12.46%
Wine (Bottle)
$8.65 NPR 1,328
$23.19 Rp 416.1K
-62.70%
Local Beer (0.5 liter bottle)
$2.29 NPR 352
$2.78 Rp 49.8K
-17.63%
Imported Beer (0.33 liter bottle)
$3.25 NPR 499
$2.73 Rp 49.0K
19.05%
🚌 Getting Around
Narayangarh, Chitwan
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.22 NPR 33.62
$0.27 Rp 4,778
-18.52%
Public Transport Monthly Pass (Regular Price)
-
$8.11 Rp 145.4K
-
Taxi Start (Normal Tariff)
$2.20 NPR 338
$0.48 Rp 8,659
358.33%
Taxi (Normal Tariff) (1km)
$1.11 NPR 170
$0.42 Rp 7,532
164.29%
Taxi 1hour Waiting (Normal Tariff)
$3.62 NPR 556
$6.22 Rp 111.6K
-41.80%
Gasoline (1 liter)
$1.22 NPR 187
$0.81 Rp 14.6K
50.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1K NPR 4.9M
$26.6K Rp 477.4M
20.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.2K NPR 6.3M
$32.2K Rp 577.4M
27.87%
🧾 Monthly Utilities & Internet
Narayangarh, Chitwan
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$33.51 NPR 5,148
$78.4 Rp 1.4M
-57.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.85 NPR 745
$4.07 Rp 73.0K
19.16%
Internet (50+ Mbps, Unlimited Data)
$9.37 NPR 1,439
$24.33 Rp 436.4K
-61.49%
🎉 Sport & Entertainment
Narayangarh, Chitwan
Ubud, Bali
Difference
Gym Membership (Monthly)
$18.45 NPR 2,835
$98.6 Rp 1.8M
-81.29%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.7K
-
Cinema Ticket
$3.23 NPR 496
$3.99 Rp 71.5K
-19.05%
🧸 Childcare & Education
Narayangarh, Chitwan
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$90.5 NPR 13.9K
$305 Rp 5.5M
-70.34%
International Primary School, 1 Child (Yearly)
$3,823 NPR 587.2K
$6,642 Rp 119.2M
-42.45%
👕👟 Clothing & Footwear
Narayangarh, Chitwan
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$24.80 NPR 3,809
$54.1 Rp 971.2K
-54.19%
Summer Dress (H&M, Zara, etc)
$28.49 NPR 4,376
$37.81 Rp 678.2K
-24.65%
Sport Shoes (Adidas, Nike)
$57.5 NPR 8,829
$86.8 Rp 1.6M
-33.82%
Men's Leather Business Shoes
$39.91 NPR 6,130
$76.4 Rp 1.4M
-47.73%
🏠 Accommodation & Living
Narayangarh, Chitwan
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$104 NPR 16.0K
$992 Rp 17.8M
-89.49%
1-bedroom Apartment, Outside City Center (Monthly)
$64.7 NPR 9,940
$673 Rp 12.1M
-90.38%
3-bedroom Apartment, City Center (Monthly)
$206 NPR 31.6K
$3,375 Rp 60.5M
-93.91%
3-bedroom Apartment, Outside City Center (Monthly)
$145 NPR 22.3K
$2,050 Rp 36.8M
-92.91%
Buy Apartment in City Center (m2)
-
$2,805 Rp 50.3M
-
Buy Apartment Outside City Center (m2)
-
$2,227 Rp 39.9M
-
💵 Salaries & Financials
Narayangarh, Chitwan
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
12.08
13.28
-9.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Narayangarh, Chitwan: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $104 in Narayangarh, Chitwan and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $9.00 in Narayangarh, Chitwan vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $151 vs $297 per month, with Narayangarh, Chitwan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Narayangarh, Chitwan vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Narayangarh, Chitwan or Ubud, Bali?
Narayangarh, Chitwan wins on cost – living expenses run 240% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Narayangarh, Chitwan the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Narayangarh, Chitwan and in Ubud, Bali?
You'd need roughly $622 in Narayangarh, Chitwan and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Narayangarh, Chitwan compared to Ubud, Bali?
Rent for a central apartment: $104 in Narayangarh, Chitwan versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Narayangarh, Chitwan or in Ubud, Bali?
Supermarket bills run roughly 97% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Narayangarh, Chitwan compared to Ubud, Bali?
All in, you'll spend $415 per month in Narayangarh, Chitwan versus $1,408 in Ubud, Bali – a 240% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Narayangarh, Chitwan or in Ubud, Bali?
At $415 in Narayangarh, Chitwan versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Narayangarh, Chitwan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Narayangarh, Chitwan the clear choice for anyone on this budget.
Which city is better for digital nomads, Narayangarh, Chitwan or Ubud, Bali?
Both work as nomad bases, but Narayangarh, Chitwan delivers better value – similar infrastructure at $415 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Narayangarh, Chitwan hard to pass up.
How safe is Narayangarh, Chitwan compared to Ubud, Bali?
Safety-wise, Narayangarh, Chitwan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Narayangarh, Chitwan gentler on the wallet – expenses run 240% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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