Cost of Living Comparison Between Narayangarh, Chitwan and Ubud, Bali Cost of Living Comparison Between Narayangarh, Chitwan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $338 in Narayangarh, Chitwan versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $535 in Narayangarh, Chitwan versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $732 in Narayangarh, Chitwan versus $3,273 in Ubud, Bali.

Living in Narayangarh, Chitwan costs roughly 76% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Narayangarh, Chitwan is 75% below, Ubud, Bali is 2% above.

Currency
🍽 Eating Out
Narayangarh, Chitwan
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.00 NPR 303
$3.37 Rp 59.5K
-40.65%
Three-Course Dinner for Two, Mid-Range
$9.69 NPR 1,465
$38.59 Rp 680.3K
-74.89%
Fast Food Meal (McDonalds, etc)
$5.12 NPR 775
$5.52 Rp 97.3K
-7.25%
Cappuccino
$1.61 NPR 243
$2.64 Rp 46.6K
-39.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.61 NPR 92.1
$1.67 Rp 29.5K
-63.47%
Water (0.33 liter bottle)
$0.13 NPR 20.17
$0.77 Rp 13.6K
-83.12%
Local Beer (0.5 liter draught)
$1.96 NPR 296
$2.63 Rp 46.4K
-25.48%
Imported Beer (0.33 liter bottle)
$2.25 NPR 340
$4.28 Rp 75.5K
-47.43%
🛒 Groceries & Markets
Narayangarh, Chitwan
Ubud, Bali
Difference
Milk (1 liter)
$0.76 NPR 116
$1.55 Rp 27.3K
-50.97%
White Bread (500g)
$0.58 NPR 88.4
$2.22 Rp 39.2K
-73.87%
Rice (white) (1kg)
$0.67 NPR 102
$1.13 Rp 19.8K
-40.71%
Eggs
$1.69 NPR 255
$2.09 Rp 36.8K
-19.14%
Local Cheese (1kg)
$7.34 NPR 1,110
$17.39 Rp 306.6K
-57.79%
Chicken Fillets (1kg)
$3.42 NPR 517
$3.87 Rp 68.2K
-11.63%
Beef Round Steak (1kg)
$5.49 NPR 831
$12.55 Rp 221.2K
-56.25%
Apples (1kg)
$2.06 NPR 312
$3.62 Rp 63.8K
-43.09%
Banana (1kg)
$0.80 NPR 121
$1.56 Rp 27.5K
-48.72%
Oranges (1kg)
$1.39 NPR 211
$2.35 Rp 41.5K
-40.85%
Tomato (1kg)
$0.54 NPR 82.2
$2.06 Rp 36.2K
-73.79%
Potato (1kg)
$0.38 NPR 57.2
$1.90 Rp 33.5K
-80.00%
Onion (1kg)
$0.55 NPR 82.6
$2.34 Rp 41.2K
-76.50%
Lettuce (1 head)
$0.46 NPR 68.9
$1.03 Rp 18.2K
-55.34%
Water (1.5 liter bottle)
$0.25 NPR 37.86
$0.55 Rp 9,779
-54.55%
Cigarettes 20 Pack (Marlboro, Camel)
$1.93 NPR 291
$2.25 Rp 39.7K
-14.22%
Wine (Bottle)
$7.87 NPR 1,191
$23.81 Rp 419.7K
-66.95%
Local Beer (0.5 liter bottle)
$2.32 NPR 351
$2.31 Rp 40.8K
0.43%
Imported Beer (0.33 liter bottle)
$2.97 NPR 449
$2.80 Rp 49.4K
6.07%
🚌 Getting Around
Narayangarh, Chitwan
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,802
-
Public Transport Monthly Pass (Regular Price)
-
$8.66 Rp 152.7K
-
Taxi Start (Normal Tariff)
$2.01 NPR 304
$0.48 Rp 8,489
318.75%
Taxi (Normal Tariff) (1km)
$1.34 NPR 203
$0.45 Rp 7,863
197.78%
Taxi 1hour Waiting (Normal Tariff)
$3.25 NPR 492
$5.72 Rp 100.8K
-43.18%
Gasoline (1 liter)
$1.35 NPR 204
$0.76 Rp 13.4K
77.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K NPR 4.5M
$24.5K Rp 431.6M
21.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.3K NPR 5.5M
$32.1K Rp 566.3M
12.88%
🧾 Monthly Utilities & Internet
Narayangarh, Chitwan
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$31.49 NPR 4,764
$83.6 Rp 1.5M
-62.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.40 NPR 514
$6.46 Rp 113.8K
-47.37%
Internet (50+ Mbps, Unlimited Data)
$8.01 NPR 1,212
$18.99 Rp 334.8K
-57.82%
🎉 Sport & Entertainment
Narayangarh, Chitwan
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$56.0 Rp 986.8K
-
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 328.2K
-
Cinema Ticket
$2.88 NPR 436
$4.28 Rp 75.5K
-32.71%
🧸 Childcare & Education
Narayangarh, Chitwan
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$65.3 NPR 9,883
$487 Rp 8.6M
-86.57%
International Primary School, 1 Child (Yearly)
$4,846 NPR 733.1K
$5,856 Rp 103.2M
-17.25%
👕👟 Clothing & Footwear
Narayangarh, Chitwan
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$27.01 NPR 4,087
$45.56 Rp 803.2K
-40.72%
Summer Dress (H&M, Zara, etc)
$28.89 NPR 4,371
$36.38 Rp 641.4K
-20.59%
Sport Shoes (Adidas, Nike)
$67.2 NPR 10.2K
$82.0 Rp 1.4M
-18.00%
Men's Leather Business Shoes
$29.85 NPR 4,516
$80.4 Rp 1.4M
-62.87%
🏠 Accommodation & Living
Narayangarh, Chitwan
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,117 Rp 19.7M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$701 Rp 12.4M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,537 Rp 62.4M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,762 Rp 31.1M
-
Buy Apartment in City Center (m2)
-
$2,826 Rp 49.8M
-
Buy Apartment Outside City Center (m2)
-
$2,292 Rp 40.4M
-
💵 Salaries & Financials
Narayangarh, Chitwan
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$170 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.72
13.78
-29.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Narayangarh, Chitwan: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

Dining out: $10.00 in Narayangarh, Chitwan vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $142 vs $293 per month, with Narayangarh, Chitwan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Narayangarh, Chitwan vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Narayangarh, Chitwan or Ubud, Bali?
Narayangarh, Chitwan wins on cost – living expenses run 313% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Narayangarh, Chitwan the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Narayangarh, Chitwan and in Ubud, Bali?
You'd need roughly $507 in Narayangarh, Chitwan and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Are groceries more expensive in Narayangarh, Chitwan or in Ubud, Bali?
Supermarket bills run roughly 106% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Narayangarh, Chitwan compared to Ubud, Bali?
All in, you'll spend $338 per month in Narayangarh, Chitwan versus $1,396 in Ubud, Bali – a 313% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Narayangarh, Chitwan or in Ubud, Bali?
At $338 in Narayangarh, Chitwan versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Narayangarh, Chitwan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Narayangarh, Chitwan the clear choice for anyone on this budget.
Which city is better for digital nomads, Narayangarh, Chitwan or Ubud, Bali?
Both work as nomad bases, but Narayangarh, Chitwan delivers better value – similar infrastructure at $338 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Narayangarh, Chitwan hard to pass up.
How safe is Narayangarh, Chitwan compared to Ubud, Bali?
Safety-wise, Narayangarh, Chitwan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Narayangarh, Chitwan gentler on the wallet – expenses run 313% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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