Last update: Oct 2026

Cost of Living Comparison Between Narayangarh, Chitwan and Ubud, Bali

For one person, living is cheaper in Narayangarh, Chitwan: $351 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Narayangarh, Chitwan
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Narayangarh, Chitwan Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Narayangarh, Chitwan

🇳🇵 Nepal

$351

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Narayangarh, Chitwan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Narayangarh, Chitwan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $351 in Narayangarh, Chitwan versus $1,368 in Ubud, Bali.

Narayangarh, Chitwan $351
Ubud, Bali $1,368

Estimated couple costs with rent: $552 in Narayangarh, Chitwan versus $2,314 in Ubud, Bali.

Narayangarh, Chitwan $552
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $753 in Narayangarh, Chitwan versus $3,260 in Ubud, Bali.

Narayangarh, Chitwan $753
Ubud, Bali $3,260

Living in Narayangarh, Chitwan costs roughly 74% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Narayangarh, Chitwan is 74% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$1.98 NPR 301

$3.33 Rp 59.9K

-40.54%

Three-Course Dinner for Two, Mid-Range

$10.07 NPR 1,531

$35.18 Rp 633.2K

-71.38%

Fast Food Meal (McDonalds, etc)

$5.10 NPR 775

$5.80 Rp 104.5K

-12.07%

Cappuccino

$1.55 NPR 235

$2.73 Rp 49.1K

-43.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 NPR 77.2

$1.64 Rp 29.5K

-68.90%

Water (0.33 liter bottle)

$0.14 NPR 21.90

$0.83 Rp 15.0K

-83.13%

Local Beer (0.5 liter draught)

$2.01 NPR 306

$2.70 Rp 48.6K

-25.56%

Imported Beer (0.33 liter bottle)

$2.27 NPR 344

$4.30 Rp 77.4K

-47.21%

Milk (1 liter)

$0.77 NPR 117

$1.50 Rp 27.1K

-48.67%

White Bread (500g)

$0.59 NPR 89.4

$2.30 Rp 41.4K

-74.35%

Rice (white) (1kg)

$0.64 NPR 97.1

$1.18 Rp 21.2K

-45.76%

Eggs

$1.72 NPR 261

$2.14 Rp 38.6K

-19.63%

Local Cheese (1kg)

$7.16 NPR 1,087

$17.48 Rp 314.6K

-59.04%

Chicken Fillets (1kg)

$3.04 NPR 463

$4.03 Rp 72.5K

-24.57%

Beef Round Steak (1kg)

$6.05 NPR 919

$12.23 Rp 220.1K

-50.53%

Apples (1kg)

$2.07 NPR 314

$3.55 Rp 63.9K

-41.69%

Banana (1kg)

$0.82 NPR 124

$1.57 Rp 28.3K

-47.77%

Oranges (1kg)

$1.40 NPR 213

$2.24 Rp 40.2K

-37.50%

Tomato (1kg)

$0.57 NPR 87.1

$1.93 Rp 34.7K

-70.47%

Potato (1kg)

$0.38 NPR 57.1

$1.88 Rp 33.9K

-79.79%

Onion (1kg)

$0.50 NPR 76.6

$2.29 Rp 41.3K

-78.17%

Lettuce (1 head)

$0.45 NPR 68.6

$0.99 Rp 17.9K

-54.55%

Water (1.5 liter bottle)

$0.24 NPR 36.68

$0.53 Rp 9,475

-54.72%

Cigarettes 20 Pack (Marlboro, Camel)

$1.93 NPR 293

$2.28 Rp 41.1K

-15.35%

Wine (Bottle)

$8.04 NPR 1,222

$23.01 Rp 414.2K

-65.06%

Local Beer (0.5 liter bottle)

$2.20 NPR 334

$2.34 Rp 42.2K

-5.98%

Imported Beer (0.33 liter bottle)

$2.99 NPR 455

$2.91 Rp 52.4K

2.75%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.84 NPR 280

$0.48 Rp 8,684

283.33%

Taxi (Normal Tariff) (1km)

$1.15 NPR 174

$0.46 Rp 8,233

150.00%

Taxi 1hour Waiting (Normal Tariff)

$3.31 NPR 503

$5.45 Rp 98.2K

-39.27%

Gasoline (1 liter)

$1.34 NPR 204

$0.88 Rp 15.9K

52.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K NPR 4.4M

$24.6K Rp 442.2M

19.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.5K NPR 5.4M

$31.2K Rp 561.4M

13.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.57 NPR 4,796

$83.0 Rp 1.5M

-61.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.49 NPR 530

$6.45 Rp 116.0K

-45.89%

Internet (50+ Mbps, Unlimited Data)

$8.98 NPR 1,365

$18.57 Rp 334.2K

-51.64%

Gym Membership (Monthly)

$19.96 NPR 3,033

$55.8 Rp 1.0M

-64.24%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$2.96 NPR 450

$4.38 Rp 78.9K

-32.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$64.8 NPR 9,838

$493 Rp 8.9M

-86.87%

International Primary School, 1 Child (Yearly)

$5,571 NPR 846.5K

$5,754 Rp 103.6M

-3.17%

Jeans (Levis 501 Or Similar)

$25.46 NPR 3,869

$46.19 Rp 831.4K

-44.88%

Summer Dress (H&M, Zara, etc)

$26.80 NPR 4,072

$35.33 Rp 636.0K

-24.14%

Sport Shoes (Adidas, Nike)

$62.9 NPR 9,552

$79.1 Rp 1.4M

-20.51%

Men's Leather Business Shoes

$28.64 NPR 4,352

$78.4 Rp 1.4M

-63.46%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.72

13.78

-29.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Narayangarh, Chitwan: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Narayangarh, Chitwan

$141 40.4%

Ubud, Bali

$290 21.2% 105% $149

Eating Out

Narayangarh, Chitwan

$67 19.1%

Ubud, Bali

$109 8% 62.6% $42

Clothing & Footwear

Narayangarh, Chitwan

$65 18.5%

Ubud, Bali

$108 7.9% 66.2% $43

Monthly Utilities & Internet

Narayangarh, Chitwan

$44 12.6%

Ubud, Bali

$108 7.9% 145% $64

Sport & Entertainment

Narayangarh, Chitwan

$26 7.4%

Ubud, Bali

$65 4.7% 150% $39

Getting Around

Narayangarh, Chitwan

$7.6 * 2.2%

Ubud, Bali

$13 0.9% 65.6% $5

Accommodation & Living

Narayangarh, Chitwan

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $10.00 in Narayangarh, Chitwan vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $141 vs $290 per month, with Narayangarh, Chitwan cheaper across the board.

Good to know

🇳🇵 Narayangarh, Chitwan

🇮🇩 Ubud, Bali

🕒 Local time

12:11 12:11 PM

14:26 2:26 PM

2 h 15 min ahead of Narayangarh, Chitwan

🌤 Weather

👥 Population

74,800

💱 Currency

Nepalese Rupee NPR रु

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NPR – Nepalese Rupee Converter

🇺🇸 United States Dollar ($)

🇳🇵 Nepalese Rupee (रु)

Nepalese Rupee exchange rates as of October 20, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to NPR in detail →

On the map

Lowest

Highest

Between locations

Narayangarh, Chitwan Ubud, Bali 5,220 km ≈ 7 h nonstop flight

From you

Narayangarh, Chitwan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Narayangarh, Chitwan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Narayangarh, Chitwan wins on cost – living expenses run 290% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Narayangarh, Chitwan the obvious pick if budget is a priority.

You'd need roughly $526 in Narayangarh, Chitwan and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 105% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $351 per month in Narayangarh, Chitwan versus $1,368 in Ubud, Bali – a 290% gap that adds up to real savings over time for anyone picking the cheaper option.

At $351 in Narayangarh, Chitwan versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Narayangarh, Chitwan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Narayangarh, Chitwan the clear choice for anyone on this budget.

Both work as nomad bases, but Narayangarh, Chitwan delivers better value – similar infrastructure at $351 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Narayangarh, Chitwan hard to pass up.

Safety-wise, Narayangarh, Chitwan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Narayangarh, Chitwan gentler on the wallet – expenses run 290% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.