Cost of Living Comparison Between Ubud, Bali and Napa, CA Cost of Living Comparison Between Ubud, Bali and Napa, CA

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $4,082 in Napa, CA.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $6,303 in Napa, CA.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $8,524 in Napa, CA.

Living in Ubud, Bali costs roughly 66% less than in Napa, CA, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Napa, CA 196% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$22.20 $22.20

-85.00%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$98.1 $98.1

-63.50%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$13.98 $13.98

-59.73%

Cappuccino

$2.82 Rp 49.7K

$5.58 $5.58

-49.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$3.17 $3.17

-44.79%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$2.35 $2.35

-65.96%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$8.17 $8.17

-62.79%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$7.48 $7.48

-42.51%

Milk (1 liter)

$1.61 Rp 28.3K

$1.39 $1.39

15.83%

White Bread (500g)

$2.27 Rp 39.9K

$4.50 $4.50

-49.56%

Rice (white) (1kg)

$1.17 Rp 20.6K

$5.07 $5.07

-76.92%

Eggs

$2.17 Rp 38.2K

$4.99 $4.99

-56.51%

Local Cheese (1kg)

$17.63 Rp 310.5K

$16.92 $16.92

4.20%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$15.92 $15.92

-74.56%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$14.67 $14.67

-16.97%

Apples (1kg)

$3.62 Rp 63.7K

$6.36 $6.36

-43.08%

Banana (1kg)

$1.64 Rp 28.8K

$2.14 $2.14

-23.36%

Oranges (1kg)

$2.31 Rp 40.6K

$4.46 $4.46

-48.21%

Tomato (1kg)

$1.96 Rp 34.5K

$6.96 $6.96

-71.84%

Potato (1kg)

$1.84 Rp 32.5K

$2.14 $2.14

-14.02%

Onion (1kg)

$2.37 Rp 41.7K

$3.07 $3.07

-22.80%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.83 $2.83

-62.90%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$2.29 $2.29

-76.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$12.21 $12.21

-81.16%

Wine (Bottle)

$23.08 Rp 406.4K

$15.02 $15.02

53.66%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.70 $1.70

37.65%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.48 $3.48

-11.78%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$4.25 $4.25

-88.47%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.97 $1.97

-76.14%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$38.48 $38.48

-85.45%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.37 $1.37

-40.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$33.5K $33.5K

-25.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$25.4K $25.4K

22.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$234 $234

-64.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$57.9 $57.9

-88.79%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$62.7 $62.7

-70.05%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$249 $249

-77.80%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$15.28 $15.28

-71.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$995 $995

-50.33%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$30.5K $30.5K

-80.61%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$49.28 $49.28

-6.09%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$40.30 $40.30

-9.58%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$79.1 $79.1

1.98%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$122 $122

-35.54%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$2,792 $2,792

-60.10%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$2,523 $2,523

-72.52%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$4,915 $4,915

-25.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$4,954 $4,954

-65.44%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$8,251 $8,251

-66.54%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$7,832 $7,832

-70.73%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$4,800 $4,800

-96.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.45

113.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Napa, CA: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $2,792 in Napa, CA. Housing cost is often the main lever when comparing two cities.

Napa, CA pays 2773% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $98.0 in Napa, CA for a mid-range dinner for two. Groceries echo the gap at $294 vs $468 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Napa, CA: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 196% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2773% lower in Napa, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $2,792 in Napa, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $995 in Napa, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $98.0 in Napa, CA. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,378 in Ubud, Bali versus $4,082 in Napa, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Napa, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Napa, CA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Napa, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 196% less than in Napa, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.