Cost of Living Comparison Between Napa, CA and Ubud, Bali Cost of Living Comparison Between Napa, CA and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $4,189 in Napa, CA versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $6,594 in Napa, CA versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $8,999 in Napa, CA versus $3,723 in Ubud, Bali.

Living in Napa, CA is roughly 201% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Napa, CA 215% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$24.53 $24.53

$3.57 Rp 64.6K

587.11%

Three-Course Dinner for Two, Mid-Range

$102 $102

$32.32 Rp 584.4K

214.67%

Fast Food Meal (McDonalds, etc)

$13.77 $13.77

$5.01 Rp 90.5K

174.85%

Cappuccino

$6.01 $6.01

$2.82 Rp 51.1K

113.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.20 $3.20

$1.35 Rp 24.4K

137.04%

Water (0.33 liter bottle)

$2.27 $2.27

$0.73 Rp 13.2K

210.96%

Local Beer (0.5 liter draught)

$7.99 $7.99

$2.93 Rp 53.0K

172.70%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$3.94 Rp 71.2K

104.31%

Milk (1 liter)

$1.44 $1.44

$1.78 Rp 32.2K

-19.10%

White Bread (500g)

$5.20 $5.20

$2.45 Rp 44.3K

112.24%

Rice (white) (1kg)

$6.14 $6.14

$1.15 Rp 20.8K

433.91%

Eggs

$4.94 $4.94

$2.41 Rp 43.7K

104.98%

Local Cheese (1kg)

$19.21 $19.21

$14.33 Rp 259.1K

34.05%

Chicken Fillets (1kg)

$14.88 $14.88

$4.19 Rp 75.7K

255.13%

Beef Round Steak (1kg)

$12.08 $12.08

$12.06 Rp 218.1K

0.17%

Apples (1kg)

$7.15 $7.15

$3.64 Rp 65.8K

96.43%

Banana (1kg)

$2.18 $2.18

$1.57 Rp 28.3K

38.85%

Oranges (1kg)

$5.17 $5.17

$2.79 Rp 50.4K

85.30%

Tomato (1kg)

$7.13 $7.13

$2.24 Rp 40.5K

218.30%

Potato (1kg)

$2.26 $2.26

$1.98 Rp 35.8K

14.14%

Onion (1kg)

$1.08 $1.08

$2.28 Rp 41.2K

-52.63%

Lettuce (1 head)

$2.83 $2.83

$1.05 Rp 19.1K

169.52%

Water (1.5 liter bottle)

$2.77 $2.77

$0.79 Rp 14.2K

250.63%

Cigarettes 20 Pack (Marlboro, Camel)

$13.94 $13.94

$3.19 Rp 57.7K

336.99%

Wine (Bottle)

$15.33 $15.33

$23.49 Rp 424.8K

-34.74%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.90 Rp 52.4K

-42.07%

Imported Beer (0.33 liter bottle)

$3.37 $3.37

$2.76 Rp 49.8K

22.10%

One-way Ticket (Public Transport)

$4.46 $4.46

$0.27 Rp 4,821

1551.85%

Public Transport Monthly Pass (Regular Price)

$40.34 $40.34

$8.37 Rp 151.3K

381.96%

Taxi Start (Normal Tariff)

$4.03 $4.03

$0.45 Rp 8,180

795.56%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$0.46 Rp 8,311

308.70%

Taxi 1hour Waiting (Normal Tariff)

$39.29 $39.29

$6.07 Rp 109.7K

547.28%

Gasoline (1 liter)

$1.26 $1.26

$0.86 Rp 15.6K

46.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K $32.6K

$26.6K Rp 480.7M

22.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$32.5K Rp 588.6M

-19.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$79.0 Rp 1.4M

179.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.1 $64.1

$4.09 Rp 74.0K

1466.26%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$23.85 Rp 431.2K

183.82%

Gym Membership (Monthly)

$250 $250

$98.8 Rp 1.8M

153.22%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$15.23 $15.23

$4.01 Rp 72.5K

279.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$982 $982

$297 Rp 5.4M

230.27%

International Primary School, 1 Child (Yearly)

$29.6K $29.6K

$6,602 Rp 119.4M

348.73%

Jeans (Levis 501 Or Similar)

$61.4 $61.4

$53.4 Rp 966.0K

14.95%

Summer Dress (H&M, Zara, etc)

$40.43 $40.43

$38.11 Rp 689.2K

6.09%

Sport Shoes (Adidas, Nike)

$102 $102

$88.7 Rp 1.6M

15.05%

Men's Leather Business Shoes

$118 $118

$76.6 Rp 1.4M

54.28%

1-bedroom Apartment, City Center (Monthly)

$2,749 $2,749

$1,020 Rp 18.4M

169.56%

1-bedroom Apartment, Outside City Center (Monthly)

$2,475 $2,475

$680 Rp 12.3M

263.85%

3-bedroom Apartment, City Center (Monthly)

$4,727 $4,727

$3,469 Rp 62.7M

36.27%

3-bedroom Apartment, Outside City Center (Monthly)

$4,933 $4,933

$2,090 Rp 37.8M

136.05%

Buy Apartment in City Center (m2)

$8,154 $8,154

$2,729 Rp 49.3M

198.79%

Buy Apartment Outside City Center (m2)

$7,864 $7,864

$2,295 Rp 41.5M

242.62%

Average Monthly Net Salary (After Tax)

$4,954 $4,954

$164 Rp 3.0M

2926.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

13.28

-52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napa, CA: July 25, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,749 in Napa, CA and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Napa, CA pays 2927% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $102 in Napa, CA vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $483 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Napa, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear, Monthly Utilities & Internet. The 201% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2927% higher in Napa, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,749 in Napa, CA versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $982 in Napa, CA versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 62% higher in Napa, CA. For households that cook at home regularly, that difference adds up over a month.

At $1,392 in Ubud, Bali versus $4,189 in Napa, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Napa, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Napa, CA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Napa, CA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 201% less than in Napa, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.