Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nanyuki

For one person, living is cheaper in Nanyuki: $606 a month against $1,368 in Ubud, Bali, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Nanyuki
🇰🇪 Kenya
$606
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nanyuki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nanyuki actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $606 in Nanyuki.

  • Ubud, Bali $1,368
  • Nanyuki $606

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,014 in Nanyuki.

  • Ubud, Bali $2,314
  • Nanyuki $1,014

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,422 in Nanyuki.

  • Ubud, Bali $3,260
  • Nanyuki $1,422

Living in Ubud, Bali is roughly 126% more expensive than in Nanyuki, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Nanyuki is 55% below.

Currency
🍽 Eating Out
Ubud, Bali
Nanyuki
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$6.47 KES 838
-48.53%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$34.36 KES 4,455
2.39%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$6.46 KES 838
-10.22%
Cappuccino
$2.73 Rp 49.1K
$2.65 KES 343
3.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$0.67 KES 86.3
144.78%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$0.57 KES 73.5
45.61%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$2.25 KES 291
20.00%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$2.64 KES 342
62.88%
🛒 Groceries & Markets
Ubud, Bali
Nanyuki
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$0.92 KES 119
63.04%
White Bread (500g)
$2.30 Rp 41.4K
$0.56 KES 72.9
310.71%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.13 KES 147
4.42%
Eggs
$2.14 Rp 38.6K
$1.70 KES 221
25.88%
Local Cheese (1kg)
$17.48 Rp 314.6K
$10.69 KES 1,386
63.52%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$6.40 KES 830
-37.03%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$6.17 KES 800
98.22%
Apples (1kg)
$3.55 Rp 63.9K
$3.27 KES 423
8.56%
Banana (1kg)
$1.57 Rp 28.3K
$1.09 KES 141
44.04%
Oranges (1kg)
$2.24 Rp 40.2K
$1.95 KES 253
14.87%
Tomato (1kg)
$1.93 Rp 34.7K
$1.11 KES 143
73.87%
Potato (1kg)
$1.88 Rp 33.9K
$1.12 KES 145
67.86%
Onion (1kg)
$2.29 Rp 41.3K
$1.04 KES 135
120.19%
Lettuce (1 head)
$0.99 Rp 17.9K
$0.74 KES 95.4
33.78%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$0.75 KES 96.8
-29.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$3.51 KES 455
-35.04%
Wine (Bottle)
$23.01 Rp 414.2K
$11.59 KES 1,502
98.53%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$2.22 KES 288
5.41%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$2.81 KES 365
3.56%
🚌 Getting Around
Ubud, Bali
Nanyuki
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
-
-
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$1.57 KES 204
-69.43%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$1.57 KES 204
-70.70%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$2.98 KES 386
82.89%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.59 KES 206
-44.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$21.9K KES 2.8M
12.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$20.5K KES 2.7M
52.17%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nanyuki
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$56.2 KES 7,288
47.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$14.87 KES 1,927
-56.62%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$34.63 KES 4,489
-46.38%
🎉 Sport & Entertainment
Ubud, Bali
Nanyuki
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
-
-
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
-
-
Cinema Ticket
$4.38 Rp 78.9K
$7.54 KES 977
-41.91%
🧸 Childcare & Education
Ubud, Bali
Nanyuki
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$253 KES 32.8K
95.06%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$12.1K KES 1.6M
-52.50%
👕👟 Clothing & Footwear
Ubud, Bali
Nanyuki
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$27.78 KES 3,601
66.27%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$29.61 KES 3,838
19.32%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$70.9 KES 9,186
11.63%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$58.9 KES 7,630
33.20%
🏠 Accommodation & Living
Ubud, Bali
Nanyuki
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$78.2 KES 10.1K
1361.84%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$64.9 KES 8,408
941.87%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$233 KES 30.2K
1403.87%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$192 KES 24.9K
786.29%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
-
-
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
-
-
💵 Salaries & Financials
Ubud, Bali
Nanyuki
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$116 KES 15.1K
41.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
14.71
-6.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Nanyuki: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Nanyuki
$65 90.4% $611
Groceries & Markets
Ubud, Bali
$290
Nanyuki
$202 30.4% $88
Eating Out
Ubud, Bali
$109
Nanyuki
$124 14.3% $16
Monthly Utilities & Internet
Ubud, Bali
$108
Nanyuki
$106 2.1% $2.3
Clothing & Footwear
Ubud, Bali
$108
Nanyuki
$84 21.7% $23
Sport & Entertainment
Ubud, Bali
$65
Nanyuki
$15 * 76.7% $50
Getting Around
Ubud, Bali
$13
Nanyuki
$9.4 * 24.9% $3.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $78.2 in Nanyuki. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 41% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $34.00 in Nanyuki for a mid-range dinner for two. Groceries echo the gap at $290 vs $202 per month, with Nanyuki cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇰🇪 Nanyuki
🕒 Local time
19:40 7:40 PM
14:40 2:40 PM
5 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
32,000
💱 Currency
Exchange rates and currency converter

KES, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

On the map
Between locations
  • Ubud, Bali Nanyuki 8,710 km ≈ 11 h nonstop flight
From you
  • Ubud, Bali
  • Nanyuki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nanyuki: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Nanyuki?
Nanyuki wins on cost – living expenses run 126% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nanyuki the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Nanyuki?
Average pay runs 41% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Nanyuki?
Rent for a central apartment: $1,142 in Ubud, Bali versus $78.2 in Nanyuki. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Nanyuki?
Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Nanyuki?
All in, you'll spend $1,368 per month in Ubud, Bali versus $606 in Nanyuki – a 126% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Nanyuki?
At $606 in Nanyuki versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Nanyuki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nanyuki the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Nanyuki?
Both work as nomad bases, but Nanyuki delivers better value – similar infrastructure at $606 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nanyuki hard to pass up.
How safe is Ubud, Bali compared to Nanyuki?
Safety-wise, Ubud, Bali and Nanyuki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Nanyuki gentler on the wallet – expenses run 126% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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