Cost of Living Comparison Between Ubud, Bali and Nanjing Cost of Living Comparison Between Ubud, Bali and Nanjing

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $838 in Nanjing.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,314 in Nanjing.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,791 in Nanjing.

Living in Ubud, Bali is roughly 68% more expensive than in Nanjing, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Nanjing is 37% below.

Currency
🍽 Eating Out
Ubud, Bali
Nanjing
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$2.86 ¥19.32
20.63%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$22.34 ¥151
44.76%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$4.79 ¥32.36
1.04%
Cappuccino
$2.75 Rp 49.4K
$3.17 ¥21.45
-13.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$0.41 ¥2.77
236.59%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$0.26 ¥1.76
188.46%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$0.86 ¥5.81
247.67%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$2.04 ¥13.76
88.73%
🛒 Groceries & Markets
Ubud, Bali
Nanjing
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$2.31 ¥15.62
-24.68%
White Bread (500g)
$2.46 Rp 44.2K
$2.16 ¥14.57
13.89%
Rice (white) (1kg)
$1.17 Rp 21.0K
$0.83 ¥5.59
40.96%
Eggs
$2.43 Rp 43.7K
$1.54 ¥10.39
57.79%
Local Cheese (1kg)
$14.50 Rp 260.6K
$8.92 ¥60.3
62.56%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$2.73 ¥18.46
59.34%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$9.14 ¥61.8
31.07%
Apples (1kg)
$3.72 Rp 66.8K
$2.22 ¥15.02
67.57%
Banana (1kg)
$1.63 Rp 29.2K
$1.38 ¥9.33
18.12%
Oranges (1kg)
$2.74 Rp 49.3K
$1.61 ¥10.86
70.19%
Tomato (1kg)
$2.24 Rp 40.3K
$1.15 ¥7.78
94.78%
Potato (1kg)
$1.92 Rp 34.5K
$0.86 ¥5.83
123.26%
Onion (1kg)
$2.28 Rp 40.9K
$0.97 ¥6.58
135.05%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.87 ¥5.87
21.84%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$0.61 ¥4.12
18.03%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$3.58 ¥24.22
-8.10%
Wine (Bottle)
$23.19 Rp 416.8K
$13.08 ¥88.4
77.29%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$0.92 ¥6.24
202.17%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$1.49 ¥10.04
83.22%
🚌 Getting Around
Ubud, Bali
Nanjing
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$0.27 ¥1.82
-
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
$27.63 ¥187
-70.65%
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$1.56 ¥10.57
-69.23%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$0.36 ¥2.41
16.67%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$8.27 ¥55.9
-24.79%
Gasoline (1 liter)
$0.81 Rp 14.6K
$1.17 ¥7.90
-30.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$17.4K ¥117.6K
52.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$14.6K ¥98.8K
120.14%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nanjing
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$42.14 ¥285
85.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$11.04 ¥74.6
-63.13%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$11.01 ¥74.4
120.98%
🎉 Sport & Entertainment
Ubud, Bali
Nanjing
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$26.17 ¥177
276.81%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
$28.55 ¥193
-77.79%
Cinema Ticket
$3.99 Rp 71.6K
$5.47 ¥36.96
-27.06%
🧸 Childcare & Education
Ubud, Bali
Nanjing
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$410 ¥2,768
-25.54%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$18.5K ¥125.0K
-64.10%
👕👟 Clothing & Footwear
Ubud, Bali
Nanjing
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$42.77 ¥289
26.58%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$32.33 ¥218
16.95%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$69.3 ¥468
25.40%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$84.4 ¥570
-9.53%
🏠 Accommodation & Living
Ubud, Bali
Nanjing
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$428 ¥2,891
131.83%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$308 ¥2,080
118.50%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$888 ¥6,000
280.09%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$552 ¥3,729
271.55%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
$5,328 ¥36.0K
-47.36%
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
$3,074 ¥20.8K
-27.56%
💵 Salaries & Financials
Ubud, Bali
Nanjing
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$1,341 ¥9,063
-87.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.87
243.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Nanjing: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $428 in Nanjing. Housing cost is often the main lever when comparing two cities.

Nanjing pays 703% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $22.00 in Nanjing for a mid-range dinner for two. Groceries echo the gap at $297 vs $203 per month, with Nanjing cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nanjing: Cost of Living - Frequently Asked Questions
Is Nanjing cheaper than Ubud, Bali?
Nanjing is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 68% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Nanjing?
On paper, salaries run 703% lower in Nanjing. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Nanjing?
Rent for a central apartment: $992 in Ubud, Bali versus $428 in Nanjing. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or in Nanjing?
Dining out is cheaper in Nanjing – a meal for two runs $22.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali and in Nanjing?
All in, you'll spend $1,408 per month in Ubud, Bali versus $838 in Nanjing – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Ubud, Bali or in Nanjing?
At $838 in Nanjing versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Nanjing but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nanjing the clear choice for anyone on this budget.
Is Ubud, Bali or Nanjing more family-friendly?
For families, Nanjing is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Nanjing?
Safety-wise, Ubud, Bali and Nanjing are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nanjing gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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