Cost of Living Comparison Between Ubud, Bali and Nanjing Cost of Living Comparison Between Ubud, Bali and Nanjing

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $830 in Nanjing.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,302 in Nanjing.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,773 in Nanjing.

Living in Ubud, Bali is roughly 71% more expensive than Nanjing, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Nanjing is 38% below.

Currency
🍽 Eating Out
Ubud, Bali
Nanjing
Difference
Meal at Budget Restaurant
$3.56 Rp 63.9K
$2.72 ¥18.42
30.88%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 586.8K
$22.36 ¥151
46.38%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.7K
$4.80 ¥32.48
3.13%
Cappuccino
$2.71 Rp 48.6K
$3.12 ¥21.15
-13.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.1K
$0.45 ¥3.03
197.78%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$0.24 ¥1.62
191.67%
Local Beer (0.5 liter draught)
$2.92 Rp 52.3K
$0.82 ¥5.58
256.10%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.9K
$2.06 ¥13.93
92.23%
🛒 Groceries & Markets
Ubud, Bali
Nanjing
Difference
Milk (1 liter)
$1.81 Rp 32.4K
$2.33 ¥15.76
-22.32%
White Bread (500g)
$2.52 Rp 45.1K
$2.16 ¥14.65
16.67%
Rice (white) (1kg)
$1.16 Rp 20.8K
$0.77 ¥5.22
50.65%
Eggs
$2.46 Rp 44.1K
$1.49 ¥10.12
65.10%
Local Cheese (1kg)
$14.71 Rp 263.7K
$9.23 ¥62.5
59.37%
Chicken Fillets (1kg)
$4.32 Rp 77.4K
$2.75 ¥18.63
57.09%
Beef Round Steak (1kg)
$12.14 Rp 217.5K
$8.96 ¥60.6
35.49%
Apples (1kg)
$3.84 Rp 68.8K
$2.22 ¥15.02
72.97%
Banana (1kg)
$1.56 Rp 27.9K
$1.42 ¥9.63
9.86%
Oranges (1kg)
$2.83 Rp 50.8K
$1.63 ¥11.04
73.62%
Tomato (1kg)
$2.33 Rp 41.7K
$1.20 ¥8.12
94.17%
Potato (1kg)
$1.91 Rp 34.3K
$0.92 ¥6.23
107.61%
Onion (1kg)
$2.20 Rp 39.5K
$0.91 ¥6.17
141.76%
Lettuce (1 head)
$1.01 Rp 18.2K
$0.83 ¥5.59
21.69%
Water (1.5 liter bottle)
$0.78 Rp 13.9K
$0.57 ¥3.86
36.84%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.4K
$3.52 ¥23.82
-5.68%
Wine (Bottle)
$23.74 Rp 425.5K
$13.05 ¥88.3
81.92%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.0K
$0.92 ¥6.20
203.26%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.3K
$1.51 ¥10.20
89.40%
🚌 Getting Around
Ubud, Bali
Nanjing
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,819
$0.27 ¥1.82
-
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.9K
$27.67 ¥187
-70.98%
Taxi Start (Normal Tariff)
$0.46 Rp 8,181
$1.57 ¥10.60
-70.70%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,068
$0.36 ¥2.43
25.00%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.3K
$8.41 ¥56.9
-27.47%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.13 ¥7.61
-30.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 468.8M
$17.0K ¥114.8K
54.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 575.8M
$14.7K ¥99.2K
119.12%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nanjing
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$42.34 ¥287
88.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.9K
$10.72 ¥72.6
-62.13%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 421.6K
$10.92 ¥73.9
115.38%
🎉 Sport & Entertainment
Ubud, Bali
Nanjing
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$26.44 ¥179
273.30%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.8K
$29.37 ¥199
-77.43%
Cinema Ticket
$4.15 Rp 74.3K
$5.41 ¥36.65
-23.29%
🧸 Childcare & Education
Ubud, Bali
Nanjing
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$406 ¥2,748
-25.14%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.5M
$18.5K ¥125.0K
-64.19%
👕👟 Clothing & Footwear
Ubud, Bali
Nanjing
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 995.6K
$42.23 ¥286
31.52%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 686.7K
$33.05 ¥224
15.92%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$67.2 ¥455
31.81%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$84.6 ¥573
-7.96%
🏠 Accommodation & Living
Ubud, Bali
Nanjing
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$425 ¥2,880
136.55%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$300 ¥2,029
125.24%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.7M
$911 ¥6,169
277.67%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.6M
$541 ¥3,664
276.80%
Buy Apartment in City Center (m2)
$2,841 Rp 50.9M
$5,311 ¥35.9K
-46.50%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.6M
$3,154 ¥21.3K
-28.22%
💵 Salaries & Financials
Ubud, Bali
Nanjing
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$1,388 ¥9,395
-88.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.87
243.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Nanjing: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $425 in Nanjing. Housing cost is often the main lever when comparing two cities.

Nanjing pays 740% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $22.00 in Nanjing for a mid-range dinner for two. Groceries echo the gap at $302 vs $203 per month, with Nanjing cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nanjing: Cost of Living - Frequently Asked Questions
Is Nanjing cheaper than Ubud, Bali?
Nanjing is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 71% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Nanjing?
On paper, Nanjing earns 740% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Nanjing?
Rent for a central apartment: $1,006 in Ubud, Bali versus $425 in Nanjing. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or Nanjing?
Dining out is cheaper in Nanjing – a meal for two runs $22.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali vs Nanjing?
All in, you'll spend $1,419 per month in Ubud, Bali versus $830 in Nanjing – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Ubud, Bali or Nanjing?
At $830 in Nanjing versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Nanjing but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nanjing the clear choice for anyone on this budget.
Is Ubud, Bali or Nanjing more family-friendly?
For families, Nanjing is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Nanjing?
Safety-wise, Ubud, Bali and Nanjing are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nanjing gentler on the wallet – expenses run 71% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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