Cost of Living Comparison Between Nanjing and Ubud, Bali Cost of Living Comparison Between Nanjing and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $838 in Nanjing versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,314 in Nanjing versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,791 in Nanjing versus $3,763 in Ubud, Bali.

Living in Nanjing costs roughly 41% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Nanjing is 37% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$2.86 ¥19.32

$3.45 Rp 62.1K

-17.10%

Three-Course Dinner for Two, Mid-Range

$22.34 ¥151

$32.34 Rp 581.1K

-30.92%

Fast Food Meal (McDonalds, etc)

$4.79 ¥32.36

$4.84 Rp 87.1K

-1.03%

Cappuccino

$3.17 ¥21.45

$2.75 Rp 49.4K

15.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ¥2.77

$1.38 Rp 24.9K

-70.29%

Water (0.33 liter bottle)

$0.26 ¥1.76

$0.75 Rp 13.5K

-65.33%

Local Beer (0.5 liter draught)

$0.86 ¥5.81

$2.99 Rp 53.8K

-71.24%

Imported Beer (0.33 liter bottle)

$2.04 ¥13.76

$3.85 Rp 69.2K

-47.01%

Milk (1 liter)

$2.31 ¥15.62

$1.74 Rp 31.2K

32.76%

White Bread (500g)

$2.16 ¥14.57

$2.46 Rp 44.2K

-12.20%

Rice (white) (1kg)

$0.83 ¥5.59

$1.17 Rp 21.0K

-29.06%

Eggs

$1.54 ¥10.39

$2.43 Rp 43.7K

-36.63%

Local Cheese (1kg)

$8.92 ¥60.3

$14.50 Rp 260.6K

-38.48%

Chicken Fillets (1kg)

$2.73 ¥18.46

$4.35 Rp 78.2K

-37.24%

Beef Round Steak (1kg)

$9.14 ¥61.8

$11.98 Rp 215.3K

-23.71%

Apples (1kg)

$2.22 ¥15.02

$3.72 Rp 66.8K

-40.32%

Banana (1kg)

$1.38 ¥9.33

$1.63 Rp 29.2K

-15.34%

Oranges (1kg)

$1.61 ¥10.86

$2.74 Rp 49.3K

-41.24%

Tomato (1kg)

$1.15 ¥7.78

$2.24 Rp 40.3K

-48.66%

Potato (1kg)

$0.86 ¥5.83

$1.92 Rp 34.5K

-55.21%

Onion (1kg)

$0.97 ¥6.58

$2.28 Rp 40.9K

-57.46%

Lettuce (1 head)

$0.87 ¥5.87

$1.06 Rp 19.1K

-17.92%

Water (1.5 liter bottle)

$0.61 ¥4.12

$0.72 Rp 12.9K

-15.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 ¥24.22

$3.29 Rp 59.0K

8.81%

Wine (Bottle)

$13.08 ¥88.4

$23.19 Rp 416.8K

-43.60%

Local Beer (0.5 liter bottle)

$0.92 ¥6.24

$2.78 Rp 49.9K

-66.91%

Imported Beer (0.33 liter bottle)

$1.49 ¥10.04

$2.73 Rp 49.1K

-45.42%

One-way Ticket (Public Transport)

$0.27 ¥1.82

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$27.63 ¥187

$8.11 Rp 145.7K

240.69%

Taxi Start (Normal Tariff)

$1.56 ¥10.57

$0.48 Rp 8,675

225.00%

Taxi (Normal Tariff) (1km)

$0.36 ¥2.41

$0.42 Rp 7,545

-14.29%

Taxi 1hour Waiting (Normal Tariff)

$8.27 ¥55.9

$6.22 Rp 111.8K

32.96%

Gasoline (1 liter)

$1.17 ¥7.90

$0.81 Rp 14.6K

44.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ¥117.6K

$26.6K Rp 478.2M

-34.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.6K ¥98.8K

$32.2K Rp 578.5M

-54.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.14 ¥285

$78.4 Rp 1.4M

-46.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ¥74.6

$4.07 Rp 73.1K

171.25%

Internet (50+ Mbps, Unlimited Data)

$11.01 ¥74.4

$24.33 Rp 437.1K

-54.75%

Gym Membership (Monthly)

$26.17 ¥177

$98.6 Rp 1.8M

-73.46%

Tennis Court (1 Hour on Weekend)

$28.55 ¥193

$6.34 Rp 113.9K

350.32%

Cinema Ticket

$5.47 ¥36.96

$3.99 Rp 71.6K

37.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$410 ¥2,768

$305 Rp 5.5M

34.29%

International Primary School, 1 Child (Yearly)

$18.5K ¥125.0K

$6,642 Rp 119.4M

178.58%

Jeans (Levis 501 Or Similar)

$42.77 ¥289

$54.1 Rp 972.9K

-21.00%

Summer Dress (H&M, Zara, etc)

$32.33 ¥218

$37.81 Rp 679.4K

-14.49%

Sport Shoes (Adidas, Nike)

$69.3 ¥468

$86.8 Rp 1.6M

-20.26%

Men's Leather Business Shoes

$84.4 ¥570

$76.4 Rp 1.4M

10.53%

1-bedroom Apartment, City Center (Monthly)

$428 ¥2,891

$992 Rp 17.8M

-56.87%

1-bedroom Apartment, Outside City Center (Monthly)

$308 ¥2,080

$673 Rp 12.1M

-54.23%

3-bedroom Apartment, City Center (Monthly)

$888 ¥6,000

$3,375 Rp 60.7M

-73.69%

3-bedroom Apartment, Outside City Center (Monthly)

$552 ¥3,729

$2,050 Rp 36.8M

-73.09%

Buy Apartment in City Center (m2)

$5,328 ¥36.0K

$2,805 Rp 50.4M

89.97%

Buy Apartment Outside City Center (m2)

$3,074 ¥20.8K

$2,227 Rp 40.0M

38.05%

Average Monthly Net Salary (After Tax)

$1,341 ¥9,063

$167 Rp 3.0M

703.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.87

13.28

-70.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nanjing: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $428 in Nanjing and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nanjing pays 703% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Nanjing vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $203 vs $297 per month, with Nanjing cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nanjing vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nanjing is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 68% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 703% higher in Nanjing, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $428 in Nanjing versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nanjing – a meal for two runs $22.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $838 per month in Nanjing versus $1,408 in Ubud, Bali – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

At $838 in Nanjing versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Nanjing but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nanjing the clear choice for anyone on this budget.

For families, Nanjing is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nanjing and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nanjing gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.