Last update: Oct 2026

Cost of Living Comparison Between Nanjing and Ubud, Bali

For one person, living is cheaper in Nanjing: $846 a month against $1,353 in Ubud, Bali, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Nanjing
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Nanjing Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nanjing

🇨🇳 China

$846

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Nanjing and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nanjing and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $846 in Nanjing versus $1,353 in Ubud, Bali.

Nanjing $846
Ubud, Bali $1,353

Estimated couple costs with rent: $1,333 in Nanjing versus $2,297 in Ubud, Bali.

Nanjing $1,333
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,820 in Nanjing versus $3,241 in Ubud, Bali.

Nanjing $1,820
Ubud, Bali $3,241

Living in Nanjing costs roughly 37% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Nanjing is 38% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.81 ¥25.50

$3.23 Rp 58.1K

17.96%

Three-Course Dinner for Two, Mid-Range

$22.14 ¥148

$34.88 Rp 627.8K

-36.53%

Fast Food Meal (McDonalds, etc)

$4.79 ¥32.03

$5.70 Rp 102.5K

-15.96%

Cappuccino

$3.04 ¥20.32

$2.62 Rp 47.1K

16.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ¥3.34

$1.72 Rp 31.0K

-70.93%

Water (0.33 liter bottle)

$0.27 ¥1.81

$0.81 Rp 14.6K

-66.67%

Local Beer (0.5 liter draught)

$1.52 ¥10.17

$2.65 Rp 47.7K

-42.64%

Imported Beer (0.33 liter bottle)

$2.20 ¥14.68

$4.37 Rp 78.6K

-49.66%

Milk (1 liter)

$2.17 ¥14.48

$1.57 Rp 28.3K

38.22%

White Bread (500g)

$2.14 ¥14.30

$2.19 Rp 39.5K

-2.28%

Rice (white) (1kg)

$0.91 ¥6.11

$1.18 Rp 21.2K

-22.88%

Eggs

$1.30 ¥8.71

$2.16 Rp 38.8K

-39.81%

Local Cheese (1kg)

$10.68 ¥71.4

$17.65 Rp 317.7K

-39.49%

Chicken Fillets (1kg)

$3.04 ¥20.36

$3.78 Rp 68.0K

-19.58%

Beef Round Steak (1kg)

$8.64 ¥57.8

$11.95 Rp 215.1K

-27.70%

Apples (1kg)

$2.06 ¥13.78

$3.60 Rp 64.8K

-42.78%

Banana (1kg)

$1.23 ¥8.26

$1.59 Rp 28.6K

-22.64%

Oranges (1kg)

$1.79 ¥11.99

$2.31 Rp 41.6K

-22.51%

Tomato (1kg)

$1.10 ¥7.37

$1.91 Rp 34.3K

-42.41%

Potato (1kg)

$0.89 ¥5.97

$1.78 Rp 32.1K

-50.00%

Onion (1kg)

$0.97 ¥6.46

$2.33 Rp 41.9K

-58.37%

Lettuce (1 head)

$0.95 ¥6.37

$1.00 Rp 18.0K

-5.00%

Water (1.5 liter bottle)

$0.56 ¥3.71

$0.53 Rp 9,509

5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 ¥25.17

$2.29 Rp 41.1K

64.19%

Wine (Bottle)

$13.41 ¥89.7

$22.07 Rp 397.3K

-39.24%

Local Beer (0.5 liter bottle)

$0.95 ¥6.34

$2.35 Rp 42.2K

-59.57%

Imported Beer (0.33 liter bottle)

$1.49 ¥9.98

$2.98 Rp 53.6K

-50.00%

One-way Ticket (Public Transport)

$0.31 ¥2.10

$0.23 Rp 4,112

34.78%

Public Transport Monthly Pass (Regular Price)

$30.18 ¥202

$8.90 Rp 160.2K

239.10%

Taxi Start (Normal Tariff)

$1.68 ¥11.21

$0.47 Rp 8,466

257.45%

Taxi (Normal Tariff) (1km)

$0.38 ¥2.57

$0.43 Rp 7,737

-11.63%

Taxi 1hour Waiting (Normal Tariff)

$8.90 ¥59.5

$5.47 Rp 98.4K

62.71%

Gasoline (1 liter)

$1.35 ¥9.01

$0.83 Rp 14.9K

62.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.2K ¥128.3K

$23.9K Rp 429.8M

-19.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.4K ¥116.1K

$32.8K Rp 590.1M

-47.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.5 ¥371

$80.0 Rp 1.4M

-30.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.92 ¥53.0

$6.56 Rp 118.1K

20.73%

Internet (50+ Mbps, Unlimited Data)

$7.09 ¥47.42

$18.60 Rp 334.8K

-61.88%

Gym Membership (Monthly)

$28.56 ¥191

$54.1 Rp 974.1K

-47.23%

Tennis Court (1 Hour on Weekend)

$34.80 ¥233

$18.28 Rp 329.0K

90.37%

Cinema Ticket

$5.84 ¥39.03

$4.25 Rp 76.5K

37.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,508 ¥10.1K

$493 Rp 8.9M

206.12%

International Primary School, 1 Child (Yearly)

$22.7K ¥152.0K

$5,597 Rp 100.7M

306.12%

Jeans (Levis 501 Or Similar)

$43.37 ¥290

$45.58 Rp 820.4K

-4.85%

Summer Dress (H&M, Zara, etc)

$34.01 ¥227

$34.96 Rp 629.4K

-2.72%

Sport Shoes (Adidas, Nike)

$64.4 ¥431

$77.7 Rp 1.4M

-17.10%

Men's Leather Business Shoes

$88.6 ¥592

$78.5 Rp 1.4M

12.79%

1-bedroom Apartment, City Center (Monthly)

$524 ¥3,501

$1,131 Rp 20.4M

-53.73%

1-bedroom Apartment, Outside City Center (Monthly)

$295 ¥1,974

$673 Rp 12.1M

-56.13%

3-bedroom Apartment, City Center (Monthly)

$1,117 ¥7,467

$3,613 Rp 65.0M

-69.09%

3-bedroom Apartment, Outside City Center (Monthly)

$558 ¥3,732

$1,702 Rp 30.6M

-67.20%

Buy Apartment in City Center (m2)

$5,105 ¥34.1K

$2,717 Rp 48.9M

87.86%

Buy Apartment Outside City Center (m2)

$3,140 ¥21.0K

$2,241 Rp 40.3M

40.13%

Average Monthly Net Salary (After Tax)

$1,410 ¥9,430

$166 Rp 3.0M

747.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.42

13.78

-75.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nanjing: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nanjing

$295 34.9%

Ubud, Bali

$673 49.7% 128% $378

Groceries & Markets

Nanjing

$205 24.2%

Ubud, Bali

$287 21.2% 40% $82

Clothing & Footwear

Nanjing

$104 12.3%

Ubud, Bali

$107 7.9% 2.8% $2.9

Eating Out

Nanjing

$96 11.4%

Ubud, Bali

$106 7.9% 10.4% $10

Monthly Utilities & Internet

Nanjing

$70 8.3%

Ubud, Bali

$105 7.8% 49.2% $35

Sport & Entertainment

Nanjing

$40 4.8%

Ubud, Bali

$63 4.6% 55.6% $22

Getting Around

Nanjing

$35 4.1%

Ubud, Bali

$12 0.9% 64.5% $23

Cost Breakdown

A one-bedroom apartment in the center runs $524 in Nanjing and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nanjing pays 748% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Nanjing vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $205 vs $287 per month, with Nanjing cheaper across the board.

Good to know

🇨🇳 Nanjing

🇮🇩 Ubud, Bali

🕒 Local time

18:51 6:51 PM

Same time as Nanjing

🌤 Weather

👥 Population

9,314,685

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CNY in detail →

On the map

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Highest

Between locations

Nanjing Ubud, Bali 4,520 km ≈ 6 h nonstop flight

From you

Nanjing
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nanjing vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nanjing is cheaper overall, especially in groceries, clothing, and eating out. The 60% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 748% higher in Nanjing, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $524 in Nanjing versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nanjing – a meal for two runs $22.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $846 per month in Nanjing versus $1,353 in Ubud, Bali – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

At $846 in Nanjing versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Nanjing but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nanjing the clear choice for anyone on this budget.

For families, Nanjing is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nanjing and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nanjing gentler on the wallet – expenses run 60% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.