Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nam Dinh

For one person, living is cheaper in Nam Dinh: $799 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
38

Cost of Living Index in Nam Dinh
Learn more

Nam Dinh Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Nam Dinh

🇻🇳 Vietnam

$799

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nam Dinh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nam Dinh actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $799 in Nam Dinh, rent included.

Ubud, Bali $1,349
Nam Dinh $799

A couple spends around $2,305 per month in Ubud, Bali vs $1,286 in Nam Dinh, rent included.

Ubud, Bali $2,305
Nam Dinh $1,286

A family of three spends $3,261 per month in Ubud, Bali vs $1,772 in Nam Dinh, rent included.

Ubud, Bali $3,261
Nam Dinh $1,772

Ubud, Bali costs about 69% more than Nam Dinh, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.06 ₫53.3K

61.17%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$22.94 ₫593.1K

55.36%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.36 ₫112.7K

26.83%

Cappuccino

$2.72 Rp 49.4K

$1.94 ₫50.2K

40.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.48 ₫12.4K

254.17%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.31 ₫7,905

145.16%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.11 ₫28.6K

138.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$1.94 ₫50.3K

125.77%

Milk (1 liter)

$1.49 Rp 27.1K

$1.52 ₫39.3K

-1.97%

White Bread (500g)

$2.28 Rp 41.4K

$1.11 ₫28.6K

105.41%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.75 ₫19.5K

58.67%

Eggs

$2.04 Rp 37.0K

$1.51 ₫39.1K

35.10%

Local Cheese (1kg)

$17.70 Rp 321.9K

$12.15 ₫314.2K

45.68%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.79 ₫98.0K

4.49%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$9.74 ₫251.8K

25.15%

Apples (1kg)

$3.66 Rp 66.5K

$3.35 ₫86.6K

9.25%

Banana (1kg)

$1.52 Rp 27.6K

$1.08 ₫27.9K

40.74%

Oranges (1kg)

$2.23 Rp 40.5K

$1.38 ₫35.6K

61.59%

Tomato (1kg)

$1.97 Rp 35.9K

$1.15 ₫29.8K

71.30%

Potato (1kg)

$1.85 Rp 33.6K

$0.94 ₫24.4K

96.81%

Onion (1kg)

$2.42 Rp 44.1K

$1.09 ₫28.2K

122.02%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.58 ₫15.1K

70.69%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.52 ₫13.5K

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.38 ₫35.7K

60.87%

Wine (Bottle)

$22.24 Rp 404.4K

$12.43 ₫321.2K

78.92%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.90 ₫23.4K

151.11%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.67 ₫43.3K

77.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.32 ₫8,170

-21.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$6.63 ₫171.4K

17.95%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$0.79 ₫20.4K

-44.30%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.56 ₫14.6K

-23.21%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$2.35 ₫60.8K

130.21%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.97 ₫24.9K

-15.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$30.8K ₫796.8M

-22.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$28.7K ₫742.8M

10.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$85.6 ₫2.2M

-7.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$5.30 ₫137.1K

21.70%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$8.61 ₫222.5K

115.80%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$23.61 ₫610.4K

109.57%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$7.83 ₫202.5K

125.42%

Cinema Ticket

$4.27 Rp 77.7K

$4.74 ₫122.5K

-9.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$186 ₫4.8M

164.06%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$13.8K ₫357.6M

-58.99%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$48.02 ₫1.2M

-7.04%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$26.14 ₫675.9K

33.70%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$84.7 ₫2.2M

-5.68%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$78.3 ₫2.0M

1.43%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$404 ₫10.5M

178.15%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$282 ₫7.3M

137.93%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$816 ₫21.1M

336.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$629 ₫16.3M

174.11%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,265 ₫58.5M

20.62%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,197 ₫30.9M

90.83%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.28

66.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Nam Dinh: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Nam Dinh

$282 35.3% 58% $389

Groceries & Markets

Ubud, Bali

$288 21.4%

Nam Dinh

$201 25.1% 30.4% $88

Eating Out

Ubud, Bali

$108 8%

Nam Dinh

$65 8.2% 39.2% $42

Clothing & Footwear

Ubud, Bali

$108 8%

Nam Dinh

$107 13.4% 0.7% $0.8

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Nam Dinh

$100 12.5% 4.4% $4.6

Sport & Entertainment

Ubud, Bali

$58 4.3%

Nam Dinh

$33 4.1% 43% $25

Getting Around

Ubud, Bali

$11 0.9%

Nam Dinh

$12 1.4% 0.7% $0.1

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $404 in Nam Dinh. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $23 in Nam Dinh. Monthly groceries follow the same trend: $288 vs $201 – making Nam Dinh the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇻🇳 Nam Dinh

🕒 Local time

14:29 2:29 PM

13:29 1:29 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

179,229

💱 Currency

Indonesian Rupiah IDR Rp

Vietnamese Dong VND ₫

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100,000 VND = 3.87 USD

100,000 VND = 3.47 EUR

Exchange rates and currency converter

VND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Vietnamese Dong exchange rates as of October 29, 2026: 1 USD = 25,852 VND (100,000 VND = 3.87 USD). 1 EUR = 28,779 VND (100,000 VND = 3.47 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Nam Dinh 3,370 km ≈ 4 h 45 min nonstop flight

From you

Ubud, Bali
Nam Dinh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nam Dinh: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 69%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,199 in Nam Dinh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nam Dinh, especially for central apartments: a one-bedroom in the center costs $404 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $799 in Nam Dinh. That makes Nam Dinh about 41% cheaper.

Public transport costs about 15% less in Nam Dinh. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Nam Dinh, where all-in costs run around $799, than in Ubud, Bali at $1,349. In Nam Dinh it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nam Dinh – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Nam Dinh is the easier option financially – housing and daily costs are lower, and overall it costs about 41% less, which matters a lot on a fixed budget or early-career salary.