Last update: Oct 2026

Cost of Living Comparison Between Nam Dinh and Ubud, Bali

For one person, living is cheaper in Nam Dinh: $799 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Nam Dinh
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Nam Dinh Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nam Dinh

🇻🇳 Vietnam

$799

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Nam Dinh and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nam Dinh and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $799 per month in Nam Dinh vs $1,349 in Ubud, Bali, rent included.

Nam Dinh $799
Ubud, Bali $1,349

A couple spends around $1,286 per month in Nam Dinh vs $2,305 in Ubud, Bali, rent included.

Nam Dinh $1,286
Ubud, Bali $2,305

A family of three spends $1,772 per month in Nam Dinh vs $3,261 in Ubud, Bali, rent included.

Nam Dinh $1,772
Ubud, Bali $3,261

Nam Dinh is about 41% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.06 ₫53.3K

$3.32 Rp 60.4K

-37.95%

Three-Course Dinner for Two, Mid-Range

$22.94 ₫593.1K

$35.64 Rp 648.1K

-35.63%

Fast Food Meal (McDonalds, etc)

$4.36 ₫112.7K

$5.53 Rp 100.6K

-21.16%

Cappuccino

$1.94 ₫50.2K

$2.72 Rp 49.4K

-28.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₫12.4K

$1.70 Rp 30.9K

-71.76%

Water (0.33 liter bottle)

$0.31 ₫7,905

$0.76 Rp 13.8K

-59.21%

Local Beer (0.5 liter draught)

$1.11 ₫28.6K

$2.65 Rp 48.3K

-58.11%

Imported Beer (0.33 liter bottle)

$1.94 ₫50.3K

$4.38 Rp 79.7K

-55.71%

Milk (1 liter)

$1.52 ₫39.3K

$1.49 Rp 27.1K

2.01%

White Bread (500g)

$1.11 ₫28.6K

$2.28 Rp 41.4K

-51.32%

Rice (white) (1kg)

$0.75 ₫19.5K

$1.19 Rp 21.6K

-36.97%

Eggs

$1.51 ₫39.1K

$2.04 Rp 37.0K

-25.98%

Local Cheese (1kg)

$12.15 ₫314.2K

$17.70 Rp 321.9K

-31.36%

Chicken Fillets (1kg)

$3.79 ₫98.0K

$3.96 Rp 72.1K

-4.29%

Beef Round Steak (1kg)

$9.74 ₫251.8K

$12.19 Rp 221.7K

-20.10%

Apples (1kg)

$3.35 ₫86.6K

$3.66 Rp 66.5K

-8.47%

Banana (1kg)

$1.08 ₫27.9K

$1.52 Rp 27.6K

-28.95%

Oranges (1kg)

$1.38 ₫35.6K

$2.23 Rp 40.5K

-38.12%

Tomato (1kg)

$1.15 ₫29.8K

$1.97 Rp 35.9K

-41.62%

Potato (1kg)

$0.94 ₫24.4K

$1.85 Rp 33.6K

-49.19%

Onion (1kg)

$1.09 ₫28.2K

$2.42 Rp 44.1K

-54.96%

Lettuce (1 head)

$0.58 ₫15.1K

$0.99 Rp 18.0K

-41.41%

Water (1.5 liter bottle)

$0.52 ₫13.5K

$0.51 Rp 9,336

1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$1.38 ₫35.7K

$2.22 Rp 40.4K

-37.84%

Wine (Bottle)

$12.43 ₫321.2K

$22.24 Rp 404.4K

-44.11%

Local Beer (0.5 liter bottle)

$0.90 ₫23.4K

$2.26 Rp 41.1K

-60.18%

Imported Beer (0.33 liter bottle)

$1.67 ₫43.3K

$2.97 Rp 54.0K

-43.77%

One-way Ticket (Public Transport)

$0.32 ₫8,170

$0.25 Rp 4,564

28.00%

Public Transport Monthly Pass (Regular Price)

$6.63 ₫171.4K

$7.82 Rp 142.3K

-15.22%

Taxi Start (Normal Tariff)

$0.79 ₫20.4K

$0.44 Rp 7,992

79.55%

Taxi (Normal Tariff) (1km)

$0.56 ₫14.6K

$0.43 Rp 7,821

30.23%

Taxi 1hour Waiting (Normal Tariff)

$2.35 ₫60.8K

$5.41 Rp 98.4K

-56.56%

Gasoline (1 liter)

$0.97 ₫24.9K

$0.82 Rp 15.0K

18.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K ₫796.8M

$23.8K Rp 433.5M

29.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K ₫742.8M

$31.7K Rp 577.3M

-9.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.6 ₫2.2M

$79.1 Rp 1.4M

8.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.30 ₫137.1K

$6.45 Rp 117.2K

-17.83%

Internet (50+ Mbps, Unlimited Data)

$8.61 ₫222.5K

$18.58 Rp 337.8K

-53.66%

Gym Membership (Monthly)

$23.61 ₫610.4K

$49.48 Rp 899.8K

-52.28%

Tennis Court (1 Hour on Weekend)

$7.83 ₫202.5K

$17.65 Rp 320.9K

-55.64%

Cinema Ticket

$4.74 ₫122.5K

$4.27 Rp 77.7K

11.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$186 ₫4.8M

$491 Rp 8.9M

-62.13%

International Primary School, 1 Child (Yearly)

$13.8K ₫357.6M

$5,674 Rp 103.2M

143.82%

Jeans (Levis 501 Or Similar)

$48.02 ₫1.2M

$44.64 Rp 811.7K

7.57%

Summer Dress (H&M, Zara, etc)

$26.14 ₫675.9K

$34.95 Rp 635.6K

-25.21%

Sport Shoes (Adidas, Nike)

$84.7 ₫2.2M

$79.9 Rp 1.5M

6.02%

Men's Leather Business Shoes

$78.3 ₫2.0M

$79.4 Rp 1.4M

-1.41%

1-bedroom Apartment, City Center (Monthly)

$404 ₫10.5M

$1,125 Rp 20.5M

-64.05%

1-bedroom Apartment, Outside City Center (Monthly)

$282 ₫7.3M

$671 Rp 12.2M

-57.97%

3-bedroom Apartment, City Center (Monthly)

$816 ₫21.1M

$3,565 Rp 64.8M

-77.10%

3-bedroom Apartment, Outside City Center (Monthly)

$629 ₫16.3M

$1,723 Rp 31.3M

-63.52%

Buy Apartment in City Center (m2)

$2,265 ₫58.5M

$2,732 Rp 49.7M

-17.09%

Buy Apartment Outside City Center (m2)

$1,197 ₫30.9M

$2,284 Rp 41.5M

-47.60%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.28

13.78

-39.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nam Dinh: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nam Dinh

$282 35.3%

Ubud, Bali

$672 49.8% 138% $389

Groceries & Markets

Nam Dinh

$201 25.1%

Ubud, Bali

$288 21.4% 43.6% $88

Clothing & Footwear

Nam Dinh

$107 13.4%

Ubud, Bali

$108 8% 0.7% $0.8

Monthly Utilities & Internet

Nam Dinh

$100 12.5%

Ubud, Bali

$104 7.7% 4.6% $4.6

Eating Out

Nam Dinh

$65 8.2%

Ubud, Bali

$108 8% 64.6% $42

Sport & Entertainment

Nam Dinh

$33 4.1%

Ubud, Bali

$58 4.3% 75.4% $25

Getting Around

Nam Dinh

$12 1.4%

Ubud, Bali

$11 0.9% 0.7% $0.1

Cost Breakdown

A central one-bedroom costs $404 in Nam Dinh versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23 in Nam Dinh versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $201 vs $288 – making Nam Dinh the more affordable choice for daily food spending.

Good to know

🇻🇳 Nam Dinh

🇮🇩 Ubud, Bali

🕒 Local time

11:27 11:27 AM

12:27 12:27 PM

1 h ahead of Nam Dinh

🌤 Weather

👥 Population

179,229

74,800

💱 Currency

Vietnamese Dong VND ₫

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 VND = 3.87 USD

100,000 VND = 3.47 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 29, 2026: 1 USD = 25,852 VND (100,000 VND = 3.87 USD). 1 EUR = 28,779 VND (100,000 VND = 3.47 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to VND in detail →

On the map

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Highest

Between locations

Nam Dinh Ubud, Bali 3,370 km ≈ 4 h 45 min nonstop flight

From you

Nam Dinh
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nam Dinh vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 69%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,199 per month in Nam Dinh and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nam Dinh, especially for central apartments: a one-bedroom in the center costs $404 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $799 in Nam Dinh and $1,349 in Ubud, Bali. That makes Nam Dinh about 41% cheaper.

Public transport costs about 15% less in Nam Dinh. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Nam Dinh, where all-in costs run around $799, than in Ubud, Bali at $1,349. In Nam Dinh it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nam Dinh – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Nam Dinh is the easier option financially – housing and daily costs are lower, and overall it costs about 41% less, which matters a lot on a fixed budget or early-career salary.