Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Najran

For one person, living is cheaper in Najran: $1,238 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Najran
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Najran Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Najran

🇸🇦 Saudi Arabia

$1,238

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Najran

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Najran actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,238 in Najran, rent included.

Ubud, Bali $1,331
Najran $1,238

A couple spends around $2,255 per month in Ubud, Bali vs $1,887 in Najran, rent included.

Ubud, Bali $2,255
Najran $1,887

A family of three spends $3,180 per month in Ubud, Bali vs $2,536 in Najran, rent included.

Ubud, Bali $3,180
Najran $2,536

Ubud, Bali costs about 7% more than Najran, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Najran are more affordable than the global median – Ubud, Bali 2% lower, Najran 8% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$7.99 SAR 30.00

-57.70%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$36.76 SAR 138

-5.74%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$9.12 SAR 34.24

-38.93%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.68 SAR 6.30

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.37 SAR 5.14

Cappuccino

$2.62 Rp 47.5K

$4.49 SAR 16.84

-41.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.64 SAR 2.41

140.63%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.30 SAR 1.11

113.33%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

Milk (1 liter)

$1.46 Rp 26.5K

$2.71 SAR 10.17

-46.13%

White Bread (500g)

$2.29 Rp 41.6K

$1.25 SAR 4.69

83.20%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.28 SAR 8.55

-51.32%

Eggs

$2.10 Rp 38.1K

$2.41 SAR 9.06

-12.86%

Local Cheese (1kg)

$15.94 Rp 289.2K

$7.51 SAR 28.21

112.25%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$7.91 SAR 29.70

-50.95%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$12.77 SAR 47.91

-10.73%

Apples (1kg)

$3.55 Rp 64.4K

$2.12 SAR 7.95

67.45%

Banana (1kg)

$1.54 Rp 27.9K

$1.67 SAR 6.26

-7.78%

Oranges (1kg)

$2.23 Rp 40.5K

$1.62 SAR 6.09

37.65%

Tomato (1kg)

$1.97 Rp 35.8K

$1.61 SAR 6.03

22.36%

Potato (1kg)

$1.86 Rp 33.7K

$1.24 SAR 4.64

50.00%

Onion (1kg)

$2.42 Rp 43.9K

$1.31 SAR 4.93

84.73%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.19 SAR 4.48

-14.29%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.54 SAR 2.01

-3.70%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.00 SAR 11.25

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.82 SAR 6.83

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.02 SAR 7.59

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.44 SAR 24.19

-65.84%

Wine (Bottle)

$21.79 Rp 395.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$1.08 SAR 4.05

-76.85%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$38.45 SAR 144

-78.75%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.63 SAR 9.86

-83.27%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.94 SAR 7.27

-75.77%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$14.12 SAR 53.0

-60.34%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.54 SAR 2.04

53.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$30.9K SAR 115.9K

-20.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$23.0K SAR 86.2K

37.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$103 SAR 388

-25.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$33.14 SAR 124

-81.47%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$66.1 SAR 248

-71.37%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$77.9 SAR 292

-34.54%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$81.0 SAR 304

-77.47%

Cinema Ticket

$4.38 Rp 79.5K

$13.22 SAR 49.63

-66.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$454 SAR 1,703

8.53%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$10.6K SAR 39.6K

15.73%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$42.90 SAR 161

5.27%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$54.5 SAR 205

-36.03%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$96.7 SAR 363

-18.97%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$85.6 SAR 321

-9.06%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$544 SAR 2,040

98.25%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$390 SAR 1,463

70.63%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$937 SAR 3,518

274.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$614 SAR 2,306

171.96%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,949 SAR 7,314

20.09%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,268 SAR 4,760

76.35%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,737 SAR 6,519

-90.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.54

148.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Najran: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Najran

$390 31.5% 41.4% $275

Groceries & Markets

Ubud, Bali

$279 21%

Najran

$211 17.1% 24.4% $68

Clothing & Footwear

Ubud, Bali

$106 8%

Najran

$126 10.2% 18.4% $20

Eating Out

Ubud, Bali

$106 8%

Najran

$149 12% 40.8% $43

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Najran

$203 16.4% 97.7% $100

Sport & Entertainment

Ubud, Bali

$60 4.5%

Najran

$104 8.4% 74.6% $45

Getting Around

Ubud, Bali

$12 0.9%

Najran

$55 4.5% 361% $43

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $544 in Najran. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Najran are about 10 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $37 in Najran. Groceries tell a different story – $279 in Ubud, Bali vs $211 in Najran – so Najran wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇸🇦 Najran

🕒 Local time

11:58 11:58 AM

06:58 6:58 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

298,288

💱 Currency

Indonesian Rupiah IDR Rp

Saudi Riyal SAR ر.س

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

Exchange rates and currency converter

SAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Saudi Riyal exchange rates as of November 5, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.23 SAR (1 SAR = 0.237 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Najran 8,320 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Najran

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Najran: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 7% more than Najran, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,857 in Najran. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Najran, especially for central apartments: a one-bedroom in the center costs $544 there versus $1,078 in Ubud, Bali.

Public transport costs about 79% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $454 in Najran. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,238 in Najran. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Najran – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.