Cost of Living Comparison Between Ubud, Bali and Naivasha Cost of Living Comparison Between Ubud, Bali and Naivasha

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $593 in Naivasha.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $999 in Naivasha.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,405 in Naivasha.

Living in Ubud, Bali is roughly 143% more expensive than Naivasha, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 7% above, Naivasha is 56% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$5.31 KES 685

-32.77%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$38.46 KES 4,964

-15.29%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$7.00 KES 903

-27.57%

Cappuccino

$2.83 Rp 49.0K

$2.44 KES 315

15.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.70 KES 90.7

91.43%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.50 KES 64.7

38.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.25 KES 291

32.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.95 KES 381

30.51%

Milk (1 liter)

$1.74 Rp 30.2K

$0.94 KES 121

85.11%

White Bread (500g)

$2.54 Rp 44.0K

$0.52 KES 67.6

388.46%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.59 KES 206

-25.16%

Eggs

$2.43 Rp 42.0K

$1.68 KES 217

44.64%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.59 KES 1,496

26.49%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.79 KES 876

-38.44%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$5.68 KES 733

110.21%

Apples (1kg)

$3.69 Rp 63.9K

$3.17 KES 409

16.40%

Banana (1kg)

$1.61 Rp 27.8K

$1.05 KES 135

53.33%

Oranges (1kg)

$2.69 Rp 46.5K

$2.10 KES 271

28.10%

Tomato (1kg)

$2.33 Rp 40.4K

$1.06 KES 137

119.81%

Potato (1kg)

$1.91 Rp 33.0K

$1.07 KES 138

78.50%

Onion (1kg)

$2.19 Rp 37.9K

$1.17 KES 151

87.18%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.68 KES 88.2

55.88%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.81 KES 105

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.15 KES 406

-0.63%

Wine (Bottle)

$23.49 Rp 407.1K

$11.51 KES 1,486

104.08%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.28 KES 295

20.18%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.83 KES 365

1.77%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.52 KES 197

-70.39%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.50 KES 193

-72.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.86 KES 370

115.38%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.57 KES 202

-46.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$21.8K KES 2.8M

20.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$20.2K KES 2.6M

60.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$34.07 KES 4,398

130.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$16.95 KES 2,188

-76.70%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$39.34 KES 5,077

-37.98%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$6.04 KES 780

-33.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$200 KES 25.8K

51.61%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$8,196 KES 1.1M

-20.42%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$17.94 KES 2,315

200.11%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$23.99 KES 3,096

58.32%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$64.8 KES 8,360

33.95%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$57.5 KES 7,416

37.24%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$114 KES 14.7K

785.81%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$77.6 KES 10.0K

769.70%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$228 KES 29.5K

1385.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$184 KES 23.7K

1040.77%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$757 KES 97.8K

294.04%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.84

-10.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Naivasha: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $114 in Naivasha. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $38.00 in Naivasha. Groceries flip the comparison at $298 vs $207, with Naivasha cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naivasha: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 143% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $890 in Naivasha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $114 in Naivasha. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $200 in Naivasha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $38.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $593 in Naivasha versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Naivasha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Naivasha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 143% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.