Cost of Living Comparison Between Ubud, Bali and Naivasha Cost of Living Comparison Between Ubud, Bali and Naivasha

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $584 in Naivasha.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $996 in Naivasha.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $1,408 in Naivasha.

Living in Ubud, Bali is roughly 139% more expensive than in Naivasha, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Naivasha is 56% below.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$5.49 KES 711

-38.07%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$39.35 KES 5,098

-17.71%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$6.70 KES 868

-25.37%

Cappuccino

$2.82 Rp 50.3K

$2.48 KES 322

13.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$0.70 KES 90.3

97.14%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.50 KES 64.6

46.00%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$2.36 KES 306

26.27%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$2.82 KES 365

40.78%

Milk (1 liter)

$1.79 Rp 32.0K

$0.92 KES 119

94.57%

White Bread (500g)

$2.46 Rp 43.9K

$0.53 KES 68.0

364.15%

Rice (white) (1kg)

$1.20 Rp 21.4K

$1.59 KES 205

-24.53%

Eggs

$2.39 Rp 42.6K

$1.63 KES 211

46.63%

Local Cheese (1kg)

$14.40 Rp 256.6K

$11.60 KES 1,502

24.14%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$6.83 KES 884

-37.34%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$5.76 KES 746

105.21%

Apples (1kg)

$3.78 Rp 67.4K

$3.15 KES 408

20.00%

Banana (1kg)

$1.63 Rp 29.1K

$1.09 KES 141

49.54%

Oranges (1kg)

$2.80 Rp 49.9K

$2.08 KES 270

34.62%

Tomato (1kg)

$2.26 Rp 40.3K

$1.06 KES 137

113.21%

Potato (1kg)

$2.00 Rp 35.6K

$1.08 KES 140

85.19%

Onion (1kg)

$2.21 Rp 39.4K

$1.12 KES 145

97.32%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.65 KES 83.8

64.62%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.76 KES 99.0

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$3.18 KES 412

-1.57%

Wine (Bottle)

$23.81 Rp 424.4K

$11.58 KES 1,500

105.61%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$2.25 KES 292

26.22%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$2.68 KES 347

3.73%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$1.52 KES 197

-70.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$1.58 KES 205

-72.78%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$2.96 KES 383

102.03%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.53 KES 199

-47.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$21.7K KES 2.8M

19.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$20.2K KES 2.6M

57.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$33.91 KES 4,394

138.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$16.93 KES 2,193

-75.55%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$39.45 KES 5,111

-38.86%

Gym Membership (Monthly)

$97.8 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

Cinema Ticket

$4.04 Rp 71.9K

$6.13 KES 794

-34.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$204 KES 26.4K

45.68%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$7,965 KES 1.0M

-17.26%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$17.91 KES 2,320

207.87%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$23.84 KES 3,089

61.54%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$66.5 KES 8,609

29.60%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$57.0 KES 7,389

36.68%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$114 KES 14.8K

763.33%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$77.2 KES 10.0K

760.67%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$231 KES 29.9K

1393.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$183 KES 23.7K

1014.90%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$758 KES 98.2K

273.20%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.84

-10.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Naivasha: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $114 in Naivasha. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $39.00 in Naivasha. Groceries flip the comparison at $299 vs $206, with Naivasha cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naivasha: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 139% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,091 in Ubud, Bali and $875 in Naivasha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $985 in Ubud, Bali versus $114 in Naivasha. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $204 in Naivasha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $39.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $584 in Naivasha versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Naivasha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Naivasha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 139% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.