Cost of Living Comparison Between Naivasha and Ubud, Bali Cost of Living Comparison Between Naivasha and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $583 in Naivasha versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $973 in Naivasha versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,364 in Naivasha versus $3,723 in Ubud, Bali.

Living in Naivasha costs roughly 58% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Naivasha is 56% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$5.37 KES 695

$3.57 Rp 64.6K

50.42%

Three-Course Dinner for Two, Mid-Range

$39.34 KES 5,084

$32.32 Rp 584.4K

21.72%

Fast Food Meal (McDonalds, etc)

$6.95 KES 898

$5.01 Rp 90.5K

38.72%

Cappuccino

$2.44 KES 315

$2.82 Rp 51.1K

-13.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.72 KES 93.0

$1.35 Rp 24.4K

-46.67%

Water (0.33 liter bottle)

$0.53 KES 68.5

$0.73 Rp 13.2K

-27.40%

Local Beer (0.5 liter draught)

$2.33 KES 302

$2.93 Rp 53.0K

-20.48%

Imported Beer (0.33 liter bottle)

$2.94 KES 380

$3.94 Rp 71.2K

-25.38%

Milk (1 liter)

$0.92 KES 118

$1.78 Rp 32.2K

-48.31%

White Bread (500g)

$0.56 KES 72.6

$2.45 Rp 44.3K

-77.14%

Rice (white) (1kg)

$1.65 KES 213

$1.15 Rp 20.8K

43.48%

Eggs

$1.62 KES 210

$2.41 Rp 43.7K

-32.78%

Local Cheese (1kg)

$11.55 KES 1,493

$14.33 Rp 259.1K

-19.40%

Chicken Fillets (1kg)

$6.77 KES 875

$4.19 Rp 75.7K

61.58%

Beef Round Steak (1kg)

$5.45 KES 705

$12.06 Rp 218.1K

-54.81%

Apples (1kg)

$3.04 KES 393

$3.64 Rp 65.8K

-16.48%

Banana (1kg)

$1.04 KES 135

$1.57 Rp 28.3K

-33.76%

Oranges (1kg)

$2.17 KES 280

$2.79 Rp 50.4K

-22.22%

Tomato (1kg)

$1.04 KES 135

$2.24 Rp 40.5K

-53.57%

Potato (1kg)

$1.04 KES 134

$1.98 Rp 35.8K

-47.47%

Onion (1kg)

$1.12 KES 145

$2.28 Rp 41.2K

-50.88%

Lettuce (1 head)

$0.65 KES 83.5

$1.05 Rp 19.1K

-38.10%

Water (1.5 liter bottle)

$0.80 KES 103

$0.79 Rp 14.2K

1.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.11 KES 402

$3.19 Rp 57.7K

-2.51%

Wine (Bottle)

$11.70 KES 1,512

$23.49 Rp 424.8K

-50.19%

Local Beer (0.5 liter bottle)

$2.26 KES 292

$2.90 Rp 52.4K

-22.07%

Imported Beer (0.33 liter bottle)

$2.70 KES 349

$2.76 Rp 49.8K

-2.17%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$1.59 KES 206

$0.45 Rp 8,180

253.33%

Taxi (Normal Tariff) (1km)

$1.58 KES 204

$0.46 Rp 8,311

243.48%

Taxi 1hour Waiting (Normal Tariff)

$2.97 KES 383

$6.07 Rp 109.7K

-51.07%

Gasoline (1 liter)

$1.53 KES 198

$0.86 Rp 15.6K

77.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K KES 2.8M

$26.6K Rp 480.7M

-19.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K KES 2.6M

$32.5K Rp 588.6M

-39.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.40 KES 4,446

$79.0 Rp 1.4M

-56.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.70 KES 2,158

$4.09 Rp 74.0K

308.31%

Internet (50+ Mbps, Unlimited Data)

$40.06 KES 5,178

$23.85 Rp 431.2K

67.97%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$6.24 KES 807

$4.01 Rp 72.5K

55.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$205 KES 26.5K

$297 Rp 5.4M

-30.99%

International Primary School, 1 Child (Yearly)

$7,904 KES 1.0M

$6,602 Rp 119.4M

19.73%

Jeans (Levis 501 Or Similar)

$18.03 KES 2,331

$53.4 Rp 966.0K

-66.25%

Summer Dress (H&M, Zara, etc)

$23.62 KES 3,052

$38.11 Rp 689.2K

-38.02%

Sport Shoes (Adidas, Nike)

$64.8 KES 8,370

$88.7 Rp 1.6M

-26.95%

Men's Leather Business Shoes

$56.9 KES 7,355

$76.6 Rp 1.4M

-25.74%

1-bedroom Apartment, City Center (Monthly)

$116 KES 15.0K

$1,020 Rp 18.4M

-88.66%

1-bedroom Apartment, Outside City Center (Monthly)

$77.8 KES 10.1K

$680 Rp 12.3M

-88.56%

3-bedroom Apartment, City Center (Monthly)

$230 KES 29.8K

$3,469 Rp 62.7M

-93.36%

3-bedroom Apartment, Outside City Center (Monthly)

$189 KES 24.4K

$2,090 Rp 37.8M

-90.95%

Buy Apartment in City Center (m2)

$785 KES 101.4K

$2,729 Rp 49.3M

-71.24%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.84

13.28

11.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naivasha: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $116 in Naivasha and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Naivasha vs $32.00 in Ubud, Bali. Groceries flip the comparison at $206 vs $298, with Naivasha cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naivasha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 139% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $875 in Naivasha and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $116 in Naivasha versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $205 in Naivasha versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $39.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $583 in Naivasha versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Naivasha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Naivasha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 139% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.