Cost of Living Comparison Between Naivasha and Ubud, Bali Cost of Living Comparison Between Naivasha and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $517 in Naivasha versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $841 in Naivasha versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,165 in Naivasha versus $3,275 in Ubud, Bali.

Living in Naivasha costs roughly 63% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Naivasha is 63% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.84 KES 497

$3.33 Rp 58.7K

15.32%

Three-Course Dinner for Two, Mid-Range

$35.32 KES 4,567

$35.82 Rp 630.7K

-1.40%

Fast Food Meal (McDonalds, etc)

$6.14 KES 794

$5.63 Rp 99.1K

9.06%

Cappuccino

$2.74 KES 354

$2.82 Rp 49.7K

-2.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 KES 76.4

$1.75 Rp 30.8K

-66.29%

Water (0.33 liter bottle)

$0.52 KES 67.4

$0.80 Rp 14.0K

-35.00%

Local Beer (0.5 liter draught)

$2.39 KES 309

$3.04 Rp 53.6K

-21.38%

Imported Beer (0.33 liter bottle)

$2.71 KES 351

$4.30 Rp 75.7K

-36.98%

Milk (1 liter)

$0.90 KES 117

$1.61 Rp 28.3K

-44.10%

White Bread (500g)

$0.57 KES 73.8

$2.27 Rp 39.9K

-74.89%

Rice (white) (1kg)

$1.86 KES 241

$1.17 Rp 20.6K

58.97%

Eggs

$1.65 KES 213

$2.17 Rp 38.2K

-23.96%

Local Cheese (1kg)

$10.28 KES 1,329

$17.63 Rp 310.5K

-41.69%

Chicken Fillets (1kg)

$6.32 KES 817

$4.05 Rp 71.4K

56.05%

Beef Round Steak (1kg)

$6.30 KES 815

$12.18 Rp 214.5K

-48.28%

Apples (1kg)

$3.38 KES 438

$3.62 Rp 63.7K

-6.63%

Banana (1kg)

$1.00 KES 129

$1.64 Rp 28.8K

-39.02%

Oranges (1kg)

$1.96 KES 254

$2.31 Rp 40.6K

-15.15%

Tomato (1kg)

$1.12 KES 144

$1.96 Rp 34.5K

-42.86%

Potato (1kg)

$1.10 KES 143

$1.84 Rp 32.5K

-40.22%

Onion (1kg)

$1.09 KES 141

$2.37 Rp 41.7K

-54.01%

Lettuce (1 head)

$0.72 KES 93.4

$1.05 Rp 18.5K

-31.43%

Water (1.5 liter bottle)

$0.73 KES 94.8

$0.54 Rp 9,560

35.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 KES 455

$2.30 Rp 40.6K

53.04%

Wine (Bottle)

$11.39 KES 1,473

$23.08 Rp 406.4K

-50.65%

Local Beer (0.5 liter bottle)

$2.32 KES 300

$2.34 Rp 41.2K

-0.85%

Imported Beer (0.33 liter bottle)

$2.87 KES 372

$3.07 Rp 54.0K

-6.51%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$1.51 KES 195

$0.49 Rp 8,631

208.16%

Taxi (Normal Tariff) (1km)

$1.58 KES 204

$0.47 Rp 8,349

236.17%

Taxi 1hour Waiting (Normal Tariff)

$2.85 KES 368

$5.60 Rp 98.6K

-49.11%

Gasoline (1 liter)

$1.52 KES 196

$0.81 Rp 14.2K

87.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K KES 2.6M

$25.0K Rp 440.3M

-19.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K KES 2.6M

$31.1K Rp 547.0M

-35.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.8 KES 7,734

$82.7 Rp 1.5M

-27.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.27 KES 1,975

$6.49 Rp 114.2K

135.29%

Internet (50+ Mbps, Unlimited Data)

$35.71 KES 4,618

$18.79 Rp 330.8K

90.05%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$7.53 KES 974

$4.30 Rp 75.7K

75.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 KES 31.0K

$494 Rp 8.7M

-51.50%

International Primary School, 1 Child (Yearly)

$11.6K KES 1.5M

$5,917 Rp 104.2M

96.78%

Jeans (Levis 501 Or Similar)

$26.97 KES 3,487

$46.28 Rp 814.8K

-41.72%

Summer Dress (H&M, Zara, etc)

$25.87 KES 3,345

$36.44 Rp 641.6K

-29.01%

Sport Shoes (Adidas, Nike)

$64.4 KES 8,320

$80.7 Rp 1.4M

-20.26%

Men's Leather Business Shoes

$59.4 KES 7,680

$78.8 Rp 1.4M

-24.62%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$776 KES 100.4K

$2,761 Rp 48.6M

-71.87%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

13.78

6.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naivasha: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

Dining out: $35.00 in Naivasha vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $204 vs $294 per month, with Naivasha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naivasha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 167% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $775 in Naivasha and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $240 in Naivasha versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $35.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $517 in Naivasha versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Naivasha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Naivasha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 167% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.