Cost of Living Comparison Between Naivasha and Ubud, Bali Cost of Living Comparison Between Naivasha and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $593 in Naivasha versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $999 in Naivasha versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,405 in Naivasha versus $3,732 in Ubud, Bali.

Living in Naivasha costs roughly 59% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Naivasha is 56% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$5.31 KES 685

$3.57 Rp 61.9K

48.74%

Three-Course Dinner for Two, Mid-Range

$38.46 KES 4,964

$32.58 Rp 564.7K

18.05%

Fast Food Meal (McDonalds, etc)

$7.00 KES 903

$5.07 Rp 87.8K

38.07%

Cappuccino

$2.44 KES 315

$2.83 Rp 49.0K

-13.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 KES 90.7

$1.34 Rp 23.2K

-47.76%

Water (0.33 liter bottle)

$0.50 KES 64.7

$0.69 Rp 12.0K

-27.54%

Local Beer (0.5 liter draught)

$2.25 KES 291

$2.99 Rp 51.8K

-24.75%

Imported Beer (0.33 liter bottle)

$2.95 KES 381

$3.85 Rp 66.7K

-23.38%

Milk (1 liter)

$0.94 KES 121

$1.74 Rp 30.2K

-45.98%

White Bread (500g)

$0.52 KES 67.6

$2.54 Rp 44.0K

-79.53%

Rice (white) (1kg)

$1.59 KES 206

$1.19 Rp 20.6K

33.61%

Eggs

$1.68 KES 217

$2.43 Rp 42.0K

-30.86%

Local Cheese (1kg)

$11.59 KES 1,496

$14.66 Rp 254.1K

-20.94%

Chicken Fillets (1kg)

$6.79 KES 876

$4.18 Rp 72.4K

62.44%

Beef Round Steak (1kg)

$5.68 KES 733

$11.94 Rp 206.9K

-52.43%

Apples (1kg)

$3.17 KES 409

$3.69 Rp 63.9K

-14.09%

Banana (1kg)

$1.05 KES 135

$1.61 Rp 27.8K

-34.78%

Oranges (1kg)

$2.10 KES 271

$2.69 Rp 46.5K

-21.93%

Tomato (1kg)

$1.06 KES 137

$2.33 Rp 40.4K

-54.51%

Potato (1kg)

$1.07 KES 138

$1.91 Rp 33.0K

-43.98%

Onion (1kg)

$1.17 KES 151

$2.19 Rp 37.9K

-46.58%

Lettuce (1 head)

$0.68 KES 88.2

$1.06 Rp 18.3K

-35.85%

Water (1.5 liter bottle)

$0.81 KES 105

$0.72 Rp 12.5K

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.15 KES 406

$3.13 Rp 54.3K

0.64%

Wine (Bottle)

$11.51 KES 1,486

$23.49 Rp 407.1K

-51.00%

Local Beer (0.5 liter bottle)

$2.28 KES 295

$2.74 Rp 47.5K

-16.79%

Imported Beer (0.33 liter bottle)

$2.83 KES 365

$2.88 Rp 49.9K

-1.74%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$1.52 KES 197

$0.45 Rp 7,863

237.78%

Taxi (Normal Tariff) (1km)

$1.50 KES 193

$0.42 Rp 7,305

257.14%

Taxi 1hour Waiting (Normal Tariff)

$2.86 KES 370

$6.16 Rp 106.7K

-53.57%

Gasoline (1 liter)

$1.57 KES 202

$0.84 Rp 14.6K

86.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K KES 2.8M

$26.2K Rp 454.9M

-16.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K KES 2.6M

$32.5K Rp 562.9M

-37.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.07 KES 4,398

$78.4 Rp 1.4M

-56.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.95 KES 2,188

$3.95 Rp 68.5K

329.11%

Internet (50+ Mbps, Unlimited Data)

$39.34 KES 5,077

$24.40 Rp 423.0K

61.23%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$6.04 KES 780

$4.04 Rp 70.0K

49.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$200 KES 25.8K

$303 Rp 5.2M

-34.04%

International Primary School, 1 Child (Yearly)

$8,196 KES 1.1M

$6,523 Rp 113.1M

25.66%

Jeans (Levis 501 Or Similar)

$17.94 KES 2,315

$53.8 Rp 933.1K

-66.68%

Summer Dress (H&M, Zara, etc)

$23.99 KES 3,096

$37.98 Rp 658.3K

-36.84%

Sport Shoes (Adidas, Nike)

$64.8 KES 8,360

$86.8 Rp 1.5M

-25.35%

Men's Leather Business Shoes

$57.5 KES 7,416

$78.9 Rp 1.4M

-27.14%

1-bedroom Apartment, City Center (Monthly)

$114 KES 14.7K

$1,012 Rp 17.5M

-88.71%

1-bedroom Apartment, Outside City Center (Monthly)

$77.6 KES 10.0K

$674 Rp 11.7M

-88.50%

3-bedroom Apartment, City Center (Monthly)

$228 KES 29.5K

$3,390 Rp 58.8M

-93.27%

3-bedroom Apartment, Outside City Center (Monthly)

$184 KES 23.7K

$2,098 Rp 36.4M

-91.23%

Buy Apartment in City Center (m2)

$757 KES 97.8K

$2,985 Rp 51.7M

-74.62%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.84

13.28

11.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naivasha: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $114 in Naivasha and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $38.00 in Naivasha vs $33.00 in Ubud, Bali. Groceries flip the comparison at $207 vs $298, with Naivasha cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naivasha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 143% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $890 in Naivasha and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $114 in Naivasha versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $200 in Naivasha versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $38.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $593 in Naivasha versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Naivasha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Naivasha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 143% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.