Cost of Living Comparison Between Naivasha and Ubud, Bali Cost of Living Comparison Between Naivasha and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $586 in Naivasha versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $997 in Naivasha versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,408 in Naivasha versus $3,694 in Ubud, Bali.

Living in Naivasha costs roughly 58% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Naivasha is 56% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$5.56 KES 721

$3.57 Rp 64.0K

55.74%

Three-Course Dinner for Two, Mid-Range

$38.24 KES 4,958

$32.50 Rp 582.3K

17.66%

Fast Food Meal (McDonalds, etc)

$6.77 KES 878

$4.86 Rp 87.1K

39.30%

Cappuccino

$2.41 KES 312

$2.75 Rp 49.2K

-12.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 KES 91.2

$1.32 Rp 23.7K

-46.97%

Water (0.33 liter bottle)

$0.54 KES 69.9

$0.70 Rp 12.6K

-22.86%

Local Beer (0.5 liter draught)

$2.28 KES 296

$2.91 Rp 52.2K

-21.65%

Imported Beer (0.33 liter bottle)

$2.82 KES 366

$3.79 Rp 68.0K

-25.59%

Milk (1 liter)

$0.88 KES 114

$1.71 Rp 30.6K

-48.54%

White Bread (500g)

$0.57 KES 73.6

$2.47 Rp 44.3K

-76.92%

Rice (white) (1kg)

$1.61 KES 209

$1.20 Rp 21.5K

34.17%

Eggs

$1.71 KES 221

$2.44 Rp 43.8K

-29.92%

Local Cheese (1kg)

$11.56 KES 1,500

$14.38 Rp 257.7K

-19.61%

Chicken Fillets (1kg)

$6.69 KES 867

$4.31 Rp 77.1K

55.22%

Beef Round Steak (1kg)

$5.56 KES 721

$12.21 Rp 218.7K

-54.46%

Apples (1kg)

$3.16 KES 410

$3.68 Rp 66.0K

-14.13%

Banana (1kg)

$1.04 KES 134

$1.55 Rp 27.8K

-32.90%

Oranges (1kg)

$2.08 KES 269

$2.79 Rp 49.9K

-25.45%

Tomato (1kg)

$1.00 KES 130

$2.33 Rp 41.8K

-57.08%

Potato (1kg)

$1.07 KES 139

$1.97 Rp 35.3K

-45.69%

Onion (1kg)

$1.11 KES 144

$2.31 Rp 41.4K

-51.95%

Lettuce (1 head)

$0.69 KES 88.8

$1.06 Rp 19.1K

-34.91%

Water (1.5 liter bottle)

$0.74 KES 96.2

$0.73 Rp 13.1K

1.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.06 KES 397

$3.28 Rp 58.8K

-6.71%

Wine (Bottle)

$11.37 KES 1,474

$22.79 Rp 408.4K

-50.11%

Local Beer (0.5 liter bottle)

$2.26 KES 293

$2.81 Rp 50.3K

-19.57%

Imported Beer (0.33 liter bottle)

$2.72 KES 353

$2.78 Rp 49.9K

-2.16%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$1.59 KES 206

$0.45 Rp 8,047

253.33%

Taxi (Normal Tariff) (1km)

$1.50 KES 195

$0.45 Rp 8,094

233.33%

Taxi 1hour Waiting (Normal Tariff)

$2.92 KES 379

$6.24 Rp 111.7K

-53.21%

Gasoline (1 liter)

$1.57 KES 204

$0.85 Rp 15.2K

84.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K KES 2.8M

$26.0K Rp 465.4M

-18.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K KES 2.6M

$31.7K Rp 567.2M

-36.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.62 KES 4,489

$80.8 Rp 1.4M

-57.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.60 KES 2,152

$4.06 Rp 72.7K

308.87%

Internet (50+ Mbps, Unlimited Data)

$39.03 KES 5,061

$24.42 Rp 437.6K

59.83%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$6.27 KES 813

$4.04 Rp 72.4K

55.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$199 KES 25.8K

$304 Rp 5.4M

-34.45%

International Primary School, 1 Child (Yearly)

$8,101 KES 1.1M

$6,621 Rp 118.6M

22.35%

Jeans (Levis 501 Or Similar)

$18.17 KES 2,356

$54.2 Rp 971.7K

-66.49%

Summer Dress (H&M, Zara, etc)

$23.73 KES 3,077

$38.78 Rp 694.7K

-38.81%

Sport Shoes (Adidas, Nike)

$65.9 KES 8,547

$86.1 Rp 1.5M

-23.47%

Men's Leather Business Shoes

$57.4 KES 7,446

$76.7 Rp 1.4M

-25.11%

1-bedroom Apartment, City Center (Monthly)

$117 KES 15.2K

$986 Rp 17.7M

-88.13%

1-bedroom Apartment, Outside City Center (Monthly)

$78.0 KES 10.1K

$658 Rp 11.8M

-88.15%

3-bedroom Apartment, City Center (Monthly)

$236 KES 30.6K

$3,369 Rp 60.4M

-92.99%

3-bedroom Apartment, Outside City Center (Monthly)

$184 KES 23.8K

$2,066 Rp 37.0M

-91.11%

Buy Apartment in City Center (m2)

$765 KES 99.2K

$2,741 Rp 49.1M

-72.10%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.84

13.28

11.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naivasha: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $117 in Naivasha and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $38.00 in Naivasha vs $33.00 in Ubud, Bali. Groceries flip the comparison at $204 vs $297, with Naivasha cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naivasha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 140% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $879 in Naivasha and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $117 in Naivasha versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $199 in Naivasha versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $38.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $586 in Naivasha versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Naivasha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Naivasha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 140% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.