Last update: Oct 2026

Cost of Living Comparison Between Naivasha and Ubud, Bali

For one person, living is cheaper in Naivasha: $548 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

26

Cost of Living Index in Naivasha
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Naivasha Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Naivasha

🇰🇪 Kenya

$548

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Naivasha and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naivasha and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $548 in Naivasha versus $1,349 in Ubud, Bali.

Naivasha $548
Ubud, Bali $1,349

Estimated couple costs with rent: $898 in Naivasha versus $2,305 in Ubud, Bali.

Naivasha $898
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,249 in Naivasha versus $3,261 in Ubud, Bali.

Naivasha $1,249
Ubud, Bali $3,261

Living in Naivasha costs roughly 59% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$6.67 KES 867

$3.32 Rp 59.9K

100.90%

Three-Course Dinner for Two, Mid-Range

$34.85 KES 4,525

$35.64 Rp 642.4K

-2.22%

Fast Food Meal (McDonalds, etc)

$6.37 KES 827

$5.53 Rp 99.7K

15.19%

Cappuccino

$2.60 KES 338

$2.72 Rp 49.0K

-4.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 KES 88.5

$1.70 Rp 30.7K

-60.00%

Water (0.33 liter bottle)

$0.63 KES 81.3

$0.76 Rp 13.7K

-17.11%

Local Beer (0.5 liter draught)

$2.38 KES 309

$2.65 Rp 47.8K

-10.19%

Imported Beer (0.33 liter bottle)

$2.65 KES 344

$4.38 Rp 79.0K

-39.50%

Milk (1 liter)

$0.88 KES 114

$1.49 Rp 26.9K

-40.94%

White Bread (500g)

$0.53 KES 69.4

$2.28 Rp 41.0K

-76.75%

Rice (white) (1kg)

$1.93 KES 251

$1.19 Rp 21.5K

62.18%

Eggs

$1.75 KES 227

$2.04 Rp 36.7K

-14.22%

Local Cheese (1kg)

$10.73 KES 1,393

$17.70 Rp 319.1K

-39.38%

Chicken Fillets (1kg)

$6.53 KES 848

$3.96 Rp 71.4K

64.90%

Beef Round Steak (1kg)

$6.44 KES 836

$12.19 Rp 219.7K

-47.17%

Apples (1kg)

$3.37 KES 437

$3.66 Rp 65.9K

-7.92%

Banana (1kg)

$1.06 KES 138

$1.52 Rp 27.4K

-30.26%

Oranges (1kg)

$2.07 KES 269

$2.23 Rp 40.2K

-7.17%

Tomato (1kg)

$1.14 KES 148

$1.97 Rp 35.6K

-42.13%

Potato (1kg)

$1.12 KES 145

$1.85 Rp 33.3K

-39.46%

Onion (1kg)

$1.10 KES 143

$2.42 Rp 43.7K

-54.55%

Lettuce (1 head)

$0.75 KES 97.8

$0.99 Rp 17.8K

-24.24%

Water (1.5 liter bottle)

$0.82 KES 106

$0.51 Rp 9,255

60.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.47 KES 451

$2.22 Rp 40.0K

56.31%

Wine (Bottle)

$11.45 KES 1,487

$22.24 Rp 400.9K

-48.52%

Local Beer (0.5 liter bottle)

$2.30 KES 298

$2.26 Rp 40.7K

1.77%

Imported Beer (0.33 liter bottle)

$2.77 KES 360

$2.97 Rp 53.5K

-6.73%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$1.58 KES 205

$0.44 Rp 7,923

259.09%

Taxi (Normal Tariff) (1km)

$1.50 KES 195

$0.43 Rp 7,753

248.84%

Taxi 1hour Waiting (Normal Tariff)

$2.97 KES 386

$5.41 Rp 97.5K

-45.10%

Gasoline (1 liter)

$1.54 KES 200

$0.82 Rp 14.9K

87.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K KES 2.5M

$23.8K Rp 429.7M

-18.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K KES 2.8M

$31.7K Rp 572.3M

-31.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.2 KES 7,167

$79.1 Rp 1.4M

-30.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.20 KES 1,974

$6.45 Rp 116.2K

135.66%

Internet (50+ Mbps, Unlimited Data)

$34.55 KES 4,486

$18.58 Rp 334.9K

85.95%

Gym Membership (Monthly)

$49.48 Rp 892.0K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$7.91 KES 1,028

$4.27 Rp 77.0K

85.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$278 KES 36.2K

$491 Rp 8.8M

-43.24%

International Primary School, 1 Child (Yearly)

$12.2K KES 1.6M

$5,674 Rp 102.3M

114.55%

Jeans (Levis 501 Or Similar)

$28.46 KES 3,696

$44.64 Rp 804.7K

-36.25%

Summer Dress (H&M, Zara, etc)

$29.13 KES 3,783

$34.95 Rp 630.1K

-16.65%

Sport Shoes (Adidas, Nike)

$68.8 KES 8,936

$79.9 Rp 1.4M

-13.88%

Men's Leather Business Shoes

$59.7 KES 7,752

$79.4 Rp 1.4M

-24.83%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

Buy Apartment in City Center (m2)

$762 KES 98.9K

$2,732 Rp 49.2M

-72.12%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

13.78

6.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naivasha: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Naivasha

$209 38%

Ubud, Bali

$288 21.4% 38.3% $80

Eating Out

Naivasha

$126 23%

Ubud, Bali

$108 8% 14.6% $18

Monthly Utilities & Internet

Naivasha

$105 19.1%

Ubud, Bali

$104 7.7% 0.8% $0.9

Clothing & Footwear

Naivasha

$84 15.3%

Ubud, Bali

$108 8% 28.4% $24

Sport & Entertainment

Naivasha

$16 * 2.9%

Ubud, Bali

$58 4.3% 267% $42

Getting Around

Naivasha

$9.1 * 1.7%

Ubud, Bali

$11 0.9% 25.8% $2.3

Accommodation & Living

Naivasha

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35 in Naivasha vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $209 vs $288 per month, with Naivasha cheaper across the board.

Good to know

🇰🇪 Naivasha

🇮🇩 Ubud, Bali

🕒 Local time

15:02 3:02 PM

20:02 8:02 PM

5 h ahead of Naivasha

🌤 Weather

👥 Population

14,563

74,800

💱 Currency

Kenyan Shilling KES Sh

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 KES = 7.7 USD

1,000 KES = 6.92 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of October 28, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 145 KES (1,000 KES = 6.92 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Naivasha Ubud, Bali 8,770 km ≈ 11 h nonstop flight

From you

Naivasha
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naivasha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in groceries, leisure, and clothing. The 146% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $822 in Naivasha and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $278 in Naivasha versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $35 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $548 in Naivasha versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Naivasha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.