Cost of Living Comparison Between Ubud, Bali and Nagoya Cost of Living Comparison Between Ubud, Bali and Nagoya

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,345 in Nagoya.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,145 in Nagoya.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,945 in Nagoya.

Living in Ubud, Bali is roughly 3% more expensive than in Nagoya, driven mainly by Getting Around.

Both cities are pricier than the global median: Ubud, Bali 5% above, Nagoya 1% above.

Currency
🍽 Eating Out
Ubud, Bali
Nagoya
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$6.80 ¥1,071
-47.50%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$35.26 ¥5,556
-8.34%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$5.45 ¥859
-8.07%
Cappuccino
$2.82 Rp 51.0K
$3.09 ¥486
-8.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$1.21 ¥190
11.57%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$0.76 ¥120
-3.95%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$2.02 ¥318
45.05%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$3.21 ¥506
22.74%
🛒 Groceries & Markets
Ubud, Bali
Nagoya
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$1.60 ¥252
11.25%
White Bread (500g)
$2.45 Rp 44.2K
$1.78 ¥280
37.64%
Rice (white) (1kg)
$1.15 Rp 20.7K
$4.90 ¥773
-76.53%
Eggs
$2.41 Rp 43.6K
$2.22 ¥350
8.56%
Local Cheese (1kg)
$14.33 Rp 258.7K
$10.11 ¥1,593
41.74%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$6.39 ¥1,006
-34.43%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
$15.13 ¥2,384
-20.29%
Apples (1kg)
$3.64 Rp 65.7K
$8.93 ¥1,407
-59.24%
Banana (1kg)
$1.57 Rp 28.3K
$2.88 ¥453
-45.49%
Oranges (1kg)
$2.79 Rp 50.3K
$4.08 ¥643
-31.62%
Tomato (1kg)
$2.24 Rp 40.5K
$5.86 ¥923
-61.77%
Potato (1kg)
$1.98 Rp 35.7K
$3.97 ¥625
-50.13%
Onion (1kg)
$2.28 Rp 41.1K
$2.64 ¥416
-13.64%
Lettuce (1 head)
$1.05 Rp 19.0K
$1.38 ¥218
-23.91%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$1.42 ¥224
-44.37%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$3.53 ¥555
-9.63%
Wine (Bottle)
$23.49 Rp 424.1K
$9.38 ¥1,478
150.43%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$1.78 ¥280
62.92%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$2.14 ¥337
28.97%
🚌 Getting Around
Ubud, Bali
Nagoya
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
$1.64 ¥259
-83.54%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
$69.4 ¥10.9K
-87.93%
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$3.53 ¥556
-87.25%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$2.85 ¥450
-83.86%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$17.54 ¥2,764
-65.39%
Gasoline (1 liter)
$0.86 Rp 15.6K
$1.22 ¥193
-29.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$23.5K ¥3.7M
13.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$16.7K ¥2.6M
95.46%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nagoya
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$141 ¥22.3K
-44.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$26.86 ¥4,232
-84.77%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$33.67 ¥5,305
-29.17%
🎉 Sport & Entertainment
Ubud, Bali
Nagoya
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$55.7 ¥8,772
77.44%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
$18.46 ¥2,908
-65.60%
Cinema Ticket
$4.01 Rp 72.3K
$12.39 ¥1,952
-67.64%
🧸 Childcare & Education
Ubud, Bali
Nagoya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$468 ¥73.7K
-36.49%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$11.5K ¥1.8M
-42.37%
👕👟 Clothing & Footwear
Ubud, Bali
Nagoya
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$45.37 ¥7,149
17.77%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$29.91 ¥4,713
27.42%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$56.0 ¥8,827
58.25%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$91.7 ¥14.4K
-16.44%
🏠 Accommodation & Living
Ubud, Bali
Nagoya
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$596 ¥93.9K
71.10%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$406 ¥64.0K
67.58%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$1,355 ¥213.4K
156.10%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$852 ¥134.2K
145.37%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$2,398 ¥377.9K
13.79%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
$1,083 ¥170.6K
112.04%
💵 Salaries & Financials
Ubud, Bali
Nagoya
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$1,842 ¥290.3K
-91.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
1.78
646.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Nagoya: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $596 in Nagoya. Housing cost is often the main lever when comparing two cities.

Nagoya pays 1026% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $35.00 in Nagoya for a mid-range dinner for two. Groceries echo the gap at $298 vs $349 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nagoya: Cost of Living - Frequently Asked Questions
Is Nagoya cheaper than Ubud, Bali?
Nagoya is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment. The 3% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Nagoya?
On paper, salaries run 1026% lower in Nagoya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Nagoya?
Rent for a central apartment: $1,020 in Ubud, Bali versus $596 in Nagoya. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Nagoya runs roughly 729% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $297 in Ubud, Bali versus $468 in Nagoya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Ubud, Bali or in Nagoya?
At $1,345 in Nagoya versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Nagoya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagoya the clear choice for anyone on this budget.
Is Ubud, Bali or Nagoya more family-friendly?
For families, Nagoya is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Nagoya?
Safety-wise, Ubud, Bali and Nagoya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nagoya gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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