Last update: Oct 2026

Cost of Living Comparison Between Nagoya and Ubud, Bali

For one person, living costs are similar in Nagoya and in Ubud, Bali: $1,375 and $1,349 a month, rent and utilities included.

66

Cost of Living Index in Nagoya
Learn more

Nagoya Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Nagoya

🇯🇵 Japan

$1,375

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Nagoya and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nagoya and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,375 in Nagoya versus $1,349 in Ubud, Bali.

Nagoya $1,375
Ubud, Bali $1,349

Estimated couple costs with rent: $2,052 in Nagoya versus $2,305 in Ubud, Bali.

Nagoya $2,052
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,730 in Nagoya versus $3,261 in Ubud, Bali.

Nagoya $2,730
Ubud, Bali $3,261

Monthly costs are close between Nagoya and Ubud, Bali; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$8.58 ¥1,355

$3.32 Rp 60.4K

158.43%

Three-Course Dinner for Two, Mid-Range

$32.23 ¥5,089

$35.64 Rp 647.8K

-9.57%

Fast Food Meal (McDonalds, etc)

$5.18 ¥817

$5.53 Rp 100.6K

-6.33%

Cappuccino

$2.55 ¥403

$2.72 Rp 49.4K

-6.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.26 ¥199

$1.70 Rp 30.9K

-25.88%

Water (0.33 liter bottle)

$0.91 ¥143

$0.76 Rp 13.8K

19.74%

Local Beer (0.5 liter draught)

$3.11 ¥490

$2.65 Rp 48.2K

17.36%

Imported Beer (0.33 liter bottle)

$3.08 ¥486

$4.38 Rp 79.6K

-29.68%

Milk (1 liter)

$1.51 ¥239

$1.49 Rp 27.1K

1.34%

White Bread (500g)

$1.49 ¥235

$2.28 Rp 41.4K

-34.65%

Rice (white) (1kg)

$4.22 ¥667

$1.19 Rp 21.6K

254.62%

Eggs

$2.23 ¥352

$2.04 Rp 37.0K

9.31%

Local Cheese (1kg)

$16.05 ¥2,534

$17.70 Rp 321.7K

-9.32%

Chicken Fillets (1kg)

$6.84 ¥1,080

$3.96 Rp 72.0K

72.73%

Beef Round Steak (1kg)

$17.07 ¥2,695

$12.19 Rp 221.6K

40.03%

Apples (1kg)

$8.56 ¥1,352

$3.66 Rp 66.4K

133.88%

Banana (1kg)

$3.03 ¥479

$1.52 Rp 27.6K

99.34%

Oranges (1kg)

$4.98 ¥787

$2.23 Rp 40.5K

123.32%

Tomato (1kg)

$7.66 ¥1,210

$1.97 Rp 35.9K

288.83%

Potato (1kg)

$3.97 ¥627

$1.85 Rp 33.6K

114.59%

Onion (1kg)

$4.72 ¥745

$2.42 Rp 44.1K

95.04%

Lettuce (1 head)

$1.18 ¥186

$0.99 Rp 18.0K

19.19%

Water (1.5 liter bottle)

$0.94 ¥148

$0.51 Rp 9,332

84.31%

Cigarettes 20 Pack (Marlboro, Camel)

$4.05 ¥639

$2.22 Rp 40.4K

82.43%

Wine (Bottle)

$9.72 ¥1,535

$22.24 Rp 404.2K

-56.29%

Local Beer (0.5 liter bottle)

$2.50 ¥395

$2.26 Rp 41.1K

10.62%

Imported Beer (0.33 liter bottle)

$2.19 ¥345

$2.97 Rp 54.0K

-26.26%

One-way Ticket (Public Transport)

$1.35 ¥213

$0.25 Rp 4,562

440.00%

Public Transport Monthly Pass (Regular Price)

$89.2 ¥14.1K

$7.82 Rp 142.2K

1040.79%

Taxi Start (Normal Tariff)

$3.15 ¥497

$0.44 Rp 7,989

615.91%

Taxi (Normal Tariff) (1km)

$2.87 ¥453

$0.43 Rp 7,817

567.44%

Taxi 1hour Waiting (Normal Tariff)

$15.97 ¥2,521

$5.41 Rp 98.3K

195.19%

Gasoline (1 liter)

$1.11 ¥175

$0.82 Rp 15.0K

35.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ¥3.4M

$23.8K Rp 433.3M

-9.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$31.7K Rp 577.0M

-52.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ¥18.0K

$79.1 Rp 1.4M

44.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.77 ¥3,753

$6.45 Rp 117.2K

268.53%

Internet (50+ Mbps, Unlimited Data)

$31.40 ¥4,957

$18.58 Rp 337.7K

69.00%

Gym Membership (Monthly)

$43.67 ¥6,895

$49.48 Rp 899.4K

-11.74%

Tennis Court (1 Hour on Weekend)

$13.90 ¥2,194

$17.65 Rp 320.8K

-21.25%

Cinema Ticket

$12.59 ¥1,988

$4.27 Rp 77.7K

194.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$687 ¥108.5K

$491 Rp 8.9M

40.05%

International Primary School, 1 Child (Yearly)

$14.7K ¥2.3M

$5,674 Rp 103.1M

159.16%

Jeans (Levis 501 Or Similar)

$51.2 ¥8,085

$44.64 Rp 811.4K

14.72%

Summer Dress (H&M, Zara, etc)

$35.35 ¥5,581

$34.95 Rp 635.3K

1.14%

Sport Shoes (Adidas, Nike)

$61.8 ¥9,762

$79.9 Rp 1.5M

-22.62%

Men's Leather Business Shoes

$99.9 ¥15.8K

$79.4 Rp 1.4M

25.75%

1-bedroom Apartment, City Center (Monthly)

$558 ¥88.1K

$1,125 Rp 20.4M

-50.39%

1-bedroom Apartment, Outside City Center (Monthly)

$385 ¥60.8K

$671 Rp 12.2M

-42.68%

3-bedroom Apartment, City Center (Monthly)

$937 ¥148.0K

$3,565 Rp 64.8M

-73.70%

3-bedroom Apartment, Outside City Center (Monthly)

$555 ¥87.6K

$1,723 Rp 31.3M

-67.81%

Buy Apartment in City Center (m2)

$3,555 ¥561.3K

$2,732 Rp 49.6M

30.14%

Buy Apartment Outside City Center (m2)

$1,971 ¥311.2K

$2,284 Rp 41.5M

-13.71%

Average Monthly Net Salary (After Tax)

$1,881 ¥297.0K

$164 Rp 3.0M

1048.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

13.78

-85.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nagoya: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nagoya

$385 28%

Ubud, Bali

$672 49.8% 74.5% $287

Groceries & Markets

Nagoya

$382 27.8%

Ubud, Bali

$288 21.4% 24.5% $94

Monthly Utilities & Internet

Nagoya

$169 12.3%

Ubud, Bali

$104 7.7% 38.6% $65

Eating Out

Nagoya

$145 10.6%

Ubud, Bali

$108 8% 25.8% $38

Getting Around

Nagoya

$112 8.2%

Ubud, Bali

$11 0.9% 89.8% $101

Clothing & Footwear

Nagoya

$112 8.1%

Ubud, Bali

$108 8% 3.8% $4.2

Sport & Entertainment

Nagoya

$69 5%

Ubud, Bali

$58 4.3% 15.7% $11

Cost Breakdown

A one-bedroom apartment in the center runs $558 in Nagoya and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nagoya pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32 in Nagoya vs $36 in Ubud, Bali. Groceries flip the comparison at $382 vs $288, with Ubud, Bali cheaper for home cooking.

Good to know

🇯🇵 Nagoya

🇮🇩 Ubud, Bali

🕒 Local time

06:21 6:21 AM

05:21 5:21 AM

1 h behind Nagoya

🌤 Weather

👥 Population

2,236,000

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 28, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

Lowest

Highest

Between locations

Nagoya Ubud, Bali 5,360 km ≈ 7 h nonstop flight

From you

Nagoya
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nagoya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay in Nagoya is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $558 in Nagoya versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Nagoya. The price difference matters if you commute daily and watch your budget.

Supermarket bills run roughly 33% higher in Nagoya. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nagoya and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Nagoya on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.