Cost of Living Comparison Between Ubud, Bali and Nago, Okinawa Cost of Living Comparison Between Ubud, Bali and Nago, Okinawa

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,252 in Nago, Okinawa, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,962 in Nago, Okinawa, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,672 in Nago, Okinawa, rent included.

Ubud, Bali costs about 13% more than Nago, Okinawa, driven mainly by Getting Around.

Ubud, Bali sits 6% above the global median, while Nago, Okinawa is 7% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$7.03 ¥1,127

-49.36%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$34.41 ¥5,516

-4.88%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.3K

$5.49 ¥880

-9.84%

Cappuccino

$2.71 Rp 48.9K

$3.07 ¥492

-11.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.14 ¥183

17.54%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.80 ¥128

-12.50%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$2.04 ¥328

43.14%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$3.18 ¥510

24.53%

Milk (1 liter)

$1.81 Rp 32.6K

$1.54 ¥246

17.53%

White Bread (500g)

$2.52 Rp 45.4K

$1.66 ¥266

51.81%

Rice (white) (1kg)

$1.16 Rp 20.9K

$4.87 ¥780

-76.18%

Eggs

$2.46 Rp 44.4K

$2.23 ¥357

10.31%

Local Cheese (1kg)

$14.71 Rp 265.3K

$9.89 ¥1,586

48.74%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$6.16 ¥988

-29.87%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$15.68 ¥2,513

-22.58%

Apples (1kg)

$3.84 Rp 69.3K

$5.24 ¥840

-26.72%

Banana (1kg)

$1.56 Rp 28.1K

$2.56 ¥410

-39.06%

Oranges (1kg)

$2.83 Rp 51.1K

$3.90 ¥625

-27.44%

Tomato (1kg)

$2.33 Rp 41.9K

$4.48 ¥717

-47.99%

Potato (1kg)

$1.91 Rp 34.5K

$3.22 ¥516

-40.68%

Onion (1kg)

$2.20 Rp 39.7K

$2.68 ¥430

-17.91%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.34 ¥215

-24.63%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.88 ¥141

-11.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$4.07 ¥652

-18.43%

Wine (Bottle)

$23.74 Rp 428.1K

$6.55 ¥1,050

262.44%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.99 ¥318

40.20%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$2.29 ¥367

24.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.65 ¥264

-83.64%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$54.9 ¥8,803

-85.38%

Taxi Start (Normal Tariff)

$0.46 Rp 8,231

$3.37 ¥540

-86.35%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,117

$3.02 ¥483

-85.10%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$21.14 ¥3,388

-71.14%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.19 ¥190

-33.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$23.6K ¥3.8M

10.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.3M

$17.4K ¥2.8M

84.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$142 ¥22.8K

-43.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$26.68 ¥4,277

-84.78%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.2K

$34.57 ¥5,541

-31.96%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$57.9 ¥9,280

70.47%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$13.92 ¥2,231

-52.37%

Cinema Ticket

$4.15 Rp 74.8K

$12.92 ¥2,071

-67.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$283 ¥45.4K

7.41%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$13.2K ¥2.1M

-49.71%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$42.50 ¥6,813

30.68%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$29.71 ¥4,762

28.95%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$60.7 ¥9,730

45.96%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$92.4 ¥14.8K

-15.74%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.2M

$465 ¥74.6K

116.32%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$327 ¥52.4K

106.54%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$859 ¥137.6K

300.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$653 ¥104.6K

212.48%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$2,854 ¥457.5K

-0.46%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$1,834 ¥294.0K

23.43%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.81

633.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Nago, Okinawa: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $465 in Nago, Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $34.00 in Nago, Okinawa. Monthly groceries follow the same trend: $302 vs $306 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nago, Okinawa: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 13%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,878 in Nago, Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 584% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $283 in Nago, Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nago, Okinawa, where all-in costs run around $1,252, than in Ubud, Bali at $1,419. In Nago, Okinawa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nago, Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.