Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Nago, Okinawa

For one person, living is cheaper in Nago, Okinawa: $1,239 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Nago, Okinawa
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Nago, Okinawa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Nago, Okinawa

🇯🇵 Japan

$1,239

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nago, Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nago, Okinawa actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,239 in Nago, Okinawa, rent included.

Ubud, Bali $1,331
Nago, Okinawa $1,239

A couple spends around $2,255 per month in Ubud, Bali vs $1,920 in Nago, Okinawa, rent included.

Ubud, Bali $2,255
Nago, Okinawa $1,920

A family of three spends $3,180 per month in Ubud, Bali vs $2,601 in Nago, Okinawa, rent included.

Ubud, Bali $3,180
Nago, Okinawa $2,601

Ubud, Bali costs about 7% more than Nago, Okinawa, and outside of rent the biggest gap is in clothing.

Both Ubud, Bali and Nago, Okinawa are more affordable than the global median – Ubud, Bali 2% lower, Nago, Okinawa 8% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$7.10 ¥1,125

-52.39%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$34.07 ¥5,396

1.70%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$5.48 ¥868

1.64%

Cappuccino

$2.62 Rp 47.5K

$3.08 ¥488

-14.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.09 ¥173

41.28%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.76 ¥121

-15.79%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.07 ¥327

28.99%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.09 ¥490

37.86%

Milk (1 liter)

$1.46 Rp 26.5K

$1.59 ¥252

-8.18%

White Bread (500g)

$2.29 Rp 41.6K

$1.57 ¥249

45.86%

Rice (white) (1kg)

$1.11 Rp 20.1K

$4.65 ¥736

-76.13%

Eggs

$2.10 Rp 38.1K

$2.23 ¥353

-5.83%

Local Cheese (1kg)

$15.94 Rp 289.2K

$10.07 ¥1,594

58.29%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$6.32 ¥1,001

-38.61%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$15.20 ¥2,407

-25.00%

Apples (1kg)

$3.55 Rp 64.4K

$5.37 ¥851

-33.89%

Banana (1kg)

$1.54 Rp 27.9K

$2.56 ¥405

-39.84%

Oranges (1kg)

$2.23 Rp 40.5K

$3.90 ¥618

-42.82%

Tomato (1kg)

$1.97 Rp 35.8K

$4.69 ¥743

-58.00%

Potato (1kg)

$1.86 Rp 33.7K

$3.35 ¥530

-44.48%

Onion (1kg)

$2.42 Rp 43.9K

$2.54 ¥403

-4.72%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.40 ¥222

-27.14%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.89 ¥140

-41.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.21 ¥666

-47.74%

Wine (Bottle)

$21.79 Rp 395.2K

$6.74 ¥1,068

223.29%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.98 ¥313

17.68%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.28 ¥360

30.26%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$1.59 ¥251

-84.28%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$55.4 ¥8,770

-85.25%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.39 ¥537

-87.02%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$2.91 ¥461

-83.85%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$20.70 ¥3,278

-72.95%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.24 ¥196

-33.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$23.1K ¥3.7M

6.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$17.0K ¥2.7M

86.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$139 ¥22.0K

-44.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$27.03 ¥4,280

-77.28%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$33.62 ¥5,323

-43.72%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$56.8 ¥8,991

-10.20%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$13.96 ¥2,211

30.73%

Cinema Ticket

$4.38 Rp 79.5K

$13.32 ¥2,110

-67.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$277 ¥43.8K

78.05%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$13.5K ¥2.1M

-9.60%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$42.56 ¥6,740

6.11%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$28.99 ¥4,590

20.35%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$59.2 ¥9,367

32.39%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$92.2 ¥14.6K

-15.55%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$468 ¥74.1K

130.12%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$335 ¥53.0K

98.64%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$877 ¥138.9K

300.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$650 ¥102.9K

157.16%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,795 ¥442.6K

-16.29%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,789 ¥283.3K

25.00%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.81

661.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Nago, Okinawa: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Nago, Okinawa

$335 27% 49.7% $330

Groceries & Markets

Ubud, Bali

$279 21%

Nago, Okinawa

$307 24.8% 9.9% $28

Clothing & Footwear

Ubud, Bali

$106 8%

Nago, Okinawa

$100 8.1% 5.6% $6

Eating Out

Ubud, Bali

$106 8%

Nago, Okinawa

$134 10.8% 26.9% $28

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Nago, Okinawa

$199 16.1% 94.5% $97

Sport & Entertainment

Ubud, Bali

$60 4.5%

Nago, Okinawa

$83 6.7% 39.6% $24

Getting Around

Ubud, Bali

$12 0.9%

Nago, Okinawa

$80 6.4% 567% $68

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $468 in Nago, Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $34 in Nago, Okinawa. Groceries tell a different story – $279 in Ubud, Bali vs $307 in Nago, Okinawa – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Nago, Okinawa

🕒 Local time

08:36 8:36 AM

09:36 9:36 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

63,554

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1,000 JPY = 6.32 USD

1,000 JPY = 5.61 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Japanese Yen exchange rates as of November 5, 2026: 1 USD = 158 JPY (1,000 JPY = 6.32 USD). 1 EUR = 178 JPY (1,000 JPY = 5.61 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Nago, Okinawa 4,140 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Nago, Okinawa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nago, Okinawa: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 7%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,858 in Nago, Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments: a one-bedroom in the center costs $468 there versus $1,078 in Ubud, Bali.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $277 in Nago, Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,331 in Ubud, Bali and $1,239 in Nago, Okinawa, leaving budget for savings and extras in both cases.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.