Cost of Living Comparison Between Ubud, Bali and Nago, Okinawa Cost of Living Comparison Between Ubud, Bali and Nago, Okinawa

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,248 in Nago, Okinawa, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,911 in Nago, Okinawa, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,574 in Nago, Okinawa, rent included.

Ubud, Bali costs about 13% more than Nago, Okinawa, driven mainly by Getting Around.

Ubud, Bali sits 5% above the global median, while Nago, Okinawa is 7% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$6.82 ¥1,107

-49.41%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$35.03 ¥5,691

-7.68%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.40 ¥877

-10.37%

Cappuccino

$2.75 Rp 49.4K

$3.13 ¥509

-12.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.09 ¥178

26.61%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.82 ¥133

-8.54%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.02 ¥329

48.02%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.18 ¥517

21.07%

Milk (1 liter)

$1.74 Rp 31.2K

$1.51 ¥246

15.23%

White Bread (500g)

$2.46 Rp 44.2K

$1.65 ¥269

49.09%

Rice (white) (1kg)

$1.17 Rp 21.0K

$4.83 ¥785

-75.78%

Eggs

$2.43 Rp 43.7K

$2.26 ¥367

7.52%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.00 ¥1,625

45.00%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.15 ¥999

-29.27%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$15.34 ¥2,493

-21.90%

Apples (1kg)

$3.72 Rp 66.8K

$5.25 ¥853

-29.14%

Banana (1kg)

$1.63 Rp 29.2K

$2.66 ¥432

-38.72%

Oranges (1kg)

$2.74 Rp 49.3K

$3.98 ¥647

-31.16%

Tomato (1kg)

$2.24 Rp 40.3K

$4.59 ¥746

-51.20%

Potato (1kg)

$1.92 Rp 34.5K

$3.22 ¥523

-40.37%

Onion (1kg)

$2.28 Rp 40.9K

$2.63 ¥427

-13.31%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.33 ¥216

-20.30%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.83 ¥134

-13.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.07 ¥662

-19.16%

Wine (Bottle)

$23.19 Rp 416.8K

$6.71 ¥1,091

245.60%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.96 ¥319

41.84%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.37 ¥385

15.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.66 ¥270

-83.73%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$56.4 ¥9,163

-85.62%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.57 ¥580

-86.55%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.00 ¥488

-86.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$20.69 ¥3,362

-69.94%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.24 ¥202

-34.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$23.6K ¥3.8M

12.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$17.0K ¥2.8M

89.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$143 ¥23.3K

-45.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$27.13 ¥4,409

-85.00%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$33.39 ¥5,426

-27.13%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$57.0 ¥9,256

73.09%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$13.99 ¥2,273

-54.68%

Cinema Ticket

$3.99 Rp 71.6K

$12.96 ¥2,105

-69.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$285 ¥46.3K

6.93%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$13.2K ¥2.1M

-49.74%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$43.24 ¥7,026

25.21%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$30.01 ¥4,877

25.99%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$59.0 ¥9,586

47.19%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$92.7 ¥15.1K

-17.66%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$470 ¥76.4K

110.89%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$334 ¥54.2K

101.63%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$861 ¥140.0K

291.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$655 ¥106.4K

213.21%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,839 ¥461.2K

-1.21%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,117 ¥344.0K

5.19%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.81

633.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Nago, Okinawa: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $470 in Nago, Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Nago, Okinawa. Monthly groceries follow the same trend: $297 vs $306 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nago, Okinawa: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 13%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,873 in Nago, Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 595% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $285 in Nago, Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nago, Okinawa, where all-in costs run around $1,248, than in Ubud, Bali at $1,408. In Nago, Okinawa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nago, Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.