Cost of Living Comparison Between Ubud, Bali and Nago, Okinawa Cost of Living Comparison Between Ubud, Bali and Nago, Okinawa

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,228 in Nago, Okinawa, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,938 in Nago, Okinawa, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,649 in Nago, Okinawa, rent included.

Ubud, Bali costs about 11% more than Nago, Okinawa, driven mainly by Getting Around.

Ubud, Bali sits 0% above the global median, while Nago, Okinawa is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$7.03 ¥1,103

-51.07%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$34.58 ¥5,423

5.00%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.45 ¥855

4.77%

Cappuccino

$2.67 Rp 47.4K

$3.15 ¥495

-15.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.10 ¥172

59.09%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.75 ¥118

16.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.02 ¥317

46.04%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$3.15 ¥494

43.49%

Milk (1 liter)

$1.62 Rp 28.7K

$1.52 ¥239

6.58%

White Bread (500g)

$2.33 Rp 41.3K

$1.60 ¥251

45.63%

Rice (white) (1kg)

$1.11 Rp 19.6K

$4.89 ¥767

-77.30%

Eggs

$2.20 Rp 39.0K

$2.29 ¥359

-3.93%

Local Cheese (1kg)

$17.69 Rp 313.8K

$10.25 ¥1,608

72.59%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.24 ¥979

-34.29%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$15.37 ¥2,410

-20.75%

Apples (1kg)

$3.71 Rp 65.7K

$5.46 ¥856

-32.05%

Banana (1kg)

$1.59 Rp 28.2K

$2.68 ¥420

-40.67%

Oranges (1kg)

$2.28 Rp 40.5K

$4.11 ¥645

-44.53%

Tomato (1kg)

$1.95 Rp 34.6K

$4.65 ¥729

-58.06%

Potato (1kg)

$1.91 Rp 33.8K

$3.24 ¥507

-41.05%

Onion (1kg)

$2.33 Rp 41.3K

$2.68 ¥420

-13.06%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.32 ¥208

-23.48%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.82 ¥129

-32.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$4.13 ¥647

-46.00%

Wine (Bottle)

$23.07 Rp 409.2K

$6.40 ¥1,004

260.47%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.99 ¥313

21.61%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.26 ¥355

32.74%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$1.65 ¥259

-83.64%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

$56.5 ¥8,862

-84.11%

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$3.57 ¥560

-86.55%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$2.98 ¥468

-85.57%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$21.13 ¥3,315

-73.31%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.18 ¥186

-32.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$22.9K ¥3.6M

9.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$17.2K ¥2.7M

84.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$140 ¥22.0K

-41.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$27.21 ¥4,269

-76.15%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$34.62 ¥5,431

-45.78%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$58.4 ¥9,152

-2.54%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$13.99 ¥2,194

33.88%

Cinema Ticket

$4.54 Rp 80.5K

$13.23 ¥2,075

-65.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$279 ¥43.8K

72.28%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$13.2K ¥2.1M

-56.88%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$43.56 ¥6,833

4.50%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$29.02 ¥4,552

23.64%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$59.8 ¥9,383

34.39%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$93.7 ¥14.7K

-16.02%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$468 ¥73.5K

138.00%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$333 ¥52.2K

109.74%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$867 ¥136.1K

319.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$666 ¥104.4K

161.03%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,807 ¥440.2K

-0.79%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,774 ¥278.2K

29.08%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.81

661.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Nago, Okinawa: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $468 in Nago, Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $35.00 in Nago, Okinawa. Groceries tell a different story – $295 in Ubud, Bali vs $309 in Nago, Okinawa – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nago, Okinawa: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 11%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,842 in Nago, Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 529% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $481 per month in Ubud, Bali and $279 in Nago, Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nago, Okinawa, where all-in costs run around $1,228, than in Ubud, Bali at $1,368. In Nago, Okinawa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nago, Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.