Cost of Living Comparison Between Ubud, Bali and Nagercoil, Tamil Nadu Cost of Living Comparison Between Ubud, Bali and Nagercoil, Tamil Nadu

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $332 in Nagercoil, Tamil Nadu.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $572 in Nagercoil, Tamil Nadu.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $813 in Nagercoil, Tamil Nadu.

Living in Ubud, Bali is roughly 324% more expensive than Nagercoil, Tamil Nadu, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Nagercoil, Tamil Nadu is 75% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.43 ₹136

149.65%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$9.08 ₹863

257.93%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.57 ₹435

6.35%

Cappuccino

$2.75 Rp 49.2K

$1.39 ₹132

97.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.31 ₹29.85

325.81%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.14 ₹13.76

400.00%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.57 ₹149

85.35%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.86 ₹272

32.52%

Milk (1 liter)

$1.71 Rp 30.6K

$0.52 ₹49.53

228.85%

White Bread (500g)

$2.47 Rp 44.3K

$0.52 ₹49.36

375.00%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.52 ₹49.51

130.77%

Eggs

$2.44 Rp 43.8K

$0.82 ₹78.4

197.56%

Local Cheese (1kg)

$14.38 Rp 257.7K

$4.31 ₹410

233.64%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.91 ₹277

48.11%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$2.23 ₹212

65.02%

Banana (1kg)

$1.55 Rp 27.8K

$0.72 ₹68.7

115.28%

Oranges (1kg)

$2.79 Rp 49.9K

$0.92 ₹87.7

203.26%

Tomato (1kg)

$2.33 Rp 41.8K

$0.32 ₹30.28

628.13%

Potato (1kg)

$1.97 Rp 35.3K

$0.45 ₹43.16

337.78%

Onion (1kg)

$2.31 Rp 41.4K

$0.48 ₹45.31

381.25%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.57 ₹54.3

85.96%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.29 ₹27.32

151.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.59 ₹246

26.64%

Wine (Bottle)

$22.79 Rp 408.4K

$4.89 ₹465

366.05%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.39 ₹133

102.16%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.50 ₹237

11.20%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.17 ₹396

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.17 ₹16.08

70.59%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$6.69 ₹636

20.48%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.51 ₹48.13

-11.76%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.13 ₹107

452.21%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.17 ₹111

-27.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$13.4K ₹1.3M

94.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$12.3K ₹1.2M

157.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$18.38 ₹1,748

339.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$3.04 ₹289

33.55%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$6.92 ₹658

252.89%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$15.45 ₹1,469

532.17%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$3.25 ₹309

98.46%

Cinema Ticket

$4.04 Rp 72.4K

$2.15 ₹204

87.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$74.5 ₹7,089

307.87%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$709 ₹67.4K

834.47%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$27.14 ₹2,581

99.82%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$20.26 ₹1,927

91.41%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$36.22 ₹3,445

137.82%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$25.76 ₹2,450

197.63%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$81.3 ₹7,732

1112.15%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$69.6 ₹6,620

845.19%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$260 ₹24.7K

1197.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$252 ₹23.9K

721.02%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$897 ₹85.3K

205.56%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$495 ₹47.1K

350.11%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$319 ₹30.3K

-48.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.5

56.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Nagercoil, Tamil Nadu: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $81.3 in Nagercoil, Tamil Nadu. Housing cost is often the main lever when comparing two cities.

Nagercoil, Tamil Nadu pays 95% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $9.00 in Nagercoil, Tamil Nadu for a mid-range dinner for two. Groceries echo the gap at $297 vs $94.0 per month, with Nagercoil, Tamil Nadu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagercoil, Tamil Nadu: Cost of Living - Frequently Asked Questions

Nagercoil, Tamil Nadu is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 324% gap adds up to real monthly savings that compound significantly over time.

On paper, Nagercoil, Tamil Nadu earns 95% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $81.3 in Nagercoil, Tamil Nadu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagercoil, Tamil Nadu – a meal for two runs $9.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,404 per month in Ubud, Bali versus $332 in Nagercoil, Tamil Nadu – a 324% gap that adds up to real savings over time for anyone picking the cheaper option.

At $332 in Nagercoil, Tamil Nadu versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Nagercoil, Tamil Nadu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagercoil, Tamil Nadu the clear choice for anyone on this budget.

For families, Nagercoil, Tamil Nadu is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nagercoil, Tamil Nadu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagercoil, Tamil Nadu gentler on the wallet – expenses run 324% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.