Cost of Living Comparison Between Ubud, Bali and Nagercoil, Tamil Nadu Cost of Living Comparison Between Ubud, Bali and Nagercoil, Tamil Nadu

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $325 in Nagercoil, Tamil Nadu.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $515 in Nagercoil, Tamil Nadu.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $705 in Nagercoil, Tamil Nadu.

Living in Ubud, Bali is roughly 321% more expensive than in Nagercoil, Tamil Nadu, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Nagercoil, Tamil Nadu is 76% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$1.28 ₹123

168.75%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$8.06 ₹773

350.50%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.68 ₹353

55.16%

Cappuccino

$2.67 Rp 47.3K

$1.25 ₹120

113.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.40 ₹38.42

337.50%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.14 ₹13.06

521.43%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.56 ₹149

89.10%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.14 ₹206

111.21%

Milk (1 liter)

$1.62 Rp 28.7K

$0.55 ₹52.9

194.55%

White Bread (500g)

$2.33 Rp 41.3K

$0.42 ₹40.13

454.76%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.49 ₹46.80

126.53%

Eggs

$2.20 Rp 39.0K

$0.94 ₹90.2

134.04%

Local Cheese (1kg)

$17.69 Rp 313.3K

$4.23 ₹406

318.20%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.79 ₹267

46.95%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.96 ₹188

89.29%

Banana (1kg)

$1.59 Rp 28.1K

$0.76 ₹73.2

109.21%

Oranges (1kg)

$2.28 Rp 40.4K

$0.83 ₹80.0

174.70%

Tomato (1kg)

$1.95 Rp 34.6K

$0.30 ₹28.59

550.00%

Potato (1kg)

$1.91 Rp 33.7K

$0.38 ₹36.92

402.63%

Onion (1kg)

$2.33 Rp 41.3K

$0.33 ₹31.67

606.06%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.53 ₹50.4

90.57%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.27 ₹25.60

103.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.66 ₹256

-16.17%

Wine (Bottle)

$23.07 Rp 408.6K

$5.03 ₹482

358.65%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.44 ₹138

68.06%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.14 ₹205

40.19%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.15 ₹398

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.15 ₹14.59

80.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$7.04 ₹675

27.56%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.76 ₹72.8

-36.84%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.20 ₹19.15

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.34 ₹128

320.90%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.05 ₹101

-23.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$12.7K ₹1.2M

97.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$12.1K ₹1.2M

162.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$17.02 ₹1,633

378.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.17 ₹304

104.73%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$6.62 ₹635

183.53%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$18.98 ₹1,821

199.63%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$6.28 ₹602

198.25%

Cinema Ticket

$4.54 Rp 80.4K

$1.94 ₹186

134.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$55.1 ₹5,282

772.99%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$641 ₹61.5K

791.63%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$25.77 ₹2,473

76.64%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$17.56 ₹1,685

104.33%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$32.52 ₹3,120

147.20%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$26.19 ₹2,512

200.38%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$119 ₹11.5K

833.83%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$73.5 ₹7,050

849.31%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$238 ₹22.8K

1430.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$167 ₹16.0K

939.20%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$984 ₹94.4K

182.88%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$500 ₹48.0K

357.49%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$322 ₹30.9K

-47.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.6

60.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Nagercoil, Tamil Nadu: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $119 in Nagercoil, Tamil Nadu. Housing cost is often the main lever when comparing two cities.

Nagercoil, Tamil Nadu pays 92% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $8.00 in Nagercoil, Tamil Nadu for a mid-range dinner for two. Groceries echo the gap at $295 vs $90.0 per month, with Nagercoil, Tamil Nadu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagercoil, Tamil Nadu: Cost of Living - Frequently Asked Questions

Nagercoil, Tamil Nadu is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 321% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 92% lower in Nagercoil, Tamil Nadu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $119 in Nagercoil, Tamil Nadu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagercoil, Tamil Nadu – a meal for two runs $8.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $325 in Nagercoil, Tamil Nadu – a 321% gap that adds up to real savings over time for anyone picking the cheaper option.

At $325 in Nagercoil, Tamil Nadu versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Nagercoil, Tamil Nadu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagercoil, Tamil Nadu the clear choice for anyone on this budget.

For families, Nagercoil, Tamil Nadu is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nagercoil, Tamil Nadu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagercoil, Tamil Nadu gentler on the wallet – expenses run 321% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.