Cost of Living Comparison Between Ubud, Bali and Nagercoil, Tamil Nadu Cost of Living Comparison Between Ubud, Bali and Nagercoil, Tamil Nadu

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $324 in Nagercoil, Tamil Nadu.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $568 in Nagercoil, Tamil Nadu.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $813 in Nagercoil, Tamil Nadu.

Living in Ubud, Bali is roughly 345% more expensive than Nagercoil, Tamil Nadu, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Nagercoil, Tamil Nadu is 76% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.43 ₹136

149.65%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$9.24 ₹878

252.60%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$4.69 ₹445

8.10%

Cappuccino

$2.83 Rp 49.0K

$1.35 ₹128

109.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.29 ₹27.32

362.07%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.15 ₹14.13

360.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.54 ₹146

94.16%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.85 ₹271

35.09%

Milk (1 liter)

$1.74 Rp 30.2K

$0.55 ₹52.6

216.36%

White Bread (500g)

$2.54 Rp 44.0K

$0.51 ₹47.96

398.04%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.49 ₹46.22

142.86%

Eggs

$2.43 Rp 42.0K

$0.82 ₹77.6

196.34%

Local Cheese (1kg)

$14.66 Rp 254.1K

$4.36 ₹414

236.24%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.94 ₹279

42.18%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$2.23 ₹212

65.47%

Banana (1kg)

$1.61 Rp 27.8K

$0.73 ₹69.0

120.55%

Oranges (1kg)

$2.69 Rp 46.5K

$0.92 ₹87.1

192.39%

Tomato (1kg)

$2.33 Rp 40.4K

$0.34 ₹32.37

585.29%

Potato (1kg)

$1.91 Rp 33.0K

$0.45 ₹42.91

324.44%

Onion (1kg)

$2.19 Rp 37.9K

$0.45 ₹42.33

386.67%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.54 ₹50.9

96.30%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.29 ₹27.48

148.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.62 ₹249

19.47%

Wine (Bottle)

$23.49 Rp 407.1K

$5.15 ₹489

356.12%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.44 ₹137

90.28%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.50 ₹237

15.20%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.12 ₹392

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.17 ₹15.93

70.59%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$6.81 ₹646

19.97%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.51 ₹48.11

-11.76%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.14 ₹108

440.35%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.17 ₹111

-28.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$13.4K ₹1.3M

95.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$12.5K ₹1.2M

160.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$18.98 ₹1,802

313.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.08 ₹293

28.25%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$7.07 ₹671

245.12%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$15.50 ₹1,471

522.84%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$3.24 ₹308

95.99%

Cinema Ticket

$4.04 Rp 70.0K

$2.11 ₹200

91.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$72.4 ₹6,874

317.94%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$727 ₹69.0K

797.73%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$26.86 ₹2,550

100.45%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$20.04 ₹1,902

89.52%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$36.49 ₹3,464

137.76%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$25.40 ₹2,411

210.47%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$82.3 ₹7,809

1130.66%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$68.5 ₹6,504

884.60%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$266 ₹25.3K

1174.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$251 ₹23.9K

734.80%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$389 ₹36.9K

-55.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.5

56.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Nagercoil, Tamil Nadu: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $82.3 in Nagercoil, Tamil Nadu. Housing cost is often the main lever when comparing two cities.

Nagercoil, Tamil Nadu pays 124% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $9.00 in Nagercoil, Tamil Nadu for a mid-range dinner for two. Groceries echo the gap at $298 vs $95.0 per month, with Nagercoil, Tamil Nadu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagercoil, Tamil Nadu: Cost of Living - Frequently Asked Questions

Nagercoil, Tamil Nadu is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 345% gap adds up to real monthly savings that compound significantly over time.

On paper, Nagercoil, Tamil Nadu earns 124% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $82.3 in Nagercoil, Tamil Nadu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagercoil, Tamil Nadu – a meal for two runs $9.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $324 in Nagercoil, Tamil Nadu – a 345% gap that adds up to real savings over time for anyone picking the cheaper option.

At $324 in Nagercoil, Tamil Nadu versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Nagercoil, Tamil Nadu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagercoil, Tamil Nadu the clear choice for anyone on this budget.

For families, Nagercoil, Tamil Nadu is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nagercoil, Tamil Nadu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagercoil, Tamil Nadu gentler on the wallet – expenses run 345% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.