Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nagercoil, Tamil Nadu

For one person, living is cheaper in Nagercoil, Tamil Nadu: $324 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
16

Cost of Living Index in Nagercoil, Tamil Nadu
Learn more

Nagercoil, Tamil Nadu Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Nagercoil, Tamil Nadu

🇮🇳 India

$324

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nagercoil, Tamil Nadu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nagercoil, Tamil Nadu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $324 in Nagercoil, Tamil Nadu.

Ubud, Bali $1,349
Nagercoil, Tamil Nadu $324

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $524 in Nagercoil, Tamil Nadu.

Ubud, Bali $2,305
Nagercoil, Tamil Nadu $524

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $724 in Nagercoil, Tamil Nadu.

Ubud, Bali $3,261
Nagercoil, Tamil Nadu $724

Living in Ubud, Bali is roughly 317% more expensive than in Nagercoil, Tamil Nadu, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$1.24 ₹118

167.74%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$8.07 ₹767

341.64%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$3.78 ₹359

46.30%

Cappuccino

$2.72 Rp 49.3K

$1.29 ₹122

110.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.38 ₹36.03

347.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.14 ₹13.56

442.86%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.55 ₹147

70.97%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.15 ₹204

103.72%

Milk (1 liter)

$1.49 Rp 27.0K

$0.51 ₹48.74

192.16%

White Bread (500g)

$2.28 Rp 41.2K

$0.42 ₹40.04

442.86%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.45 ₹43.10

164.44%

Eggs

$2.04 Rp 36.9K

$0.89 ₹84.4

129.21%

Local Cheese (1kg)

$17.70 Rp 320.8K

$4.36 ₹414

305.96%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$2.67 ₹253

48.31%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

$2.04 ₹193

79.41%

Banana (1kg)

$1.52 Rp 27.5K

$0.69 ₹65.6

120.29%

Oranges (1kg)

$2.23 Rp 40.4K

$0.82 ₹77.9

171.95%

Tomato (1kg)

$1.97 Rp 35.7K

$0.32 ₹30.61

515.63%

Potato (1kg)

$1.85 Rp 33.5K

$0.39 ₹37.31

374.36%

Onion (1kg)

$2.42 Rp 43.9K

$0.31 ₹29.39

680.65%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.56 ₹53.5

76.79%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.30 ₹28.67

70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.67 ₹253

-16.85%

Wine (Bottle)

$22.24 Rp 403.0K

$5.01 ₹476

343.91%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.40 ₹133

61.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.13 ₹202

39.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.07 ₹387

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.18 ₹17.05

38.89%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$6.97 ₹662

12.20%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.77 ₹72.8

-42.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.20 ₹18.99

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.29 ₹122

319.38%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.12 ₹106

-26.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$11.3K ₹1.1M

110.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$12.2K ₹1.2M

159.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$16.58 ₹1,575

376.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$3.29 ₹312

96.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$6.94 ₹659

167.72%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$18.72 ₹1,777

164.32%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$6.51 ₹618

171.12%

Cinema Ticket

$4.27 Rp 77.4K

$1.94 ₹184

120.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$56.4 ₹5,353

770.06%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$659 ₹62.6K

761.03%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$25.38 ₹2,410

75.89%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$17.72 ₹1,683

97.23%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$33.54 ₹3,185

138.22%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$26.87 ₹2,551

195.57%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$119 ₹11.3K

846.37%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$78.1 ₹7,413

760.11%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$240 ₹22.8K

1386.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$187 ₹17.8K

821.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$824 ₹78.3K

231.38%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$607 ₹57.7K

275.99%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$325 ₹30.9K

-49.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.6

60.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Nagercoil, Tamil Nadu: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Nagercoil, Tamil Nadu

$78 24.1% 88.4% $593

Groceries & Markets

Ubud, Bali

$288 21.4%

Nagercoil, Tamil Nadu

$89 27.6% 69% $199

Eating Out

Ubud, Bali

$108 8%

Nagercoil, Tamil Nadu

$51 15.7% 52.8% $57

Clothing & Footwear

Ubud, Bali

$108 8%

Nagercoil, Tamil Nadu

$47 14.4% 56.7% $61

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Nagercoil, Tamil Nadu

$27 8.3% 74.2% $77

Sport & Entertainment

Ubud, Bali

$58 4.3%

Nagercoil, Tamil Nadu

$23 7% 61.1% $35

Getting Around

Ubud, Bali

$11 0.9%

Nagercoil, Tamil Nadu

$9.5 2.9% 17.2% $2

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $119 in Nagercoil, Tamil Nadu. Housing cost is often the main lever when comparing two cities.

Nagercoil, Tamil Nadu pays 98% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $8 in Nagercoil, Tamil Nadu for a mid-range dinner for two. Groceries echo the gap at $288 vs $89 per month, with Nagercoil, Tamil Nadu cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Nagercoil, Tamil Nadu

🕒 Local time

18:12 6:12 PM

15:42 3:42 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

225,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,221 IDR (100,000 IDR = 4.95 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Nagercoil, Tamil Nadu 4,580 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Nagercoil, Tamil Nadu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagercoil, Tamil Nadu: Cost of Living - Frequently Asked Questions

Nagercoil, Tamil Nadu is about 76% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 50% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $119 in Nagercoil, Tamil Nadu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagercoil, Tamil Nadu – a meal for two runs $8 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $324 in Nagercoil, Tamil Nadu – Nagercoil, Tamil Nadu is about 76% cheaper, which adds up to real savings over time.

At $324 in Nagercoil, Tamil Nadu versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Nagercoil, Tamil Nadu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagercoil, Tamil Nadu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nagercoil, Tamil Nadu are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Nagercoil, Tamil Nadu gentler on the wallet – expenses run 76% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.