Cost of Living Comparison Between Ubud, Bali and Nadi Cost of Living Comparison Between Ubud, Bali and Nadi

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,046 in Nadi, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,688 in Nadi, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,329 in Nadi, rent included.

Ubud, Bali costs about 33% more than Nadi, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Nadi is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$4.07 FJD 9.06

-12.29%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$27.08 FJD 60.2

19.35%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.05 FJD 17.91

-37.76%

Cappuccino

$2.82 Rp 51.0K

$3.54 FJD 7.86

-20.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.93 FJD 2.08

45.16%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.02 FJD 2.27

-28.43%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.85 FJD 6.35

2.81%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.18 FJD 7.08

23.90%

Milk (1 liter)

$1.78 Rp 32.1K

$1.35 FJD 3.00

31.85%

White Bread (500g)

$2.45 Rp 44.2K

$0.87 FJD 1.92

181.61%

Rice (white) (1kg)

$1.15 Rp 20.7K

Eggs

$2.41 Rp 43.6K

$2.13 FJD 4.73

13.15%

Local Cheese (1kg)

$14.33 Rp 258.7K

$5.32 FJD 11.82

169.36%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$13.15 FJD 29.26

-68.14%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

$2.27 FJD 5.04

60.35%

Banana (1kg)

$1.57 Rp 28.3K

$2.61 FJD 5.80

-39.85%

Oranges (1kg)

$2.79 Rp 50.3K

Tomato (1kg)

$2.24 Rp 40.5K

$3.26 FJD 7.25

-31.29%

Potato (1kg)

$1.98 Rp 35.7K

$1.82 FJD 4.06

8.79%

Onion (1kg)

$2.28 Rp 41.1K

$1.76 FJD 3.92

29.55%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.21 FJD 2.69

-13.22%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.71 FJD 3.81

-53.80%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$8.17 FJD 18.18

-60.95%

Wine (Bottle)

$23.49 Rp 424.1K

$11.06 FJD 24.59

112.39%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.65 FJD 1.45

-58.46%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.12 FJD 2.49

-59.82%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.45 FJD 1.00

2.22%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$4.76 FJD 10.60

27.52%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.29 FJD 2.88

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$20.1K FJD 44.8K

31.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$24.9K FJD 55.4K

30.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$56.7 FJD 126

39.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$15.42 FJD 34.29

-73.48%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$20.16 FJD 44.84

18.30%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$38.58 FJD 85.8

156.04%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$4.80 FJD 10.68

-16.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$226 FJD 502

31.70%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,951 FJD 8,787

67.10%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$28.42 FJD 63.2

88.00%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$45.38 FJD 101

-16.02%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$57.8 FJD 129

53.29%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$67.0 FJD 149

14.34%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$898 FJD 1,998

13.53%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$483 FJD 1,074

40.93%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$1,557 FJD 3,463

122.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$1,022 FJD 2,272

104.60%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$691 FJD 1,537

294.80%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$524 FJD 1,166

337.78%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,135 FJD 2,524

-85.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.17

115.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Nadi: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $898 in Nadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 593% higher in Nadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $27.00 in Nadi. Monthly groceries follow the same trend: $298 vs $212 – making Nadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nadi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 33%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,570 in Nadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $1,046 in Nadi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $226 in Nadi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,046, than in Ubud, Bali at $1,392. In Nadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.