Cost of Living Comparison Between Ubud, Bali and Nadi Cost of Living Comparison Between Ubud, Bali and Nadi

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,404 in Nadi, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,096 in Nadi, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,788 in Nadi, rent included.

Ubud, Bali is about 3% cheaper than Nadi, driven mainly by Eating Out.

Both Ubud, Bali and Nadi sit above the global median – Ubud, Bali by 0%, Nadi by 3%.

Currency
🍽 Eating Out
Ubud, Bali
Nadi
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$9.15 FJD 20.33
-62.40%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$36.74 FJD 81.6
-1.17%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$8.74 FJD 19.43
-34.67%
Cappuccino
$2.67 Rp 47.3K
$4.47 FJD 9.93
-40.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$1.47 FJD 3.27
19.05%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$1.25 FJD 2.77
-30.40%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$2.64 FJD 5.88
11.74%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$4.52 FJD 10.05
-
🛒 Groceries & Markets
Ubud, Bali
Nadi
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.43 FJD 3.17
13.29%
White Bread (500g)
$2.33 Rp 41.3K
$1.11 FJD 2.47
109.91%
Rice (white) (1kg)
$1.11 Rp 19.6K
$1.32 FJD 2.93
-15.91%
Eggs
$2.20 Rp 39.0K
$3.16 FJD 7.02
-30.38%
Local Cheese (1kg)
$17.69 Rp 313.3K
$12.50 FJD 27.79
41.52%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$13.92 FJD 30.93
-70.55%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
$15.57 FJD 34.61
-21.77%
Apples (1kg)
$3.71 Rp 65.6K
$2.91 FJD 6.47
27.49%
Banana (1kg)
$1.59 Rp 28.1K
$2.92 FJD 6.49
-45.55%
Oranges (1kg)
$2.28 Rp 40.4K
$3.83 FJD 8.52
-40.47%
Tomato (1kg)
$1.95 Rp 34.6K
-
-
Potato (1kg)
$1.91 Rp 33.7K
$2.05 FJD 4.56
-6.83%
Onion (1kg)
$2.33 Rp 41.3K
$2.00 FJD 4.43
16.50%
Lettuce (1 head)
$1.01 Rp 17.8K
$1.11 FJD 2.46
-9.01%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$0.99 FJD 2.19
-44.44%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$9.36 FJD 20.80
-76.18%
Wine (Bottle)
$23.07 Rp 408.6K
$10.09 FJD 22.43
128.64%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$2.74 FJD 6.09
-11.68%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$3.30 FJD 7.34
-9.09%
🚌 Getting Around
Ubud, Bali
Nadi
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
$0.66 FJD 1.47
-59.09%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$1.15 FJD 2.56
-58.26%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$0.46 FJD 1.02
-6.52%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$4.76 FJD 10.58
18.49%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.32 FJD 2.94
-39.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$24.6K FJD 54.7K
1.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$22.2K FJD 49.3K
43.03%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nadi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$67.0 FJD 149
21.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$18.23 FJD 40.50
-64.40%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$22.86 FJD 50.8
-17.89%
🎉 Sport & Entertainment
Ubud, Bali
Nadi
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$38.69 FJD 86.0
46.99%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
-
-
Cinema Ticket
$4.54 Rp 80.4K
$5.34 FJD 11.87
-14.98%
🧸 Childcare & Education
Ubud, Bali
Nadi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
-
-
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Nadi
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$28.86 FJD 64.1
57.73%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$45.76 FJD 102
-21.59%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$58.1 FJD 129
38.41%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$67.5 FJD 150
16.62%
🏠 Accommodation & Living
Ubud, Bali
Nadi
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
$1,133 FJD 2,518
-1.66%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$651 FJD 1,446
7.20%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
$1,717 FJD 3,815
111.82%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$1,024 FJD 2,276
69.59%
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
$683 FJD 1,518
307.68%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
$534 FJD 1,186
329.08%
💵 Salaries & Financials
Ubud, Bali
Nadi
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$1,140 FJD 2,533
-85.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.17
123.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Nadi: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $1,133 in Nadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 579% higher in Nadi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $37.00 in Nadi. Monthly groceries follow the same trend: $295 vs $311 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nadi: Cost of Living - Frequently Asked Questions
Is Nadi cheaper than Ubud, Bali?
Yes – Nadi is pricier by about 3%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,105 in Nadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Ubud, Bali and in Nadi?
Groceries cost about 6% more in Nadi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Ubud, Bali or in Nadi?
A mid-range dinner for two costs $36.00 in Ubud, Bali and $37.00 in Nadi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 a realistic budget for living in Ubud, Bali or in Nadi?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Nadi at $1,404. In Ubud, Bali it covers expenses comfortably, while in Nadi it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Nadi more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Nadi?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nadi makes more sense. Both are solid long-term options with distinct trade-offs.

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