Cost of Living Comparison Between Ubud, Bali and Nadi Cost of Living Comparison Between Ubud, Bali and Nadi

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,060 in Nadi, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,705 in Nadi, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,351 in Nadi, rent included.

Ubud, Bali costs about 36% more than Nadi, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Nadi is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.97 FJD 8.73

-10.08%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$26.87 FJD 59.1

21.25%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.23 FJD 18.10

-38.40%

Cappuccino

$2.83 Rp 49.0K

$3.50 FJD 7.69

-19.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.93 FJD 2.04

44.09%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.02 FJD 2.25

-32.35%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.95 FJD 6.48

1.36%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.19 FJD 7.01

20.69%

Milk (1 liter)

$1.74 Rp 30.2K

$1.42 FJD 3.13

22.54%

White Bread (500g)

$2.54 Rp 44.0K

$0.85 FJD 1.88

198.82%

Rice (white) (1kg)

$1.19 Rp 20.6K

Eggs

$2.43 Rp 42.0K

$2.12 FJD 4.66

14.62%

Local Cheese (1kg)

$14.66 Rp 254.1K

$5.18 FJD 11.39

183.01%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$12.77 FJD 28.10

-67.27%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$2.26 FJD 4.97

63.27%

Banana (1kg)

$1.61 Rp 27.8K

$2.70 FJD 5.94

-40.37%

Oranges (1kg)

$2.69 Rp 46.5K

Tomato (1kg)

$2.33 Rp 40.4K

$3.27 FJD 7.20

-28.75%

Potato (1kg)

$1.91 Rp 33.0K

$1.83 FJD 4.02

4.37%

Onion (1kg)

$2.19 Rp 37.9K

$1.83 FJD 4.02

19.67%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.21 FJD 2.66

-12.40%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.65 FJD 3.63

-56.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$8.08 FJD 17.77

-61.26%

Wine (Bottle)

$23.49 Rp 407.1K

$11.52 FJD 25.35

103.91%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.65 FJD 1.43

-55.38%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.12 FJD 2.47

-59.82%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.45 FJD 0.98

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$4.87 FJD 10.71

26.49%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.26 FJD 2.77

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$19.8K FJD 43.5K

32.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$24.3K FJD 53.5K

33.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$55.2 FJD 121

42.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$15.75 FJD 34.64

-74.92%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$20.36 FJD 44.78

19.84%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$37.68 FJD 82.9

156.21%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$4.76 FJD 10.47

-15.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$226 FJD 498

33.66%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,965 FJD 8,723

64.51%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$29.51 FJD 64.9

82.45%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$45.25 FJD 99.6

-16.07%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$57.1 FJD 126

51.97%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$67.8 FJD 149

16.31%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$876 FJD 1,928

15.49%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$482 FJD 1,060

39.97%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,546 FJD 3,401

119.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$1,035 FJD 2,277

102.75%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$710 FJD 1,562

320.37%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$538 FJD 1,184

334.55%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,133 FJD 2,493

-84.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.17

115.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Nadi: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $876 in Nadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 554% higher in Nadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $27.00 in Nadi. Monthly groceries follow the same trend: $298 vs $211 – making Nadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nadi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 36%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,589 in Nadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $1,060 in Nadi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $226 in Nadi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,060, than in Ubud, Bali at $1,438. In Nadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.