Cost of Living Comparison Between Ubud, Bali and Nadi Cost of Living Comparison Between Ubud, Bali and Nadi

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,064 in Nadi, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,667 in Nadi, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,269 in Nadi, rent included.

Ubud, Bali costs about 32% more than Nadi, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Nadi is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.99 FJD 8.83

-10.53%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$26.80 FJD 59.3

21.27%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.17 FJD 18.08

-40.51%

Cappuccino

$2.75 Rp 49.2K

$3.43 FJD 7.58

-19.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.92 FJD 2.04

43.48%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.99 FJD 2.19

-29.29%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.84 FJD 6.29

2.46%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.03 FJD 6.70

25.08%

Milk (1 liter)

$1.71 Rp 30.6K

$1.40 FJD 3.09

22.14%

White Bread (500g)

$2.47 Rp 44.3K

$0.82 FJD 1.81

201.22%

Rice (white) (1kg)

$1.20 Rp 21.5K

Eggs

$2.44 Rp 43.8K

$2.16 FJD 4.78

12.96%

Local Cheese (1kg)

$14.38 Rp 257.7K

$5.28 FJD 11.69

172.35%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$12.89 FJD 28.52

-66.56%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$2.18 FJD 4.82

68.81%

Banana (1kg)

$1.55 Rp 27.8K

$2.72 FJD 6.02

-43.01%

Oranges (1kg)

$2.79 Rp 49.9K

Tomato (1kg)

$2.33 Rp 41.8K

$3.26 FJD 7.22

-28.53%

Potato (1kg)

$1.97 Rp 35.3K

$1.77 FJD 3.91

11.30%

Onion (1kg)

$2.31 Rp 41.4K

$1.77 FJD 3.91

30.51%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.17 FJD 2.58

-9.40%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.63 FJD 3.60

-55.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$7.90 FJD 17.48

-58.48%

Wine (Bottle)

$22.79 Rp 408.4K

$11.10 FJD 24.57

105.32%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.65 FJD 1.43

-55.38%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.09 FJD 2.41

-58.72%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.42 FJD 0.92

7.14%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$4.91 FJD 10.86

27.09%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.25 FJD 2.77

-32.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$20.4K FJD 45.2K

27.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$24.3K FJD 53.7K

30.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$55.4 FJD 123

45.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$15.32 FJD 33.90

-73.50%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$20.10 FJD 44.48

21.49%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$37.74 FJD 83.5

158.80%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$4.77 FJD 10.56

-15.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$219 FJD 485

38.78%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,991 FJD 8,830

65.91%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$29.51 FJD 65.3

83.77%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$45.16 FJD 99.9

-14.13%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$57.8 FJD 128

49.08%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$65.8 FJD 146

16.57%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$886 FJD 1,959

11.30%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$466 FJD 1,031

41.24%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,558 FJD 3,446

116.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,057 FJD 2,339

95.41%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$685 FJD 1,515

300.36%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$528 FJD 1,168

322.03%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,119 FJD 2,475

-85.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.17

115.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Nadi: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $886 in Nadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 585% higher in Nadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $27.00 in Nadi. Monthly groceries follow the same trend: $297 vs $210 – making Nadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nadi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 32%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,596 in Nadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $1,064 in Nadi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $219 in Nadi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,064, than in Ubud, Bali at $1,404. In Nadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.