🙂A single person spends $1,046 per month in Nadi vs $1,392 in Ubud, Bali, rent included.
🙂A couple spends around $1,688 per month in Nadi vs $2,557 in Ubud, Bali, rent included.
🙂A family of three spends $2,329 per month in Nadi vs $3,723 in Ubud, Bali, rent included.
🙂Nadi is about 25% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Nadi sits 21% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Nadi
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.07FJD 9.06
$3.57Rp 64.5K
14.01%
Three-Course Dinner for Two, Mid-Range
$27.08FJD 60.2
$32.32Rp 583.4K
-16.21%
Fast Food Meal(McDonalds, etc)
$8.05FJD 17.91
$5.01Rp 90.4K
60.68%
Cappuccino
$3.54FJD 7.86
$2.82Rp 51.0K
25.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.93FJD 2.08
$1.35Rp 24.4K
-31.11%
Water(0.33 liter bottle)
$1.02FJD 2.27
$0.73Rp 13.2K
39.73%
Local Beer(0.5 liter draught)
$2.85FJD 6.35
$2.93Rp 53.0K
-2.73%
Imported Beer(0.33 liter bottle)
$3.18FJD 7.08
$3.94Rp 71.1K
-19.29%
🛒 Groceries & Markets
Nadi
Ubud, Bali
Difference
Milk(1 liter)
$1.35FJD 3.00
$1.78Rp 32.1K
-24.16%
White Bread(500g)
$0.87FJD 1.92
$2.45Rp 44.2K
-64.49%
Rice(white)(1kg)
-
$1.15Rp 20.7K
-
Eggs
$2.13FJD 4.73
$2.41Rp 43.6K
-11.62%
Local Cheese(1kg)
$5.32FJD 11.82
$14.33Rp 258.7K
-62.88%
Chicken Fillets(1kg)
$13.15FJD 29.26
$4.19Rp 75.6K
213.84%
Beef Round Steak(1kg)
-
$12.06Rp 217.7K
-
Apples(1kg)
$2.27FJD 5.04
$3.64Rp 65.7K
-37.64%
Banana(1kg)
$2.61FJD 5.80
$1.57Rp 28.3K
66.24%
Oranges(1kg)
-
$2.79Rp 50.3K
-
Tomato(1kg)
$3.26FJD 7.25
$2.24Rp 40.5K
45.54%
Potato(1kg)
$1.82FJD 4.06
$1.98Rp 35.7K
-8.08%
Onion(1kg)
$1.76FJD 3.92
$2.28Rp 41.1K
-22.81%
Lettuce(1 head)
$1.21FJD 2.69
$1.05Rp 19.0K
15.24%
Water(1.5 liter bottle)
$1.71FJD 3.81
$0.79Rp 14.2K
116.46%
Cigarettes 20 Pack(Marlboro, Camel)
$8.17FJD 18.18
$3.19Rp 57.6K
156.11%
Wine(Bottle)
$11.06FJD 24.59
$23.49Rp 424.1K
-52.92%
Local Beer(0.5 liter bottle)
-
$2.90Rp 52.3K
-
Imported Beer(0.33 liter bottle)
-
$2.76Rp 49.7K
-
🚌 Getting Around
Nadi
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.65FJD 1.45
$0.27Rp 4,813
140.74%
Public Transport Monthly Pass(Regular Price)
-
$8.37Rp 151.1K
-
Taxi Start(Normal Tariff)
$1.12FJD 2.49
$0.45Rp 8,167
148.89%
Taxi(Normal Tariff)(1km)
$0.45FJD 1.00
$0.46Rp 8,298
-2.17%
Taxi 1hour Waiting(Normal Tariff)
$4.76FJD 10.60
$6.07Rp 109.6K
-21.58%
Gasoline(1 liter)
$1.29FJD 2.88
$0.86Rp 15.6K
50.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.1KFJD 44.8K
$26.6KRp 480.0M
-24.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9KFJD 55.4K
$32.5KRp 587.6M
-23.52%
🧾 Monthly Utilities & Internet
Nadi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$56.7FJD 126
$79.0Rp 1.4M
-28.23%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.42FJD 34.29
$4.09Rp 73.9K
277.02%
Internet(50+ Mbps, Unlimited Data)
$20.16FJD 44.84
$23.85Rp 430.5K
-15.47%
🎉 Sport & Entertainment
Nadi
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.58FJD 85.8
$98.8Rp 1.8M
-60.94%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 114.7K
-
Cinema Ticket
$4.80FJD 10.68
$4.01Rp 72.3K
19.70%
🧸 Childcare & Education
Nadi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226FJD 502
$297Rp 5.4M
-24.07%
International Primary School, 1 Child(Yearly)
$3,951FJD 8,787
$6,602Rp 119.2M
-40.16%
👕👟 Clothing & Footwear
Nadi
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$28.42FJD 63.2
$53.4Rp 964.5K
-46.81%
Summer Dress(H&M, Zara, etc)
$45.38FJD 101
$38.11Rp 688.1K
19.08%
Sport Shoes(Adidas, Nike)
$57.8FJD 129
$88.7Rp 1.6M
-34.77%
Men's Leather Business Shoes
$67.0FJD 149
$76.6Rp 1.4M
-12.54%
🏠 Accommodation & Living
Nadi
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$898FJD 1,998
$1,020Rp 18.4M
-11.92%
1-bedroom Apartment, Outside City Center(Monthly)
$483FJD 1,074
$680Rp 12.3M
-29.04%
3-bedroom Apartment, City Center(Monthly)
$1,557FJD 3,463
$3,469Rp 62.6M
-55.11%
3-bedroom Apartment, Outside City Center(Monthly)
$1,022FJD 2,272
$2,090Rp 37.7M
-51.12%
Buy Apartment in City Center(m2)
$691FJD 1,537
$2,729Rp 49.3M
-74.67%
Buy Apartment Outside City Center(m2)
$524FJD 1,166
$2,295Rp 41.4M
-77.16%
💵 Salaries & Financials
Nadi
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,135FJD 2,524
$164Rp 3.0M
593.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.17
13.28
-53.54%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nadi: July 28, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $898 in Nadi versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 593% higher in Nadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $27.00 in Nadi versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $212 vs $298 – making Nadi the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nadi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nadi?
Yes – Ubud, Bali is pricier by about 33%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,570 per month in Nadi and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Nadi and in Ubud, Bali?
Monthly expenses with rent come to $1,046 in Nadi and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $226 per month in Nadi and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Nadi or in Ubud, Bali?
A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,046, than in Ubud, Bali at $1,392. In Nadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Nadi or Ubud, Bali more family-friendly?
Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Nadi or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.