Cost of Living Comparison Between Nadi and Ubud, Bali Cost of Living Comparison Between Nadi and Ubud, Bali

Monthly Cost of Living

A single person spends $1,064 per month in Nadi vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,667 per month in Nadi vs $2,549 in Ubud, Bali, rent included.

A family of three spends $2,269 per month in Nadi vs $3,694 in Ubud, Bali, rent included.

Nadi is about 24% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Nadi sits 21% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Nadi
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.99 FJD 8.83
$3.57 Rp 64.0K
11.76%
Three-Course Dinner for Two, Mid-Range
$26.80 FJD 59.3
$32.50 Rp 582.3K
-17.54%
Fast Food Meal (McDonalds, etc)
$8.17 FJD 18.08
$4.86 Rp 87.1K
68.11%
Cappuccino
$3.43 FJD 7.58
$2.75 Rp 49.2K
24.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 FJD 2.04
$1.32 Rp 23.7K
-30.30%
Water (0.33 liter bottle)
$0.99 FJD 2.19
$0.70 Rp 12.6K
41.43%
Local Beer (0.5 liter draught)
$2.84 FJD 6.29
$2.91 Rp 52.2K
-2.41%
Imported Beer (0.33 liter bottle)
$3.03 FJD 6.70
$3.79 Rp 68.0K
-20.05%
🛒 Groceries & Markets
Nadi
Ubud, Bali
Difference
Milk (1 liter)
$1.40 FJD 3.09
$1.71 Rp 30.6K
-18.13%
White Bread (500g)
$0.82 FJD 1.81
$2.47 Rp 44.3K
-66.80%
Rice (white) (1kg)
-
$1.20 Rp 21.5K
-
Eggs
$2.16 FJD 4.78
$2.44 Rp 43.8K
-11.48%
Local Cheese (1kg)
$5.28 FJD 11.69
$14.38 Rp 257.7K
-63.28%
Chicken Fillets (1kg)
$12.89 FJD 28.52
$4.31 Rp 77.1K
199.07%
Beef Round Steak (1kg)
-
$12.21 Rp 218.7K
-
Apples (1kg)
$2.18 FJD 4.82
$3.68 Rp 66.0K
-40.76%
Banana (1kg)
$2.72 FJD 6.02
$1.55 Rp 27.8K
75.48%
Oranges (1kg)
-
$2.79 Rp 49.9K
-
Tomato (1kg)
$3.26 FJD 7.22
$2.33 Rp 41.8K
39.91%
Potato (1kg)
$1.77 FJD 3.91
$1.97 Rp 35.3K
-10.15%
Onion (1kg)
$1.77 FJD 3.91
$2.31 Rp 41.4K
-23.38%
Lettuce (1 head)
$1.17 FJD 2.58
$1.06 Rp 19.1K
10.38%
Water (1.5 liter bottle)
$1.63 FJD 3.60
$0.73 Rp 13.1K
123.29%
Cigarettes 20 Pack (Marlboro, Camel)
$7.90 FJD 17.48
$3.28 Rp 58.8K
140.85%
Wine (Bottle)
$11.10 FJD 24.57
$22.79 Rp 408.4K
-51.29%
Local Beer (0.5 liter bottle)
-
$2.81 Rp 50.3K
-
Imported Beer (0.33 liter bottle)
-
$2.78 Rp 49.9K
-
🚌 Getting Around
Nadi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.65 FJD 1.43
$0.29 Rp 5,217
124.14%
Public Transport Monthly Pass (Regular Price)
-
$8.06 Rp 144.4K
-
Taxi Start (Normal Tariff)
$1.09 FJD 2.41
$0.45 Rp 8,047
142.22%
Taxi (Normal Tariff) (1km)
$0.42 FJD 0.92
$0.45 Rp 8,094
-6.67%
Taxi 1hour Waiting (Normal Tariff)
$4.91 FJD 10.86
$6.24 Rp 111.7K
-21.31%
Gasoline (1 liter)
$1.25 FJD 2.77
$0.85 Rp 15.2K
47.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.4K FJD 45.2K
$26.0K Rp 465.4M
-21.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K FJD 53.7K
$31.7K Rp 567.2M
-23.34%
🧾 Monthly Utilities & Internet
Nadi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55.4 FJD 123
$80.8 Rp 1.4M
-31.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.32 FJD 33.90
$4.06 Rp 72.7K
277.34%
Internet (50+ Mbps, Unlimited Data)
$20.10 FJD 44.48
$24.42 Rp 437.6K
-17.69%
🎉 Sport & Entertainment
Nadi
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.74 FJD 83.5
$97.7 Rp 1.7M
-61.36%
Tennis Court (1 Hour on Weekend)
-
$6.45 Rp 115.5K
-
Cinema Ticket
$4.77 FJD 10.56
$4.04 Rp 72.4K
18.07%
🧸 Childcare & Education
Nadi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$219 FJD 485
$304 Rp 5.4M
-27.94%
International Primary School, 1 Child (Yearly)
$3,991 FJD 8,830
$6,621 Rp 118.6M
-39.73%
👕👟 Clothing & Footwear
Nadi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$29.51 FJD 65.3
$54.2 Rp 971.7K
-45.58%
Summer Dress (H&M, Zara, etc)
$45.16 FJD 99.9
$38.78 Rp 694.7K
16.45%
Sport Shoes (Adidas, Nike)
$57.8 FJD 128
$86.1 Rp 1.5M
-32.92%
Men's Leather Business Shoes
$65.8 FJD 146
$76.7 Rp 1.4M
-14.22%
🏠 Accommodation & Living
Nadi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$886 FJD 1,959
$986 Rp 17.7M
-10.16%
1-bedroom Apartment, Outside City Center (Monthly)
$466 FJD 1,031
$658 Rp 11.8M
-29.20%
3-bedroom Apartment, City Center (Monthly)
$1,558 FJD 3,446
$3,369 Rp 60.4M
-53.77%
3-bedroom Apartment, Outside City Center (Monthly)
$1,057 FJD 2,339
$2,066 Rp 37.0M
-48.83%
Buy Apartment in City Center (m2)
$685 FJD 1,515
$2,741 Rp 49.1M
-75.02%
Buy Apartment Outside City Center (m2)
$528 FJD 1,168
$2,228 Rp 39.9M
-76.31%
💵 Salaries & Financials
Nadi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,119 FJD 2,475
$163 Rp 2.9M
584.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.17
13.28
-53.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadi: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $886 in Nadi versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 585% higher in Nadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $27.00 in Nadi versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $210 vs $297 – making Nadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nadi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nadi?
Yes – Ubud, Bali is pricier by about 32%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,596 per month in Nadi and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Nadi vs Ubud, Bali?
Monthly expenses with rent come to $1,064 in Nadi and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $219 per month in Nadi and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Nadi or Ubud, Bali?
A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,064, than in Ubud, Bali at $1,404. In Nadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Nadi or Ubud, Bali more family-friendly?
Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Nadi or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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