Cost of Living Comparison Between Nadi and Ubud, Bali Cost of Living Comparison Between Nadi and Ubud, Bali

Monthly Cost of Living

A single person spends $1,404 per month in Nadi vs $1,368 in Ubud, Bali, rent included.

A couple spends around $2,096 per month in Nadi vs $2,348 in Ubud, Bali, rent included.

A family of three spends $2,788 per month in Nadi vs $3,327 in Ubud, Bali, rent included.

Nadi costs about 3% more than Ubud, Bali, driven mainly by Eating Out.

Both Nadi and Ubud, Bali sit above the global median – Nadi by 3%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Nadi
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.15 FJD 20.33
$3.44 Rp 60.9K
165.99%
Three-Course Dinner for Two, Mid-Range
$36.74 FJD 81.6
$36.31 Rp 643.0K
1.18%
Fast Food Meal (McDonalds, etc)
$8.74 FJD 19.43
$5.71 Rp 101.0K
53.06%
Cappuccino
$4.47 FJD 9.93
$2.67 Rp 47.3K
67.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.47 FJD 3.27
$1.75 Rp 31.0K
-16.00%
Water (0.33 liter bottle)
$1.25 FJD 2.77
$0.87 Rp 15.4K
43.68%
Local Beer (0.5 liter draught)
$2.64 FJD 5.88
$2.95 Rp 52.3K
-10.51%
Imported Beer (0.33 liter bottle)
$4.52 FJD 10.05
$4.52 Rp 80.0K
-
🛒 Groceries & Markets
Nadi
Ubud, Bali
Difference
Milk (1 liter)
$1.43 FJD 3.17
$1.62 Rp 28.7K
-11.73%
White Bread (500g)
$1.11 FJD 2.47
$2.33 Rp 41.3K
-52.36%
Rice (white) (1kg)
$1.32 FJD 2.93
$1.11 Rp 19.6K
18.92%
Eggs
$3.16 FJD 7.02
$2.20 Rp 39.0K
43.64%
Local Cheese (1kg)
$12.50 FJD 27.79
$17.69 Rp 313.3K
-29.34%
Chicken Fillets (1kg)
$13.92 FJD 30.93
$4.10 Rp 72.5K
239.51%
Beef Round Steak (1kg)
$15.57 FJD 34.61
$12.18 Rp 215.6K
27.83%
Apples (1kg)
$2.91 FJD 6.47
$3.71 Rp 65.6K
-21.56%
Banana (1kg)
$2.92 FJD 6.49
$1.59 Rp 28.1K
83.65%
Oranges (1kg)
$3.83 FJD 8.52
$2.28 Rp 40.4K
67.98%
Tomato (1kg)
-
$1.95 Rp 34.6K
-
Potato (1kg)
$2.05 FJD 4.56
$1.91 Rp 33.7K
7.33%
Onion (1kg)
$2.00 FJD 4.43
$2.33 Rp 41.3K
-14.16%
Lettuce (1 head)
$1.11 FJD 2.46
$1.01 Rp 17.8K
9.90%
Water (1.5 liter bottle)
$0.99 FJD 2.19
$0.55 Rp 9,773
80.00%
Cigarettes 20 Pack (Marlboro, Camel)
$9.36 FJD 20.80
$2.23 Rp 39.5K
319.73%
Wine (Bottle)
$10.09 FJD 22.43
$23.07 Rp 408.6K
-56.26%
Local Beer (0.5 liter bottle)
$2.74 FJD 6.09
$2.42 Rp 42.8K
13.22%
Imported Beer (0.33 liter bottle)
$3.30 FJD 7.34
$3.00 Rp 53.1K
10.00%
🚌 Getting Around
Nadi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.66 FJD 1.47
$0.27 Rp 4,814
144.44%
Public Transport Monthly Pass (Regular Price)
-
$8.98 Rp 159.1K
-
Taxi Start (Normal Tariff)
$1.15 FJD 2.56
$0.48 Rp 8,566
139.58%
Taxi (Normal Tariff) (1km)
$0.46 FJD 1.02
$0.43 Rp 7,679
6.98%
Taxi 1hour Waiting (Normal Tariff)
$4.76 FJD 10.58
$5.64 Rp 99.9K
-15.60%
Gasoline (1 liter)
$1.32 FJD 2.94
$0.80 Rp 14.2K
65.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K FJD 54.7K
$24.9K Rp 441.7M
-1.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K FJD 49.3K
$31.7K Rp 561.5M
-30.08%
🧾 Monthly Utilities & Internet
Nadi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$67.0 FJD 149
$81.5 Rp 1.4M
-17.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.23 FJD 40.50
$6.49 Rp 115.0K
180.89%
Internet (50+ Mbps, Unlimited Data)
$22.86 FJD 50.8
$18.77 Rp 332.4K
21.79%
🎉 Sport & Entertainment
Nadi
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.69 FJD 86.0
$56.9 Rp 1.0M
-31.97%
Tennis Court (1 Hour on Weekend)
-
$18.73 Rp 331.7K
-
Cinema Ticket
$5.34 FJD 11.87
$4.54 Rp 80.4K
17.62%
🧸 Childcare & Education
Nadi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$481 Rp 8.5M
-
International Primary School, 1 Child (Yearly)
-
$5,711 Rp 101.1M
-
👕👟 Clothing & Footwear
Nadi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$28.86 FJD 64.1
$45.52 Rp 806.0K
-36.60%
Summer Dress (H&M, Zara, etc)
$45.76 FJD 102
$35.88 Rp 635.4K
27.54%
Sport Shoes (Adidas, Nike)
$58.1 FJD 129
$80.4 Rp 1.4M
-27.75%
Men's Leather Business Shoes
$67.5 FJD 150
$78.7 Rp 1.4M
-14.25%
🏠 Accommodation & Living
Nadi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,133 FJD 2,518
$1,115 Rp 19.7M
1.69%
1-bedroom Apartment, Outside City Center (Monthly)
$651 FJD 1,446
$698 Rp 12.4M
-6.71%
3-bedroom Apartment, City Center (Monthly)
$1,717 FJD 3,815
$3,637 Rp 64.4M
-52.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,024 FJD 2,276
$1,737 Rp 30.8M
-41.03%
Buy Apartment in City Center (m2)
$683 FJD 1,518
$2,784 Rp 49.3M
-75.47%
Buy Apartment Outside City Center (m2)
$534 FJD 1,186
$2,290 Rp 40.5M
-76.69%
💵 Salaries & Financials
Nadi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,140 FJD 2,533
$168 Rp 3.0M
578.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.17
13.78
-55.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadi: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,133 in Nadi versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 579% higher in Nadi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $37.00 in Nadi versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $311 vs $295 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nadi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nadi?
Yes – Nadi is pricier by about 3%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,105 per month in Nadi and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Nadi and in Ubud, Bali?
Groceries cost about 6% more in Nadi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Nadi or in Ubud, Bali?
A mid-range dinner for two costs $37.00 in Nadi and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 a realistic budget for living in Nadi or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Nadi at $1,404. In Ubud, Bali it covers expenses comfortably, while in Nadi it requires careful planning or may not stretch far enough.
Is Nadi or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Nadi or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nadi makes more sense. Both are solid long-term options with distinct trade-offs.

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