Cost of Living Comparison Between Nadi and Ubud, Bali Cost of Living Comparison Between Nadi and Ubud, Bali

Monthly Cost of Living

A single person spends $1,060 per month in Nadi vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,705 per month in Nadi vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,351 per month in Nadi vs $3,732 in Ubud, Bali, rent included.

Nadi is about 26% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Nadi sits 21% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Nadi
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.97 FJD 8.73
$3.57 Rp 61.6K
11.20%
Three-Course Dinner for Two, Mid-Range
$26.87 FJD 59.1
$32.58 Rp 562.6K
-17.53%
Fast Food Meal (McDonalds, etc)
$8.23 FJD 18.10
$5.07 Rp 87.5K
62.33%
Cappuccino
$3.50 FJD 7.69
$2.83 Rp 48.8K
23.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.93 FJD 2.04
$1.34 Rp 23.1K
-30.60%
Water (0.33 liter bottle)
$1.02 FJD 2.25
$0.69 Rp 12.0K
47.83%
Local Beer (0.5 liter draught)
$2.95 FJD 6.48
$2.99 Rp 51.6K
-1.34%
Imported Beer (0.33 liter bottle)
$3.19 FJD 7.01
$3.85 Rp 66.4K
-17.14%
🛒 Groceries & Markets
Nadi
Ubud, Bali
Difference
Milk (1 liter)
$1.42 FJD 3.13
$1.74 Rp 30.1K
-18.39%
White Bread (500g)
$0.85 FJD 1.88
$2.54 Rp 43.8K
-66.54%
Rice (white) (1kg)
-
$1.19 Rp 20.6K
-
Eggs
$2.12 FJD 4.66
$2.43 Rp 41.9K
-12.76%
Local Cheese (1kg)
$5.18 FJD 11.39
$14.66 Rp 253.2K
-64.67%
Chicken Fillets (1kg)
$12.77 FJD 28.10
$4.18 Rp 72.1K
205.50%
Beef Round Steak (1kg)
-
$11.94 Rp 206.1K
-
Apples (1kg)
$2.26 FJD 4.97
$3.69 Rp 63.6K
-38.75%
Banana (1kg)
$2.70 FJD 5.94
$1.61 Rp 27.7K
67.70%
Oranges (1kg)
-
$2.69 Rp 46.4K
-
Tomato (1kg)
$3.27 FJD 7.20
$2.33 Rp 40.2K
40.34%
Potato (1kg)
$1.83 FJD 4.02
$1.91 Rp 32.9K
-4.19%
Onion (1kg)
$1.83 FJD 4.02
$2.19 Rp 37.7K
-16.44%
Lettuce (1 head)
$1.21 FJD 2.66
$1.06 Rp 18.3K
14.15%
Water (1.5 liter bottle)
$1.65 FJD 3.63
$0.72 Rp 12.5K
129.17%
Cigarettes 20 Pack (Marlboro, Camel)
$8.08 FJD 17.77
$3.13 Rp 54.1K
158.15%
Wine (Bottle)
$11.52 FJD 25.35
$23.49 Rp 405.6K
-50.96%
Local Beer (0.5 liter bottle)
-
$2.74 Rp 47.3K
-
Imported Beer (0.33 liter bottle)
-
$2.88 Rp 49.7K
-
🚌 Getting Around
Nadi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.65 FJD 1.43
$0.29 Rp 5,010
124.14%
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rp 141.0K
-
Taxi Start (Normal Tariff)
$1.12 FJD 2.47
$0.45 Rp 7,834
148.89%
Taxi (Normal Tariff) (1km)
$0.45 FJD 0.98
$0.42 Rp 7,278
7.14%
Taxi 1hour Waiting (Normal Tariff)
$4.87 FJD 10.71
$6.16 Rp 106.3K
-20.94%
Gasoline (1 liter)
$1.26 FJD 2.77
$0.84 Rp 14.5K
50.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.8K FJD 43.5K
$26.2K Rp 453.1M
-24.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K FJD 53.5K
$32.5K Rp 560.8M
-25.07%
🧾 Monthly Utilities & Internet
Nadi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55.2 FJD 121
$78.4 Rp 1.4M
-29.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.75 FJD 34.64
$3.95 Rp 68.2K
298.73%
Internet (50+ Mbps, Unlimited Data)
$20.36 FJD 44.78
$24.40 Rp 421.4K
-16.56%
🎉 Sport & Entertainment
Nadi
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.68 FJD 82.9
$96.5 Rp 1.7M
-60.97%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 109.6K
-
Cinema Ticket
$4.76 FJD 10.47
$4.04 Rp 69.7K
17.82%
🧸 Childcare & Education
Nadi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$226 FJD 498
$303 Rp 5.2M
-25.19%
International Primary School, 1 Child (Yearly)
$3,965 FJD 8,723
$6,523 Rp 112.6M
-39.21%
👕👟 Clothing & Footwear
Nadi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$29.51 FJD 64.9
$53.8 Rp 929.5K
-45.19%
Summer Dress (H&M, Zara, etc)
$45.25 FJD 99.6
$37.98 Rp 655.8K
19.14%
Sport Shoes (Adidas, Nike)
$57.1 FJD 126
$86.8 Rp 1.5M
-34.20%
Men's Leather Business Shoes
$67.8 FJD 149
$78.9 Rp 1.4M
-14.02%
🏠 Accommodation & Living
Nadi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$876 FJD 1,928
$1,012 Rp 17.5M
-13.41%
1-bedroom Apartment, Outside City Center (Monthly)
$482 FJD 1,060
$674 Rp 11.6M
-28.56%
3-bedroom Apartment, City Center (Monthly)
$1,546 FJD 3,401
$3,390 Rp 58.5M
-54.39%
3-bedroom Apartment, Outside City Center (Monthly)
$1,035 FJD 2,277
$2,098 Rp 36.2M
-50.68%
Buy Apartment in City Center (m2)
$710 FJD 1,562
$2,985 Rp 51.5M
-76.21%
Buy Apartment Outside City Center (m2)
$538 FJD 1,184
$2,339 Rp 40.4M
-76.99%
💵 Salaries & Financials
Nadi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,133 FJD 2,493
$173 Rp 3.0M
554.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.17
13.28
-53.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadi: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $876 in Nadi versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 554% higher in Nadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $27.00 in Nadi versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $211 vs $298 – making Nadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nadi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nadi?
Yes – Ubud, Bali is pricier by about 36%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,589 per month in Nadi and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Nadi vs Ubud, Bali?
Monthly expenses with rent come to $1,060 in Nadi and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $226 per month in Nadi and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Nadi or Ubud, Bali?
A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,060, than in Ubud, Bali at $1,438. In Nadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Nadi or Ubud, Bali more family-friendly?
Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Nadi or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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