Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Naberezhnye Chelny

For one person, living is cheaper in Naberezhnye Chelny: $1,177 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
57

Cost of Living Index in Naberezhnye Chelny
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Naberezhnye Chelny Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Naberezhnye Chelny

🇷🇺 Russia

$1,177

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Naberezhnye Chelny

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Naberezhnye Chelny actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,177 in Naberezhnye Chelny.

Ubud, Bali $1,353
Naberezhnye Chelny $1,177

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,368 in Naberezhnye Chelny.

Ubud, Bali $2,297
Naberezhnye Chelny $1,368

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,559 in Naberezhnye Chelny.

Ubud, Bali $3,241
Naberezhnye Chelny $1,559

Living in Ubud, Bali is roughly 15% more expensive than in Naberezhnye Chelny, and outside of rent the biggest gap is in leisure.

The two cities straddle the global median: Ubud, Bali is 0% above, Naberezhnye Chelny is 13% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$8.67 ₽724

-62.75%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$24.01 ₽2,004

45.27%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.99 ₽417

14.23%

Cappuccino

$2.62 Rp 47.1K

$2.39 ₽200

9.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.82 ₽68.0

109.76%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.25 ₽20.92

224.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.44 ₽204

8.61%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.83 ₽236

54.42%

Milk (1 liter)

$1.57 Rp 28.3K

$1.27 ₽106

23.62%

White Bread (500g)

$2.19 Rp 39.5K

$1.02 ₽85.1

114.71%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.11 ₽176

-44.08%

Eggs

$2.16 Rp 38.8K

$1.59 ₽132

35.85%

Local Cheese (1kg)

$17.65 Rp 317.7K

$15.73 ₽1,313

12.21%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.89 ₽492

-35.82%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$21.80 ₽1,820

-45.18%

Apples (1kg)

$3.60 Rp 64.8K

$1.69 ₽141

113.02%

Banana (1kg)

$1.59 Rp 28.6K

$1.74 ₽145

-8.62%

Oranges (1kg)

$2.31 Rp 41.6K

$2.16 ₽180

6.94%

Tomato (1kg)

$1.91 Rp 34.3K

$2.43 ₽203

-21.40%

Potato (1kg)

$1.78 Rp 32.1K

$0.85 ₽71.1

109.41%

Onion (1kg)

$2.33 Rp 41.9K

$0.53 ₽44.01

339.62%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.07 ₽89.0

-6.54%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.70 ₽58.2

-24.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.54 ₽296

-35.31%

Wine (Bottle)

$22.07 Rp 397.3K

$12.23 ₽1,021

80.46%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.76 ₽63.5

209.21%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.58 ₽132

88.61%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.51 ₽42.15

-54.90%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$22.02 ₽1,837

-59.58%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.03 ₽253

-84.49%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.23 ₽19.16

86.96%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$7.06 ₽589

-22.52%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.80 ₽66.5

3.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$51.7K ₽4.3M

-53.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$41.4K ₽3.5M

-20.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$89.6 ₽7,479

-10.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$6.17 ₽515

6.32%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$8.35 ₽697

122.75%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$5.56 ₽464

-23.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$307 ₽25.6K

60.73%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$5,727 ₽478.0K

-2.26%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$52.1 ₽4,351

-12.56%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$70.6 ₽5,893

-50.49%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$83.1 ₽6,938

-6.50%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$144 ₽12.0K

-45.31%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$474 ₽39.6K

41.92%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,410 ₽201.1K

12.76%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,780 ₽148.6K

25.90%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$609 ₽50.9K

-72.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

23.33

-40.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Naberezhnye Chelny: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Naberezhnye Chelny

$474 40.3% 29.5% $199

Groceries & Markets

Ubud, Bali

$287 21.2%

Naberezhnye Chelny

$267 22.7% 7% $20

Clothing & Footwear

Ubud, Bali

$107 7.9%

Naberezhnye Chelny

$157 13.4% 47.6% $51

Eating Out

Ubud, Bali

$106 7.9%

Naberezhnye Chelny

$135 11.5% 27% $29

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Naberezhnye Chelny

$104 8.9% 1% $1

Sport & Entertainment

Ubud, Bali

$63 4.6%

Naberezhnye Chelny

$11 * 0.9% 82.2% $52

Getting Around

Ubud, Bali

$12 0.9%

Naberezhnye Chelny

$28 2.4% 127% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Naberezhnye Chelny pays 266% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $24.00 in Naberezhnye Chelny for a mid-range dinner for two. Groceries echo the gap at $287 vs $267 per month, with Naberezhnye Chelny cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Naberezhnye Chelny

🕒 Local time

20:36 8:36 PM

15:36 3:36 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

532,074

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Naberezhnye Chelny 9,170 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Naberezhnye Chelny

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naberezhnye Chelny: Cost of Living - Frequently Asked Questions

Naberezhnye Chelny wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Naberezhnye Chelny the obvious pick if budget is a priority.

On paper, salaries run 266% lower in Naberezhnye Chelny. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

A monthly transit pass in Naberezhnye Chelny runs roughly 147% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $307 in Naberezhnye Chelny. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,177 in Naberezhnye Chelny versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Naberezhnye Chelny but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naberezhnye Chelny the clear choice for anyone on this budget.

Both work as nomad bases, but Naberezhnye Chelny delivers better value – similar infrastructure at $1,177 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Naberezhnye Chelny hard to pass up.

Safety-wise, Ubud, Bali and Naberezhnye Chelny are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naberezhnye Chelny gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.