Cost of Living Comparison Between Ubud, Bali and Naberezhnye Chelny Cost of Living Comparison Between Ubud, Bali and Naberezhnye Chelny

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $989 in Naberezhnye Chelny.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,445 in Naberezhnye Chelny.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,900 in Naberezhnye Chelny.

Living in Ubud, Bali is roughly 41% more expensive than in Naberezhnye Chelny, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Naberezhnye Chelny is 28% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$8.17 ₽701

-58.75%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$29.54 ₽2,535

30.64%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$5.38 ₽462

2.60%

Cappuccino

$2.64 Rp 46.6K

$2.18 ₽187

21.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.84 ₽72.0

98.81%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.36 ₽31.26

113.89%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$3.12 ₽268

-15.71%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.85 ₽245

50.18%

Milk (1 liter)

$1.55 Rp 27.3K

$1.05 ₽90.5

47.62%

White Bread (500g)

$2.22 Rp 39.2K

$0.61 ₽52.2

263.93%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.15 ₽98.4

-1.74%

Eggs

$2.09 Rp 36.8K

$1.69 ₽145

23.67%

Local Cheese (1kg)

$17.39 Rp 306.6K

$10.01 ₽859

73.73%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$5.29 ₽454

-26.84%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$6.25 ₽537

100.80%

Apples (1kg)

$3.62 Rp 63.8K

$1.41 ₽121

156.74%

Banana (1kg)

$1.56 Rp 27.5K

$1.60 ₽137

-2.50%

Oranges (1kg)

$2.35 Rp 41.5K

$1.42 ₽122

65.49%

Tomato (1kg)

$2.06 Rp 36.2K

$3.07 ₽263

-32.90%

Potato (1kg)

$1.90 Rp 33.5K

$0.60 ₽51.1

216.67%

Onion (1kg)

$2.34 Rp 41.2K

$0.44 ₽37.87

431.82%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.85 ₽72.7

21.18%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.68 ₽58.4

-19.12%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$2.84 ₽243

-20.77%

Wine (Bottle)

$23.81 Rp 419.7K

$5.71 ₽490

316.99%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.29 ₽111

79.07%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.04 ₽175

37.25%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.48 ₽41.59

-43.75%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$20.81 ₽1,786

-58.39%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.12 ₽95.8

-57.14%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.24 ₽20.62

87.50%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$5.09 ₽437

12.38%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.80 ₽68.7

-5.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$41.0K ₽3.5M

-40.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$43.3K ₽3.7M

-25.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$94.3 ₽8,096

-11.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$5.38 ₽462

20.07%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$6.59 ₽565

188.16%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$29.08 ₽2,495

92.47%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$17.46 ₽1,498

6.64%

Cinema Ticket

$4.28 Rp 75.5K

$5.04 ₽432

-15.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$295 ₽25.3K

65.07%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$5,588 ₽479.6K

4.79%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$63.0 ₽5,408

-27.69%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$51.5 ₽4,415

-29.29%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$80.8 ₽6,931

1.47%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$138 ₽11.8K

-41.61%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$500 ₽42.9K

123.44%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$377 ₽32.3K

86.00%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$554 ₽47.6K

538.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$514 ₽44.1K

242.63%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,734 ₽148.8K

63.00%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,396 ₽119.8K

64.19%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$577 ₽49.5K

-70.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.38

-38.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Naberezhnye Chelny: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $500 in Naberezhnye Chelny. Housing cost is often the main lever when comparing two cities.

Naberezhnye Chelny pays 240% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $30.00 in Naberezhnye Chelny for a mid-range dinner for two. Groceries echo the gap at $293 vs $177 per month, with Naberezhnye Chelny cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naberezhnye Chelny: Cost of Living - Frequently Asked Questions

Naberezhnye Chelny wins on cost – living expenses run 41% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Naberezhnye Chelny the obvious pick if budget is a priority.

On paper, salaries run 240% lower in Naberezhnye Chelny. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $500 in Naberezhnye Chelny. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Naberezhnye Chelny runs roughly 140% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $487 in Ubud, Bali versus $295 in Naberezhnye Chelny. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $989 in Naberezhnye Chelny versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Naberezhnye Chelny but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naberezhnye Chelny the clear choice for anyone on this budget.

Both work as nomad bases, but Naberezhnye Chelny delivers better value – similar infrastructure at $989 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Naberezhnye Chelny hard to pass up.

Safety-wise, Ubud, Bali and Naberezhnye Chelny are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naberezhnye Chelny gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.