Cost of Living Comparison Between Ubud, Bali and Naberezhnye Chelny Cost of Living Comparison Between Ubud, Bali and Naberezhnye Chelny

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $974 in Naberezhnye Chelny.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,441 in Naberezhnye Chelny.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,908 in Naberezhnye Chelny.

Living in Ubud, Bali is roughly 46% more expensive than Naberezhnye Chelny, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Naberezhnye Chelny is 27% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$6.49 ₽479

-45.15%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$31.13 ₽2,297

5.14%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.33 ₽320

14.32%

Cappuccino

$2.71 Rp 48.6K

$2.19 ₽162

23.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.77 ₽56.8

74.03%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.53 ₽39.39

32.08%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$3.21 ₽237

-9.03%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.92 ₽216

35.62%

Milk (1 liter)

$1.81 Rp 32.4K

$1.03 ₽76.4

75.73%

White Bread (500g)

$2.52 Rp 45.1K

$0.62 ₽45.47

306.45%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.52 ₽112

-23.68%

Eggs

$2.46 Rp 44.1K

$1.71 ₽126

43.86%

Local Cheese (1kg)

$14.71 Rp 263.7K

$9.31 ₽687

58.00%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$4.88 ₽360

-11.48%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$6.94 ₽512

74.93%

Apples (1kg)

$3.84 Rp 68.8K

$1.53 ₽113

150.98%

Banana (1kg)

$1.56 Rp 27.9K

$1.73 ₽128

-9.83%

Oranges (1kg)

$2.83 Rp 50.8K

$1.53 ₽113

84.97%

Tomato (1kg)

$2.33 Rp 41.7K

$2.89 ₽213

-19.38%

Potato (1kg)

$1.91 Rp 34.3K

$0.65 ₽47.78

193.85%

Onion (1kg)

$2.20 Rp 39.5K

$0.49 ₽35.83

348.98%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.93 ₽68.9

8.60%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.62 ₽45.80

25.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.02 ₽223

9.93%

Wine (Bottle)

$23.74 Rp 425.5K

$7.08 ₽522

235.31%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.80 ₽58.8

248.75%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.16 ₽85.8

146.55%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.50 ₽36.79

-46.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.93 ₽142

-76.17%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.82 ₽60.6

-45.12%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$6.73 ₽496

-9.36%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.72 ₽53.2

9.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$42.0K ₽3.1M

-37.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$49.0K ₽3.6M

-34.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$95.1 ₽7,021

-15.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$4.73 ₽349

-14.16%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$6.65 ₽490

253.68%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$31.47 ₽2,322

213.63%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$19.28 ₽1,423

-65.61%

Cinema Ticket

$4.15 Rp 74.3K

$4.98 ₽367

-16.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$384 ₽28.3K

-20.80%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$5,127 ₽378.3K

28.99%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$193 ₽14.3K

-71.24%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$39.95 ₽2,948

-4.11%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$129 ₽9,528

-31.38%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$116 ₽8,549

-32.78%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$416 ₽30.7K

142.21%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$309 ₽22.8K

118.26%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$479 ₽35.4K

618.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$416 ₽30.7K

389.97%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$2,087 ₽154.0K

36.13%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,706 ₽125.9K

32.69%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$683 ₽50.4K

-75.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.53

-14.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Naberezhnye Chelny: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $416 in Naberezhnye Chelny. Housing cost is often the main lever when comparing two cities.

Naberezhnye Chelny pays 313% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $31.00 in Naberezhnye Chelny for a mid-range dinner for two. Groceries echo the gap at $302 vs $176 per month, with Naberezhnye Chelny cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naberezhnye Chelny: Cost of Living - Frequently Asked Questions

Naberezhnye Chelny wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Naberezhnye Chelny the obvious pick if budget is a priority.

On paper, Naberezhnye Chelny earns 313% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $416 in Naberezhnye Chelny. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $384 in Naberezhnye Chelny. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naberezhnye Chelny – a meal for two runs $31.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $974 in Naberezhnye Chelny versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Naberezhnye Chelny but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naberezhnye Chelny the clear choice for anyone on this budget.

Both work as nomad bases, but Naberezhnye Chelny delivers better value – similar infrastructure at $974 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Naberezhnye Chelny hard to pass up.

Safety-wise, Ubud, Bali and Naberezhnye Chelny are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naberezhnye Chelny gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.