Last update: Oct 2026

Cost of Living Comparison Between Naberezhnye Chelny and Ubud, Bali

For one person, living is cheaper in Naberezhnye Chelny: $1,177 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

57

Cost of Living Index in Naberezhnye Chelny
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Naberezhnye Chelny Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Naberezhnye Chelny

🇷🇺 Russia

$1,177

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Naberezhnye Chelny and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naberezhnye Chelny and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,177 in Naberezhnye Chelny versus $1,353 in Ubud, Bali.

Naberezhnye Chelny $1,177
Ubud, Bali $1,353

Estimated couple costs with rent: $1,368 in Naberezhnye Chelny versus $2,297 in Ubud, Bali.

Naberezhnye Chelny $1,368
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,559 in Naberezhnye Chelny versus $3,241 in Ubud, Bali.

Naberezhnye Chelny $1,559
Ubud, Bali $3,241

Living in Naberezhnye Chelny costs roughly 13% less than in Ubud, Bali, and outside of rent the biggest gap is in leisure.

The two cities straddle the global median: Naberezhnye Chelny is 13% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$8.67 ₽724

$3.23 Rp 58.1K

168.42%

Three-Course Dinner for Two, Mid-Range

$24.01 ₽2,004

$34.88 Rp 627.8K

-31.16%

Fast Food Meal (McDonalds, etc)

$4.99 ₽417

$5.70 Rp 102.5K

-12.46%

Cappuccino

$2.39 ₽200

$2.62 Rp 47.1K

-8.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ₽68.0

$1.72 Rp 31.0K

-52.33%

Water (0.33 liter bottle)

$0.25 ₽20.92

$0.81 Rp 14.6K

-69.14%

Local Beer (0.5 liter draught)

$2.44 ₽204

$2.65 Rp 47.7K

-7.92%

Imported Beer (0.33 liter bottle)

$2.83 ₽236

$4.37 Rp 78.6K

-35.24%

Milk (1 liter)

$1.27 ₽106

$1.57 Rp 28.3K

-19.11%

White Bread (500g)

$1.02 ₽85.1

$2.19 Rp 39.5K

-53.42%

Rice (white) (1kg)

$2.11 ₽176

$1.18 Rp 21.2K

78.81%

Eggs

$1.59 ₽132

$2.16 Rp 38.8K

-26.39%

Local Cheese (1kg)

$15.73 ₽1,313

$17.65 Rp 317.7K

-10.88%

Chicken Fillets (1kg)

$5.89 ₽492

$3.78 Rp 68.0K

55.82%

Beef Round Steak (1kg)

$21.80 ₽1,820

$11.95 Rp 215.1K

82.43%

Apples (1kg)

$1.69 ₽141

$3.60 Rp 64.8K

-53.06%

Banana (1kg)

$1.74 ₽145

$1.59 Rp 28.6K

9.43%

Oranges (1kg)

$2.16 ₽180

$2.31 Rp 41.6K

-6.49%

Tomato (1kg)

$2.43 ₽203

$1.91 Rp 34.3K

27.23%

Potato (1kg)

$0.85 ₽71.1

$1.78 Rp 32.1K

-52.25%

Onion (1kg)

$0.53 ₽44.01

$2.33 Rp 41.9K

-77.25%

Lettuce (1 head)

$1.07 ₽89.0

$1.00 Rp 18.0K

7.00%

Water (1.5 liter bottle)

$0.70 ₽58.2

$0.53 Rp 9,509

32.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.54 ₽296

$2.29 Rp 41.1K

54.59%

Wine (Bottle)

$12.23 ₽1,021

$22.07 Rp 397.3K

-44.59%

Local Beer (0.5 liter bottle)

$0.76 ₽63.5

$2.35 Rp 42.2K

-67.66%

Imported Beer (0.33 liter bottle)

$1.58 ₽132

$2.98 Rp 53.6K

-46.98%

One-way Ticket (Public Transport)

$0.51 ₽42.15

$0.23 Rp 4,112

121.74%

Public Transport Monthly Pass (Regular Price)

$22.02 ₽1,837

$8.90 Rp 160.2K

147.42%

Taxi Start (Normal Tariff)

$3.03 ₽253

$0.47 Rp 8,466

544.68%

Taxi (Normal Tariff) (1km)

$0.23 ₽19.16

$0.43 Rp 7,737

-46.51%

Taxi 1hour Waiting (Normal Tariff)

$7.06 ₽589

$5.47 Rp 98.4K

29.07%

Gasoline (1 liter)

$0.80 ₽66.5

$0.83 Rp 14.9K

-3.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$51.7K ₽4.3M

$23.9K Rp 429.8M

116.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K ₽3.5M

$32.8K Rp 590.1M

26.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.6 ₽7,479

$80.0 Rp 1.4M

12.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.17 ₽515

$6.56 Rp 118.1K

-5.95%

Internet (50+ Mbps, Unlimited Data)

$8.35 ₽697

$18.60 Rp 334.8K

-55.11%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$5.56 ₽464

$4.25 Rp 76.5K

30.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 ₽25.6K

$493 Rp 8.9M

-37.78%

International Primary School, 1 Child (Yearly)

$5,727 ₽478.0K

$5,597 Rp 100.7M

2.32%

Jeans (Levis 501 Or Similar)

$52.1 ₽4,351

$45.58 Rp 820.4K

14.37%

Summer Dress (H&M, Zara, etc)

$70.6 ₽5,893

$34.96 Rp 629.4K

101.97%

Sport Shoes (Adidas, Nike)

$83.1 ₽6,938

$77.7 Rp 1.4M

6.95%

Men's Leather Business Shoes

$144 ₽12.0K

$78.5 Rp 1.4M

82.86%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$474 ₽39.6K

$673 Rp 12.1M

-29.54%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,410 ₽201.1K

$2,717 Rp 48.9M

-11.32%

Buy Apartment Outside City Center (m2)

$1,780 ₽148.6K

$2,241 Rp 40.3M

-20.57%

Average Monthly Net Salary (After Tax)

$609 ₽50.9K

$166 Rp 3.0M

266.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

23.33

13.78

69.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naberezhnye Chelny: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naberezhnye Chelny

$474 40.3%

Ubud, Bali

$673 49.7% 41.9% $199

Groceries & Markets

Naberezhnye Chelny

$267 22.7%

Ubud, Bali

$287 21.2% 7.5% $20

Clothing & Footwear

Naberezhnye Chelny

$157 13.4%

Ubud, Bali

$107 7.9% 32.2% $51

Eating Out

Naberezhnye Chelny

$135 11.5%

Ubud, Bali

$106 7.9% 21.3% $29

Monthly Utilities & Internet

Naberezhnye Chelny

$104 8.9%

Ubud, Bali

$105 7.8% 1% $1

Getting Around

Naberezhnye Chelny

$28 2.4%

Ubud, Bali

$12 0.9% 56% $16

Sport & Entertainment

Naberezhnye Chelny

$11 * 0.9%

Ubud, Bali

$63 4.6% 463% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Naberezhnye Chelny pays 266% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Naberezhnye Chelny vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $267 vs $287 per month, with Naberezhnye Chelny cheaper across the board.

Good to know

🇷🇺 Naberezhnye Chelny

🇮🇩 Ubud, Bali

🕒 Local time

13:53 1:53 PM

18:53 6:53 PM

5 h ahead of Naberezhnye Chelny

🌤 Weather

👥 Population

532,074

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to RUB in detail →

On the map

Lowest

Highest

Between locations

Naberezhnye Chelny Ubud, Bali 9,170 km ≈ 12 h nonstop flight

From you

Naberezhnye Chelny
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naberezhnye Chelny vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naberezhnye Chelny wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Naberezhnye Chelny the obvious pick if budget is a priority.

Average pay runs 266% higher in Naberezhnye Chelny, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

A monthly transit pass in Naberezhnye Chelny runs roughly 147% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $307 in Naberezhnye Chelny versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,177 in Naberezhnye Chelny versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Naberezhnye Chelny but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naberezhnye Chelny the clear choice for anyone on this budget.

Both work as nomad bases, but Naberezhnye Chelny delivers better value – similar infrastructure at $1,177 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Naberezhnye Chelny hard to pass up.

Safety-wise, Naberezhnye Chelny and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naberezhnye Chelny gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.