Cost of Living Comparison Between Naberezhnye Chelny and Ubud, Bali Cost of Living Comparison Between Naberezhnye Chelny and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $964 in Naberezhnye Chelny versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,463 in Naberezhnye Chelny versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,963 in Naberezhnye Chelny versus $3,763 in Ubud, Bali.

Living in Naberezhnye Chelny costs roughly 32% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Naberezhnye Chelny is 28% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$6.38 ₽501

$3.45 Rp 62.1K

84.93%

Three-Course Dinner for Two, Mid-Range

$31.86 ₽2,503

$32.34 Rp 581.1K

-1.48%

Fast Food Meal (McDonalds, etc)

$4.38 ₽344

$4.84 Rp 87.1K

-9.50%

Cappuccino

$2.23 ₽175

$2.75 Rp 49.4K

-18.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ₽62.3

$1.38 Rp 24.9K

-42.75%

Water (0.33 liter bottle)

$0.49 ₽38.57

$0.75 Rp 13.5K

-34.67%

Local Beer (0.5 liter draught)

$3.14 ₽247

$2.99 Rp 53.8K

5.02%

Imported Beer (0.33 liter bottle)

$2.80 ₽220

$3.85 Rp 69.2K

-27.27%

Milk (1 liter)

$1.09 ₽85.4

$1.74 Rp 31.2K

-37.36%

White Bread (500g)

$0.60 ₽47.07

$2.46 Rp 44.2K

-75.61%

Rice (white) (1kg)

$1.44 ₽113

$1.17 Rp 21.0K

23.08%

Eggs

$1.74 ₽136

$2.43 Rp 43.7K

-28.40%

Local Cheese (1kg)

$9.07 ₽713

$14.50 Rp 260.6K

-37.45%

Chicken Fillets (1kg)

$4.66 ₽366

$4.35 Rp 78.2K

7.13%

Beef Round Steak (1kg)

$6.86 ₽539

$11.98 Rp 215.3K

-42.74%

Apples (1kg)

$1.56 ₽122

$3.72 Rp 66.8K

-58.06%

Banana (1kg)

$1.77 ₽139

$1.63 Rp 29.2K

8.59%

Oranges (1kg)

$1.57 ₽123

$2.74 Rp 49.3K

-42.70%

Tomato (1kg)

$3.04 ₽238

$2.24 Rp 40.3K

35.71%

Potato (1kg)

$0.61 ₽48.16

$1.92 Rp 34.5K

-68.23%

Onion (1kg)

$0.49 ₽38.80

$2.28 Rp 40.9K

-78.51%

Lettuce (1 head)

$0.85 ₽66.7

$1.06 Rp 19.1K

-19.81%

Water (1.5 liter bottle)

$0.61 ₽48.16

$0.72 Rp 12.9K

-15.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 ₽244

$3.29 Rp 59.0K

-5.78%

Wine (Bottle)

$6.66 ₽523

$23.19 Rp 416.8K

-71.28%

Local Beer (0.5 liter bottle)

$0.85 ₽67.1

$2.78 Rp 49.9K

-69.42%

Imported Beer (0.33 liter bottle)

$1.11 ₽87.4

$2.73 Rp 49.1K

-59.34%

One-way Ticket (Public Transport)

$0.49 ₽38.78

$0.27 Rp 4,786

81.48%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$1.86 ₽146

$0.48 Rp 8,675

287.50%

Taxi (Normal Tariff) (1km)

$0.76 ₽59.9

$0.42 Rp 7,545

80.95%

Taxi 1hour Waiting (Normal Tariff)

$6.72 ₽528

$6.22 Rp 111.8K

8.04%

Gasoline (1 liter)

$0.77 ₽60.2

$0.81 Rp 14.6K

-4.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.4K ₽3.3M

$26.6K Rp 478.2M

55.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$48.4K ₽3.8M

$32.2K Rp 578.5M

50.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.0 ₽7,544

$78.4 Rp 1.4M

22.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.85 ₽381

$4.07 Rp 73.1K

19.16%

Internet (50+ Mbps, Unlimited Data)

$6.54 ₽514

$24.33 Rp 437.1K

-73.12%

Gym Membership (Monthly)

$31.24 ₽2,454

$98.6 Rp 1.8M

-68.32%

Tennis Court (1 Hour on Weekend)

$19.17 ₽1,506

$6.34 Rp 113.9K

202.37%

Cinema Ticket

$5.16 ₽405

$3.99 Rp 71.6K

29.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$384 ₽30.1K

$305 Rp 5.5M

25.80%

International Primary School, 1 Child (Yearly)

$5,068 ₽398.1K

$6,642 Rp 119.4M

-23.71%

Jeans (Levis 501 Or Similar)

$188 ₽14.8K

$54.1 Rp 972.9K

247.28%

Summer Dress (H&M, Zara, etc)

$38.84 ₽3,052

$37.81 Rp 679.4K

2.72%

Sport Shoes (Adidas, Nike)

$128 ₽10.0K

$86.8 Rp 1.6M

46.87%

Men's Leather Business Shoes

$114 ₽8,982

$76.4 Rp 1.4M

49.74%

1-bedroom Apartment, City Center (Monthly)

$409 ₽32.1K

$992 Rp 17.8M

-58.76%

1-bedroom Apartment, Outside City Center (Monthly)

$303 ₽23.8K

$673 Rp 12.1M

-54.97%

3-bedroom Apartment, City Center (Monthly)

$492 ₽38.6K

$3,375 Rp 60.7M

-85.43%

3-bedroom Apartment, Outside City Center (Monthly)

$427 ₽33.6K

$2,050 Rp 36.8M

-79.17%

Buy Apartment in City Center (m2)

$1,983 ₽155.8K

$2,805 Rp 50.4M

-29.30%

Buy Apartment Outside City Center (m2)

$1,600 ₽125.7K

$2,227 Rp 40.0M

-28.14%

Average Monthly Net Salary (After Tax)

$661 ₽51.9K

$167 Rp 3.0M

295.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.53

13.28

16.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naberezhnye Chelny: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $409 in Naberezhnye Chelny and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Naberezhnye Chelny pays 296% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Naberezhnye Chelny vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $174 vs $297 per month, with Naberezhnye Chelny cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naberezhnye Chelny vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naberezhnye Chelny wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Naberezhnye Chelny the obvious pick if budget is a priority.

Average pay runs 296% higher in Naberezhnye Chelny, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $409 in Naberezhnye Chelny versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $384 in Naberezhnye Chelny versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naberezhnye Chelny – a meal for two runs $32.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $964 in Naberezhnye Chelny versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Naberezhnye Chelny but tight or insufficient in Ubud, Bali. The gap between the two cities makes Naberezhnye Chelny the clear choice for anyone on this budget.

Both work as nomad bases, but Naberezhnye Chelny delivers better value – similar infrastructure at $964 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Naberezhnye Chelny hard to pass up.

Safety-wise, Naberezhnye Chelny and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naberezhnye Chelny gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.