Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and N'Djamena

For one person, living is cheaper in N’Djamena: $1,079 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
52

Cost of Living Index in N'Djamena
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N'Djamena Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

N'Djamena

🇹🇩 Chad

$1,079

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in N'Djamena

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in N'Djamena actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,079 in N’Djamena.

Ubud, Bali $1,349
N'Djamena $1,079

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,438 in N’Djamena.

Ubud, Bali $2,305
N'Djamena $1,438

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,797 in N’Djamena.

Ubud, Bali $3,261
N'Djamena $1,797

Living in Ubud, Bali is roughly 25% more expensive than in N’Djamena, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$8.57 FCFA 5,033

-61.26%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

Cappuccino

$2.72 Rp 49.4K

$0.81 FCFA 479

235.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.82 FCFA 482

107.32%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.81 FCFA 477

-6.17%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.30 FCFA 764

103.85%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$1.68 FCFA 988

160.71%

Milk (1 liter)

$1.49 Rp 27.1K

$3.65 FCFA 2,147

-59.18%

White Bread (500g)

$2.28 Rp 41.4K

$0.33 FCFA 193

590.91%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.45 FCFA 2,029

-65.51%

Eggs

$2.04 Rp 37.0K

$2.05 FCFA 1,205

-0.49%

Local Cheese (1kg)

$17.70 Rp 321.9K

$3.38 FCFA 1,983

423.67%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$6.85 FCFA 4,025

-42.19%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$3.48 FCFA 2,044

250.29%

Apples (1kg)

$3.66 Rp 66.5K

$4.80 FCFA 2,818

-23.75%

Banana (1kg)

$1.52 Rp 27.6K

$2.17 FCFA 1,276

-29.95%

Oranges (1kg)

$2.23 Rp 40.5K

$2.51 FCFA 1,476

-11.16%

Tomato (1kg)

$1.97 Rp 35.9K

$2.51 FCFA 1,476

-21.51%

Potato (1kg)

$1.85 Rp 33.6K

$1.56 FCFA 917

18.59%

Onion (1kg)

$2.42 Rp 44.1K

$1.56 FCFA 918

55.13%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.52 FCFA 306

90.38%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$2.09 FCFA 1,228

-75.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.02 FCFA 600

117.65%

Wine (Bottle)

$22.24 Rp 404.4K

$7.84 FCFA 4,606

183.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.17 FCFA 686

93.16%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.72 FCFA 1,013

72.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.42 FCFA 247

-40.48%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$84.0 FCFA 49.4K

-90.69%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$0.42 FCFA 246

4.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.44 FCFA 261

-2.27%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$5.09 FCFA 2,993

6.29%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.26 FCFA 738

-34.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$11.9K FCFA 7.0M

100.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$10.9K FCFA 6.4M

190.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$41.76 FCFA 24.5K

89.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$25.47 FCFA 15.0K

-74.68%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$422 FCFA 247.6K

-95.59%

Gym Membership (Monthly)

$49.48 Rp 899.8K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$25.74 FCFA 15.1K

73.43%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$34.14 FCFA 20.1K

2.37%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$43.28 FCFA 25.4K

84.61%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$85.3 FCFA 50.1K

-6.84%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$1,734 FCFA 1.0M

-35.14%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$85.8 FCFA 50.4K

682.26%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$255 FCFA 149.8K

1297.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$173 FCFA 101.8K

894.52%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$341 FCFA 200.0K

-51.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.5

293.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for N'Djamena: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

N'Djamena

$86 8% 87.2% $586

Groceries & Markets

Ubud, Bali

$288 21.4%

N'Djamena

$236 21.9% 18.1% $52

Eating Out

Ubud, Bali

$108 8%

N'Djamena

$95 * 8.8% 12% $13

Clothing & Footwear

Ubud, Bali

$108 8%

N'Djamena

$85 7.9% 21.1% $23

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

N'Djamena

$489 45.3% 370% $385

Sport & Entertainment

Ubud, Bali

$58 4.3%

N'Djamena

- * 0% 100%

Getting Around

Ubud, Bali

$11 0.9%

N'Djamena

$88 8.2% 674% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,734 in N’Djamena. Housing cost is often the main lever when comparing two cities.

N’Djamena pays about 2.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇮🇩 Ubud, Bali

🇹🇩 N'Djamena

🕒 Local time

14:29 2:29 PM

07:29 7:29 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,092,066 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Central African CFA Franc XAF Fr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 XAF = 1.7 USD

1,000 XAF = 1.53 EUR

Exchange rates and currency converter

XAF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Central African CFA Franc exchange rates as of October 29, 2026: 1 USD = 587 XAF (1,000 XAF = 1.7 USD). 1 EUR = 654 XAF (1,000 XAF = 1.53 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali N'Djamena 11,310 km ≈ 15 h nonstop flight

From you

Ubud, Bali
N'Djamena

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs N'Djamena: Cost of Living - Frequently Asked Questions

N’Djamena is about 20% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 52% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,734 in N’Djamena. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in N’Djamena. The price difference matters if you commute daily and watch your budget.

Either city works on $1,500 a month, though N’Djamena gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.