Last update: Oct 2026

Cost of Living Comparison Between N'Djamena and Ubud, Bali

For one person, living is cheaper in N’Djamena: $1,079 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

52

Cost of Living Index in N'Djamena
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N'Djamena Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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N'Djamena

🇹🇩 Chad

$1,079

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in N'Djamena and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in N'Djamena and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,079 in N’Djamena versus $1,349 in Ubud, Bali.

N'Djamena $1,079
Ubud, Bali $1,349

Estimated couple costs with rent: $1,438 in N’Djamena versus $2,305 in Ubud, Bali.

N'Djamena $1,438
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,797 in N’Djamena versus $3,261 in Ubud, Bali.

N'Djamena $1,797
Ubud, Bali $3,261

Living in N’Djamena costs roughly 20% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.57 FCFA 5,033

$3.32 Rp 60.4K

158.13%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

Cappuccino

$0.81 FCFA 479

$2.72 Rp 49.4K

-70.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 FCFA 482

$1.70 Rp 30.9K

-51.76%

Water (0.33 liter bottle)

$0.81 FCFA 477

$0.76 Rp 13.8K

6.58%

Local Beer (0.5 liter draught)

$1.30 FCFA 764

$2.65 Rp 48.3K

-50.94%

Imported Beer (0.33 liter bottle)

$1.68 FCFA 988

$4.38 Rp 79.7K

-61.64%

Milk (1 liter)

$3.65 FCFA 2,147

$1.49 Rp 27.1K

144.97%

White Bread (500g)

$0.33 FCFA 193

$2.28 Rp 41.4K

-85.53%

Rice (white) (1kg)

$3.45 FCFA 2,029

$1.19 Rp 21.6K

189.92%

Eggs

$2.05 FCFA 1,205

$2.04 Rp 37.0K

0.49%

Local Cheese (1kg)

$3.38 FCFA 1,983

$17.70 Rp 321.9K

-80.90%

Chicken Fillets (1kg)

$6.85 FCFA 4,025

$3.96 Rp 72.1K

72.98%

Beef Round Steak (1kg)

$3.48 FCFA 2,044

$12.19 Rp 221.7K

-71.45%

Apples (1kg)

$4.80 FCFA 2,818

$3.66 Rp 66.5K

31.15%

Banana (1kg)

$2.17 FCFA 1,276

$1.52 Rp 27.6K

42.76%

Oranges (1kg)

$2.51 FCFA 1,476

$2.23 Rp 40.5K

12.56%

Tomato (1kg)

$2.51 FCFA 1,476

$1.97 Rp 35.9K

27.41%

Potato (1kg)

$1.56 FCFA 917

$1.85 Rp 33.6K

-15.68%

Onion (1kg)

$1.56 FCFA 918

$2.42 Rp 44.1K

-35.54%

Lettuce (1 head)

$0.52 FCFA 306

$0.99 Rp 18.0K

-47.47%

Water (1.5 liter bottle)

$2.09 FCFA 1,228

$0.51 Rp 9,336

309.80%

Cigarettes 20 Pack (Marlboro, Camel)

$1.02 FCFA 600

$2.22 Rp 40.4K

-54.05%

Wine (Bottle)

$7.84 FCFA 4,606

$22.24 Rp 404.4K

-64.75%

Local Beer (0.5 liter bottle)

$1.17 FCFA 686

$2.26 Rp 41.1K

-48.23%

Imported Beer (0.33 liter bottle)

$1.72 FCFA 1,013

$2.97 Rp 54.0K

-42.09%

One-way Ticket (Public Transport)

$0.42 FCFA 247

$0.25 Rp 4,564

68.00%

Public Transport Monthly Pass (Regular Price)

$84.0 FCFA 49.4K

$7.82 Rp 142.3K

974.42%

Taxi Start (Normal Tariff)

$0.42 FCFA 246

$0.44 Rp 7,992

-4.55%

Taxi (Normal Tariff) (1km)

$0.44 FCFA 261

$0.43 Rp 7,821

2.33%

Taxi 1hour Waiting (Normal Tariff)

$5.09 FCFA 2,993

$5.41 Rp 98.4K

-5.91%

Gasoline (1 liter)

$1.26 FCFA 738

$0.82 Rp 15.0K

53.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.9K FCFA 7.0M

$23.8K Rp 433.5M

-50.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.9K FCFA 6.4M

$31.7K Rp 577.3M

-65.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.76 FCFA 24.5K

$79.1 Rp 1.4M

-47.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.47 FCFA 15.0K

$6.45 Rp 117.2K

294.88%

Internet (50+ Mbps, Unlimited Data)

$422 FCFA 247.6K

$18.58 Rp 337.8K

2169.00%

Gym Membership (Monthly)

$49.48 Rp 899.8K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

Jeans (Levis 501 Or Similar)

$25.74 FCFA 15.1K

$44.64 Rp 811.7K

-42.34%

Summer Dress (H&M, Zara, etc)

$34.14 FCFA 20.1K

$34.95 Rp 635.6K

-2.32%

Sport Shoes (Adidas, Nike)

$43.28 FCFA 25.4K

$79.9 Rp 1.5M

-45.83%

Men's Leather Business Shoes

$85.3 FCFA 50.1K

$79.4 Rp 1.4M

7.34%

1-bedroom Apartment, City Center (Monthly)

$1,734 FCFA 1.0M

$1,125 Rp 20.5M

54.17%

1-bedroom Apartment, Outside City Center (Monthly)

$85.8 FCFA 50.4K

$671 Rp 12.2M

-87.22%

3-bedroom Apartment, City Center (Monthly)

$255 FCFA 149.8K

$3,565 Rp 64.8M

-92.84%

3-bedroom Apartment, Outside City Center (Monthly)

$173 FCFA 101.8K

$1,723 Rp 31.3M

-89.94%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$341 FCFA 200.0K

$164 Rp 3.0M

107.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for N'Djamena: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

N'Djamena

$489 45.3%

Ubud, Bali

$104 7.7% 78.7% $385

Groceries & Markets

N'Djamena

$236 21.9%

Ubud, Bali

$288 21.4% 22.1% $52

Eating Out

N'Djamena

$95 * 8.8%

Ubud, Bali

$108 8% 13.7% $13

Getting Around

N'Djamena

$88 8.2%

Ubud, Bali

$11 0.9% 87.1% $77

Accommodation & Living

N'Djamena

$86 8%

Ubud, Bali

$672 49.8% 682% $586

Clothing & Footwear

N'Djamena

$85 7.9%

Ubud, Bali

$108 8% 26.8% $23

Sport & Entertainment

N'Djamena

- * 0%

Ubud, Bali

$58 4.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,734 in N’Djamena and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

N’Djamena pays about 2.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇹🇩 N'Djamena

🇮🇩 Ubud, Bali

🕒 Local time

05:28 5:28 AM

12:28 12:28 PM

7 h ahead of N'Djamena

🌤 Weather

👥 Population

1,092,066 Capital

74,800

💱 Currency

Central African CFA Franc XAF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 XAF = 1.7 USD

1,000 XAF = 1.53 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to XAF – Central African CFA Franc Converter

🇺🇸 United States Dollar ($)

🌐 Central African CFA Franc (Fr)

Central African CFA Franc exchange rates as of October 29, 2026: 1 USD = 587 XAF (1,000 XAF = 1.7 USD). 1 EUR = 654 XAF (1,000 XAF = 1.53 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to XAF in detail →

On the map

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Highest

Between locations

N'Djamena Ubud, Bali 11,310 km ≈ 15 h nonstop flight

From you

N'Djamena
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

N'Djamena vs Ubud, Bali: Cost of Living - Frequently Asked Questions

N’Djamena is about 20% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay in N’Djamena is about 2.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,734 in N’Djamena versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in N’Djamena. The price difference matters if you commute daily and watch your budget.

Either city works on $1,500 a month, though N’Djamena gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.