Cost of Living Comparison Between N'Djamena and Ubud, Bali Cost of Living Comparison Between N'Djamena and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,138 in N'Djamena versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,504 in N'Djamena versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,870 in N'Djamena versus $3,275 in Ubud, Bali.

Living in N'Djamena costs roughly 17% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: N'Djamena is 18% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$8.67 FCFA 4,900

$3.33 Rp 58.7K

160.36%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

Cappuccino

$0.87 FCFA 491

$2.82 Rp 49.7K

-69.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 FCFA 518

$1.75 Rp 30.8K

-47.43%

Water (0.33 liter bottle)

$0.86 FCFA 485

$0.80 Rp 14.0K

7.50%

Local Beer (0.5 liter draught)

$1.37 FCFA 771

$3.04 Rp 53.6K

-54.93%

Imported Beer (0.33 liter bottle)

$1.79 FCFA 1,009

$4.30 Rp 75.7K

-58.37%

Milk (1 liter)

$3.83 FCFA 2,164

$1.61 Rp 28.3K

137.89%

White Bread (500g)

$0.33 FCFA 188

$2.27 Rp 39.9K

-85.46%

Rice (white) (1kg)

$3.58 FCFA 2,021

$1.17 Rp 20.6K

205.98%

Eggs

$2.18 FCFA 1,232

$2.17 Rp 38.2K

0.46%

Local Cheese (1kg)

$3.56 FCFA 2,010

$17.63 Rp 310.5K

-79.81%

Chicken Fillets (1kg)

$7.00 FCFA 3,958

$4.05 Rp 71.4K

72.84%

Beef Round Steak (1kg)

$3.68 FCFA 2,079

$12.18 Rp 214.5K

-69.79%

Apples (1kg)

$4.89 FCFA 2,763

$3.62 Rp 63.7K

35.08%

Banana (1kg)

$2.18 FCFA 1,233

$1.64 Rp 28.8K

32.93%

Oranges (1kg)

$2.73 FCFA 1,545

$2.31 Rp 40.6K

18.18%

Tomato (1kg)

$2.48 FCFA 1,402

$1.96 Rp 34.5K

26.53%

Potato (1kg)

$1.67 FCFA 945

$1.84 Rp 32.5K

-9.24%

Onion (1kg)

$1.62 FCFA 918

$2.37 Rp 41.7K

-31.65%

Lettuce (1 head)

$0.51 FCFA 286

$1.05 Rp 18.5K

-51.43%

Water (1.5 liter bottle)

$2.24 FCFA 1,268

$0.54 Rp 9,560

314.81%

Cigarettes 20 Pack (Marlboro, Camel)

$1.03 FCFA 584

$2.30 Rp 40.6K

-55.22%

Wine (Bottle)

$7.98 FCFA 4,510

$23.08 Rp 406.4K

-65.42%

Local Beer (0.5 liter bottle)

$1.22 FCFA 687

$2.34 Rp 41.2K

-47.86%

Imported Beer (0.33 liter bottle)

$1.74 FCFA 981

$3.07 Rp 54.0K

-43.32%

One-way Ticket (Public Transport)

$0.45 FCFA 255

$0.25 Rp 4,365

80.00%

Public Transport Monthly Pass (Regular Price)

$88.9 FCFA 50.2K

$9.42 Rp 165.9K

843.31%

Taxi Start (Normal Tariff)

$0.42 FCFA 239

$0.49 Rp 8,631

-14.29%

Taxi (Normal Tariff) (1km)

$0.43 FCFA 241

$0.47 Rp 8,349

-8.51%

Taxi 1hour Waiting (Normal Tariff)

$5.27 FCFA 2,975

$5.60 Rp 98.6K

-5.89%

Gasoline (1 liter)

$1.36 FCFA 767

$0.81 Rp 14.2K

67.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.3K FCFA 7.0M

$25.0K Rp 440.3M

-50.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$11.4K FCFA 6.4M

$31.1K Rp 547.0M

-63.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.88 FCFA 25.4K

$82.7 Rp 1.5M

-45.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.33 FCFA 14.9K

$6.49 Rp 114.2K

305.70%

Internet (50+ Mbps, Unlimited Data)

$438 FCFA 247.4K

$18.79 Rp 330.8K

2230.44%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$26.64 FCFA 15.0K

$46.28 Rp 814.8K

-42.44%

Summer Dress (H&M, Zara, etc)

$35.26 FCFA 19.9K

$36.44 Rp 641.6K

-3.24%

Sport Shoes (Adidas, Nike)

$44.56 FCFA 25.2K

$80.7 Rp 1.4M

-44.78%

Men's Leather Business Shoes

$90.0 FCFA 50.9K

$78.8 Rp 1.4M

14.23%

1-bedroom Apartment, City Center (Monthly)

$1,799 FCFA 1.0M

$1,114 Rp 19.6M

61.50%

1-bedroom Apartment, Outside City Center (Monthly)

$90.2 FCFA 50.9K

$693 Rp 12.2M

-86.99%

3-bedroom Apartment, City Center (Monthly)

$262 FCFA 147.8K

$3,639 Rp 64.1M

-92.81%

3-bedroom Apartment, Outside City Center (Monthly)

$178 FCFA 100.4K

$1,712 Rp 30.1M

-89.62%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$361 FCFA 204.1K

$167 Rp 2.9M

116.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for N'Djamena: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,799 in N'Djamena and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

N'Djamena pays 116% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

N'Djamena vs Ubud, Bali: Cost of Living - Frequently Asked Questions

N'Djamena is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 21% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 116% higher in N'Djamena, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,799 in N'Djamena versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

A monthly transit pass in N'Djamena runs roughly 843% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,138 in N'Djamena versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in N'Djamena but tight or insufficient in Ubud, Bali. The gap between the two cities makes N'Djamena the clear choice for anyone on this budget.

For families, N'Djamena is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, N'Djamena and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find N'Djamena gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.