Cost of Living Comparison Between Ubud, Bali and Mussaffah Cost of Living Comparison Between Ubud, Bali and Mussaffah

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,953 in Mussaffah, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $3,399 in Mussaffah, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $4,846 in Mussaffah, rent included.

Ubud, Bali is about 30% cheaper than Mussaffah, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Mussaffah sit above the global median – Ubud, Bali by 0%, Mussaffah by 43%.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$6.80 AED 24.97

-49.41%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$36.45 AED 134

-0.38%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$9.77 AED 35.89

-41.56%

Cappuccino

$2.67 Rp 47.4K

$4.88 AED 17.92

-45.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$0.86 AED 3.17

103.49%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.31 AED 1.12

180.65%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$9.75 AED 35.81

-69.74%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$9.81 AED 36.03

-53.92%

Milk (1 liter)

$1.62 Rp 28.7K

$1.83 AED 6.73

-11.48%

White Bread (500g)

$2.33 Rp 41.4K

$1.13 AED 4.15

106.19%

Rice (white) (1kg)

$1.11 Rp 19.7K

$1.86 AED 6.84

-40.32%

Eggs

$2.20 Rp 39.1K

$2.93 AED 10.75

-24.91%

Local Cheese (1kg)

$17.69 Rp 314.0K

$9.13 AED 33.53

93.76%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.95 AED 25.52

-41.01%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$10.29 AED 37.78

18.37%

Apples (1kg)

$3.71 Rp 65.8K

$2.19 AED 8.05

69.41%

Banana (1kg)

$1.59 Rp 28.2K

$1.73 AED 6.36

-8.09%

Oranges (1kg)

$2.28 Rp 40.5K

$1.51 AED 5.54

50.99%

Tomato (1kg)

$1.95 Rp 34.7K

$1.38 AED 5.05

41.30%

Potato (1kg)

$1.91 Rp 33.8K

$1.06 AED 3.91

80.19%

Onion (1kg)

$2.33 Rp 41.4K

$1.18 AED 4.33

97.46%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.56 AED 5.71

-35.26%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.56 AED 2.07

-1.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$6.35 AED 23.32

-64.88%

Wine (Bottle)

$23.07 Rp 409.5K

$13.84 AED 50.8

66.69%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.45 AED 9.01

-1.22%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.56 AED 9.42

17.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$2.13 AED 7.84

-87.32%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$41.37 AED 152

-78.29%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$3.21 AED 11.77

-85.05%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$0.57 AED 2.08

-24.56%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$8.28 AED 30.40

-31.88%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.91 AED 3.33

-12.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$30.3K AED 111.2K

-17.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$21.6K AED 79.4K

46.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$183 AED 672

-55.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$58.2 AED 214

-88.85%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$95.4 AED 350

-80.32%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$57.9 AED 213

-1.83%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

$27.97 AED 103

-33.04%

Cinema Ticket

$4.54 Rp 80.5K

$13.51 AED 49.60

-66.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$688 AED 2,526

-30.12%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$8,490 AED 31.2K

-32.73%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$58.3 AED 214

-21.87%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$49.32 AED 181

-27.25%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$108 AED 395

-25.26%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$95.6 AED 351

-17.68%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$820 AED 3,010

35.99%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$900 AED 3,304

-22.46%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,793 AED 6,586

102.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,716 AED 9,976

-36.05%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$4,936 AED 18.1K

-43.59%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$2,306 AED 8,470

-0.71%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$2,933 AED 10.8K

-94.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.58

200.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Mussaffah: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $820 in Mussaffah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1646% higher in Mussaffah, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $36.00 in Mussaffah. Groceries tell a different story – $295 in Ubud, Bali vs $240 in Mussaffah – so Mussaffah wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mussaffah: Cost of Living - Frequently Asked Questions

Yes – Mussaffah is pricier by about 43%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,929 in Mussaffah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $688 in Mussaffah. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 23% cheaper in Mussaffah – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Mussaffah at $1,953. In Ubud, Bali it covers expenses comfortably, while in Mussaffah it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mussaffah makes more sense. Both are solid long-term options with distinct trade-offs.