Cost of Living Comparison Between Mussaffah and Ubud, Bali Cost of Living Comparison Between Mussaffah and Ubud, Bali

Monthly Cost of Living

A single person spends $1,953 per month in Mussaffah vs $1,368 in Ubud, Bali, rent included.

A couple spends around $3,399 per month in Mussaffah vs $2,348 in Ubud, Bali, rent included.

A family of three spends $4,846 per month in Mussaffah vs $3,327 in Ubud, Bali, rent included.

Mussaffah costs about 43% more than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both Mussaffah and Ubud, Bali sit above the global median – Mussaffah by 43%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Mussaffah
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.80 AED 24.97
$3.44 Rp 61.0K
97.67%
Three-Course Dinner for Two, Mid-Range
$36.45 AED 134
$36.31 Rp 644.5K
0.39%
Fast Food Meal (McDonalds, etc)
$9.77 AED 35.89
$5.71 Rp 101.3K
71.10%
Cappuccino
$4.88 AED 17.92
$2.67 Rp 47.4K
82.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.86 AED 3.17
$1.75 Rp 31.1K
-50.86%
Water (0.33 liter bottle)
$0.31 AED 1.12
$0.87 Rp 15.5K
-64.37%
Local Beer (0.5 liter draught)
$9.75 AED 35.81
$2.95 Rp 52.4K
230.51%
Imported Beer (0.33 liter bottle)
$9.81 AED 36.03
$4.52 Rp 80.2K
117.04%
🛒 Groceries & Markets
Mussaffah
Ubud, Bali
Difference
Milk (1 liter)
$1.83 AED 6.73
$1.62 Rp 28.7K
12.96%
White Bread (500g)
$1.13 AED 4.15
$2.33 Rp 41.4K
-51.50%
Rice (white) (1kg)
$1.86 AED 6.84
$1.11 Rp 19.7K
67.57%
Eggs
$2.93 AED 10.75
$2.20 Rp 39.1K
33.18%
Local Cheese (1kg)
$9.13 AED 33.53
$17.69 Rp 314.0K
-48.39%
Chicken Fillets (1kg)
$6.95 AED 25.52
$4.10 Rp 72.7K
69.51%
Beef Round Steak (1kg)
$10.29 AED 37.78
$12.18 Rp 216.1K
-15.52%
Apples (1kg)
$2.19 AED 8.05
$3.71 Rp 65.8K
-40.97%
Banana (1kg)
$1.73 AED 6.36
$1.59 Rp 28.2K
8.81%
Oranges (1kg)
$1.51 AED 5.54
$2.28 Rp 40.5K
-33.77%
Tomato (1kg)
$1.38 AED 5.05
$1.95 Rp 34.7K
-29.23%
Potato (1kg)
$1.06 AED 3.91
$1.91 Rp 33.8K
-44.50%
Onion (1kg)
$1.18 AED 4.33
$2.33 Rp 41.4K
-49.36%
Lettuce (1 head)
$1.56 AED 5.71
$1.01 Rp 17.9K
54.46%
Water (1.5 liter bottle)
$0.56 AED 2.07
$0.55 Rp 9,795
1.82%
Cigarettes 20 Pack (Marlboro, Camel)
$6.35 AED 23.32
$2.23 Rp 39.6K
184.75%
Wine (Bottle)
$13.84 AED 50.8
$23.07 Rp 409.5K
-40.01%
Local Beer (0.5 liter bottle)
$2.45 AED 9.01
$2.42 Rp 42.9K
1.24%
Imported Beer (0.33 liter bottle)
$2.56 AED 9.42
$3.00 Rp 53.2K
-14.67%
🚌 Getting Around
Mussaffah
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.13 AED 7.84
$0.27 Rp 4,825
688.89%
Public Transport Monthly Pass (Regular Price)
$41.37 AED 152
$8.98 Rp 159.4K
360.69%
Taxi Start (Normal Tariff)
$3.21 AED 11.77
$0.48 Rp 8,586
568.75%
Taxi (Normal Tariff) (1km)
$0.57 AED 2.08
$0.43 Rp 7,697
32.56%
Taxi 1hour Waiting (Normal Tariff)
$8.28 AED 30.40
$5.64 Rp 100.1K
46.81%
Gasoline (1 liter)
$0.91 AED 3.33
$0.80 Rp 14.3K
13.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K AED 111.2K
$24.9K Rp 442.7M
21.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.6K AED 79.4K
$31.7K Rp 562.8M
-31.79%
🧾 Monthly Utilities & Internet
Mussaffah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 AED 672
$81.5 Rp 1.4M
124.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.2 AED 214
$6.49 Rp 115.2K
797.23%
Internet (50+ Mbps, Unlimited Data)
$95.4 AED 350
$18.77 Rp 333.1K
408.20%
🎉 Sport & Entertainment
Mussaffah
Ubud, Bali
Difference
Gym Membership (Monthly)
$57.9 AED 213
$56.9 Rp 1.0M
1.86%
Tennis Court (1 Hour on Weekend)
$27.97 AED 103
$18.73 Rp 332.4K
49.33%
Cinema Ticket
$13.51 AED 49.60
$4.54 Rp 80.5K
197.58%
🧸 Childcare & Education
Mussaffah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$688 AED 2,526
$481 Rp 8.5M
43.10%
International Primary School, 1 Child (Yearly)
$8,490 AED 31.2K
$5,711 Rp 101.4M
48.65%
👕👟 Clothing & Footwear
Mussaffah
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$58.3 AED 214
$45.52 Rp 807.9K
27.99%
Summer Dress (H&M, Zara, etc)
$49.32 AED 181
$35.88 Rp 636.9K
37.46%
Sport Shoes (Adidas, Nike)
$108 AED 395
$80.4 Rp 1.4M
33.80%
Men's Leather Business Shoes
$95.6 AED 351
$78.7 Rp 1.4M
21.48%
🏠 Accommodation & Living
Mussaffah
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$820 AED 3,010
$1,115 Rp 19.8M
-26.46%
1-bedroom Apartment, Outside City Center (Monthly)
$900 AED 3,304
$698 Rp 12.4M
28.96%
3-bedroom Apartment, City Center (Monthly)
$1,793 AED 6,586
$3,637 Rp 64.5M
-50.69%
3-bedroom Apartment, Outside City Center (Monthly)
$2,716 AED 9,976
$1,737 Rp 30.8M
56.37%
Buy Apartment in City Center (m2)
$4,936 AED 18.1K
$2,784 Rp 49.4M
77.27%
Buy Apartment Outside City Center (m2)
$2,306 AED 8,470
$2,290 Rp 40.6M
0.72%
💵 Salaries & Financials
Mussaffah
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,933 AED 10.8K
$168 Rp 3.0M
1645.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.58
13.78
-66.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mussaffah: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $820 in Mussaffah versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1646% higher in Mussaffah, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Mussaffah versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $240 vs $295 – making Mussaffah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mussaffah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Mussaffah?
Yes – Mussaffah is pricier by about 43%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,929 per month in Mussaffah and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $688 per month in Mussaffah and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Mussaffah and in Ubud, Bali?
Interestingly, groceries are about 23% cheaper in Mussaffah – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 a realistic budget for living in Mussaffah or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Mussaffah at $1,953. In Ubud, Bali it covers expenses comfortably, while in Mussaffah it requires careful planning or may not stretch far enough.
Is Mussaffah or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Mussaffah or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mussaffah makes more sense. Both are solid long-term options with distinct trade-offs.

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