Last update: Oct 2026

Cost of Living Comparison Between Mussaffah and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,881 in Mussaffah, rent and utilities included – about $6,400 less a year. Rent and utilities account for about half of the difference.

91

Cost of Living Index in Mussaffah
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Mussaffah Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mussaffah

🇦🇪 United Arab Emirates

$1,881

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Mussaffah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mussaffah and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,881 per month in Mussaffah vs $1,349 in Ubud, Bali, rent included.

Mussaffah $1,881
Ubud, Bali $1,349

A couple spends around $3,357 per month in Mussaffah vs $2,305 in Ubud, Bali, rent included.

Mussaffah $3,357
Ubud, Bali $2,305

A family of three spends $4,833 per month in Mussaffah vs $3,261 in Ubud, Bali, rent included.

Mussaffah $4,833
Ubud, Bali $3,261

Mussaffah costs about 39% more than Ubud, Bali, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$6.89 AED 25.32

$3.32 Rp 60.3K

107.53%

Three-Course Dinner for Two, Mid-Range

$32.36 AED 119

$35.64 Rp 646.7K

-9.20%

Fast Food Meal (McDonalds, etc)

$9.61 AED 35.30

$5.53 Rp 100.4K

73.78%

Cappuccino

$4.82 AED 17.70

$2.72 Rp 49.3K

77.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 AED 2.71

$1.70 Rp 30.9K

-56.47%

Water (0.33 liter bottle)

$0.29 AED 1.06

$0.76 Rp 13.8K

-61.84%

Local Beer (0.5 liter draught)

$9.70 AED 35.64

$2.65 Rp 48.2K

266.04%

Imported Beer (0.33 liter bottle)

$9.44 AED 34.69

$4.38 Rp 79.5K

115.53%

Milk (1 liter)

$1.77 AED 6.49

$1.49 Rp 27.1K

18.79%

White Bread (500g)

$1.15 AED 4.24

$2.28 Rp 41.3K

-49.56%

Rice (white) (1kg)

$1.94 AED 7.11

$1.19 Rp 21.6K

63.03%

Eggs

$3.21 AED 11.79

$2.04 Rp 36.9K

57.35%

Local Cheese (1kg)

$8.53 AED 31.33

$17.70 Rp 321.2K

-51.81%

Chicken Fillets (1kg)

$6.55 AED 24.06

$3.96 Rp 71.9K

65.40%

Beef Round Steak (1kg)

$10.27 AED 37.73

$12.19 Rp 221.2K

-15.75%

Apples (1kg)

$2.27 AED 8.33

$3.66 Rp 66.3K

-37.98%

Banana (1kg)

$1.73 AED 6.37

$1.52 Rp 27.5K

13.82%

Oranges (1kg)

$1.32 AED 4.85

$2.23 Rp 40.4K

-40.81%

Tomato (1kg)

$1.29 AED 4.73

$1.97 Rp 35.8K

-34.52%

Potato (1kg)

$1.04 AED 3.81

$1.85 Rp 33.5K

-43.78%

Onion (1kg)

$1.10 AED 4.05

$2.42 Rp 44.0K

-54.55%

Lettuce (1 head)

$1.48 AED 5.42

$0.99 Rp 18.0K

49.49%

Water (1.5 liter bottle)

$0.58 AED 2.14

$0.51 Rp 9,316

13.73%

Cigarettes 20 Pack (Marlboro, Camel)

$6.28 AED 23.06

$2.22 Rp 40.3K

182.88%

Wine (Bottle)

$13.77 AED 50.6

$22.24 Rp 403.6K

-38.08%

Local Beer (0.5 liter bottle)

$2.52 AED 9.26

$2.26 Rp 41.0K

11.50%

Imported Beer (0.33 liter bottle)

$2.47 AED 9.06

$2.97 Rp 53.9K

-16.84%

One-way Ticket (Public Transport)

$2.17 AED 7.96

$0.25 Rp 4,555

768.00%

Public Transport Monthly Pass (Regular Price)

$33.63 AED 124

$7.82 Rp 142.0K

330.05%

Taxi Start (Normal Tariff)

$3.26 AED 11.96

$0.44 Rp 7,975

640.91%

Taxi (Normal Tariff) (1km)

$0.56 AED 2.05

$0.43 Rp 7,804

30.23%

Taxi 1hour Waiting (Normal Tariff)

$8.39 AED 30.81

$5.41 Rp 98.2K

55.08%

Gasoline (1 liter)

$0.94 AED 3.47

$0.82 Rp 15.0K

14.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K AED 93.5K

$23.8K Rp 432.6M

6.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K AED 78.2K

$31.7K Rp 576.1M

-32.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 AED 695

$79.1 Rp 1.4M

139.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.4 AED 214

$6.45 Rp 117.0K

805.12%

Internet (50+ Mbps, Unlimited Data)

$93.6 AED 344

$18.58 Rp 337.1K

403.50%

Gym Membership (Monthly)

$56.7 AED 208

$49.48 Rp 897.9K

14.55%

Tennis Court (1 Hour on Weekend)

$28.09 AED 103

$17.65 Rp 320.2K

59.15%

Cinema Ticket

$13.85 AED 50.9

$4.27 Rp 77.6K

224.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$685 AED 2,516

$491 Rp 8.9M

39.68%

International Primary School, 1 Child (Yearly)

$8,383 AED 30.8K

$5,674 Rp 103.0M

47.75%

Jeans (Levis 501 Or Similar)

$58.8 AED 216

$44.64 Rp 810.0K

31.61%

Summer Dress (H&M, Zara, etc)

$48.13 AED 177

$34.95 Rp 634.2K

37.71%

Sport Shoes (Adidas, Nike)

$109 AED 399

$79.9 Rp 1.4M

35.94%

Men's Leather Business Shoes

$96.3 AED 354

$79.4 Rp 1.4M

21.22%

1-bedroom Apartment, City Center (Monthly)

$805 AED 2,958

$1,125 Rp 20.4M

-28.39%

1-bedroom Apartment, Outside City Center (Monthly)

$818 AED 3,005

$671 Rp 12.2M

21.83%

3-bedroom Apartment, City Center (Monthly)

$1,818 AED 6,678

$3,565 Rp 64.7M

-48.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,720 AED 9,989

$1,723 Rp 31.3M

57.82%

Buy Apartment in City Center (m2)

$4,854 AED 17.8K

$2,732 Rp 49.6M

77.71%

Buy Apartment Outside City Center (m2)

$2,376 AED 8,727

$2,284 Rp 41.4M

4.04%

Average Monthly Net Salary (After Tax)

$2,910 AED 10.7K

$164 Rp 3.0M

1675.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.55

13.78

-66.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mussaffah: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mussaffah

$818 43.5%

Ubud, Bali

$672 49.8% 17.9% $147

Monthly Utilities & Internet

Mussaffah

$341 18.1%

Ubud, Bali

$104 7.7% 69.5% $237

Groceries & Markets

Mussaffah

$236 12.5%

Ubud, Bali

$288 21.4% 22.4% $53

Eating Out

Mussaffah

$213 11.3%

Ubud, Bali

$108 8% 49.5% $106

Clothing & Footwear

Mussaffah

$140 7.5%

Ubud, Bali

$108 8% 23.4% $33

Sport & Entertainment

Mussaffah

$84 4.5%

Ubud, Bali

$58 4.3% 31.2% $26

Getting Around

Mussaffah

$48 2.6%

Ubud, Bali

$11 0.9% 76.4% $37

Cost Breakdown

A central one-bedroom costs $805 in Mussaffah versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mussaffah are about 18 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32 in Mussaffah versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $236 vs $288 – making Mussaffah the more affordable choice for daily food spending.

Good to know

🇦🇪 Mussaffah

🇮🇩 Ubud, Bali

🕒 Local time

21:35 9:35 PM

01:35 1:35 AM

4 h ahead of Mussaffah

🌤 Weather

👥 Population

243,341

74,800

💱 Currency

UAE Dirham AED د.إ

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AED = 0.272 USD

1 AED = 0.244 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AED – UAE Dirham Converter

🇺🇸 United States Dollar ($)

🇦🇪 UAE Dirham (د.إ)

UAE Dirham exchange rates as of November 2, 2026: 1 USD = 3.67 AED (1 AED = 0.272 USD). 1 EUR = 4.1 AED (1 AED = 0.244 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

USD to AED in detail →

On the map

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Highest

Between locations

Mussaffah Ubud, Bali 7,530 km ≈ 10 h nonstop flight

From you

Mussaffah
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mussaffah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Mussaffah is pricier by about 39%, and outside of rent the gap shows up most in utilities.

For a comfortable life, plan on about $2,822 per month in Mussaffah and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mussaffah, especially for central apartments: a one-bedroom in the center costs $805 there versus $1,125 in Ubud, Bali.

Kindergarten costs $685 per month in Mussaffah and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 18% cheaper in Mussaffah – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,881 in Mussaffah and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,881 in Mussaffah. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Mussaffah makes more sense. Both are solid long-term options with distinct trade-offs.