😐A single person spends $1,818 per month in Mussaffah vs $1,392 in Ubud, Bali, rent included.
😐A couple spends around $2,675 per month in Mussaffah vs $2,557 in Ubud, Bali, rent included.
🙂A family of three spends $3,533 per month in Mussaffah vs $3,723 in Ubud, Bali, rent included.
😐Mussaffah costs about 31% more than Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊Both Mussaffah and Ubud, Bali sit above the global median – Mussaffah by 37%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Mussaffah
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.90AED 25.35
$3.57Rp 64.5K
93.28%
Three-Course Dinner for Two, Mid-Range
$32.49AED 119
$32.32Rp 583.4K
0.53%
Fast Food Meal(McDonalds, etc)
$9.71AED 35.67
$5.01Rp 90.4K
93.81%
Cappuccino
$4.96AED 18.21
$2.82Rp 51.0K
75.89%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.01AED 3.71
$1.35Rp 24.4K
-25.19%
Water(0.33 liter bottle)
$0.37AED 1.38
$0.73Rp 13.2K
-49.32%
Local Beer(0.5 liter draught)
$9.73AED 35.74
$2.93Rp 53.0K
232.08%
Imported Beer(0.33 liter bottle)
$9.67AED 35.53
$3.94Rp 71.1K
145.43%
🛒 Groceries & Markets
Mussaffah
Ubud, Bali
Difference
Milk(1 liter)
$1.83AED 6.71
$1.78Rp 32.1K
2.81%
White Bread(500g)
$1.15AED 4.22
$2.45Rp 44.2K
-53.06%
Rice(white)(1kg)
$2.03AED 7.47
$1.15Rp 20.7K
76.52%
Eggs
$2.86AED 10.50
$2.41Rp 43.6K
18.67%
Local Cheese(1kg)
$10.21AED 37.49
$14.33Rp 258.7K
-28.75%
Chicken Fillets(1kg)
$6.92AED 25.43
$4.19Rp 75.6K
65.16%
Beef Round Steak(1kg)
$8.57AED 31.48
$12.06Rp 217.7K
-28.94%
Apples(1kg)
$1.84AED 6.77
$3.64Rp 65.7K
-49.45%
Banana(1kg)
$1.54AED 5.65
$1.57Rp 28.3K
-1.91%
Oranges(1kg)
$1.42AED 5.20
$2.79Rp 50.3K
-49.10%
Tomato(1kg)
$1.17AED 4.31
$2.24Rp 40.5K
-47.77%
Potato(1kg)
$1.04AED 3.83
$1.98Rp 35.7K
-47.47%
Onion(1kg)
$1.17AED 4.29
$2.28Rp 41.1K
-48.68%
Lettuce(1 head)
$1.52AED 5.58
$1.05Rp 19.0K
44.76%
Water(1.5 liter bottle)
$0.59AED 2.15
$0.79Rp 14.2K
-25.32%
Cigarettes 20 Pack(Marlboro, Camel)
$6.34AED 23.27
$3.19Rp 57.6K
98.75%
Wine(Bottle)
$13.48AED 49.52
$23.49Rp 424.1K
-42.61%
Local Beer(0.5 liter bottle)
$1.92AED 7.05
$2.90Rp 52.3K
-33.79%
Imported Beer(0.33 liter bottle)
$2.26AED 8.31
$2.76Rp 49.7K
-18.12%
🚌 Getting Around
Mussaffah
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.62AED 5.94
$0.27Rp 4,813
500.00%
Public Transport Monthly Pass(Regular Price)
$52.6AED 193
$8.37Rp 151.1K
528.79%
Taxi Start(Normal Tariff)
$3.22AED 11.84
$0.45Rp 8,167
615.56%
Taxi(Normal Tariff)(1km)
$0.57AED 2.08
$0.46Rp 8,298
23.91%
Taxi 1hour Waiting(Normal Tariff)
$4.82AED 17.72
$6.07Rp 109.6K
-20.59%
Gasoline(1 liter)
$0.76AED 2.78
$0.86Rp 15.6K
-11.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.9KAED 164.7K
$26.6KRp 480.0M
68.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8KAED 80.1K
$32.5KRp 587.6M
-33.01%
🧾 Monthly Utilities & Internet
Mussaffah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$142AED 522
$79.0Rp 1.4M
79.94%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$64.7AED 238
$4.09Rp 73.9K
1482.89%
Internet(50+ Mbps, Unlimited Data)
$101AED 370
$23.85Rp 430.5K
322.73%
🎉 Sport & Entertainment
Mussaffah
Ubud, Bali
Difference
Gym Membership(Monthly)
$64.4AED 237
$98.8Rp 1.8M
-34.77%
Tennis Court(1 Hour on Weekend)
$38.74AED 142
$6.35Rp 114.7K
510.08%
Cinema Ticket
$12.91AED 47.42
$4.01Rp 72.3K
221.95%
🧸 Childcare & Education
Mussaffah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$639AED 2,347
$297Rp 5.4M
114.98%
International Primary School, 1 Child(Yearly)
$6,792AED 24.9K
$6,602Rp 119.2M
2.88%
👕👟 Clothing & Footwear
Mussaffah
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$52.8AED 194
$53.4Rp 964.5K
-1.16%
Summer Dress(H&M, Zara, etc)
$57.2AED 210
$38.11Rp 688.1K
50.07%
Sport Shoes(Adidas, Nike)
$93.3AED 343
$88.7Rp 1.6M
5.25%
Men's Leather Business Shoes
$82.1AED 302
$76.6Rp 1.4M
7.15%
🏠 Accommodation & Living
Mussaffah
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$755AED 2,774
$1,020Rp 18.4M
-25.94%
1-bedroom Apartment, Outside City Center(Monthly)
$748AED 2,748
$680Rp 12.3M
9.99%
3-bedroom Apartment, City Center(Monthly)
$2,534AED 9,308
$3,469Rp 62.6M
-26.95%
3-bedroom Apartment, Outside City Center(Monthly)
$1,346AED 4,942
$2,090Rp 37.7M
-35.62%
Buy Apartment in City Center(m2)
$4,975AED 18.3K
$2,729Rp 49.3M
82.30%
Buy Apartment Outside City Center(m2)
$2,345AED 8,611
$2,295Rp 41.4M
2.14%
💵 Salaries & Financials
Mussaffah
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,930AED 10.8K
$164Rp 3.0M
1690.29%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.75
13.28
-64.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mussaffah: July 28, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $755 in Mussaffah versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1690% higher in Mussaffah, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $32.00 in Mussaffah versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $230 vs $298 – making Mussaffah the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mussaffah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Mussaffah?
Yes – Mussaffah is pricier by about 31%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,727 per month in Mussaffah and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $639 per month in Mussaffah and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Mussaffah and in Ubud, Bali?
Interestingly, groceries are about 29% cheaper in Mussaffah – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 a realistic budget for living in Mussaffah or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Mussaffah at $1,818. In Ubud, Bali it covers expenses comfortably, while in Mussaffah it requires careful planning or may not stretch far enough.
Is Mussaffah or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Mussaffah or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mussaffah makes more sense. Both are solid long-term options with distinct trade-offs.