Cost of Living Comparison Between Mussaffah and Ubud, Bali Cost of Living Comparison Between Mussaffah and Ubud, Bali

Monthly Cost of Living

A single person spends $1,770 per month in Mussaffah vs $1,404 in Ubud, Bali, rent included.

A couple spends around $2,634 per month in Mussaffah vs $2,549 in Ubud, Bali, rent included.

A family of three spends $3,498 per month in Mussaffah vs $3,694 in Ubud, Bali, rent included.

Mussaffah costs about 26% more than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both Mussaffah and Ubud, Bali sit above the global median – Mussaffah by 32%, Ubud, Bali by 4%.

Currency
🍽 Eating Out
Mussaffah
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.93 AED 25.44
$3.57 Rp 64.0K
94.12%
Three-Course Dinner for Two, Mid-Range
$33.11 AED 122
$32.50 Rp 582.3K
1.88%
Fast Food Meal (McDonalds, etc)
$9.51 AED 34.94
$4.86 Rp 87.1K
95.68%
Cappuccino
$4.91 AED 18.04
$2.75 Rp 49.2K
78.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.01 AED 3.72
$1.32 Rp 23.7K
-23.48%
Water (0.33 liter bottle)
$0.35 AED 1.27
$0.70 Rp 12.6K
-50.00%
Local Beer (0.5 liter draught)
$9.57 AED 35.14
$2.91 Rp 52.2K
228.87%
Imported Beer (0.33 liter bottle)
$9.42 AED 34.61
$3.79 Rp 68.0K
148.55%
🛒 Groceries & Markets
Mussaffah
Ubud, Bali
Difference
Milk (1 liter)
$1.86 AED 6.83
$1.71 Rp 30.6K
8.77%
White Bread (500g)
$1.19 AED 4.38
$2.47 Rp 44.3K
-51.82%
Rice (white) (1kg)
$2.00 AED 7.34
$1.20 Rp 21.5K
66.67%
Eggs
$2.85 AED 10.48
$2.44 Rp 43.8K
16.80%
Local Cheese (1kg)
$10.24 AED 37.62
$14.38 Rp 257.7K
-28.79%
Chicken Fillets (1kg)
$6.76 AED 24.83
$4.31 Rp 77.1K
56.84%
Beef Round Steak (1kg)
$8.83 AED 32.45
$12.21 Rp 218.7K
-27.68%
Apples (1kg)
$1.83 AED 6.74
$3.68 Rp 66.0K
-50.27%
Banana (1kg)
$1.54 AED 5.64
$1.55 Rp 27.8K
-0.65%
Oranges (1kg)
$1.47 AED 5.41
$2.79 Rp 49.9K
-47.31%
Tomato (1kg)
$1.17 AED 4.28
$2.33 Rp 41.8K
-49.79%
Potato (1kg)
$1.00 AED 3.69
$1.97 Rp 35.3K
-49.24%
Onion (1kg)
$1.19 AED 4.36
$2.31 Rp 41.4K
-48.48%
Lettuce (1 head)
$1.52 AED 5.58
$1.06 Rp 19.1K
43.40%
Water (1.5 liter bottle)
$0.63 AED 2.30
$0.73 Rp 13.1K
-13.70%
Cigarettes 20 Pack (Marlboro, Camel)
$6.24 AED 22.94
$3.28 Rp 58.8K
90.24%
Wine (Bottle)
$13.44 AED 49.36
$22.79 Rp 408.4K
-41.03%
Local Beer (0.5 liter bottle)
$1.88 AED 6.89
$2.81 Rp 50.3K
-33.10%
Imported Beer (0.33 liter bottle)
$2.24 AED 8.23
$2.78 Rp 49.9K
-19.42%
🚌 Getting Around
Mussaffah
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.61 AED 5.92
$0.29 Rp 5,217
455.17%
Public Transport Monthly Pass (Regular Price)
$53.0 AED 195
$8.06 Rp 144.4K
558.06%
Taxi Start (Normal Tariff)
$3.26 AED 11.97
$0.45 Rp 8,047
624.44%
Taxi (Normal Tariff) (1km)
$0.53 AED 1.94
$0.45 Rp 8,094
17.78%
Taxi 1hour Waiting (Normal Tariff)
$5.01 AED 18.42
$6.24 Rp 111.7K
-19.71%
Gasoline (1 liter)
$0.75 AED 2.77
$0.85 Rp 15.2K
-11.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.7K AED 164.1K
$26.0K Rp 465.4M
71.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K AED 82.1K
$31.7K Rp 567.2M
-29.40%
🧾 Monthly Utilities & Internet
Mussaffah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 AED 524
$80.8 Rp 1.4M
76.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$65.0 AED 239
$4.06 Rp 72.7K
1501.23%
Internet (50+ Mbps, Unlimited Data)
$103 AED 378
$24.42 Rp 437.6K
321.74%
🎉 Sport & Entertainment
Mussaffah
Ubud, Bali
Difference
Gym Membership (Monthly)
$65.5 AED 241
$97.7 Rp 1.7M
-32.90%
Tennis Court (1 Hour on Weekend)
$38.84 AED 143
$6.45 Rp 115.5K
502.17%
Cinema Ticket
$12.71 AED 46.68
$4.04 Rp 72.4K
214.60%
🧸 Childcare & Education
Mussaffah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$631 AED 2,316
$304 Rp 5.4M
107.38%
International Primary School, 1 Child (Yearly)
$6,759 AED 24.8K
$6,621 Rp 118.6M
2.08%
👕👟 Clothing & Footwear
Mussaffah
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$52.5 AED 193
$54.2 Rp 971.7K
-3.26%
Summer Dress (H&M, Zara, etc)
$56.7 AED 208
$38.78 Rp 694.7K
46.13%
Sport Shoes (Adidas, Nike)
$90.9 AED 334
$86.1 Rp 1.5M
5.57%
Men's Leather Business Shoes
$81.4 AED 299
$76.7 Rp 1.4M
6.13%
🏠 Accommodation & Living
Mussaffah
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$736 AED 2,704
$986 Rp 17.7M
-25.30%
1-bedroom Apartment, Outside City Center (Monthly)
$770 AED 2,828
$658 Rp 11.8M
17.04%
3-bedroom Apartment, City Center (Monthly)
$2,466 AED 9,056
$3,369 Rp 60.4M
-26.82%
3-bedroom Apartment, Outside City Center (Monthly)
$1,387 AED 5,095
$2,066 Rp 37.0M
-32.86%
Buy Apartment in City Center (m2)
$4,899 AED 18.0K
$2,741 Rp 49.1M
78.71%
Buy Apartment Outside City Center (m2)
$2,304 AED 8,464
$2,228 Rp 39.9M
3.45%
💵 Salaries & Financials
Mussaffah
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,971 AED 10.9K
$163 Rp 2.9M
1717.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.75
13.28
-64.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mussaffah: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $736 in Mussaffah versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1718% higher in Mussaffah, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Mussaffah versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $231 vs $297 – making Mussaffah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mussaffah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Mussaffah?
Yes – Mussaffah is pricier by about 26%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,654 per month in Mussaffah and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $631 per month in Mussaffah and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Mussaffah and Ubud, Bali?
Interestingly, groceries are about 29% cheaper in Mussaffah – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 a realistic budget for Mussaffah or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Mussaffah at $1,770. In Ubud, Bali it covers expenses comfortably, while in Mussaffah it requires careful planning or may not stretch far enough.
Is Mussaffah or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Mussaffah or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mussaffah makes more sense. Both are solid long-term options with distinct trade-offs.

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