Cost of Living Comparison Between Ubud, Bali and Murcia Cost of Living Comparison Between Ubud, Bali and Murcia

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,413 in Murcia.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,176 in Murcia.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,939 in Murcia.

Monthly costs are close between Ubud, Bali and Murcia; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Ubud, Bali 5% above, Murcia 6% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$14.95 €13.09

-76.92%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$51.5 €45.13

-37.24%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$12.26 €10.73

-60.52%

Cappuccino

$2.75 Rp 49.4K

$2.16 €1.90

27.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.00 €1.75

-31.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.56 €1.36

-51.92%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.28 €2.00

31.14%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.54 €3.10

8.76%

Milk (1 liter)

$1.74 Rp 31.2K

$1.17 €1.02

48.72%

White Bread (500g)

$2.46 Rp 44.2K

$1.36 €1.19

80.88%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.48 €1.30

-20.95%

Eggs

$2.43 Rp 43.7K

$2.94 €2.58

-17.35%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.16 €9.78

29.93%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$8.46 €7.41

-48.58%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$14.00 €12.26

-14.43%

Apples (1kg)

$3.72 Rp 66.8K

$2.67 €2.34

39.33%

Banana (1kg)

$1.63 Rp 29.2K

$1.57 €1.37

3.82%

Oranges (1kg)

$2.74 Rp 49.3K

$1.57 €1.37

74.52%

Tomato (1kg)

$2.24 Rp 40.3K

$2.36 €2.06

-5.08%

Potato (1kg)

$1.92 Rp 34.5K

$1.74 €1.52

10.34%

Onion (1kg)

$2.28 Rp 40.9K

$1.90 €1.67

20.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.36 €1.19

-22.06%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.71 €0.62

1.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.72 €5.01

-42.48%

Wine (Bottle)

$23.19 Rp 416.8K

$6.12 €5.36

278.92%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.21 €1.06

129.75%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.71 €1.50

59.65%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.54 €1.35

-82.47%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$35.12 €30.76

-76.91%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.39 €2.96

-85.84%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.98 €0.86

-57.14%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$24.84 €21.75

-74.96%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.78 €1.56

-54.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.4K €30.2K

-22.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.7K €26.0K

8.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$131 €115

-40.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$13.66 €11.97

-70.20%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$28.13 €24.64

-13.51%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$39.97 €35.01

146.71%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$16.16 €14.15

-60.77%

Cinema Ticket

$3.99 Rp 71.6K

$8.17 €7.15

-51.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$413 €362

-26.12%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,617 €8,423

-30.93%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$70.3 €61.6

-23.03%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$37.85 €33.15

-0.11%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$98.9 €86.6

-12.21%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$119 €104

-35.96%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$732 €641

35.59%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$548 €480

22.70%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,206 €1,056

179.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$900 €788

127.86%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,280 €2,872

-14.49%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,521 €1,332

46.40%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$2,085 €1,826

-91.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.44

286.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Murcia: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $732 in Murcia. Housing cost is often the main lever when comparing two cities.

Murcia pays 1149% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32.00 in Ubud, Bali vs $52.0 in Murcia. Groceries flip the comparison at $297 vs $246, with Murcia cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Murcia: Cost of Living - Frequently Asked Questions

On paper, salaries run 1149% lower in Murcia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $732 in Murcia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $413 in Murcia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $52.0 in Murcia. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $1,413 in Murcia, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Murcia. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Murcia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Murcia on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.