Cost of Living Comparison Between Murcia and Ubud, Bali Cost of Living Comparison Between Murcia and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,413 in Murcia versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,176 in Murcia versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,939 in Murcia versus $3,763 in Ubud, Bali.

Monthly costs are close between Murcia and Ubud, Bali; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Murcia 6% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$14.95 €13.08

$3.45 Rp 62.0K

333.33%

Three-Course Dinner for Two, Mid-Range

$51.5 €45.08

$32.34 Rp 580.1K

59.34%

Fast Food Meal (McDonalds, etc)

$12.26 €10.72

$4.84 Rp 86.9K

153.31%

Cappuccino

$2.16 €1.89

$2.75 Rp 49.3K

-21.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 €1.75

$1.38 Rp 24.8K

44.93%

Water (0.33 liter bottle)

$1.56 €1.36

$0.75 Rp 13.5K

108.00%

Local Beer (0.5 liter draught)

$2.28 €2.00

$2.99 Rp 53.7K

-23.75%

Imported Beer (0.33 liter bottle)

$3.54 €3.10

$3.85 Rp 69.1K

-8.05%

Milk (1 liter)

$1.17 €1.02

$1.74 Rp 31.1K

-32.76%

White Bread (500g)

$1.36 €1.19

$2.46 Rp 44.1K

-44.72%

Rice (white) (1kg)

$1.48 €1.30

$1.17 Rp 21.0K

26.50%

Eggs

$2.94 €2.58

$2.43 Rp 43.6K

20.99%

Local Cheese (1kg)

$11.16 €9.77

$14.50 Rp 260.2K

-23.03%

Chicken Fillets (1kg)

$8.46 €7.40

$4.35 Rp 78.0K

94.48%

Beef Round Steak (1kg)

$14.00 €12.25

$11.98 Rp 214.9K

16.86%

Apples (1kg)

$2.67 €2.34

$3.72 Rp 66.7K

-28.23%

Banana (1kg)

$1.57 €1.37

$1.63 Rp 29.2K

-3.68%

Oranges (1kg)

$1.57 €1.37

$2.74 Rp 49.2K

-42.70%

Tomato (1kg)

$2.36 €2.06

$2.24 Rp 40.2K

5.36%

Potato (1kg)

$1.74 €1.52

$1.92 Rp 34.4K

-9.37%

Onion (1kg)

$1.90 €1.66

$2.28 Rp 40.8K

-16.67%

Lettuce (1 head)

$1.36 €1.19

$1.06 Rp 19.1K

28.30%

Water (1.5 liter bottle)

$0.71 €0.62

$0.72 Rp 12.9K

-1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €5.00

$3.29 Rp 58.9K

73.86%

Wine (Bottle)

$6.12 €5.35

$23.19 Rp 416.1K

-73.61%

Local Beer (0.5 liter bottle)

$1.21 €1.05

$2.78 Rp 49.8K

-56.47%

Imported Beer (0.33 liter bottle)

$1.71 €1.50

$2.73 Rp 49.0K

-37.36%

One-way Ticket (Public Transport)

$1.54 €1.35

$0.27 Rp 4,778

470.37%

Public Transport Monthly Pass (Regular Price)

$35.12 €30.73

$8.11 Rp 145.4K

333.05%

Taxi Start (Normal Tariff)

$3.39 €2.96

$0.48 Rp 8,659

606.25%

Taxi (Normal Tariff) (1km)

$0.98 €0.86

$0.42 Rp 7,532

133.33%

Taxi 1hour Waiting (Normal Tariff)

$24.84 €21.73

$6.22 Rp 111.6K

299.36%

Gasoline (1 liter)

$1.78 €1.56

$0.81 Rp 14.6K

119.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K €30.1K

$26.6K Rp 477.4M

29.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K €26.0K

$32.2K Rp 577.4M

-7.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €115

$78.4 Rp 1.4M

67.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.66 €11.95

$4.07 Rp 73.0K

235.63%

Internet (50+ Mbps, Unlimited Data)

$28.13 €24.61

$24.33 Rp 436.4K

15.62%

Gym Membership (Monthly)

$39.97 €34.97

$98.6 Rp 1.8M

-59.47%

Tennis Court (1 Hour on Weekend)

$16.16 €14.13

$6.34 Rp 113.7K

154.89%

Cinema Ticket

$8.17 €7.15

$3.99 Rp 71.5K

104.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$413 €361

$305 Rp 5.5M

35.36%

International Primary School, 1 Child (Yearly)

$9,617 €8,414

$6,642 Rp 119.2M

44.79%

Jeans (Levis 501 Or Similar)

$70.3 €61.5

$54.1 Rp 971.2K

29.92%

Summer Dress (H&M, Zara, etc)

$37.85 €33.11

$37.81 Rp 678.2K

0.11%

Sport Shoes (Adidas, Nike)

$98.9 €86.6

$86.8 Rp 1.6M

13.91%

Men's Leather Business Shoes

$119 €104

$76.4 Rp 1.4M

56.15%

1-bedroom Apartment, City Center (Monthly)

$732 €640

$992 Rp 17.8M

-26.25%

1-bedroom Apartment, Outside City Center (Monthly)

$548 €480

$673 Rp 12.1M

-18.50%

3-bedroom Apartment, City Center (Monthly)

$1,206 €1,055

$3,375 Rp 60.5M

-64.26%

3-bedroom Apartment, Outside City Center (Monthly)

$900 €787

$2,050 Rp 36.8M

-56.11%

Buy Apartment in City Center (m2)

$3,280 €2,869

$2,805 Rp 50.3M

16.94%

Buy Apartment Outside City Center (m2)

$1,521 €1,331

$2,227 Rp 39.9M

-31.69%

Average Monthly Net Salary (After Tax)

$2,085 €1,824

$167 Rp 3.0M

1148.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

13.28

-74.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Murcia: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $732 in Murcia and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Murcia pays 1149% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $52.0 in Murcia vs $32.00 in Ubud, Bali. Groceries flip the comparison at $246 vs $297, with Murcia cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Murcia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay runs 1149% higher in Murcia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $732 in Murcia versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $413 in Murcia versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $52.0 in Murcia. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $1,413 in Murcia, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Murcia. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Murcia and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Murcia on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.